

⚡ Veredito rápido:
- Preços: Expensify starts at $5 per member per month. FreshBooks starts at $21 per month.
- Ideal para: Expensify for expense management and receipts. FreshBooks for invoicing and contabilidade software needs.
- Principal diferença: Expensify tracks expenses and reimbursement. FreshBooks handles invoicing, payments, and contabilidade relatórios.
- Nossa escolha: FreshBooks for most small negócios owners. It does invoicing, expenses, and project management in one place.

Expensify and FreshBooks both help you manage money in a business.
But they solve two different problems.
Expensify is built around expense management and receipts.
FreshBooks is software de contabilidade built around invoicing and payments.
One tracks what your team spends. The other bills your clients and tracks income.
This guide shows which tool fits your business best.
Visão geral
This Expensify vs FreshBooks comparison covers pricing, core features, and ease of use.
Também analisamos para quem cada ferramenta funciona melhor.
Nossas fontes incluem especificações publicadas, documentação e avaliações de usuários.
Nossos redatores também passaram um tempo testando cada plataforma na prática.
Essas observações aparecem nas seções "O que nossa equipe notou" abaixo.
O que é Expensify?
Expensify is an expense management platform for personal and business use.
It helps a company track expenses, scan receipts, and handle reimbursement.
Snap a photo of a receipt and SmartScan reads it in a few seconds.
The system can then create an expense report on its own.
Expensify also offers a business credit card called the Expensify Card.
Many Expensify reviews praise its mobile app and simple receipt capture.

Despesar
Expensify automates the expense management process from photo to reimbursement. Scan receipts, track mileage, and code transactions fast. Best for teams that need to manage expenses.
Preços do Expensify
Here is what Expensify costs in 2026. Let’s break it down.
| Plano | Preço | Ideal para |
|---|---|---|
| Coletar | US$ 5 por membro por mês | Small teams that track and reimburse expenses |
| Controlar | A partir de US$ 9 por membro por mês. | Larger teams that need approval and admin control |
Pricing verified June 2026.

Teste grátis: Yes. Expensify offers a free trial, and individuals can use a limited free version with a small number of monthly scans.
Garantia de reembolso: Expensify bills monthly or annually. Annual plans lower the per-member cost.
📌 Observação: Using the Expensify Card can cut your per-member price. The Card also speeds up how fast you reconcile payments and close the books.
⚠️ Aviso: Many users find Expensify’s pricing structure confusing. Reviews mention unclear “pro feature” costs and a push toward the corporate card.
Key Benefits of Expensify
Here is what makes Expensify worth considering:
- SmartScan Receipts: Take a photo and the app reads the details. It can create an expense report from a single scan.
- Auto Expense Reports: Expensify makes reports build themselves as you add expenses. Less manual entry for your finance team.
- Fast Reimbursement: Submit expenses and reimburse employees or contractors, often within a few days.
- Cartão Expensify: A free business card that codes transactions and matches them against your account automatically.
- Mileage and Viagem: Log mileage and upload travel costs from your pocket on the mobile app.
- Reembolsos globais: Reimburse people in their local currency with built-in tax support.
- Integrações de contabilidade: Connect Expensify to QuickBooks and Xero to export data and save reconciliation time.

O que nossa equipe observou
Expensify takes segurança seriously and keeps your data stored in the cloud. You need an internet connection to sync receipts. If a card transaction is blocked, support can help you resolve it, though they may not respond immediately.
The tool is flexible enough for employers who want to simplify the expense management process. After completing setup, reimbursement ran faster than we expected.
Nosso escritor signed up for Expensify and used it to submit and approve a small number of test expenses. Here is what stood out:

Expensify Pros & Cons
✅ Prós
- SmartScan captures receipts in a few seconds
- Automates the expense management process end to end
- Free Expensify Card with automatic transaction coding
- Fast reimbursement for employees and contractors
❌ Contras
- SmartScan can misread receipts and need a manual fix
- Support relies on chat and can be slow to respond
- Pricing and “pro feature” costs feel unclear to many users
O que é o FreshBooks?
FreshBooks is accounting software built for service-based small businesses.
Isso ajuda freelancers and small business owners send invoices and accept payments.
You can create professional, custom invoices and send them with one click.
FreshBooks also handles expenses, time tracking, and project management.
The FreshBooks dashboard is clean and needs little accounting knowledge.
Many FreshBooks reviews recommend it as one of the best accounting software picks for invoicing.

FreshBooks
FreshBooks is an accounting software solution for freelancers and agencies. It handles invoicing, online payments, expenses, and time tracking in one place.
Preços do FreshBooks
FreshBooks offers four plans. Here are the pricing plans for 2026.
FreshBooks accounting software groups three plans for most users. The Lite plan suits freelancers, the Plus plan fits small teams, and the Premium plan covers growing businesses. The Select plan adds custom pricing and exclusive access. FreshBooks simplifies sending invoices, and clean records make tax time easier.
| Plano | Preço | Ideal para |
|---|---|---|
| Lite | US$ 21/mês | Self employed professionals with up to 5 billable clients |
| Mais | US$ 38/mês | Small businesses with up to 50 billable clients |
| Premium | US$ 65/mês | Growing teams with an unlimited number of clients |
| Selecione | Personalizado | Businesses that need advanced features and exclusive access |
Pricing verified June 2026.

Teste grátis: Yes. FreshBooks offers a 30-day free trial on all plans, with no credit card required to sign up.
Garantia de reembolso: New users often get a promotional discount of 70% off for the first four months.
📌 Observação: Each plan limits billable clients. The Lite plan covers 5, Plus covers 50, and Premium covers an unlimited number. FreshBooks charges $11 per additional user, per month.
⚠️ Aviso: Advanced Payments is an add-on that costs $20 per month on every tier except Select. Payroll via Gusto costs $40 per month plus $6 per employee.
Key Benefits of FreshBooks
Here is what makes FreshBooks worth considering:
- Faturamento personalizado: Create professional invoices that show your work and costs. Set up recurring invoices and automate late fees and reminders.
- Online Payments: Accept payments by card, ACH payments, and bank transfers. FreshBooks payments let clients pay an invoice fast.
- Controle de tempo: Track billable time and add it to invoices. This billable time feature is rare in other accounting software.
- Gerenciamento de projetos: Manage projects and base billing on tracking time. Project profitability tracking shows which jobs earn the most.
- Estimativas: Send unlimited estimates and convert estimates into invoices in two clicks.
- Conciliação bancária: Bank reconciliation tools work in real time. They flag unreconciled transactions so your accounts payable stays clean.
- Integrações de aplicativos: FreshBooks connects with over 100 apps and other software, so you can extend the FreshBooks platform.

O que nossa equipe observou
Our writer used FreshBooks to build a test invoice and track a sample project. Here is what stood out from that hands-on time:

FreshBooks Pros & Cons
✅ Prós
- Strong invoicing features with recurring billing and late fees
- Built-in time tracking and project management on all plans
- Clean FreshBooks dashboard that non-accountants can use
- Helpful phone and email customer support
❌ Contras
- Each plan caps the number of billable clients
- Adding team members costs $11 to $13 per user
- Limited inventory management for product-based businesses
Comparação de recursos
Ready to dive into a detailed comparison of Expensify vs FreshBooks?
We will explore eight key areas to help you decide which platform suits your needs. The two tools overlap on expenses but split on everything else.
| Recurso | Despesar | FreshBooks |
|---|---|---|
| Preço inicial | US$ 5 por membro por mês | US$ 21/mês |
| Versão gratuita | ✅ Limitado | ❌ (Teste gratuito de 30 dias) |
| Digitalização de recibos | ✅ SmartScan | ✅ |
| Invoicing Features | ❌ Básico | ✅ Completo |
| Pagamentos online | ❌ | ✅ ACH & cards |
| Controle de tempo | ❌ | ✅ |
| Cartão Expensify | ✅ | ❌ |
| Conciliação bancária | ❌ | ✅ |
| Ideal para | Gestão de despesas | Invoicing & accounting |
1. Objetivo Principal
Despesas: Expensify is an expense management tool. It exists to track expenses, scan receipts, and run reimbursement for a team. The whole expense management process is its focus, from a photo in your pocket to a finished report.

FreshBooks: FreshBooks is accounting software for service businesses. It centers on invoicing, online payments, and accounting reports. Expenses are one part of a wider platform that also tracks income and manages projects.

⚠️ Aviso: These are not direct rivals. Pick Expensify to manage expenses. Pick FreshBooks to bill customers and run your books.
2. Receipt Scanning and Capture
Despesas: SmartScan is the star here. Snap a photo and the app reads the receipt details in a few seconds. You can also email receipts in, and Expensify will capture and store them. It can even create an expense report from one scan.

FreshBooks: FreshBooks lets you snap photos of receipts on your mobile device too. It links bank accounts for automatic transaction categorization. The capture is solid, but receipts are a feature here, not the core product.
3. Expense Reports and Reimbursement
Despesas: This is where Expensify wins. You submit expenses, a manager reviews them, and approval can trigger reimbursement on its own. Automated workflows route expense reports straight to supervisors. You can reimburse employees and contractors, often within a few days.

FreshBooks: FreshBooks tracks expenses and sorts them into categories and tags. But it is not built for staff reimbursement requests. For pure expense reports across a large team, Expensify has the edge.
4. Invoicing Features
Despesas: Expensify offers basic bill pay and invoicing. It can send a simple invoice and handle a bill. But it lacks the deep custom invoicing that a billing-first business needs.

FreshBooks: Invoicing is the heart of FreshBooks. You create professional invoices, set recurring invoices, add late fees, and send them in one click. You can also send unlimited estimates and convert estimates into invoices in two clicks. Client retainers and recurring billing round it out.

5. Online Payments
Despesas: Expensify handles outgoing payments like reimbursement and bill pay. It does not act as a full payment processor for client invoices. There is no virtual terminal here.
FreshBooks: FreshBooks lets clients accept payments online by card, ACH payments, and bank transfers. Advanced Payments adds a virtual terminal and recurring billing. ACH transfers carry a flat fee per transaction. Neither tool replaces full POS systems for retail.

6. Controle de tempo e projeto
Despesas: Expensify does not track billable time. It can log mileage and viagem, but it is not a tool to manage projects or bill by the hour.
FreshBooks: Time tracking is built in on all plans. You track billable time, manage projects, and bill only the projects you choose. Project profitability tracking shows which jobs pay off. Tracking time then flows straight into an invoice.
Watch how time and projects work inside the platform.
7. Integrações
Despesas: Expensify connects to accounting software like QuickBooks Online and Xero. You export expense data with a CSV file or a direct sync. This lets the finance team save time and avoid manual entry.

FreshBooks: FreshBooks integrates with over 100 apps and other software. You can connect payment tools, CRMs, and business partners’ systems. You also assign user roles so each team member gets the right access.

8. Mobile App and Ease of Use
Despesas: The Expensify app is well loved for receipt capture on the go. The front end is simple, but new users can find the admin dashboard and settings hard to set up. Both web and desktop access exist.
Here is a closer look at the app in daily use.
FreshBooks: The FreshBooks mobile app works on iOS and Android dispositivos. You manage billing and capture receipts on the go, though some find it less powerful than the desktop. Most users praise how easy the FreshBooks platform is to learn.
9. Preços e Custos
Vamos comparar os planos de preços lado a lado.
| Plano | Despesar | FreshBooks |
|---|---|---|
| Entrada | Collect — $5/member/month | Lite — $21/month |
| Meio | Control — from $9/member/month | Plus — $38/month |
| Mais alto | — | Premium — $65/month |
| Personalizado | — | Select — Custom |
Despesas: Pricing is per member per month, so costs grow with your team. The base price looks low, but per-member math adds up fast for a big company. The Expensify Card can lower the price.
FreshBooks: Pricing is a flat fee per month, not per user. That flat fee helps a solo owner, but extra team members cost $11 each per month. For invoicing-heavy work, the value is strong.
Diferentes cenários
| Se você precisar | Escolher | Por que |
|---|---|---|
| Staff expense reports | Despesar | Built for reimbursement |
| Client invoicing | FreshBooks | Full invoicing features |
| Online payments | FreshBooks | Cards, ACH, transfers |
| Receipt scanning only | Despesar | SmartScan in seconds |
| Time and projects | FreshBooks | Tracking on all plans |
| All-in-one books | FreshBooks | Income plus expenses |
💰 Seu orçamento
Expensify costs $5 per member per month, so a small team pays little. FreshBooks uses a flat fee per month that suits a solo owner.
🔌 Seu conjunto de tecnologias
Expensify connects to QuickBooks and Xero to handle the books. FreshBooks is the books, plus 100-plus app links.
🧾 Your Main Job
If your main job is to manage expenses, pick Expensify. If you send invoices and accept payments, pick FreshBooks.
🎓 Seu nível de experiência
The FreshBooks dashboard needs little accounting knowledge. Expensify is simple to scan with, but admin setup can take time to complete.
🆓 Testes e demonstrações grátis
FreshBooks gives a 30-day free trial with no card. Expensify offers a limited free version, so test both before you commit.
🛟 Opções de suporte
FreshBooks offers phone and email customer support that users rate well. Expensify leans on chat, which can be slow to respond.
Guia de Troca
Já utiliza alguma dessas ferramentas? Veja o que esperar se você mudar.
🔄 Switching from Expensify to FreshBooks?
✅ O que você vai ganhar:
- Full invoicing features and recurring invoices
- Online payments by card and bank transfers
- Time tracking and project management
❌ O que você perderá:
- The Expensify Card and its auto transaction coding
- Deep staff reimbursement workflows
- SmartScan-first receipt capture
📋 Como mudar:
- Export your expense data from Expensify to a CSV file
- Create a FreshBooks account and start the free trial
- Import expenses and connect your bank to FreshBooks
🔄 Switching from FreshBooks to Expensify?
✅ O que você vai ganhar:
- SmartScan receipt capture in a few seconds
- Strong staff reimbursement and approval flows
- The free Expensify Card for the whole team
❌ O que você perderá:
- Custom invoicing and online client payments
- Time tracking and project profitability tracking
- Bank reconciliation and accounting reports
📋 Como mudar:
- Export your client and expense records from FreshBooks
- Create an Expensify account and set up your team
- Connect QuickBooks or Xero to keep your books in sync
O que nossa avaliação não abordou
This comparison focused on individual users and small businesses. We did not test enterprise setups, deep inventory management, or double entry accounting at scale. Our notes are based on the June 2026 versions, so features may change. If you run a large finance team, your needs may differ from what we covered here.
Veredicto final
| Categoria | Ganhador |
|---|---|
| 💰 Preços | Despesar |
| 🧾 Invoicing | FreshBooks |
| 📸 Receipt Scanning | Despesar |
| 💳 Online Payments | FreshBooks |
| ⏱️ Time & Projects | FreshBooks |
| 👶 Facilidade de uso | FreshBooks |
| 🛟 Suporte ao Cliente | FreshBooks |
| 🏆 Vencedor Geral | FreshBooks |
🏆 WINNER: FRESHBOOKS
FreshBooks wins 5 out of 7 categories.
Ideal para: Freelancers, self employed professionals, and service-based small business owners who need invoicing.
Expensify and FreshBooks are two very different products.
Expensify is the specialist in expense management and receipts. It is the better pick if your only job is to manage expenses and reimburse a team fast.
FreshBooks is the broader accounting software. It handles invoicing, payments, time tracking, and accounting reports in one place.
For most small business owners who bill clients, we recommend FreshBooks. If you run a large team and only need expense reports, Expensify is the smarter buy.
More of Expensify Compared
Here is how Expensify stacks up against other expense and accounting tools:
Expensify vence em: SmartScan receipt capture, staff reimbursement, the free Expensify Card
O QuickBooks se destaca em: Full double entry accounting, inventory management, deeper accounting reports
Expensify vence em: Faster receipt scanning, simpler reimbursement, mileage logging from your pocket
Xero vence em: Bank reconciliation, accounts payable tools, a true general ledger
Expensify vence em: Built-in corporate card, approval workflows, global reimbursements
Dext vence em: Bookkeeper-focused data extraction, supplier statements, tighter accountant tools
Expensify vs Zoho Books
Expensify vence em: Receipt-first mobile app, quick employee reimbursement, easy chat-based submissions
Zoho Books vence em: End-to-end accounting, sales tax handling, a wider business suite
More of FreshBooks Compared
Here is how FreshBooks stacks up against other accounting software:
FreshBooks vs QuickBooks On-line
FreshBooks vence em: Easier dashboard for non-accountants, billable time on invoices, friendlier customer support
QuickBooks Online wins on: Stronger inventory management, advanced features, broader accountant adoption
FreshBooks vence em: Simpler invoicing features, project profitability tracking on all plans, quick estimate-to-invoice
Xero vence em: Unlimited users on every tier, deeper bank reconciliation, more report types
FreshBooks vs Aceno
FreshBooks vence em: Time tracking, recurring billing, client retainers, phone support
Wave vence em: A genuinely free version, no monthly fee, basic accounting for tight budgets
FreshBooks vence em: Cleaner invoicing flow, faster setup, strong support for self employed professionals
Zoho Books vence em: Lower price at scale, deeper automação, tight links to the Zoho suite
Perguntas frequentes
These FreshBooks FAQs and Expensify questions cover what buyers ask most.
What is the difference between Expensify and FreshBooks?
Expensify is an expense management tool for receipts and reimbursement. FreshBooks is accounting software for invoicing, payments, and reports. They solve different jobs.
O Expensify é uma boa opção para pequenas empresas?
Yes. Expensify helps small and mid-sized businesses manage expenses, scan receipts, and reimburse staff. It is best when expense tracking is your main need, not full accounting.
Qual o preço mensal do FreshBooks?
FreshBooks has three main plans plus a custom tier. Lite is $21, Plus is $38, and Premium is $65 per month. Select uses custom pricing.
Existe uma versão gratuita do Expensify?
Expensify offers a limited free version for individuals with a small number of monthly scans. Paid plans start at $5 per member per month for teams.
Which is the best accounting software for invoicing?
For invoicing, FreshBooks is our pick. It creates custom invoices, sets recurring invoices, and lets clients accept payments online by card and ACH.













