Análise do Stripe Atlas: a melhor ferramenta para abertura de empresas em 2025

por | Última atualização Nov 9, 2025

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Starting a new company is hard.

You have so many things to worry about, & forming a business can feel really hard.

This problem can prevent great ideas from even getting off the ground.

You need a fast and easy way to set up your startup the right way.

That is where Stripe Atlas comes in.

It helps you quickly and easily start a US company from anywhere.

Keep reading this comprehensive Stripe Atlas review to determine if it is the best tool for you in 2025.

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Join over 100,000 founders who have used Stripe Atlas to incorporate their companies. Start your US negócios today and unlock over $50,000 in partner discounts!

What is Stripe Atlas?

Stripe Atlas is a tool that helps people worldwide start a US-based internet company easily.

Think of it as an automated service for forming your business.

It works very fast.

The primary function of Stripe Atlas services is to establish a legal Delaware C Corporation or LLC on your behalf.

They handle all the confusing paperwork.

This includes setting up your company’s initial ownership structure, such as determining who owns what shares.

When you use the service, you gain access to key features immediately.

It helps you set up a business bank account with a partner bank and create your Stripe account, allowing you to start receiving payments.

The service also includes your first year of registered agent fees, which are required by law.

Plus, you get access to the exclusive Stripe Atlas Community of other founders.

It makes starting your business simple and fast.

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Who Created Stripe Atlas?

Stripe Atlas was created by Stripe, a company co-founded by Irish brothers Patrick and John Collison.

They launched the service in 2016.

Their vision was simple: to make starting a US-based internet company easy, regardless of where you live.

Before Atlas, setting up a company could take months and cost a lot of money.

The goal was to remove barriers and “increase the GDP of the internet.”

The service charges a simple fee that includes Delaware state filing fees.

It quickly sets up a US bank account and a business bank account for you.

This makes the overall Stripe Atlas pricing a great deal for global founders.

Top Benefits of Stripe Atlas

  • Quick and Complete US Incorporation: Stripe Atlas offers business formation services that enable you to establish a Delaware C Corporation or limited liability company efficiently. They handle the entire process of creating your legal business entity, including filing incorporation documents with the Delaware C Corp state.
  • Easy Global Payments: When you set up your Stripe Atlas account, you automatically get connected to the Stripe payment gateway. This allows you to immediately accept and process payments from customers worldwide, making online payments easy to handle.
  • Automatic Banking and Tax ID: The service includes setting up a business checking account with a partner bank, such as Silicon Valley Bank, providing you with a proper bank account to manage your funds. You also get your Employer Identification Number (EIN) to handle US taxes.
  • Simplificado Fundraising and Equity: You can easily generate stock issuance documents for founders, which is key if you plan to raise capital from investors. This is one of the comprehensive services that make Stripe Atlas worth the price for startups seeking venture capital.
  • Essential Legal Paperwork Included: Stripe Atlas offers a set of template legal documents and handles the first year of registered agent service (or registered agent fees). The documents ensure your legal entity is set up correctly, helping to prove that stripe atlas legit business formation.
  • Access to the Stripe Ecosystem and Perks: You gain access to the broader Stripe ecosystem, including the exclusive Stripe Atlas community of founders. You also receive free credits and discounts worth over $50,000 for key services, unlike Stripe Atlas competitors.
  • Tax and Legal Preparation: The service provides the necessary paperwork to file your corporate tax return and pay corporate taxes correctly as a US business entity. While not giving specific tax advice or contabilidade advice, the structure helps you manage corporate income tax and connect with experts through Atlas Partners.
  • Support for Global Founders: The service is designed for both us citizens and non us founders (or non us citizens), allowing you to Atlas incorporate from anywhere. The goal is to make company incorporation easier for everyone, regardless of whether they are a U.S. resident or a tax resident elsewhere.
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Melhores recursos

Stripe Atlas is more than just a setup tool.

Once your company is formed, you gain access to the powerful tools of the larger Stripe platform.

These tools help you run and grow your business every single day.

They make it easy to manage money, accept payments, and fight fraud.

Here are the top features you can use right away:

1. Payments

This is the main reason people use Stripe.

Payments allow you to accept credit cards and other forms of payment directly on your website or app.

Stripe ensures that the money is safely transferred from your customer to your bank account.

It handles all the difficult security work for you.

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2. Checkout

Checkout is a pre-built, hosted payment page from Stripe.

You do not need to build your own payment form.

It works on any device and is simple for your customers to use.

Using Checkout means you can start selling faster and easier.

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3. Elements

Elements are ready-made pieces of code for building your own payment forms.

If you want more control over how your payment page looks, use Elements.

They offer flexibility while maintaining Stripe’s high security standards.

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4. Payment Methods

Customers around the world want to pay in different ways.

Payment methods enable you to accept popular options such as Apple Pay, Google Pay, and other local payment methods.

Offering more payment options means you will sell more to a wider audience.

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5. Radar

Fraud is a big problem for online businesses.

Radar is Stripe’s tool for fighting fraud.

It uses machine learning (a type of AI) to look for risky transactions.

This feature helps block bad customers, preventing you from losing money.

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6. Authorization Boost

Sometimes a customer’s bank will reject a valid payment.

Authorization Boost helps increase the likelihood that the bank will approve payments.

It works by sending extra dados to the bank during the payment process.

This means more successful sales for you.

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7. Billing

If your business charges customers on a monthly or yearly basis (like a subscription), you need Billing.

This tool automatically manages recurring payments.

It handles invoices, tracks subscriptions, and allows customers to update their payment information.

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8. Revenue Recognition

Knowing exactly when you earn your money can be confusing, especially with subscriptions.

Revenue Recognition simplifies this contabilidade problem.

It helps you track your sales correctly so your financial reports are accurate for tax time.

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9. Money Management

This feature helps you control the money that flows in and out of your Stripe account.

Money Management allows you to view your balances and schedule payments to your bank.

It provides an easy overview of your company’s finances in one place.

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Preços

PlanoPreço
Padrão2.9% + 30¢ (per successful transaction)
PersonalizadoPersonalizado
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Prós e contras

Prós

  • Fast company setup happens quickly.
  • Access essential US bank accounts.
  • Receive major software credits easily.
  • Documents are ready for fundraising.
  • Perfect for non-US founders.

Contras

  • Only supports Delaware incorporation.
  • Ongoing state taxes can be confusing.
  • Legal customization options are limited.

Stripe Atlas Alternatives

While Stripe Atlas is a great option for many startups, especially those focused on tech and fundraising, it is not the only choice.

You may prefer a different service if you want an LLC outside of Delaware or need more legal support.

Here are some of the main alternatives:

  • doola: This service is similar to Atlas. It focuses on helping global founders start a US company (C Corp or LLC). It includes compliance and contabilidade features to manage your business year-round.
  • Firstbase: Another popular option for international founders. Firstbase offers a comprehensive, all-in-one platform to start your US company. They often provide valuable perks and discounts to help you save money.
  • Clerky: Clerky is specifically designed for high-growth startups and their legal teams. It specializes in getting the legal paperwork correct for companies planning to raise venture capital. It places a strong emphasis on legal security and compliance.
  • ZenBusiness: Best for general pequenas empresas and LLCs. ZenBusiness is known for its low prices and user-friendly platform. It is a great choice if you want fast, affordable filing and compliance reminders.
  • LegalZoom: This is a well-established and reputable legal service. LegalZoom offers a wide range of legal products beyond just formation. It is a good choice if you anticipate needing ongoing legal advice or document creation.

Experiência pessoal

Our team needed to set up our business legally quickly so we could start receiving payments.

The thought of the whole incorporation process felt scary.

We chose Stripe Atlas because of the easy, flat fee and the promise of speed.

It was a great choice.

The online guide walked us through everything step by step.

The company formation was finished within days, not weeks.

Once the company was official, we could immediately open the required banking services.

Our favorite part was seeing the payment processing begin immediately.

It all shows that Stripe Atlas delivers on its promises.

Here is what helped us the most:

  • The simple online process helped Stripe Atlas set up our legal entity fast.
  • We could track everything we needed from the Clean Stripe Atlas dashboard.
  • We used the Stripe dashboard to check payments and revenue on a daily basis.
  • The setup included helpful ongoing services, such as a registered agent.
  • We gained access to Stripe Atlas grants and over $50,000 in free software credits.
  • We only needed two support inquiries because the system was so clear.
  • The world-class support team quickly answered our tax questions.

Considerações finais

Yes, Stripe Atlas is the best choice for many founders today.

It makes starting your US company incredibly easy and quick.

You receive your legal papers, bank account, and the ability to accept payments immediately.

The features, like fighting fraud and managing subscriptions, are top-notch.

If you are a global founder planning to raise money mais tarde, this service is a significant shortcut.

It saves time and headache, so you can focus on building your business.

Ready to start your Delaware C Corporation today?

Click here to begin your Stripe Atlas setup!

Perguntas frequentes

How long does the Stripe Atlas process usually take?

The full incorporation and initial setup can take around one week. While the Delaware filing is fast, receiving your EIN from the IRS may add more waiting time.

Does the $500 fee include the yearly costs?

No, the $500 is a one-time setup fee. You will have to pay an annual renewal fee for the registered agent and Delaware franchise taxes.

What are the main ongoing costs after the first year?

The biggest ongoing costs are the annual Delaware franchise tax and the yearly registered agent fee. The agent fee is typically around $100; after the first year is free.

Do I need to be a US citizen to use Stripe Atlas?

Absolutely not. Stripe Atlas is designed to help founders from nearly any country start a US company. It simplifies the setup for non-US residents.

Does Stripe Atlas help with US tax filing?

Atlas provides the necessary formation documents and connections to tax partners. However, it does not prepare or file your company’s yearly tax returns for you.

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