Inicio rápido
Esta guía cubre todas las funciones de Xero:
- Empezando — Crear cuenta y configuración básica
- Cómo usar el panel de control de la cuenta — Get a clear picture of your finances at a glance
- Cómo utilizar las plantillas de factura — Create professional invoices for customers
- Cómo utilizar la conciliación bancaria — Reconcile transactions from your bank account
- Cómo utilizar la facturación automática — Set up recurring invoices and payment reminders
- Cómo usar Business Snapshot — Understand profit and loss reports instantly
- Cómo usar la función de entrada automática de facturas — Save time on bills and receipts
- Cómo utilizar la contabilidad multidivisa — Handle transactions in multiple currencies
- Cómo utilizar el seguimiento de proyectos — Supervisar los costos y la rentabilidad del proyecto.
Tiempo necesario: 5 minutos por función
También en esta guía: Consejos profesionales | Errores comunes | Solución de problemas | Precios | Alternativas
¿Por qué confiar en esta guía?
He usado Xero durante más de dos años y he probado todas las funciones que se describen aquí. Este tutorial se basa en mi experiencia práctica real, no en publicidad engañosa ni en capturas de pantalla de proveedores.
Xero is one of the most powerful contabilidad software tools available today for small business owners.
But most users only scratch the surface of what Xero works to deliver.
This guide shows you how to use Xero step by step.
Follow along with screenshots and pro tips to improve your skills.
Tutorial de Xero
This complete Xero tutorial walks you through every feature step by step, from initial setup to advanced tips that will help you manage your negocio finances like a pro.
Xero
Get a clear picture of your cash flow with Xero contabilidad software. Connect your bank account, send invoices, reconcile transactions, and run reports — all from one Xero dashboard. Try free for 30 days.
Primeros pasos con Xero
Antes de utilizar cualquier función, complete esta configuración inicial.
It takes about 3 minutes to get started with Xero.
Vamos a repasar cada paso.
Paso 1: Crea tu cuenta
Go to Xero’s website and click “Try Xero for free.”
Introduce tu correo electrónico y crea una contraseña.
Sign up for a Xero account and fill in your company’s name, address, tax info, and logo in the Organization Settings.
✓ Control: Comprueba tu bandeja de entrada para recibir un correo electrónico de confirmación de Xero.
Step 2: Set Up Your Organization Details
Setting up your organisation details is essential for issuing invoices.
Go to Settings and add your company branding for invoices.
The Xero dashboard displays your bank balances, outstanding invoices, and bills due at a glance.
✓ Control: You should see the main dashboard with your business name displayed.
Paso 3: Vincula tu cuenta bancaria
To set up your bank account feeds, go to Settings, then Bank Accounts, and follow the prompts to connect your bank.
Xero is linked to your bank account so transactions flow in automatically.
You can also set up your financial details to include tax settings and financial year end date.
✅ Hecho: You’re ready to use Xero and explore every feature below.
Cómo usar el panel de control de la cuenta de Xero
Panel de control de la cuenta lets you see a clear picture of your finances with bank transactions flowing in automatically.
Aquí te mostramos cómo usarlo paso a paso.
Watch Account Dashboard in action:
Ahora vamos a desglosar cada paso.
Paso 1: Acceda al panel de control
Log in to your Xero account and you’ll land on the dashboard.
The Xero dashboard provides a current view of your finances at a glance.
Paso 2: Revisa tu flujo de caja
Check the cash flow panel to see money in and money out.
Así es como se ve:
✓ Control: You should see your bank balance and recent transactions displayed.
Step 3: Customize Your View
Click the settings icon to add or remove dashboard widgets.
You can customize performance dashboards to display the datos most relevant to your business.
✅ Resultado: You now have a personalized dashboard showing your most important financial information.
💡 Consejo profesional: Download the Xero mobile app to access your dashboard on the go and check your cash flow from anywhere.
Cómo usar las plantillas de facturas de Xero
Plantillas de facturas lets you create professional-looking invoices and send automated reminders for overdue payments.
Aquí te mostramos cómo usarlo paso a paso.
Watch Invoice Templates in action:
Ahora vamos a desglosar cada paso.
Step 1: Navigate to Invoicing
Click Business in the menu, then select Invoices.
You can set up your company’s branding for invoices by going to Settings, then Invoice Settings.
Paso 2: Crear una nueva factura
Click “New Invoice” and add your customer details.
Xero enables users to add contacts and view their invoice and payment history.
✓ Control: You should see the invoice form with your branding applied.
Step 3: Add Line Items and Send
Enter the services or products you’re billing for.
Xero allows users to set up payment services like PayPal and Stripe to give customers various payment options.
To add payment services, go to Settings, then Invoice Settings, then Payment Services.
✅ Resultado: You’ve created and sent a professional invoice to your customer.
💡 Consejo profesional: Set up payment reminders to help get paid faster — go to Settings, then Invoice Settings, then Invoice Reminders.
Cómo usar la conciliación bancaria de Xero
Conciliación bancaria lets you match transactions from your bank account with entries in Xero to keep your accounts accurate.
Aquí te mostramos cómo usarlo paso a paso.
Watch Bank Reconciliation in action:
Ahora vamos a desglosar cada paso.
Step 1: Access Bank Reconciliation
Click on Accounting in the menu, then select Bank Accounts.
Choose the bank account you want to reconcile.
Paso 2: Conciliar transacciones
Xero makes bank reconciliation easier by automatically pulling transactions from connected bank accounts.
You can approve pre-matched items with a single click.
Use the “Find & Match” tool to automate the categorization of recurring transactions.
✓ Control: You should see your bank transactions listed with suggested matches.
Step 3: Confirm and Reconcile
Review each match and click OK to confirm.
You should reconcile your bank transactions weekly, if not daily, to ensure your accounts are accurate.
✅ Resultado: Your bank account is now reconciled and your balance sheet reflects accurate data.
💡 Consejo profesional: Set up rules to auto-categorize recurring transactions like rent or subscriptions — this will save you time every day.
Cómo usar la facturación automática de Xero
Facturación automática lets you set up recurring invoices for repeat clients so you never miss a billing cycle.
Aquí te mostramos cómo usarlo paso a paso.
Watch Automatic Invoicing in action:
Ahora vamos a desglosar cada paso.
Paso 1: Crear una factura recurrente
Go to Business, then Invoices, then click Repeating.
Click “New Repeating Invoice” to set up automatic billing.
Step 2: Configure the Schedule
Set the frequency — weekly, monthly, or custom intervals.
Choose whether to send automatically or save as drafts for review.
✓ Control: You should see the schedule preview showing future invoice dates.
Paso 3: Guardar y activar
Review the details and click Approve to activate the recurring invoice.
Xero will handle billing for this customer automatically from now on.
✅ Resultado: You’ve automated invoicing for a recurring client, saving time each billing cycle.
💡 Consejo profesional: Combine automatic invoicing with payment reminders to improve your cash flow and get paid faster.
Cómo usar Xero Business Snapshot
Panorama empresarial lets you understand your profit and loss at a glance with visual reports.
Aquí te mostramos cómo usarlo paso a paso.
Watch Business Snapshot in action:
Ahora vamos a desglosar cada paso.
Paso 1: Acceder a los informes
Click Accounting in the menu, then select Reports.
Find Business Snapshot in the list of available reports.
Paso 2: Revisar las métricas clave
Use Xero’s reporting features to generate key financial reports such as profit and loss statements.
The snapshot shows income, expenses, and net profit in one view.
✓ Control: You should see a summary of your business performance.
Step 3: Drill Into Details
Click on any metric to see the underlying transactions.
You can access detailed data on income, expenses, and cash position.
✅ Resultado: You now understand your profit, loss, and overall business health.
💡 Consejo profesional: Share the Business Snapshot with your accountant or bookkeeper to work collaboratively on improving your finances.
Cómo usar Xero para automatizar la entrada de facturas
Automatizar la entrada de facturas lets you capture bills and receipts automatically with Hubdoc integración.
Aquí te mostramos cómo usarlo paso a paso.
Watch Automate Bill Entry in action:
Ahora vamos a desglosar cada paso.
Step 1: Connect Hubdoc
Hubdoc is included with your Xero plan at no extra cost.
Go to Settings and connect your Hubdoc account.
Paso 2: Subir facturas y recibos
Take a photo of your receipts or forward email bills to Hubdoc.
Hubdoc extracts the details and pushes them to Xero automatically.
✓ Control: You should see the bill appear in your Xero inbox.
Paso 3: Revisar y aprobar
Record and track all your business purchases and bills in Xero.
Review the extracted data and click Approve to add it to your accounts.
✅ Resultado: You’ve automated bill entry and reduced manual data entry work.
💡 Consejo profesional: Set up supplier fetch in Hubdoc to automatically pull bills from services like utilities and phone providers.
Cómo usar la contabilidad multidivisa de Xero
Multi-Currency Accounting Software lets you handle transactions in multiple currencies with automatic exchange rate updates.
Aquí te mostramos cómo usarlo paso a paso.
Watch Multi-Currency Accounting in action:
Ahora vamos a desglosar cada paso.
Paso 1: Habilitar la multidivisa
Go to Settings, then General Settings, then Currencies.
Add the currencies you work with.
Step 2: Set Up Currency on Contacts
Edit your customer or supplier contact and assign their currency.
Xero will use this currency by default for all transactions with that contact.
✓ Control: You should see the currency displayed on the contact profile.
Step 3: Create Foreign Currency Transactions
When you create an invoice or bill, Xero applies the correct exchange rate.
Exchange rates update automatically so your reports stay accurate.
✅ Resultado: You can now invoice and pay bills in multiple currencies with ease.
💡 Consejo profesional: Multi-currency is only available on the Established plan — check your plan if you don’t see this option.
Cómo usar Xero para el seguimiento de proyectos
Seguimiento de proyectos lets you monitor project costs, time, and profitability in one place.
Aquí te mostramos cómo usarlo paso a paso.
Watch Track Projects in action:
Ahora vamos a desglosar cada paso.
Paso 1: Crear un nuevo proyecto
Go to Business, then Projects, then click New Project.
Enter the project name and assign it to a customer.
Step 2: Add Time and Expenses
Log time entries against the project as work is completed.
Assign bills and expenses to track project costs.
✓ Control: You should see time and costs accumulating on the project.
Step 3: Review Profitability
Check the project dashboard to see profit margins.
Use this knowledge to improve pricing on future projects.
✅ Resultado: You now have complete visibility into project profitability.
💡 Consejo profesional: Invite your accountant or bookkeeper to collaborate on projects and share access to project data.
Cómo usar la contabilidad avanzada de Xero
Contabilidad avanzada lets you customize your Chart of Accounts and set up tracking categories for detailed reporting.
Aquí te mostramos cómo usarlo paso a paso.
Watch Advanced Accounting in action:
Ahora vamos a desglosar cada paso.
Step 1: Customize Chart of Accounts
Go to Accounting, then Chart of Accounts.
Customize the default Chart of Accounts to categorize income and expenses accurately.
Step 2: Set Up Tracking Categories
Add tracking categories for departments, locations, or projects.
This helps you discover detailed insights in your reports.
✓ Control: You should see tracking options appear when entering transactions.
Step 3: Run Advanced Reports
Generate profit and loss by tracking category to understand performance by segment.
Use this system to grow your business with better financial knowledge.
✅ Resultado: You have detailed accounting set up for advanced reporting and analysis.
💡 Consejo profesional: Explore apps in the Xero App Store to extend your accounting capabilities with tools for payroll, inventory, and more.
Consejos y atajos para profesionales de Xero
After testing Xero for over two years, here are the most important things I’ve learned to improve your practice.
Atajos de teclado
| Acción | Atajo |
|---|---|
| Crear nueva factura | Ctrl + Alt + I |
| Create new bill | Ctrl + Alt + B |
| Ir al panel de control | Ctrl + Alt + D |
| Buscar | Ctrl + Alt + S |
Características ocultas que la mayoría de la gente pasa por alto
- Reglas del banco: Set up rules to auto-categorize recurring transactions and save hours on reconciliation each week.
- Xero Certification: Join Xero’s certification program to learn the system in depth — users can complete courses or webinars to achieve Xero certification.
- Permisos de usuario: You can add users at Settings then Users to give access to your accountant, bookkeeper, and other stakeholders with set individual permissions.
Errores comunes que debes evitar en Xero
Error n.º 1: No conciliar con regularidad
❌ Incorrecto: Waiting until month-end to reconcile bank transactions.
✅ Derecha: Reconcile your bank transactions weekly, if not daily, to keep your accounts accurate and catch errors temprano.
Mistake #2: Not Using Bank Rules
❌ Incorrecto: Manually categorizing every transaction one by one.
✅ Derecha: Use the “Find & Match” tool and set up rules to automate the categorization of recurring transactions.
Mistake #3: Not Inviting Your Accountant
❌ Incorrecto: Exporting data to send to your accountant via email.
✅ Derecha: Invite your accountant or bookkeeper to work with you in Xero so they have direct access to your data.
Solución de problemas de Xero
Problema: La conexión bancaria no se actualiza.
Causa: Your bank connection may have expired or need reauthentication.
Arreglar: Go to Settings, then Bank Accounts, and reconnect your bank. Most banks require reconnection every 90 days.
Problem: Invoice Not Matching Payment
Causa: The payment amount doesn’t exactly match the invoice amount.
Arreglar: Use the Find & Match feature in bank reconciliation to link partial payments or payments covering multiple invoices.
Problem: Reports Show Incorrect Balances
Causa: Unreconciled transactions or missing entries affecting your balance sheet.
Arreglar: Check for unreconciled items and ensure all bank accounts are fully reconciled before running reports.
📌 Nota: If none of these fix your issue, contact Xero support — they offer 24/7 online support.
¿Qué es Xero?
Xero is an online accounting software designed for pequeñas empresas that helps you manage your finances in one place.
Think of it like a command center for running your business finances — invoices, bills, bank transactions, payroll, and reports all connected.
Mira este breve resumen:
Incluye estas características clave:
- Panel de control de la cuenta: See a clear picture of your cash flow and finances at a glance.
- Plantillas de facturas: Create professional-looking invoices and send automated reminders.
- Conciliación bancaria: Connect your bank account and reconcile transactions automatically.
- Facturación automática: Configura facturas recurrentes para clientes habituales.
- Panorama empresarial: Understand profit, loss, and business performance with visual reports.
- Bill Entry Automatización: Capture receipts and bills automatically with Hubdoc.
- Multi-Currency: Handle transactions in multiple currencies for international business.
- Seguimiento de proyectos: Monitor project costs, time, and profitability.
Xero simplifies payroll management by keeping payroll costs in one place and allowing users to monitor staff costs easily.
Xero provides recommended courses to help users learn about its features and functionalities.
Para una revisión completa, consulte nuestra Reseña de Xero.
Precios de Xero
Esto es lo que cuesta Xero en 2026:
| Plan | Precio | Mejor para |
|---|---|---|
| Motor de arranque | $5.80/mo | Trabajadores autónomos and micro-businesses with low transaction volume |
| Estándar | $10/mes | Small businesses needing more features and flexibility |
| De primera calidad | $15/mes | Growing businesses needing multi-currency and advanced tools |
Prueba gratuita: Yes — 30 days free trial plus one month free when you subscribe.
Garantía de devolución de dinero: No se realizan reembolsos, pero puede cancelar en cualquier momento.
💰 Mejor relación calidad-precio: Standard plan at $10/mo — great features at an affordable price makes it the sweet spot for most pequeña empresa propietarios.
Xero frente a alternativas
How does Xero compare? Here’s the competitive landscape for accounting software:
| Herramienta | Mejor para | Precio | Clasificación |
|---|---|---|---|
| Xero | Small businesses wanting unlimited users | $5.80/mo | ⭐ 4.5 |
| QuickBooks | US businesses needing payroll integration | $38/mes | ⭐ 4.4 |
| FreshBooks | Freelancers and service-based businesses | $19/mes | ⭐ 4.3 |
| Ola | Budget-conscious solopreneurs | Gratis | ⭐ 4.2 |
| Libros de Zoho | Small teams wanting affordability | $15/mes | ⭐ 4.3 |
| Sabio | Growing businesses with complex needs | $33/mes | ⭐ 4.1 |
| NetSuite | Contabilidad a nivel empresarial | Costumbre | ⭐ 4.0 |
| Expensificar | Expense tracking specialists | $5/usuario | ⭐ 4.2 |
Selecciones rápidas:
- Mejor en general: Xero — unlimited users and excellent for growing businesses
- Mejor presupuesto: Wave — completely free accounting for solopreneurs
- Ideal para principiantes: FreshBooks — simple interface and excellent invoicing
- Lo mejor para la nómina en EE. UU.: QuickBooks — strong payroll and tax integration
🎯 Alternativas a Xero
¿Buscas alternativas a Xero? Aquí tienes las mejores opciones:
- 🚀 Sabio: Powerful accounting for growing businesses with complex needs and advanced inventory options.
- 💰 Destreza: Excellent for automating receipt capture and bill entry with AI-powered data extraction.
- 🎨 Libros de Zoho: Affordable option with strong automation and excellent value for small teams.
- ⚡ Sínder: Perfect for e-commerce businesses needing multi-channel sales reconciliation.
- 🔒 Fin de mes fácil: Specialized for contadores needing efficient month-end close workflows.
- 🧠 Docyt: AI-powered accounting automation for real-time teneduría de libros and insights.
- 👶 Rompecabezas IO: Great for startups wanting collaborative accounting with investor reporting.
- 🏢 Refrescarme: Ideal for businesses needing automated financial statement preparation.
- 🔧 Ola: Best free option for solopreneurs and freelancers on a tight budget.
- 🌟 Acelerar: Strong personal finance tool that works for small business accounting too.
- ⭐ Hubdoc: Included with Xero for free, but also works standalone for document collection.
- 🎯 Expensificar: Leading expense management tool with excellent receipt scanning.
- 💼 QuickBooks: Industry standard with excellent US payroll and tax integration.
- 📊 Entrada automática: Powerful data extraction for automating bookkeeping data entry.
- 🔥 FreshBooks: Beautiful interface with the best invoicing features for service businesses.
- 🏆 NetSuite: Enterprise-grade ERP for large businesses needing advanced accounting.
Para ver la lista completa, consulte nuestra Alternativas a Xero guía.
⚔️ Comparación con Xero
Así es como Xero se compara con cada uno de sus competidores:
- Xero frente a Sage: Xero is more user-friendly; Sage offers more advanced features for complex businesses.
- Xero frente a Dext: Dext focuses on receipt capture; Xero is full accounting software — they work great together.
- Xero vs. Zoho Books: Xero has better bank feeds and more app integrations; Zoho Books is more affordable.
- Xero frente a Synder: Synder specializes in e-commerce sync; Xero is better for general small business accounting.
- Xero vs. Easy Month End: Easy Month End is for accountants’ workflows; Xero is for business owners.
- Xero frente a Docyt: Docyt has stronger AI automation; Xero has a larger app marketplace and user base.
- Xero contra Puzzle IO: Puzzle IO targets startups with investor reporting; Xero suits broader small business needs.
- Xero frente a RefreshMe: RefreshMe focuses on financial statements; Xero covers full day-to-day accounting.
- Xero frente a Wave: Wave is free but limited; Xero offers more features and better bank reconciliation.
- Xero frente a Quicken: Quicken is more for personal finance; Xero is built for business accounting.
- Xero frente a Hubdoc: Hubdoc is included free with Xero — they’re designed to work together.
- Xero frente a Expensify: Expensify excels at expense tracking; Xero is full accounting software.
- Xero frente a QuickBooks: Xero has unlimited users; QuickBooks has better US payroll integration.
- Xero frente a AutoEntry: AutoEntry is for data extraction; Xero is complete accounting — they integrate well.
- Xero frente a FreshBooks: FreshBooks has better invoicing UI; Xero has stronger accounting features.
- Xero frente a NetSuite: NetSuite is enterprise-grade; Xero is better for small to medium businesses.
Empieza a usar Xero ahora
Aprendiste a usar todas las funciones principales de Xero:
- ✅ Panel de control de la cuenta
- ✅ Plantillas de facturas
- ✅ Conciliación bancaria
- ✅ Facturación automática
- ✅ Resumen del negocio
- ✅ Automatice la entrada de facturas
- ✅ Contabilidad multidivisa
- ✅ Seguimiento de proyectos
- ✅ Contabilidad avanzada
Siguiente paso: Elige una función y pruébala ahora.
Most people start with the Account Dashboard to get a clear picture of their finances.
It takes less than 5 minutes to set up and enjoy the benefits.
Preguntas frecuentes
¿Puedo aprender Xero por mi cuenta?
Yes, you can learn Xero by yourself. Xero provides recommended courses to help users learn about its features. You can complete courses or webinars to achieve Xero certification. The system is designed to be user-friendly for small business owners without accounting experience.
¿Es Xero fácil de usar para principiantes?
Yes, Xero is easy to use for beginners. The Xero dashboard provides a clear picture of your finances with an intuitive layout. Most users can set up their account and send their first invoice within 30 minutes. The interface is designed to help you understand your business finances without accounting knowledge.
¿Cómo usar Xero siendo una pequeña empresa?
To use Xero as a small business, start by connecting your bank account and setting up your organization details. Then use Xero to send invoices to customers, track bills you need to pay, and reconcile your bank transactions regularly. The system helps you maintain accurate accounts and generate reports for your accountant or bookkeeper.
¿Cuánto tiempo se tarda en aprender a usar Xero?
Most users can learn the basics of Xero in a few hours. Getting comfortable with all features typically takes 1-2 weeks of regular use. Xero offers webinars and events for users to sign up and learn more. For advanced skills, you can join Xero’s certification program to become a Xero certified advisor.
¿Es Xero mejor que QuickBooks?
Xero and QuickBooks both have strengths. Xero offers unlimited users on all plans and is often considered more user-friendly. QuickBooks has better US payroll integration and phone support. For small business owners outside the US or those wanting unlimited user access, Xero is often the better choice. Check your specific needs to find the best fit.
English 
Spanish 
Chinese 
German 
French 
Arabic 
Russian 
Portuguese 
Japanese 
Korean 
Italian 
Turkish 
Dutch 
Polish 
Indonesian 
Thai 
Vietnamese 