Puzzle IO vs Refreshme : Le meilleur logiciel de comptabilité en 2025 ?

par | Dernière mise à jour Sep 22, 2025

Gagnant
Puzzle IO Meilleur
4.8
  • Great Support
  • Scales to fit any project
  • It takes time to learn
  • Free plan is limited
  • Can be Slow
  • Plan gratuit disponible
  • Forfaits payants à partir de 42,50 $/mois
Finaliste
rafraîchir moi
3.0
  • Assistant IA
  • Protection contre le vol d'identité
  • Gestion de la confidentialité
  • Surveillance du Dark Web
  • Analyse visuelle
  • Essai gratuit disponible
  • Forfaits payants à partir de 24,99 $/mois
Puzzle IO contre Refreshme

Are you trying to figure out which logiciel de comptabilité is best for your needs? 

It can feel like a tough puzzle to solve, right?

Beaucoup petites entreprises and individuals are looking for easy-to-use and effective ways to manage their money.

Two names you might have come across are Puzzle IO vs Refreshme.

Let’s take a closer look and see which of these could be the right fit for you this year.

Aperçu

We’ve spent time exploring and using both Puzzle IO and Refreshme to see how they stack up.

Our hands-on testing focused on ease of use, key features, and overall value to bring you a clear comparison.

puzzle I CTA
4.8sur 10

Ready to simplify your finances? See how Puzzle IO can save you up to 20 hours a month. Experience the difference.

Tarifs : Free Plan available. Paid plan starts at $42.50/month.

Caractéristiques principales :

  • Financial Planning
  • Forecasting
  • Real-time Analytics
Rafraîchis-moi
3sur 10

Accédez à des informations financières plus approfondies ! Refresh Me analyse vos dépenses et vous aide à épargner plus intelligemment.
Essayez-le maintenant !

Tarifs : Essai gratuit. Forfait premium à 24,99 $/mois.

Caractéristiques principales :

  • Rapprochement automatisé
  • Flux de travail rationalisés
  • Interface conviviale

What is Puzzle IO?

So, what’s the deal with Puzzle IO?

It’s comptabilité software designed to make things easier for you.

Think of it as a helpful tool to keep your entreprise finances organized without a lot of fuss.

Découvrez également nos favoris Alternatives à Puzzle IO

page d'accueil de Puzzle io

Notre avis

puzzle I CTA

Prêt à simplifier vos finances ? Découvrez comment Puzzle io peut vous faire gagner jusqu'à 20 heures par mois. Découvrez la différence dès aujourd'hui !

Principaux avantages

The APIs provide clean, structured JSON data, saving you from having to do any extra parsing.

  • $0, 100 credits free. Solo Dev:
  • $10 – Pay As You Go, 5k credits.
  • $47 – Pay As You Go, 25k credits.
  • $497 – Pay As You Go, 500k credits.
  • $Custom Pricing, 1M+ credits.

Tarifs

  • 7. ScrapeGraph AI (⭐3.0) 0$/mois.
  • is a very unique tool. It uses Large Language Models (LLMs) to understand what you want to scrape.
  • You just give it a URL and tell it what data to get in plain English. 85$/mois.
  • No more dealing with complex code or selectors. This tool is great for both developers and non-technical users who want to leverage AI for data extraction.
Tarifs de Puzzle io

Avantages

  • ScrapeGraphAI alternatives
  • Natural Language Scraping:
  • You can tell it what to extract using simple, human-like prompts.
  • Open-Source Library:
  • Developers can use its powerful open-source library for maximum control.

Inconvénients

  • Markdownify Feature:
  • It can convert entire web pages into clean, readable Markdown documents.
  • Agentic Scraper:

What is Refreshme?

Okay, let’s chat about Refreshme.

It’s another comptabilité software option out there.

This one aims to give you a clear view of your financial health.

It focuses on keeping things simple and manageable.

Découvrez également nos favoris Alternatives à Refreshme

Qu'est-ce que Rafraîchir moi

Principaux avantages

  • Tableaux de bord financiers en temps réel
  • Détection d'anomalies alimentée par l'IA
  • Rapports personnalisables
  • Prévision des flux de trésorerie
  • Analyse comparative des performances
Vidéo YouTube

Tarifs

  • Individuel (3B) : 24,99 $/mois.
  • Couple (3B) : 44,99 $/mois.
Tarifs RefreshME

Avantages

  • Excellent pour obtenir des informations financières immédiates.
  • Aide à identifier rapidement les problèmes potentiels grâce à la détection d'anomalies.
  • Offre des rapports personnalisables et perspicaces.
  • Se concentre sur l’autonomisation d’une prise de décision rapide.

Inconvénients

  • Manque de transparence des prix publics.
  • Il se peut qu'il n'ait pas le même niveau de fonctionnalités comptables de base que d'autres.
  • Pourrait être davantage axé sur l’analyse que sur l’automatisation complète de toutes les tâches.

Comparaison des fonctionnalités

Let’s get down to the details.

Here we compare the key features of Puzzle IO and Refreshme, giving you a clear sense of how each platform handles important comptabilité tâches.

1. Manual Data Entry & Automation

  • Puzzle IO: This software is a game-changer for automation. It drastically reduces manual données entry by automatically pulling transactions from your bank accounts and categorizing them. This helps you save time and avoid tedious tasks.
  • Refreshme: While it also automates some processes, its focus is more on providing tools to manage finances. You’ll still find yourself needing to do some manual data entry, though it does help with managing and organizing your financial information.

2. Financial Insights

  • Puzzle IO: Offers real-time insights into your finances. It provides startup founders with an accurate picture of their current state and important key metrics like burn rate and cash runway. This helps them faire better decisions for the future.
  • Refreshme: Provides a good overview of your financial management but may not offer the same level of granular, real-time insights as Puzzle IO, especially for startup-specific metrics.
puzzle io Real Time Insights

3. Revenue Recognition

  • Puzzle IO: This software excels at revenue recognition. It automatically handles complex calculations for things like deferred revenue, helping to provide a more accurate financial picture for your investors.
  • Refreshme: Revenue recognition is a more manual process within Refreshme. You may have to rely on spreadsheets to handle this tedious task.

4. Fixed Assets & Depreciation

  • Puzzle IO: It has specific features to manage fixed assets. It can automatically track and depreciate assets like computers or machinery, saving you from complex calculations and ensuring tax compliance.
  • Refreshme: Handling fixed assets is typically a manual process in Refreshme. You might need a finance expert or separate other tools to manage this.

5. Prepaid Expenses

  • Puzzle IO: It automates the tracking and amortization of prepaid expenses, ensuring a more accurate view of your books without you having to manually adjust for these items.
  • Refreshme: You will likely have to manually track and adjust for prepaid expenses, which can lead to errors and take up valuable time.
puzzle io Smarter accounting

6. Transaction Categorization

  • Puzzle IO: Its AI-powered engine is a game-changer for transaction categorization. It learns from your habits to automatically categorize transactions, becoming more accurate over time.
  • Refreshme: Provides some automated transaction categorization, but it might require more manual review to ensure accuracy.

7. General Ledger

  • Puzzle IO: It is built on a smart general ledger that provides an up-to-date and accurate picture of your finances.12 This is a core part of its design.
  • Refreshme: While it has a general ledger, it may not offer the same real-time functionality or level of detail without additional manual input.
Gestionnaire de budget RefreshME

8. Ease of Use for Non-Accountants

  • Puzzle IO: It’s designed for startup founders and non-accountants to use. The easy setup and intuitive interface let you get started and see financial insights quickly.
  • Refreshme: It is also user-friendly for non-accountants, but its focus is more on personal finance, which may not provide the deeper financial management tools an early-stage business needs.

9. Tax Compliance

  • Puzzle IO: It helps with tax compliance by ensuring your books are always up to date and in order. This helps you prepare for tax time without stress.
  • Refreshme: It has tools that can help, but it may require more input from you or your accountant to ensure full tax compliance.
RefreshME Spending Tracker

10. Cash Runway

  • Puzzle IO: Provides clear insights into your cash runway and burn rate, which are critical key metrics for startup founders to share with investors.
  • Refreshme: You would likely need to manually calculate your cash runway using its rapports features, as this is not a built-in metric.

Que faut-il rechercher lors du choix d'un logiciel de comptabilité ?

  • Check out reviews from other co founder and clients to see what they found.
  • Analyze what you need to manage your finances, so you don’t wait to get the right treatment for your business.
  • The software should make a difference in how much time you less time on comptabilité.
  • Your accountant should be able to get access easily to your financial records and reports.
  • Make sure you understand the pricing plan and any potential upgrades before you start.
  • Consider your business’s age and whether the software will grow with your company quickly.
  • Think about how the art of your financial management will change and plan for that.
  • See how well it helps you collect payments and manage your expenses.

Verdict final

Okay, so which one should you choose?

It’s a close call, but we lean towards Puzzle IO. Why?

It really shines, especially if you’re in e-commerce.

It enables easy comptabilité for e-commerce businesses with strong automation. 

Refreshme is good, but Puzzle IO’s focus on automation and e-commerce makes it a bit more helpful for many.

You might want to start your free trial today to see for yourself!

We’ve done the digging so that you can make a smart choice.

More of Puzzle IO

We’ve looked at how Puzzle IO compares to other accounting tools. Here’s a quick peek at their standout features:

Plus de Refreshme

  • Rafraîchissez-moi contre Puzzle IO: Ce logiciel est spécialisé dans la planification financière assistée par l'IA pour les startups. Son équivalent est destiné aux finances personnelles.
  • Rafraîchissez-moi contre Dext: Il s'agit d'un outil professionnel permettant de saisir les reçus et les factures. L'autre outil permet de suivre les dépenses personnelles.
  • Rafraîchissez-moi contre Xero: Il s'agit d'un logiciel de comptabilité en ligne populaire auprès des petites entreprises. Son concurrent est destiné à un usage personnel.
  • Rafraîchissez-moi contre Synder: Cet outil synchronise les données e-commerce avec les logiciels de comptabilité. Son alternative est axée sur les finances personnelles.
  • Rafraîchissez-moi contre Easy Month End: Il s'agit d'un outil professionnel permettant de simplifier les tâches de fin de mois. Son concurrent est destiné à la gestion des finances personnelles.
  • Rafraîchissez-moi contre Docyt: L'un utilise l'IA pour la comptabilité et l'automatisation de l'entreprise. L'autre l'utilise comme assistant financier personnel.
  • Rafraîchissez-moi contre Sage: Il s'agit d'une suite complète de comptabilité d'entreprise. Son concurrent est un outil plus simple d'utilisation pour les finances personnelles.
  • Rafraîchissez-moi contre Zoho Books: Il s'agit d'un outil de comptabilité en ligne destiné aux petites entreprises. Son concurrent est destiné à un usage personnel.
  • Rafraîchissez-moi contre Wave: Ce logiciel de comptabilité gratuit est destiné aux petites entreprises. Son équivalent est destiné aux particuliers.
  • Rafraîchissez-moi contre Quicken: Ce sont deux outils de finances personnelles, mais celui-ci offre un suivi des investissements plus approfondi. L'autre est plus simple.
  • Rafraîchissez-moi contre Hubdoc: Ce logiciel est spécialisé dans la capture de documents pour la comptabilité. Son concurrent est un outil de gestion financière personnelle.
  • Rafraîchissez-moi contre Expensify: Il s'agit d'un outil de gestion des dépenses professionnelles. L'autre permet de suivre les dépenses personnelles et de gérer le budget.
  • Rafraîchissez-moi contre QuickBooks: Ce logiciel de comptabilité est bien connu des entreprises. Son alternative est conçue pour les finances personnelles.
  • Rafraîchissez-moi contre AutoEntry: Cet outil est conçu pour automatiser la saisie de données pour la comptabilité d'entreprise. Son alternative est un outil de gestion financière personnelle.
  • Rafraîchissez-moi contre FreshBooks: Ce logiciel de comptabilité est destiné aux indépendants et aux petites entreprises. Son alternative est destinée aux finances personnelles.
  • Rafraîchissez-moi contre NetSuite: Il s'agit d'une puissante suite de gestion d'entreprise destinée aux grandes entreprises. Son concurrent est une simple application de finances personnelles.

Questions fréquemment posées

What kind of businesses is Puzzle IO particularly beneficial for?

Puzzle IO is particularly beneficial for e-commerce businesses needing to automate the reconciliation of sales and improve cash flow.

Can this software help integrate with other business systems, with accounting for always accurate data?

Yes, both aim for integration. Puzzle IO works with Synder, powerful automation software, and both offer solutions that include connections to various platforms.

Do Puzzle IO or Refreshme help if I work with an accountant?

Yes, both allow for collaboration with your accountant, providing them access to necessary financial data and reports.

Which software helps with managing expenses and receipt organization, similar to Shoeboxed?

Puzzle IO has strong expense management with AI-powered receipt scanning, offering features similar to Shoeboxed.

Do either of these software that help companies and their employees book travel and manage card payments like a one-stop shop for business?

While primarily accounting software, Puzzle IO integrates with Navan to be the one-stop shop for business voyage and expense management.

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