Démarrage rapide
Ce guide couvre toutes les fonctionnalités de Puzzle IO :
- Commencer — Créez votre compte et connectez vos comptes bancaires
- Comment utiliser les informations financières — See cash burn, runway, and MRR on one dashboard
- Comment utiliser la conformité fiscale — Keep books clean and audit ready before filing season
- Comment utiliser les services de comptabilité — Add a professional bookkeeper without hiring anyone in house
- Comment utiliser l'écosystème des partenaires — Connect banks, payroll, and billing tools in minutes
- Comment utiliser l'automatisation des régularisations — Run cash and accrual accounting side by side
- How to Use Built-in Accrual Automation — Post prepaids and deferrals without manual journal entries
- Comment utiliser les informations en temps réel — Check today’s numbers instead of waiting for month end
- How to Use Self-guided Onboarding — Generate draft financial statements in about 15 minutes
- Comment utiliser une comptabilité plus intelligente — Set rules once and let the AI apply them
Temps nécessaire : 5 minutes par fonctionnalité
Vous trouverez également dans ce guide : Conseils de pro | Erreurs courantes | Dépannage | Tarification | Alternatives
Pourquoi faire confiance à ce guide ?
I have run my own company books inside Puzzle IO for eight months and tested every feature here.
Ce tutoriel est basé sur une utilisation pratique réelle, et non sur des captures d'écran fournies par le vendeur.
Puzzle IO is an AI-driven comptabilité software built specifically for startup founders.
Used properly, it gives you financial clarity without hiring a finance team.
Most people connect one bank feed and never explore the rest.
Ce guide vous montre comment utiliser chaque fonctionnalité principale.
Étape par étape, avec captures d'écran et conseils de pro.
Tutoriel Puzzle IO
This complete How to Use Puzzle IO tutorial walks you through the whole platform, from your first bank connection to advanced rules.
Puzzle IO
Stop losing hours to repetitive tasks every month. Puzzle IO syncs your bank accounts, categorises transactions, and gives startup founders real time insights into cash burn runway and MRR. Free for companies under $5k in monthly expenses.
Premiers pas avec Puzzle IO
Before touching any feature, finish this one-time setup.
Cela prend environ trois minutes.
Here is what my own workspace looked like on day one:
Passons maintenant en revue chaque étape.
Étape 1 : Créez votre compte
Go to the Puzzle IO website and click Get Started.
Enter your work email, then add your company name and entity type.
✓ Point de contrôle: Vérifiez votre boîte de réception pour l'e-mail de confirmation.
Étape 2 : Connectez vos comptes bancaires
Open the Integrations tab and pick your bank, card, and payroll tools.
Puzzle IO pulls historical transactions automatically once the connection is live.
Voici à quoi cela ressemble :
✓ Point de contrôle: Your transactions list should populate within a few minutes.
Step 3: Finish Self-Serve Onboarding
Confirm your fiscal start date and pick cash or accrual comptabilité as your default view.
Map your current state honestly here so the books match your existing systems.
The app then drafts your first financial statements.
✅ Terminé : Vous êtes prêt à utiliser n'importe quelle fonctionnalité ci-dessous.
Comment utiliser Puzzle IO Financial Insights
Perspectives financières lets you pull cash burn, runway, MRR, and spending trends into one clean dashboard.
Voici comment l'utiliser étape par étape.
Étape 1 : Ouvrez le tableau de bord Insights
Click Insights in the left sidebar of your workspace.
The default view shows revenue insights for the current month.
Step 2: Pick Your Reporting Window
Switch the date selector to last week, last month, or a custom range.
Metrics recalculate immédiatement against live financial data.
Voici à quoi cela ressemble :
✓ Point de contrôle: You should see burn runway plotted against your current cash balance.
Step 3: Pin the Metrics You Track
Star cash burn runway, gross margin, and payroll costs so they load first.
✅ Résultat : A single dashboard that shows your startup’s finances at a glance.
💡 Conseil de pro : Check this dashboard every Monday. Ten minutes turns raw numbers into actionable insights and catches spending problems tôt.
Comment utiliser Puzzle IO pour la conformité fiscale
Conformité fiscale lets you keep your books clean enough to ensure compliance at filing time.
Voici comment l'utiliser étape par étape.
Step 1: Open the Compliance Checklist
Head to Close, then open the monthly checklist.
It lists every account you still need to reconcile.
Step 2: Clear Uncategorised Items
Work through flagged rows and assign each one a category and vendor.
Attach receipts directly to the transaction record.
Voici à quoi cela ressemble :
✓ Point de contrôle: Every checklist row turns green once the period reconciles.
Étape 3 : Verrouiller la période
Close the month so nobody edits historical financial statements by accident.
✅ Résultat : Books your accountant can file from without a cleanup project.
💡 Conseil de pro : Lock each month within ten days of close. Late edits are the number one cause of restated reports.
Comment utiliser les services de comptabilité de Puzzle IO
Comptabilité Services lets you invite a professional bookkeeper into your workspace without hiring one full time.
Voici comment l'utiliser étape par étape.
Étape 1 : Ouvrir les paramètres d’équipe
Click your company name, then choose Team and Access.
Step 2: Invite Your Bookkeeper
Enter their email and set the accountant role.
They get scoped access to transactions and reports only.
Voici à quoi cela ressemble :
✓ Point de contrôle: Your bookkeeper appears in the team list with an accountant badge.
Step 3: Assign Ownership
Use responsibility cards to define who owns reconciliation, payroll, and vendor payments.
✅ Résultat : Clear accountability for every recurring comptabilité task.
💡 Conseil de pro : Give bookkeepers view access to bank accounts but keep payment rights with a founder. It prevents awkward mistakes.
Comment utiliser l'écosystème de partenaires de Puzzle IO
Écosystème de partenaires lets you connect payroll, billing, and payment tools so data flows in without manual entry.
Voici comment l'utiliser étape par étape.
Étape 1 : Parcourir les intégrations disponibles
Open the Integrations directory and search by tool name.
Stripe, Gusto, Ramp, and Brex all connect natively.
Step 2: Authorise Each Connection
Sign in through the provider and approve read access.
Historical data backfills automatically.
Voici à quoi cela ressemble :
✓ Point de contrôle: Each connected service shows a green sync status and a last sync date.
Step 3: Route Anything Missing Through Automation
Utiliser Zapier or Make to sync tools that lack a native integration.
✅ Résultat : Your finance stack feeds one platform instead of five spreadsheets.
💡 Conseil de pro : Connect billing before payroll. Revenue data makes the first accrual close far easier to review.
Comment utiliser l'automatisation des régularisations de Puzzle IO
Comptabilisation Automation lets you see cash and accrual accounting side by side without keeping two sets of books.
Voici comment l'utiliser étape par étape.
Step 1: Switch the Accounting Basis
Use the toggle above any report to move between cash and accrual views.
Step 2: Review the Difference
Compare both numbers for the same month to spot timing gaps.
Investors usually ask for the accrual version.
Voici à quoi cela ressemble :
✓ Point de contrôle: The same month shows two different revenue totals, as expected.
Step 3: Export for Your Board
Download the accrual profit and loss as a PDF or CSV.
✅ Résultat : Board-ready reports without a manual rebuild every quarter.
💡 Conseil de pro : Send investors accrual reports and run your own weekly cash monitoring on the cash view. Both audiences get what they need.
How to Use Puzzle IO Built-in Automation
Automatisation intégrée des régularisations lets you post prepaids, deferrals, and depreciation without writing journal entries yourself.
Voici comment l'utiliser étape par étape.
Step 1: Flag a Prepaid Expense
Open any annual invoice and mark it as a prepaid item.
Step 2: Set the Amortisation Schedule
Enter the service start and end date, then choose monthly spread.
Puzzle books the entries for every future period.
Voici à quoi cela ressemble :
✓ Point de contrôle: Future months show the recurring entry already drafted.
Step 3: Review the Generated Entries
Open the journal to confirm the schedule before you close the month.
✅ Résultat : Annual contracts spread correctly with no spreadsheet tracker.
💡 Conseil de pro : Flag prepaids the moment the invoice lands. Retroactive schedules are the fiddliest thing to fix later.
Comment utiliser les informations en temps réel de Puzzle IO
Informations en temps réel lets you check today’s numbers instead of waiting three weeks for a closed month.
Voici comment l'utiliser étape par étape.
Step 1: Open the Home Dashboard
Your live cash position sits at the top of the workspace.
Step 2: Drill into Any Number
Click a metric to open the underlying transactions.
You can trace a total down to a single transaction.
Voici à quoi cela ressemble :
✓ Point de contrôle: Clicking cash balance opens today’s synced bank feed.
Step 3: Share a Live Link
Send investors a view-only link instead of a stale PDF.
✅ Résultat : Real time insights you can act on mid-month, not after it.
💡 Conseil de pro : Bookmark the drill-down view for your largest expense category. It is where most budget leaks start.
How to Use Puzzle IO Self-guided Onboarding
Self-guided Onboarding lets you get draft financial statements built for you in roughly 15 minutes.
Voici comment l'utiliser étape par étape.
Step 1: Start the Guided Flow
New workspaces open the setup wizard by default.
Step 2: Answer the Business Questions
Confirm entity type, fiscal year, and whether you have revenue yet.
The AI uses these details to build your chart of accounts.
Voici à quoi cela ressemble :
✓ Point de contrôle: Draft financial statements appear under Reports when the flow finishes.
Step 3: Book a Free Onboarding Call
Complex cap tables or multiple entities? Book the free call from the help menu.
✅ Résultat : A working set of books on day one instead of week three.
💡 Conseil de pro : Do onboarding with your last bank statement open. Matching opening balances now saves an hour later.
Comment utiliser Puzzle IO pour une comptabilité plus intelligente
Comptabilité plus intelligente lets you teach the AI your rules once so it categorises transactions the way you would.
Voici comment l'utiliser étape par étape.
Step 1: Open the Rules Panel
Go to Transactions, then Rules, and click New Rule.
Step 2: Define the Condition
Match on vendor, amount, or description texte.
Set the category and any note you want applied automatically.
Voici à quoi cela ressemble :
✓ Point de contrôle: Matching rows recategorise and the uncategorised count drops.
Step 3: Bulk Apply to History
Run the rule across past transactions to clean up months of backlog at once.
✅ Résultat : Repetitive tasks handled by rules instead of your Sunday evening.
💡 Conseil de pro : Review AI categorisations weekly for the first month. Correcting early builds far better accuracy than a big cleanup.
Astuces et raccourcis pour Puzzle IO Pro
After eight months inside the app, here are the tips that saved me the most hours.
Success with this platform comes from small weekly habits, not big cleanups.
Raccourcis clavier
| Action | Raccourci |
|---|---|
| Recherche mondiale | Cmd / Ctrl + K |
| Jump to transactions | G puis T |
| Categorise selected row | C |
| Select all filtered rows | Cmd / Ctrl + A |
Fonctionnalités cachées que la plupart des gens ignorent
- Bulk classification: Filter by vendor, select every row, and categorise hundreds of transactions in one click.
- Free onboarding call: Sitting in the help menu, this gets a specialist to configure your workspace with you.
- Cost per step tracking: Tag which tools and services drive each cost so you can cut the ones with no value.
Erreurs courantes à éviter dans Puzzle IO
Mistake #1: Trusting Every AI Category Without Review
❌ Faux : Connecting accounts and assuming the AI classified six months of data correctly.
✅ À droite : Spend 15 minutes reviewing the first batch, then write rules for anything it got wrong.
Mistake #2: Skipping the Monthly Checklist
❌ Faux : Only opening the app when investors demand reports.
✅ À droite : Run the checklist monthly so reconciliation stays a 20-minute job.
Mistake #3: Using Only the Cash View
❌ Faux : Signalement cash numbers to investors who expect accrual accounting.
✅ À droite : Toggle to accrual before exporting anything that leaves your company.
Dépannage de Puzzle IO
Problem: Bank Feed Stopped Syncing
Cause: Your bank expired the connection token, which most banks do every 90 days.
Réparer: Open Integrations, click the failing bank, and reauthorise it.
Problem: Transactions Categorised Incorrectly
Cause: The AI matched a vendor name that appears in two different categories.
Réparer: Correct one transaction, then build a rule from it so the fix sticks.
Problem: Reports Show Different Numbers Than Your Bank
Cause: Pending transactions post on a later date than your statement shows.
Réparer: Match your closing balance to the statement date, not to today.
📌 Note: If none of these fix your issue, the help center and customer support team can dig into your workspace.
Qu'est-ce que Puzzle IO ?
Puzzle IO is AI-driven logiciel de comptabilité that automates bookkeeping for early stage companies.
Think of it like a bookkeeper who never sleeps and never loses a receipt.
One dashboard covers your whole financial health, so you stop juggling spreadsheets.
It was built specifically for startups, which is why it runs cash and accrual accounting together.
Regardez ce bref aperçu :
Il comprend les fonctionnalités clés suivantes :
- Perspectives financières : See cash burn, runway, and MRR on one dashboard
- Conformité fiscale : Keep books clean and audit ready before filing season
- Services de comptabilité : Add a professional bookkeeper without hiring anyone in house
- Écosystème de partenaires : Connect banks, payroll, and billing tools in minutes
- Automatisation des régularisations : Run cash and accrual accounting side by side
- Automatisation intégrée des régularisations : Post prepaids and deferrals without manual journal entries
- Informations en temps réel : Check today’s numbers instead of waiting for month end
- Self-guided Onboarding: Generate draft financial statements in about 15 minutes
- Comptabilité plus intelligente : Set rules once and let the AI apply them
Pour une analyse complète, consultez notre Critique de Puzzle IO.
Tarification de Puzzle IO
Voici le prix de Puzzle IO en 2026 :
| Plan | Prix | Idéal pour |
|---|---|---|
| Principes de base de la comptabilité | 0 $/mois | Companies under $5k in monthly expenses |
| Comptabilité et analyses | 42,50 $/mois | Funded startups tracking burn runway |
| Automatisation avancée | 85 $/mois | Teams needing accrual automation and rules |
| Comptabilité et balance | 255 $/mois | Growing companies with multiple entities |
Essai gratuit : Yes — the free tier runs indefinitely for small spenders, and paid plans offer a trial.
Garantie de remboursement : No formal guarantee, but plans are monthly and cancel anytime.
💰 Meilleur rapport qualité-prix : Accounting plus Insights — it adds the revenue insights most founders open daily.
The upgrade helps you save time at close and keep more money in the bank.
Puzzle IO contre alternatives
Comment Puzzle IO se compare-t-il à la concurrence ? Voici un aperçu du paysage concurrentiel :
| Outil | Idéal pour | Prix | Notation |
|---|---|---|---|
| Puzzle IO | AI startups and founders | 0 $/mois | ⭐ 3,5 |
| QuickBooks | Feature depth | 38 $/mois | ⭐ 4,4 |
| Xero | Multi-currency books | 20 $/mois | ⭐ 4,3 |
| FreshBooks | entreprises de services | 21 $/mois | ⭐ 4,4 |
| Livres Zoho | équipes soucieuses du budget | 20 $/mois | ⭐ 4,4 |
| Vague | Solo founders | 0 $/mois | ⭐ 4,3 |
| Sage | Established companies | 25 $/mois | ⭐ 4.1 |
| NetSuite | Enterprise finance | 999 $/mois | ⭐ 4.0 |
Sélection rapide :
- Meilleur résultat global : QuickBooks — the industry standard for feature depth and integration
- Meilleur budget : Wave — free invoicing and bookkeeping for tiny businesses
- Idéal pour les débutants : Puzzle IO — self-serve onboarding drafts your books in minutes
- Best for startup founders: Puzzle IO — dual-basis accounting plus investor-ready metrics
🎯 Alternatives à Puzzle IO
Vous cherchez des alternatives à Puzzle IO ? Voici les meilleures options :
- 🚀 Dext : Receipt and vendor document capture that feeds clean data into your ledger.
- 💰 Xero : Strong multi-currency books with a huge app marketplace and clean reports.
- 🏢 Sage: Deep accounting capabilities for established companies with complex requirements.
- 🎯 Livres Zoho : Affordable accounting that connects to the wider Zoho entreprise suite.
- 🔧 Synder : Syncs e-commerce and payment platform data into your books automatically.
- ⚡ Fin de mois facile: Focused purely on making reconciliation and month-end close faster.
- 🧠 Docyt: AI bookkeeping with automated categorisation for multi-location businesses.
- 🌟 Rafraîchir-moi: Lightweight financial tracking for very small teams and side projects.
- 💼 Vague: Free invoicing and bookkeeping, ideal before you raise any money.
- 👶 Accélérer: Personnel et petite entreprise finances in one simple desktop app.
- 📊 Hubdoc: Automatic document fetching from banks and vendors, bundled with Xero.
- 🔥 Expensify: Expense reports and card spending controls your team actually uses.
- ⭐ QuickBooks : The industry standard, with unmatched integration and accountant familiarity.
- 🎨 Saisie automatique: Extracts data from invoices and statements so nobody types them manually.
- 🔒 FreshBooks : Facturation propre et suivi du temps built for service businesses and clients.
- 🏢 NetSuite : Full ERP with accounting, inventory, and reporting for larger companies.
Pour la liste complète, consultez notre Alternatives à Puzzle IO guide.
⚔️ Comparaison de Puzzle IO
Voici comment Puzzle IO se compare à chacun de ses concurrents :
- Puzzle IO contre Dext: Dext wins on receipt capture; Puzzle wins as your actual accounting system.
- Puzzle IO contre Xero: Xero has more integrations; Puzzle gives faster startup metrics out of the box.
- Puzzle IO contre Sage: Sage suits established firms; Puzzle suits early stage companies with lean teams.
- Puzzle IO contre Zoho Books: Zoho costs less at scale; Puzzle needs far less accounting knowledge to run.
- Puzzle IO contre Synder: Synder is a sync layer; Puzzle replaces the whole bookkeeping workflow.
- Puzzle IO contre Easy Month End: Easy Month End speeds close only; Puzzle handles the full accounting process.
- Puzzle IO contre Docyt: Both automate categorisation, but Puzzle is built specifically for venture-backed startups.
- Puzzle IO contre RefreshMe: RefreshMe stays basic; Puzzle adds accrual accounting and investor-ready financial statements.
- Puzzle IO contre Wave: Wave is free forever; Puzzle offers real time insights Wave simply does not have.
- Puzzle IO contre Quicken: Quicken targets personal finances; Puzzle targets a startup’s finances and its investors.
- Puzzle IO contre Hubdoc: Hubdoc only fetches documents; Puzzle turns those documents into finished reports.
- Puzzle IO contre Expensify: Expensify manages spending; Puzzle records it and reports on it properly.
- Puzzle IO contre QuickBooks: QuickBooks has more depth; users flee its complexity and cost for Puzzle’s cleaner app.
- Puzzle IO vs AutoEntry: AutoEntry is data entry; Puzzle is the platform that data entry feeds.
- Puzzle IO contre FreshBooks: FreshBooks bills clients better; Puzzle tracks cash burn runway better.
- Puzzle IO contre NetSuite: NetSuite fits enterprises; Puzzle fits companies that want books running this week.
Commencez à utiliser Puzzle IO dès maintenant
Vous avez appris à utiliser toutes les principales fonctionnalités de Puzzle IO :
- ✅ Informations financières
- ✅ Conformité fiscale
- ✅ Services de comptabilité
- ✅ Écosystème de partenaires
- ✅ Automatisation des régularisations
- ✅ Automatisation intégrée des régularisations
- ✅ Informations en temps réel
- ✅ Self-guided Onboarding
- ✅ Une comptabilité plus intelligente
Étape suivante : Choisissez une fonctionnalité et essayez-la dès maintenant.
La plupart des gens commencent par Financial Insights.
Cela prend moins de 5 minutes.
Foire aux questions
How do you play puzzles step by step?
Puzzle IO is accounting software, not a game. You connect bank accounts, review AI-categorised transactions, reconcile monthly, then export financial statements for your team or investors.
Comment résoudre facilement cette énigme ?
If you mean the software, start with the free tier. Connect one bank account, let the AI classify a month, then correct anything wrong with rules.
Puzzle est-il un ERP ?
No. Puzzle IO is accounting and logiciel de comptabilité for startups. ERP platforms like NetSuite also handle inventory, procurement, and manufacturing across a whole company.
Qu'est-ce qu'un logiciel de comptabilité puzzle ?
It is an AI accounting platform that automates bookkeeping, runs cash and accrual accounting together, and shows cash burn, runway, and MRR in real time.
Peut-on utiliser l'IA pour résoudre des énigmes ?
Yes. Puzzle IO uses AI to categorise transactions, apply your rules, and draft financial statements, cutting repetitive tasks that normally eat a bookkeeper’s week.
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