Как использовать Xero для малого бизнеса в 2026 году?

Быстрый старт

В этом руководстве описаны все функции Xero:

• Начиная — Create your account and set up the basics
• Как пользоваться панелью управления учетной записью — See your cash flow, bank account balances and unpaid bills on one screen
• Как использовать шаблоны счетов-фактур — Send professional-looking invoices that carry your own branding and logo
• Как использовать продвинутый бухгалтерский учет — Set tax rules, your chart of accounts and financial year end date
• Как использовать «Снимок бизнеса» — Read profit, loss and expense trends without building reports by hand
• Как использовать автоматизированный ввод счетов — Turn supplier bills and receipts into records without typing every line
• How to Use Multi-Currency Accounting Software — Invoice overseas customers and track gains from currency rate moves
• Как использовать банковскую выписку — Match imported bank transactions to your records in a few clicks
• Как использовать автоматическое выставление счетов — Schedule repeating invoices and payment reminders so you get paid faster
• Как использовать проекты треков — Watch time, costs and profit on every job you are running

Необходимое время: 5 минут на каждый фильм

Также в этом руководстве: Полезные советы | Распространенные ошибки | Поиск неисправностей | Цены | Альтернативы

Почему стоит доверять этому руководству?

I’ve run my own books in Xero for three years and tested every feature covered here. This tutorial comes from real hands-on experience, not vendor screenshots.

Xero is one of the most capable бухгалтерский учет software options available today.

But most users only ever touch invoices and stop there.

В этом руководстве показано, как использовать все основные функции.

Пошаговая инструкция со скриншотами и полезными советами.

Учебное пособие по Xero

This complete How to use Xero tutorial walks you through each feature in order, from first login to the advanced tools that make you a power user.

Ксеро

Stop guessing where your money went. Xero pulls bank transactions in automatically, chases unpaid invoices for you, and gives small бизнес owners a clear picture of cash flow every day. Unlimited users on every plan.

Попробуйте XERO прямо сейчас →

ПРОЧИТАТЬ ПОЛНЫЙ ОБЗОР →

КСЕРОАЛЬНЫЕ АЛЬТЕРНАТИВЫ →

Начало работы с Xero

Перед использованием любой функции завершите эту одноразовую настройку.

Это займет около трех минут.

Here is what the first week looked like for me:

Теперь давайте рассмотрим каждый шаг.

Шаг 1: Создайте свою учетную запись

Go to the Xero website and click Start Free Trial.

Введите свой адрес электронной почты и создайте пароль.

✓ Контрольная точка: Проверьте свой входящие for the confirmation link.

Step 2: Add Your Organisation Details

Open Settings, then Organisation Settings.

Fill in your company name, address, tax information and logo.

These details appear on every invoice you send, so accuracy matters.

Here is what the setup screen covers:

✓ Контрольная точка: Твой бизнес name shows in the top left corner.

Step 3: Connect Your Bank and Invite Your Team

Go to Settings, Bank Accounts, and follow the prompts to connect your bank.

Then open Settings, Users, to invite your accountant or bookkeeper.

You can set individual permissions, so each person gets access to only what they need.

That way you share the books without handing over payroll details.

Как пользоваться панелью управления учетной записью Xero

Панель управления учетной записью lets you see your cash flow, bank account balances and unpaid bills on one screen.

Вот пошаговая инструкция по его использованию.

Шаг 1: Откройте панель управления

Log in and click Dashboard in the top menu bar.

Take a minute to explore the Xero dashboard before changing anything.

Step 2: Add Your Bank Account Tiles

Click Add bank account and pick your bank from the list.

Вот как это выглядит:

✓ Контрольная точка: Bank balances, invoices owed to you and bills to pay all appear as tiles.

Step 3: Rearrange the Panels

Drag each panel so your most-watched numbers sit at the top.

Как использовать шаблоны счетов-фактур Xero

Шаблоны счетов-фактур lets you send professional-looking invoices that carry your own branding and logo.

Вот пошаговая инструкция по его использованию.

Step 1: Open Invoice Settings

Go to Settings, then Invoice Settings, to reach your branding themes.

Step 2: Upload Your Logo and Details

Add your logo, address and payment terms to the standard theme.

Вот как это выглядит:

✓ Контрольная точка: Your logo sits at the top of the preview with your business details below.

Шаг 3: Сохраните и просмотрите.

Hit Save, then preview the theme on a draft invoice.

Как использовать расширенные функции бухгалтерского учета в Xero

Передовой Бухгалтерский учет lets you set tax rules, your chart of accounts and financial year end date.

Вот пошаговая инструкция по его использованию.

Step 1: Open Financial Settings

Go to Settings, Advanced settings, then Financial Settings.

Step 2: Set Tax and Year End

Enter your tax basis, tax number and financial year end date.

Вот как это выглядит:

✓ Контрольная точка: Your tax details and year end date show as saved on the settings page.

Step 3: Edit the Chart of Accounts

Open Chart of Accounts and rename codes to match how you sell.

Accurate codes keep your reports readable later.

How to Use Xero Business Snapshots

Краткий обзор бизнеса lets you read profit, loss and expense trends without building reports by hand.

Вот пошаговая инструкция по его использованию.

Шаг 1: Откройте меню «Отчеты».

Click Accounting, then Reports, then Business Snapshot.

Step 2: Pick Your Date Range

Choose the period you want to check, such as the last quarter.

Вот как это выглядит:

✓ Контрольная точка: Profitability and cash panels fill with your own figures, not sample данные.

Step 3: Read the Performance Panels

Scroll through profit, expense and cash flow panels for the period.

Open the balance sheet from the same menu to check what you own and owe.

How to Use Xero Auto Bill Entry

Автоматизация ввода счетов lets you turn supplier bills and receipts into records without typing every line.

Вот пошаговая инструкция по его использованию.

Step 1: Find Your Xero Email Address

Go to Business, then Bills to pay, and copy your unique email.

Step 2: Forward Supplier Bills In

Forward bills and receipts to that address as they arrive.

Xero reads the supplier, date and total for you.

Вот как это выглядит:

✓ Контрольная точка: Forwarded bills appear as drafts with amounts already filled in.

Step 3: Check and Approve

Open each draft bill, fix any wrong field, then approve it.

How to Use Xero Multi-Currency Accounting Software

Мультивалютный Программное обеспечение для бухгалтерского учета lets you invoice overseas customers and track gains from currency rate moves.

Вот пошаговая инструкция по его использованию.

Step 1: Add Your Currencies

Go to Settings, Currencies, and add each currency you trade in.

Step 2: Invoice in the Buyer’s Currency

Create an invoice and switch the currency field before you send it.

Вот как это выглядит:

✓ Контрольная точка: The invoice total shows in the buyer currency with your base currency underneath.

Step 3: Review Currency Gains

Run the Foreign Currency Gains and Losses report each month.

Как использовать функцию сверки банковских счетов Xero

Сверка банковских счетов lets you match imported bank transactions to your records in a few clicks.

Вот пошаговая инструкция по его использованию.

Step 1: Connect a Bank Feed

Go to Settings, Bank Accounts, and follow the prompts to connect your bank.

Step 2: Open the Reconcile Tab

Click Reconcile items on the account tile to see suggested matches.

Xero pairs each imported line with an invoice or bill it already knows.

Вот как это выглядит:

✓ Контрольная точка: The unreconciled counter on the bank tile drops toward zero.

Step 3: Approve or Find a Match

Click OK on correct pairs, or use Find & Match on the rest.

How to Use Xero Automatic Invoicer

Автоматическое выставление счетов lets you schedule repeating invoices and payment reminders so you get paid faster.

Вот пошаговая инструкция по его использованию.

Шаг 1: Создайте повторяющийся счет-фактуру

Open Business, Invoices, then New, then Repeating Invoice.

Шаг 2: Составьте расписание

Choose how often it repeats and whether Xero sends it automatically.

Вот как это выглядит:

✓ Контрольная точка: The repeating template lists a next issue date and a delivery setting.

Step 3: Switch On Payment Reminders

Go to Settings, Invoice Settings, then Invoice Reminders and enable them.

How to Use Xero Projects Tracker

Отслеживание проектов lets you watch time, costs and profit on every job you are running.

Вот пошаговая инструкция по его использованию.

Шаг 1: Создайте проект

Open Projects, click New Project, and pick the customer it belongs to.

Step 2: Log Time and Costs

Add time entries and assign bills or expenses to the project.

Вот как это выглядит:

✓ Контрольная точка: The project page shows time logged, costs recorded and remaining budget.

Step 3: Check Project Profit

Open the project to compare quoted value against costs so far.

Советы и сочетания клавиш для Xero Pro

After three years of daily work in Xero, these are the shortcuts I actually use.

Клавиатурные сочетания

Скрытые функции, которые большинство людей упускают из виду.

• The demo company: Switch to it from the organisation menu and practise safely without touching real data.
• Bank rules: Under each bank account, set rules that code recurring transactions the moment they arrive.
• Найти и совпасть: Use it to split one bank payment across several bills instead of forcing a single match.
• The mobile apps: Snap receipts, check balances and approve bills from your phone while you are out.
• Xero certification: Join a free вебинар or course to build accounting knowledge and earn advisor status.
• Report favourites: Star the reports you open often and discover the custom layout editor underneath them.

Распространенные ошибки в Xero, которых следует избегать.

Mistake #1: Reconciling Once a Quarter

Mistake #2: Ignoring the Chart of Accounts

Mistake #3: Sending Invoices Without Payment Options

Устранение неполадок Xero

Problem: Bank Feed Stopped Importing

Причина: Your bank expired the connection or changed its безопасность правила.

Исправить: Open Settings, Bank Accounts, then click Refresh or Reconnect and log in again.

Problem: Invoice Total Does Not Match the Bank Line

Причина: A card processor took a fee before the money reached your bank account.

Исправить: Use Find & Match, then add a minor adjustment line for the fee.

Problem: Reports Show the Wrong Period

Причина: Your financial year end date was never set correctly during setup.

Исправить: Go to Settings, Advanced settings, Financial Settings, and correct the date.

📌 Примечание: If none of these fix your issue, contact Xero support through Xero Central.

Что такое Xero?

Ксеро is an online accounting software built for малый бизнес owners who want their finances in one place.

Think of it like a bank account that also does your бухгалтерский учет.

Посмотрите этот краткий обзор:

Here is how Xero works in practice: bank transactions flow in automatically, you approve the matches, and your reports update themselves.

В его состав входят следующие ключевые особенности:

• Панель управления учетной записью: A live view of your finances, updated as bank transactions flow in
• Шаблоны счетов-фактур: Branded invoice layouts you set once and reuse every day
• Расширенный курс бухгалтерского учета: Tax settings, chart of accounts and financial year controls
• Краткий обзор бизнеса: Profit, loss and cash flow trends in one visual report
• Автоматизация ввода счетов: Bills and receipts captured from email or your phone
• Multi-Currency Accounting Software: Invoicing and reporting in more than 160 currencies
• Сверка банковских счетов: Pre-matched bank transactions you approve in bulk
• Автоматическое выставление счетов: Repeating invoices plus automated overdue payment reminders
• Отслеживание проектов: Job-level time, cost and profit tracking

Полный обзор смотрите в нашем разделе Обзор Xero.

Xero accounting software runs entirely in your browser, so you and your accountant share the same live data.

Цены Xero

Вот сколько будет стоить Xero в 2026 году:

Бесплатная пробная версия: Да, 30 дней, кредитная карта не требуется.

Гарантия возврата денег: No refund policy, but you can cancel your plan any month.

💰 Лучшее соотношение цены и качества: Standard — it lifts the invoice and bill caps that slow the Starter plan down.

Xero против альтернатив

Как Xero выглядит на фоне конкурентов? Вот конкурентная среда:

Краткий выбор:

• Лучший вариант в целом: Xero — unlimited users and the smoothest bank reconciliation.
• Оптимальный бюджет: Wave — free for freelancers with simple finances.
• Лучший вариант для начинающих: FreshBooks — the shortest learning curve for invoicing.
• Best for stock-heavy business: Sage — deeper inventory tools than Xero offers.

🎯 Альтернативы Xero

Ищете альтернативы Xero? Вот лучшие варианты:

• 🚀 Мудрец: Long-standing accounting software with strong stock control for product businesses.
• 💰 Декс: Receipt capture tool that feeds clean data into Xero automatically.
• 🎨 Zoho Books: Low-cost accounting with a free tier for very small business owners.
• ⚡ Снайдер: Syncs ecommerce and payment platform sales into your accounting ledger.
• 🔒 Простой конец месяца: Adds structured month-end checklists on top of your accounting system.
• 🧠 Доцит: AI bookkeeping that codes transactions and drafts reports for you.
• 👶 Головоломка IO: Built for startups that want automated accounting without a bookkeeper.
• 🏢 RefreshMe: Financial reporting layer for firms managing many client accounts.
• ⭐ Волна: Free invoicing and accounting for freelancers with simple finances.
• 🔧 Quicken: Personal finance tracking with light small business features included.
• 📊 Хабдок: Document collection tool that pulls bills and statements automatically.
• 🎯 Expensify: Employee expense claims with card feeds and approval workflows.
• 🔥 QuickBooks: The best-known rival, strong in the United States market.
• 💼 АвтоВвод: Converts scanned receipts and bills into accounting data.
• 🌟 FreshBooks: Invoicing-first software loved by service-based sole traders.
• 🏢 NetSuite: Full business management suite aimed at larger, complex companies.

Полный список смотрите в нашем Альтернативы Xero гид.

⚔️ Сравнение с Xero

Here is how Xero stacks up against each competitor:

• Xero против Sage: Xero is easier to learn; Sage suits complex inventory work better.
• Xero против Dext: Dext is a companion, not a rival. Many users run both together.
• Xero против Zoho Books: Zoho Books costs less; Xero has far wider bank and apps support.
• Xero против Synder: Synder handles sales data; Xero remains the ledger underneath it.
• Xero против Easy Month End: It fills a gap Xero leaves open around close-process control.
• Xero против Docyt: Docyt automates more coding; Xero gives you more direct control.
• Xero против Puzzle ИО: Puzzle suits venture-backed startups; Xero fits general small business work.
• Xero против RefreshMe: RefreshMe reports across clients; Xero runs each set of books.
• Xero против Wave: Wave costs nothing; Xero scales when payroll and projects arrive.
• Xero против Quicken: Quicken leans personal; Xero is built for business accounting.
• Xero против Hubdoc: Hubdoc is included with Xero plans in several regions.
• Xero против Expensify: Expensify handles staff claims; Xero records the accounting entries.
• Xero против QuickBooks: QuickBooks has deeper US tax tools; Xero wins on unlimited users.
• Xero против AutoEntry: AutoEntry rivals Xero’s own bill capture rather than the whole platform.
• Xero против FreshBooks: FreshBooks is simpler to bill with; Xero has stronger reports.
• Xero против NetSuite: NetSuite fits enterprises; Xero costs a fraction for small business.

Начните использовать Xero прямо сейчас!

Вы научились использовать все основные функции Xero:

• ✅ Панель управления аккаунтом
• ✅ Шаблоны счетов-фактур
• ✅ Углубленный курс бухгалтерского учета
• ✅ Краткий обзор бизнеса
• ✅ Автоматизация ввода счетов
• ✅ Multi-Currency Accounting Software
• ✅ Сверка банковских счетов
• ✅ Автоматическое выставление счетов
• ✅ Отслеживание проектов

Следующий шаг: Выберите одну функцию и попробуйте прямо сейчас.

Most people start with the Account Dashboard.

It takes less than five minutes, and you may even enjoy it.

Small things improve fastest here: reconcile weekly, and the rest follows.

Часто задаваемые вопросы

Могу ли я самостоятельно освоить Xero?

Yes. Xero Central offers free courses, webinars and practice files. Most small business owners cover the basics in a weekend and build real skills within a month.

Легко ли использовать Xero для начинающих?

Yes. The dashboard uses plain language instead of accounting jargon. Beginners usually manage invoices and bank reconciliation on day one without formal training.

Как использовать Xero для малого бизнеса?

Set up your organisation details, connect your bank account, then send invoices and reconcile transactions weekly. Add payroll and projects once that routine is running.

Сколько времени нужно, чтобы освоить Xero?

Around two to six hours for daily tasks like invoices and bills. Full certification through Xero’s course program typically takes a few weeks of part-time study.

How to use Xero system?

Log in, check the dashboard, reconcile new bank transactions, approve bills, then send invoices. Run profit and loss reports monthly to check business health.