Zoho Books vs Wave 2025: Which Accounting Tool Wins?

por | Última actualización Sep 24, 2025

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Zoho Books vs Wave

Thinking about how to manage your pequeña empresa money?

It can feel like a big puzzle.

You need to keep track of sales, bills, and where your money goes. 

Aquí es donde software de contabilidad like Zoho Books vs Wave comes in.

Both are popular choices for pequeñas empresas in 2025, but they offer different things.

Let’s dive in and see which one is the best fit for your negocio.

Descripción general

We tested both Zoho Books and Wave.

We used them like real businesses would. This helped us see their strong points and weak points.

Now, let’s compare them fairly.

Zoho Books cta
4.5de 5

With its free plan for businesses earning under $50,000 annually, Zoho Books is an excellent and accessible entry point.

Precios: It has a free trial. The premium plan starts at $10/month.

Características principales:

  • Client Portal
  • Project Billing
  • Gestión de existencias
Onda cta
3de 5

Más de 4 millones pequeñas empresas trust Wave to manage their finances. Explore Wave’s plans and find the right fit.

Precios: Free plan available. Paid plan starts at $19/month.

Características principales:

  • Facturación
  • Banking
  • Payroll add-on.

What is Zoho Books?

So, you’re curious about Zoho Books?

It’s like a helpful tool for your business money stuff. It helps you keep track of your income and expenses. 

Think of it as your digital bookkeeper! 

Además, explora nuestros favoritos Zoho Books alternatives

Zoho Books homepage

Nuestra opinión

Zoho Books cta

Ready to streamline your finances? Zoho Books offers a free plan for low-revenue businesses. This powerful platform provides everything from invoicing to detailed reports, so you can manage your money with confidence.

Beneficios clave

  • Offers a free plan for businesses with revenue under $50,000.
  • Integrates with over 40 Zoho applications.
  • Provides more than 50 pre-built financial reports.
  • Has a client portal that boosts payment collection by 30%.
  • No # warranty.

Precios

  • Gratis: $0/mes.
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zoho books pricing

Ventajas

  • Integrates well with Zoho.
  • Offers scalable plans.
  • Strong automation features.
  • Includes client portals.
  • Has a free option.

Contras

  • The interface can be busy.
  • Las funciones avanzadas tienen un costo.
  • Support can vary.
  • Migration can be hard.

¿Qué es Wave?

Okay, let’s talk about Wave.

Think of it like a helpful friend for your business money.

It lets you do things like send invoices and track what money comes in and goes out.

It can help you see the big picture of your business finances.

Además, explora nuestros favoritos Wave alternatives

Wave Homepage

Nuestra opinión

Onda cta

Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.

Beneficios clave

Wave’s strengths include:

  • A 100% free core accounting plan.
  • Serving over 2 million small businesses.
  • Easy invoice creation and payment processing.
  • No long-term contracts or warranties.

Precios

  • Plan de arranque: $0 al mes.
  • Plan Pro: $19month.
Wave Pricing

Ventajas

  • Core features are available for free.
  • The software is generally easy to use.
  • It offers cloud-based access anytime.
  • Invoicing features are well-integrated.
  • Connecting bank accounts saves time.

Contras

  • Free plan has limited automatización.
  • Customer support is limited on free plan.
  • Payroll is an additional cost.
  • Advanced features require paid plans.

Comparación de características

Selecting the reliable and best contabilidad software is a pivotal decision for small business owners.

This Zoho Books compare and Wave review will help you evaluate which platform provides the right accounting software for your business operations, helping you hacer an informed choice for managing your financial health.

1. Financial Reporting

  • Ola Contabilidad offers basic financial reports like profit and loss statements & balance sheets, giving you a good look at your cash flow.
  • Libros de Zoho provides more advanced analytics and reportando, giving you deeper insights into your financial health and tax compliance. This makes it a powerful accounting program for growing businesses.

2. Automation and Banking

  • Ola Accounting’s automatización features primarily focus on bank feeds. It can auto import bank transactions and merge them with your teneduría de libros records. This feature helps to reduce manual datos entrada.
  • Libros de Zoho offers more automation tools with its paid plans. It has automatic bank feeds, transaction matching, and custom workflows to automate tasks. It can also automate payment reminders and revenue recognition.
Zoho Books zoho analytics

3. Invoicing and Payments

  • Both platforms allow you to create any types of professional invoices and recurring invoices and have strong invoicing features. Wave makes it easy to accept online payments via credit card or bank payments.
  • Libros de Zoho provides a more comprehensive invoicing solution, allowing you to create and send professional, customized invoices. It supports online payments via multiple payment gateways, & you can set up several automated payment reminders to help with accounts receivable.

4. Expense Tracking and Receipt Capture

  • Ola Accounting offers a great feature for expense tracking with its digital receipt capture. Its app allows you to take a picture of a receipt, and the data is used to track expenses without much effort.
  • Libros de Zoho also has a feature that allows you to upload documents and receipts, which it uses to create transactions. This feature helps to organize your financial records and minimize manual data entry.

5. Collaboration and Users

  • Ola Accounting allows for unlimited users to access the account, which is a significant advantage for businesses with multiple team members or an accountant. It’s a great small business accounting software for collaboration.
  • Libros de Zoho also supports multiple users on its paid plans. It has a client portal and a vendor portal that facilitate collaboration tools with clients and suppliers.

6. Inventory and Time Tracking

  • Ola Accounting does not have built-in inventory tracking. It focuses on basic teneduría de libros and invoicing.
  • Libros de Zoho has robust inventory tracking and inventory management features in its paid plans. It also has seguimiento del tiempo functionality, which is essential if you bill clients by the hour.
Facturas Onda

7. Integraciones y ecosistema

  • Ola Accounting’s integrations are limited. Its core focus is on its native platform. A Wave Accounting review will often point out that it is a standalone product.
  • Libros de Zoho is part of a larger ecosystem of business applications. It integrates with Zoho CRM, Zoho Payments, and other business applications. It also offers third party integrations with many software vendors to create custom workflows.

8. Pricing and Plans

  • Ola Financial is widely known for its free accounting software. The free plan includes core accounting, invoicing, and receipt scanning, making it a great free bookkeeping software for an independent contractor or a autónomo. The free version of Wave Accounting is truly free for unlimited invoices and bookkeeping records.
  • Libros de Zoho also offers a short free plan for businesses with an annual revenue below a certain threshold. However, for advanced features and more users, there are paid plans including a starter plan, standard plan, professional plan, and premium plan. There is also a free trial to evaluate its comprehensive functionality.

9. Security and Support

  • Ola Financial uses multi factor authentication for accounting and payroll and strong encryption to protect your data like credit card transaction. Its help center provides helpful resources to its users.
  • Libros de Zoho takes data seguridad seriously with various security measures and payroll processing. It offers a variety of support channels, and a look at Zoho Books FAQs can help you with common issues.

¿Qué buscar en un software de contabilidad?

Selecting the right accounting software options is a critical accounting task for any business owner.

Choosing a best platform that aligns with your specific needs will give you peace of mind.

The best accounting software will simplify financial management and provide a clear picture of your financial health.

  • Core Features: The core features of an accounting program are its foundation. Look for a solution that handles the essentials, such as the ability to analyze & create invoices, track recurring expenses, and manage financial transactions. Wave Accounting offers these features on its free platform. Other software like Zoho Books provides a comprehensive suite of tools. The key is finding a program with an intuitive interface that can handle these functions with minimal manual intervention.
  • Precios y planes: Software vendors offer various pricing plans, and their affordability and value can differ significantly. For freelancers or an independent contractor paid by the job, a free starter plan is a great option. Wave Accounting is known for its free version. For growing businesses, a paid plan like the pro plan from Wave or the standard plan, professional plan, and elite plan from Zoho Books offers extensive customization and a wider range of features at a competitive price.
  • Automatización: Automation is key to reducing repetitive tasks and saving time. Look for a program that can handle transactions automatically by connecting to your personal or business bank accounts & credit cards. A key feature is the ability to auto merge bank transactions with digital receipts. Some software like Wave integrates with banks to import transactions automatically, while others, such as QuickBooks Online and Zoho Books, offer robust features like automated invoice reminders and automated revenue recognition.
  • Invoicing and Payments: An efficient invoicing software is crucial for managing your accounts receivable. Look for a solution that allows you to send recurring billing and set up automated invoice reminders that will ensure that you get paid on time. Additionally, consider how the platform handles various online payments, including credit card payments, Apple Pay, or direct deposit.
  • Payroll and Time Tracking: Beyond the basics, consider what other features you might need. Some platforms offer advanced analytics, money management features, and specific tools for handling billable hours. The ability to track multiple companies or use different subscription levels to get a discounted rate are other things to consider. Zoho Books stood out for its extensive customization with custom workflows, while Wave focuses on a simpler process. A good accounting program should have a general ledger that gives you a complete picture of your finances.
  • Apoyo y recursos: A good support system can save you from a lot of headaches. Look for software vendors that provide access to a helpful help center, tutorials, and forums. A good program will make it easy to create invoices, track expenses, and manage vendor invoices.

Veredicto final

After looking at Zoho Books vs Wave, our pick for most small businesses is Zoho Books.

While Wave is great because it’s free. Zoho Books offers more. 

It has better tools for tracking inventory, more detailed reports, and stronger customer support options.

If your business is growing or you need more than just basic contabilidad.

Zoho Books will serve you better in the long run.

We’ve dug deep into both, so you can trust our advice on which one will truly help your money matters.

More of Zoho Books

When choosing an accounting solution, it’s wise to compare the top options.

We’ve done the research to help you see how Zoho Books stacks up against its key competitors.

  • Zoho Books vs QuickBooks: QuickBooks is a market leader, known for its extensive features and integrations. Zoho Books, however, is often praised for its clean interface and more affordable, scalable pricing, particularly for small to medium businesses.
  • Zoho Books vs Xero: Xero is a popular cloud accounting platform with a focus on ease of use. While both offer strong core features, Zoho Books provides more robust inventory management in its higher-tier plans.
  • Zoho Books vs FreshBooks: FreshBooks is a great choice for freelancers and service-based businesses, with a focus on invoicing. Zoho Books offers a more comprehensive accounting program with a wider range of features beyond just billing.
  • Zoho Books vs Sage: Sage generally targets larger, more complex businesses. Zoho Books is a better fit for small to medium-sized businesses and is known for its user-friendly interface and competitive pricing.
  • Zoho Books vs NetSuite: NetSuite is a powerful ERP solution for large enterprises. Zoho Books is an excellent alternative for small businesses that need a robust, affordable, and flexible platform that can grow with them.
  • Zoho Books vs Wave: Wave is a popular option for its free version. While Wave is great for very small businesses and freelancers, Zoho Books offers a more comprehensive feature set and is a more scalable option for growing businesses.
  • Zoho Books vs Dext: Dext is primarily a data extraction tool, focused on automating receipt and invoice processing. Zoho Books, on the other hand, is a full-fledged accounting software that includes expense management as one of its many features.
  • Zoho Books vs Synder: Synder specializes in syncing financial transactions from various sources to accounting software. Zoho Books includes this functionality as part of its complete platform, alongside invoicing, reporting, and other core accounting features.
  • Zoho Books vs Expensify: Expensify is a strong expense reporting and management tool. Zoho Books has built-in expense management, but Expensify is a more specialized option for businesses with complex expense policies.
  • Zoho Books vs Docyt: Docyt uses AI to automate data entry from receipts and bank statements. Zoho Books also has automation features, but Docyt’s core focus is on this specific automation.
  • Zoho Books vs Hubdoc: Hubdoc is a document management tool that automates data extraction from bills and receipts. Zoho Books offers a similar function, but Hubdoc’s main purpose is to feed data into other systems like QuickBooks or Xero.
  • Zoho Books vs AutoEntry: AutoEntry is another tool for automated data entry from documents. Zoho Books is a complete accounting program, while AutoEntry is a specialized tool that can be used to support it.
  • Zoho Books vs Puzzle io: Puzzle.io is an AI-driven accounting solution for startups that offers real-time financial insights.
  • Zoho Books vs Easy Month End: Easy Month End is not a direct alternative, as it is a feature within Zoho Books that simplifies the closing process.
  • Zoho Books vs Quicken: Quicken is mainly for personal finance and very small businesses, while Zoho Books is a full-featured solution designed for business accounting tasks.
  • Zoho Books vs RefreshMe: This is not a direct comparison; RefreshMe is a resource or feature that may be associated with Zoho Books.

Más de Wave

  • Olas vs Puzzle IOEste software se centra en la planificación financiera basada en IA para startups. Su contraparte es para finanzas personales.
  • Wave vs DextEsta es una herramienta empresarial para registrar recibos y facturas. La otra herramienta registra los gastos personales.
  • Wave vs XeroEste es un popular software de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
  • Wave vs SynderEsta herramienta sincroniza datos de comercio electrónico con software de contabilidad. Su alternativa se centra en las finanzas personales.
  • Fin de mes Wave vs EasyEsta es una herramienta empresarial para agilizar las tareas de fin de mes. Su competidor es la gestión de finanzas personales.
  • Wave vs DocytEste utiliza IA para la contabilidad y automatización empresarial. El otro utiliza IA como asistente de finanzas personales.
  • Wave vs SageEsta es una suite completa de contabilidad empresarial. Su competidor es una herramienta más fácil de usar para finanzas personales.
  • Wave vs Zoho BooksEsta es una herramienta de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
  • Wave vs QuickenAmbas son herramientas de finanzas personales, pero esta ofrece un seguimiento de inversiones más detallado. La otra es más sencilla.
  • Wave frente a HubdocEsta herramienta se especializa en la captura de documentos para contabilidad. Su competidor es una herramienta de finanzas personales.
  • Wave vs ExpensifyEsta es una herramienta para la gestión de gastos empresariales. La otra es para el seguimiento y presupuesto de gastos personales.
  • Wave vs QuickBooksEste es un conocido software de contabilidad para empresas. Su alternativa está diseñada para finanzas personales.
  • Onda vs. Entrada automáticaEstá diseñado para automatizar la entrada de datos para la contabilidad empresarial. Su alternativa es una herramienta de finanzas personales.
  • Wave vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Wave vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Preguntas frecuentes

Is Wave truly free for accounting?

Yes, Wave offers its core accounting features for free. This includes invoicing, expense tracking, and basic reports. They make money from payment processing and payroll services, which are extra.

Can Zoho Books handle inventory?

Yes, Zoho Books has strong inventory management tools. You can track your products, manage stock levels, and even set up reorder points. Wave does not offer this feature at all. You can also consult resources like Zoho Books FAQs to see the type of common questions and answers available.

Which is better for beginners?

Wave is often easier for beginners because it’s simpler and free. Zoho Books has more features, which might feel like a lot at first. But Zoho Books is still user-friendly once you get used to it.

Do both connect to my bank?

Yes, both Zoho Books and Wave let you connect your bank accounts. This helps you import transactions easily. It saves time and helps keep your records accurate without manual entry.

Can I use these on my phone?

Both Zoho Books and Wave offer mobile apps. You can manage your finances on the go. This means you can send invoices or check expenses from your phone or tablet.

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