Wave vs Quicken: ¿Cuál es mejor para sus finanzas en 2025?

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4.5

• Conciliación de cuentas
• Planes de Cuentas
• Facturas
• Productos y servicios
• Financial Reporting
• Plan gratuito disponible
• Planes de pago desde $19/mes

冲浪者定价

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• Paid Plans from $5.59/month

冲浪者定价

Are you struggling to manage your money?

Do you ever wonder if you’re using the best tools to handle your personal finances or pequeña empresa accounting? 

The good news is, software can help!

Two popular choices you might have heard of are Wave vs Quicken.

Pero, ¿cuál es el más adecuado para usted? 

Let’s break down these options so you can pick the one that fits your needs best.

Descripción general

We’ve used both Wave and Quicken extensively.

We set up accounts, tracked spending, and explored their features.

This hands-on experience led us to this direct comparison.

4.5de 5

Más de 4 millones pequeñas empresas trust Wave to manage their finances. Explore Wave’s plans and find the right fit.

Precios: Free plan available. Paid plan starts at $19/month.

Características principales:

• Facturación
• Banking
• Payroll add-on.

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3de 5

Want to take control of your finances? With Quicken, you can connect to thousands of financial institutions. Explore it for more!

Precios: It has a free trial. The premium plan at $5.59/month.

Características principales:

• Budgeting Tools
• Bill Management
• Seguimiento de inversiones

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¿Qué es Wave?

Okay, let’s talk about Wave.

Think of it like a helpful friend for your negocio dinero.

It lets you do things like send invoices and track what money comes in and goes out.

It can help you see the big picture of your business finances.

Además, explora nuestros favoritos Wave alternatives…

Nuestra opinión

Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.

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Beneficios clave

Wave’s strengths include:

• A 100% free core accounting plan.
• Serving over 2 million small businesses.
• Easy invoice creation and payment processing.
• No long-term contracts or warranties.

Precios

• Plan de arranque: $0 al mes.
• Plan Pro: $19month.

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Ventajas

• Core features are available for free.
• The software is generally easy to use.
• It offers cloud-based access anytime.
• Invoicing features are well-integrated.
• Connecting bank accounts saves time.

Contras

• Free plan has limited automatización.
• Customer support is limited on free plan.
• Payroll is an additional cost.
• Advanced features require paid plans.

Try wave now

What is Quicken?

So, you’re wondering about Quicken?

It’s like a tool that helps you see all your money stuff in one place. Think of it as your digital money organizer.

It can help you track your bank accounts, bills, and even investments.

Pretty handy, right?

Además, explora nuestros favoritos Quicken alternatives…

Nuestra opinión

Looking to get a grip on your finances? With over 40 years of experience, Quicken has helped more than 20 million members take control of their money.

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Beneficios clave

Quicken is a powerful tool for getting your financial life in order.

They boast over 40 years of experience and have been a #1 best-selling product.

Their various plans can connect to over 14,500 financial institutions.

You can also get a 30-day money-back guarantee to try it out risk-free.

• Connects with thousands of banks and credit cards.
• Creates detailed budgets.
• Tracks investments and net worth.
• Offers retirement planning tools.

Try Quicken now

Precios

• Quicken Simplifi: $2,99/mes.

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Ventajas

• It connects all your accounts easily.
• Budgeting and tracking are straightforward.
• It helps manage investments effectively.
• You can plan well for retirement.
• It offers a complete financial picture.

Contras

• The subscription cost can add up.
• Some users find the interface complex.
• La atención al cliente a veces puede ser lenta.
• You need to pay for updates.

Try Quicken now

Comparación de características

Finding the right accounting program is a crucial step for pequeña empresa propietarios.

This Wave review and Quicken review will help you evaluate the key features of each platform, providing a full picture to guide your decision-making and give you peace of mind.

1. Business & Personal Finance

• Ola Financial is a dedicated small business contabilidad software. It is built for a business’s general ledger, managing transactions for a single company or multiple companies, and creating financial reports. It is the perfect free accounting software for a autónomo & independent contractor who wants to keep their business and personal finances separate.
• Quicken has been a dominant force in the personal finance software market for decades. Its primary focus is on personal finance software with robust money management features. The Quicken Business version is designed for those who want to manage both their business personal finances together in one place, like a landlord with rental properties or a sole proprietor.

2. Pricing and Plans

• Ola Financial offers a truly free platform for its core accounting and invoicing features. You can send unlimited invoices & manage your teneduría de libros records at no cost. For more functionality, Wave offers a pro plan and a paid plan for its payroll services.
• Quicken operates on a subscription model with different versions available for different needs. The Quicken Deluxe and Quicken Premier are for personal finance, while Quicken Home & Business is the best option for business use. The cost is based on the subscription level, with a discounted rate for longer subscriptions.

3. Automation

• Wave’s automation features are centered around banking. The platform can auto import bank transactions and merge them to help with bank reconciliation. This saves a lot of time and reduces manual datos entrada.
• El Quicken brand has long been known for its automation functionality. It automatically downloads and categorizes transactions from connected bank accounts and investment accounts. This functionality is a key feature that provides a great starting point for financial analysis.

4. Invoicing and Payments

• Ola Financial provides excellent invoicing software with robust invoicing features. You can create professional and recurring invoices and accept online payments via any credit cards or bank payments. You can also set up any type of automated payment reminders.
• Quicken’s functionality to create an invoice is more basic. Its bill tracking and online bill pay features are more prominent. While it allows you to accept online payments, the options are not as extensive as Wave’s.

5. Payroll

• Ola Payroll is an add-on service. It handles payroll processing for both salaried and hourly workers. It can be used to pay an active employee or independent contractor paid via direct deposit, and it handles tax filing automatically.
• Quicken does not have its own built-in payroll functionality. It is primarily a financial management tool and does not support the same level of payroll processing and tax filing for multiple employees as a dedicated payroll service.

6. Expense Tracking and Receipt Capture

• Ola Accounting offers robust expense tracking. Its digital receipt capture feature allows you to take pictures of receipts to automatically record expenses. This is a great tool for an independent contractor or small business owner.
• Quicken’s expense tracking is strong for personal and business personal expenses, with a focus on budgeting and tracking where your money is going. Its receipt scanning is also available through its mobile app.

7. Accessibility and Platform

• Ola is a cloud-based platform accessible through a web browser and a mobile app. This means you can access your financial data from anywhere with an internet connection, allowing for a great degree of control.
• Quicken is primarily a desktop software that you download and install on a Windows or Impermeable computer. While it does have a companion mobile app, the core functionality and data reside on the desktop.

8. Integrations and Value

• Ola integrates with a limited number of business applications. Its value proposition is its all-in-one free platform, which can be sufficient for many freelancers.
• The value of Quicken lies in its long-standing reputation as a personal finance tool. Its functionality for budgeting, retirement planning, and tracking investment accounts is its main strength. The aquiline capital partners acquisition of the Quicken brand may bring new developments to the market in the future.

9. User Interface and Functionality

• A Ola Accounting review will often point out the clean and simple user interface. Wave offers a simple process for billable hours, which is great for service-based businesses. The software is straightforward, with a focus on core accounting tasks.
• Quicken’s interface is more detailed, providing a comprehensive dashboard for all financial information. It is designed to give users a complete financial picture of their money, from bank balances to investment returns, and it helps them stay on track with their personal and business finances.

¿Qué buscar en un software de contabilidad?

Aquí hay algunas cosas adicionales que debes tener en cuenta:

• Escalabilidad: You can’t just pick a program for today; you have to plan for the future. Many accounting software offers different tiers, from a free starter plan to a paid pro plan with additional costs for more functionality. Wave makes it simple to upgrade from its free version to a more robust subscription. Quicken software and its alternatives also have different versions, so hacer sure you evaluate them based on your anticipated sales and growth.
• Apoyo: What kind of help is available if you have questions? When you start, you’ll likely have questions. It’s important to find a software vendor that provides robust customer support. Many offer a help center and online tutorials. Wave offers support through various channels, and a good wave review will often highlight the ease of getting help. A good program will make your life easier, giving peace of mind.
• Facilidad de uso: Is it something you and your team can learn quickly? An intuitive interface is key for any accounting program. You want something that’s easy to use for all multiple users, so your team can get started right from the beginning. The goal is to spend less time on complex processes and more on running your business. Quicken offers a different user experience, but it’s important to test the user interface to see which one feels right.
• Necesidades específicas: Does it handle the unique things your business does? Your business has unique needs. If you have employees, you’ll need accounting and payroll functionality. If you bill clients for time, look for a feature to track billable hours. Some software supports specific payment methods like credit card payments or Apple Pay. The ability to track recurring billing or credit card transaction is also essential.
• Seguridad: How safe is your financial data with this software? Your financial data must be secure. Look for software that provides a high level of data security to protect your information. Multi factor authentication and strong encryption are standard. It is wise to investigate the security measures and reviews of any service. Quicken’s security has been on the market for decades and has a well-established history.

Veredicto final

Which one is better: Wave or Quicken? It depends on you.

If you run a pequeña empresa, choose Wave.

It handles invoicing and business contabilidad well.

It’s powerful for business needs. But if you manage personal money, use Quicken.

It tracks budgets and investments. We’ve used both.

Our advice comes from that direct experience.

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Más de Wave

• Olas vs Puzzle IOEste software se centra en la planificación financiera basada en IA para startups. Su contraparte es para finanzas personales.
• Wave vs DextEsta es una herramienta empresarial para registrar recibos y facturas. La otra herramienta registra los gastos personales.
• Wave vs XeroEste es un popular software de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
• Wave vs SynderEsta herramienta sincroniza datos de comercio electrónico con software de contabilidad. Su alternativa se centra en las finanzas personales.
• Fin de mes Wave vs EasyEsta es una herramienta empresarial para agilizar las tareas de fin de mes. Su competidor es la gestión de finanzas personales.
• Wave vs DocytEste utiliza IA para la contabilidad y automatización empresarial. El otro utiliza IA como asistente de finanzas personales.
• Wave vs SageEsta es una suite completa de contabilidad empresarial. Su competidor es una herramienta más fácil de usar para finanzas personales.
• Wave vs Zoho BooksEsta es una herramienta de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
• Wave vs QuickenAmbas son herramientas de finanzas personales, pero esta ofrece un seguimiento de inversiones más detallado. La otra es más sencilla.
• Wave frente a HubdocEsta herramienta se especializa en la captura de documentos para contabilidad. Su competidor es una herramienta de finanzas personales.
• Wave vs ExpensifyEsta es una herramienta para la gestión de gastos empresariales. La otra es para el seguimiento y presupuesto de gastos personales.
• Wave vs QuickBooksEste es un conocido software de contabilidad para empresas. Su alternativa está diseñada para finanzas personales.
• Onda vs. Entrada automáticaEstá diseñado para automatizar la entrada de datos para la contabilidad empresarial. Su alternativa es una herramienta de finanzas personales.
• Wave vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
• Wave vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

More of Quicken

• Quicken vs PuzzleEste software se centra en la planificación financiera basada en IA para startups. Su contraparte es para finanzas personales.
• Quicken vs DextEsta es una herramienta empresarial para registrar recibos y facturas. La otra herramienta registra los gastos personales.
• Quicken vs Xero: This is popular online software de contabilidad for small businesses. Its competitor is for personal use.
• Quicken vs SynderEsta herramienta sincroniza datos de comercio electrónico con software de contabilidad. Su alternativa se centra en las finanzas personales.
• Quicken vs Easy Month EndEsta es una herramienta empresarial para agilizar las tareas de fin de mes. Su competidor es la gestión de finanzas personales.
• Quicken vs DocytEste utiliza IA para la contabilidad y automatización empresarial. El otro utiliza IA como asistente de finanzas personales.
• Quicken vs SageEsta es una suite completa de contabilidad empresarial. Su competidor es una herramienta más fácil de usar para finanzas personales.
• Quicken vs Zoho BooksEsta es una herramienta de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
• Quicken vs WaveEste software de contabilidad gratuito está diseñado para pequeñas empresas. Su contraparte está diseñada para particulares.
• Quicken vs HubdocEsta herramienta se especializa en la captura de documentos para contabilidad. Su competidor es una herramienta de finanzas personales.
• Quicken vs ExpensifyEsta es una herramienta para la gestión de gastos empresariales. La otra es para el seguimiento y presupuesto de gastos personales.
• Quicken vs QuickBooksEste es un conocido software de contabilidad para empresas. Su alternativa está diseñada para finanzas personales.
• Quicken vs AutoEntryEstá diseñado para automatizar la entrada de datos para la contabilidad empresarial. Su alternativa es una herramienta de finanzas personales.
• Quicken vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
• Quicken vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Preguntas frecuentes