Refreshme vs Wave: ¿el mejor software de contabilidad en 2025?

por | May 20, 2025

Ganador
onda
4.5
  • Conciliación de cuentas
  • Planes contables
  • Facturas
  • Productos y servicios
  • Financial Reporting
  • Plan gratuito disponible
  • Planes de pago desde $19/mes
Subcampeón
Refrescame
3.5
  • Asistente de IA
  • Protección contra el robo de identidad
  • Gestión de la privacidad
  • Monitoreo de la Dark Web
  • Análisis visual
  • Prueba gratuita disponible
  • Planes de pago desde $24,99/mes
Refreshme vs Wave

Starting a pequeña empresa or working as a freelancer?

You know how important it is to keep your money straight. 

Both are popular, but which one is truly best for su necesidades?

Many people wonder about Refreshme vs Wave.

Let’s break down these two contabilidad choices.

We’ll look at what each offers so you can hacer a smart decision for your finances.

Descripción general

We tested both Refreshme and Wave.

We used them for billing, tracking money, and looking at reports.

This helped us see how they work in real life.

Now, let’s compare them directly.

Refrescame
3.5de 5

¡Descubre información financiera más completa! Refresh Me analiza tus gastos y te ayuda a ahorrar de forma más inteligente.
¡Pruébalo ahora!

Precios: Tiene una prueba gratuita. El plan premium cuesta $24.99 al mes.

Características principales:

  • Conciliación automatizada
  • Flujos de trabajo optimizados
  • Interfaz fácil de usar
Onda cta
4.5de 5

Más de 4 millones pequeñas empresas trust Wave to manage their finances. Explore Wave’s plans and find the right fit.

Precios: Free plan available. Paid plan starts at $19/month.

Características principales:

  • Facturación
  • Banking
  • Payroll add-on.

¿Qué es RefreshMe?

RefreshMe es una herramienta que le ayudará a realizar un seguimiento de sus gastos.

Puede ayudarte a mantener tus recibos en un solo lugar. También te ayuda a ver adónde va tu dinero.

It tries to make expense tracking simple for everyone.  

Además, explora nuestros favoritos Alternativas de Refreshme

¿Qué es Refrescarme?

Nuestra opinión

Refrescame

La fortaleza de RefreshMe reside en proporcionar información práctica y en tiempo real. Sin embargo, la falta de precios públicos y la posible falta de funcionalidades contables básicas completas podrían ser un factor a considerar para algunos usuarios.

Beneficios clave

  • Paneles financieros en tiempo real
  • Detección de anomalías impulsada por IA
  • Informes personalizables
  • Previsión del flujo de caja
  • Evaluación comparativa del rendimiento

Precios

  • Individual (3B): $24,99/mes.
  • Pareja (3B): $44,99/mes.
Precios de RefreshME

Ventajas

  • Excelente para obtener información financiera inmediata.
  • Ayuda a identificar problemas potenciales rápidamente con la detección de anomalías.
  • Ofrece informes personalizables y detallados.
  • Se centra en potenciar la toma de decisiones rápida.

Contras

  • Falta de precios públicos transparentes.
  • Es posible que no tenga el mismo nivel de funciones de contabilidad básicas que otros.
  • Podría centrarse más en el análisis que en la automatización total de todas las tareas.

¿Qué es Wave?

Okay, let’s talk about Wave.

Think of it like a helpful friend for your negocio dinero.

It lets you do things like send invoices and track what money comes in and goes out.

It can help you see the big picture of your business finances.

Además, explora nuestros favoritos Wave alternatives

Wave Homepage

Nuestra opinión

Onda cta

Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.

Beneficios clave

Wave’s strengths include:

  • A 100% free core accounting plan.
  • Serving over 2 million small businesses.
  • Easy invoice creation and payment processing.
  • No long-term contracts or warranties.

Precios

  • Plan de arranque: $0month.
  • Plan Pro: $19month.
Wave Pricing

Ventajas

  • Core features are available for free.
  • The software is generally easy to use.
  • It offers cloud-based access anytime.
  • Invoicing features are well-integrated.
  • Connecting bank accounts saves time.

Contras

  • Free plan has limited automatización.
  • Customer support is limited on free plan.
  • Payroll is an additional cost.
  • Advanced features require paid plans.

Comparación de características

For pequeña empresa owners, choosing between a dedicated personal finance tool and a comprehensive accounting platform is a major decision. This Feature Comparison breaks down how Refreshme serves individuals and freelancers, while Wave provides a full suite of services for business contabilidad and payroll.

1. Core Service and Target Audience

  • Refrescarme: This platform’s services are focused on personal finance. The core treatment is a financial plan to refresh the age of your personal income datos and help small business owners track expenses personally.
  • Onda: The platform is a small business accounting software that is a free platform for the small business. The goal is to manage business operations and provide a full picture for the accountant or bookkeeper.

2. Integrations and Business Strategy

  • Refrescarme: The difference is that Refreshme is a self hosted solution for your personal financial content that does not integrate with third party apps.
  • Onda: Wave integrates with numerous business apps and is the best accounting software for a small business due to its free accounting model. The paid pro plan is one of the two plans to choose from for seguimiento del tiempo and billable hours.
RefreshME Financial Dashboard

3. Data Capture and Reliability

  • Refrescarme: It helps clients collect bank transactions and personal records. It is continually updated, but if the internet connection failed, the system cannot collect real time data.
  • Onda: Wave makes it easy to auto import bank transactions and digital receipt capture is simple on the mobile app. The wave accounting review confirms that its integration minimizes data loss, giving peace of mind against failed imports.

4. Invoicing and Payments

  • Refrescame: It helps you manage cash flow and provides a full picture of income. It does not send invoices or process payments.
  • Onda: It offers invoicing features, including unlimited invoices and recurring invoices with payment reminders. Wave makes it easy to accept online payments via bank payments and credit card payments.

5. Advanced Tax and Payroll

  • Refrescarme: This service gives you a review of your tax time readiness for income and expenses.
  • Onda: It allows you to run payroll with direct deposit for an active employee and independent contractor paid. It also manages sales tax and provides accounts receivable reportando at tax time.

6. Accounting Feature Depth

  • Refrescarme: The difference is in the scope: Refreshme focuses on personal finance. It provides a treatment plan and budgeting tools, but is not a small business accounting software.
  • Onda: It provides a general ledger, free teneduría de libros software, and unlimited bookkeeping records in the cloud. It is the best accounting software for a small business that needs a strong foundation and full picture.

7. User Interface and Aesthetic

  • Refrescarme: The face of the mobile app & user interface is re-designed to be simple & a work of art. The content is updated frequently to improve the user experience.
  • Onda: The wave accounting review praises the user interface for its simplicity. Wave is often recommended because wave makes complex accounting easy and the mobile app is intuitive.
Wave products & services

8. Management Scope and Records

  • Refrescarme: You can create an expense file and manage your records over a date range. The financial treatment helps clients manage their age and future cash flow.
  • Onda: It is an add-on or a complimentary service designed for a small business, accountant, and bookkeeper. Its primary purpose is to automate the each collection and processing of financial documents, simplifying the teneduría de libros for a company.

9. Pricing Model and Value

  • Refrescarme: The pricing is a subscription level that gives access to financial reports and budgeting tools. It is a cost-effective choice with less time spent on management.
  • Onda: The wave accounting core is free accounting software, offering a free starter plan and a free version that includes unlimited invoices. Additional costs apply for payroll processing and online payments via credit card payments.

10. Abstract and Technical Management

  • Refrescarme: The hubdoc review found that the system allows you to track expenses in less time. The paid plan offers additional costs for payroll processing and access to multiple users for multiple companies.
  • Onda: It makes it easy to enter a new transaction and auto merge bank transactions. The wave review shows that the free platform is a perfect place to run your business and save time on tax filing.

¿Qué buscar en un software de contabilidad?

  • Look for a free plan that provides money management features and has transactions automatically imported from your bank accounts. Check reviews to see if users analyze the difference between the free plan and the paid plan to determine the best value for their business.
  • The invoicing software should offer unlimited invoices and recurring billing to ensure a consistent income. Wave makes it easy to accept online payments via credit card payments and bank transfers.
  • The payroll processing system should simplify things. Wave Payroll services must include direct deposit for employees and the ability to run payroll for an independent contractor paid while ensuring tax filing compliance.
  • Data security like credit card transaction and access are vital. Ensure the platform supports multi factor authentication and gives unlimited users access to financial reports. The system must be updated regularly to prevent failed transactions.
  • Check for comprehensive money management features like apple pay and reliable receipt scanning cases. Wave financial offers two plans that include these key features at a discounted rate.
  • The platform must efficiently analyze and track expenses over longer date ranges. You should be able to access a full picture of your cash flow from the mobile app with cookies.
  • The support team should be easily reachable via help center on business days or live chat. Wave makes it easy to resolve issues immediately and provides automated payment reminders.
  • Ensure bank accounts and credit cards connect seamlessly. The mobile app must track expenses and billable hours, saving less time on manual data entry for employees.
  • The overall user interface should be simple. The starter plan should include essential budgeting tools and provide financial reports with change.

Veredicto final

So, Refreshme vs Wave—which one wins?

For most small businesses and autónomos, Wave is our top pick.

Why? Because it’s free for its main contabilidad features. So we recommend wave.

This is a huge help when you’re just starting out or watching every penny.

While Refreshme offers more advanced features, Wave gives you the core tools you need without the cost.

Wave consistently stands out for its value and ease of use making it a smart choice.

Más de Refreshme

  • Refréscame vs Puzzle IO: Este software se centra en la planificación financiera basada en IA para startups. Su contraparte es para finanzas personales.
  • Refrescarme vs Dext: Esta es una herramienta empresarial para registrar recibos y facturas. La otra herramienta registra los gastos personales.
  • Refrescarme vs Xero: Este es un popular software de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
  • Refrescarme vs Synder: Esta herramienta sincroniza datos de comercio electrónico con software de contabilidad. Su alternativa se centra en las finanzas personales.
  • Refrescarme vs Fin de mes fácil: Esta es una herramienta empresarial para agilizar las tareas de fin de mes. Su competidor es la gestión de finanzas personales.
  • Refrescarme vs Docyt: Este utiliza IA para la contabilidad y automatización empresarial. El otro utiliza IA como asistente de finanzas personales.
  • Refrescarme vs Sage: Esta es una suite completa de contabilidad empresarial. Su competidor es una herramienta más fácil de usar para finanzas personales.
  • Refrescarme vs Zoho Books: Esta es una herramienta de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
  • Refrescarme vs Wave: Este software de contabilidad es gratuito para pequeñas empresas. Su versión está diseñada para particulares.
  • Refrescarme vs Quicken: Ambas son herramientas de finanzas personales, pero esta ofrece un seguimiento de inversiones más detallado. La otra es más sencilla.
  • Refrescarme vs Hubdoc: Se especializa en la captura de documentos para contabilidad. Su competidor es una herramienta de finanzas personales.
  • Refrescarme vs. Expensify: Esta es una herramienta para la gestión de gastos empresariales. La otra es para el seguimiento y presupuesto de gastos personales.
  • Refrescarme vs QuickBooks: Este es un conocido software de contabilidad para empresas. Su alternativa está diseñada para finanzas personales.
  • Actualizarme vs Entrada automática: Está diseñado para automatizar la entrada de datos para la contabilidad empresarial. Su alternativa es una herramienta de finanzas personales.
  • Refrescarme vs FreshBooks: Este es un software de contabilidad para autónomos y pequeñas empresas. Su alternativa es para finanzas personales.
  • Refrescarme vs NetSuite: Esta es una potente suite de gestión empresarial para grandes empresas. Su competidor es una sencilla aplicación de finanzas personales.

Más de Wave

  • Olas vs Puzzle IOEste software se centra en la planificación financiera basada en IA para startups. Su contraparte es para finanzas personales.
  • Wave vs DextEsta es una herramienta empresarial para registrar recibos y facturas. La otra herramienta registra los gastos personales.
  • Wave vs XeroEste es un popular software de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
  • Wave vs SynderEsta herramienta sincroniza datos de comercio electrónico con software de contabilidad. Su alternativa se centra en las finanzas personales.
  • Fin de mes Wave vs EasyEsta es una herramienta empresarial para agilizar las tareas de fin de mes. Su competidor es la gestión de finanzas personales.
  • Wave vs DocytEste utiliza IA para la contabilidad y automatización empresarial. El otro utiliza IA como asistente de finanzas personales.
  • Wave vs SageEsta es una suite completa de contabilidad empresarial. Su competidor es una herramienta más fácil de usar para finanzas personales.
  • Wave vs Zoho BooksEsta es una herramienta de contabilidad en línea para pequeñas empresas. Su competidor es para uso personal.
  • Wave vs QuickenAmbas son herramientas de finanzas personales, pero esta ofrece un seguimiento de inversiones más detallado. La otra es más sencilla.
  • Wave vs HubdocEsta herramienta se especializa en la captura de documentos para contabilidad. Su competidor es una herramienta de finanzas personales.
  • Wave vs ExpensifyEsta es una herramienta para la gestión de gastos empresariales. La otra es para el seguimiento y presupuesto de gastos personales.
  • Wave vs QuickBooksEste es un conocido software de contabilidad para empresas. Su alternativa está diseñada para finanzas personales.
  • Wave vs AutoEntryEstá diseñado para automatizar la entrada de datos para la contabilidad empresarial. Su alternativa es una herramienta de finanzas personales.
  • Wave vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Wave vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Preguntas frecuentes

Is Wave truly free for accounting?

Yes, Wave offers its core accounting features like invoicing, expense tracking, and reporting for free. They charge for payroll services and payment processing, but the main accounting tools won’t cost you anything.

What kind of business is Refreshme best for?

Refreshme is often better for businesses that need more advanced features. This includes more detailed reporting or specific industry tools. It suits growing companies that are ready to invest in their accounting software.

Can I switch from Refreshme to Wave later?

Yes, you can usually move your financial data between accounting software. It might take some effort, but it’s possible. You’ll need to export your information from Refreshme and then import it into Wave.

Do I need accounting experience to use these?

No, both Refreshme and Wave are designed for people without deep accounting knowledge. They have user-friendly layouts and try to make complex tasks simple. This makes them good for beginners.

Which one is better for tax time?

Both can help with taxes by giving you reports. Wave’s free reports can be enough for many small businesses. Refreshme might offer more detailed tax preparation features or integrations, depending on your plan.

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