Zoho Books vs Wave 2025: Which Accounting Tool Wins?

von | Mai 24, 2025

Gewinner
Zoho-Bücher
4.5
  • Invoicing
  • Sales Orders
  • Bills
  • Zoho Ecosystem
  • Smart Automations
  • Kostenlose Testversion verfügbar
  • Paid Plans from $10/month
Zweiter
Welle
3.0
  • Account Reconciliation
  • Charts of Accounts
  • Invoices
  • Products & Services
  • Financial Reporting
  • Kostenloser Plan verfügbar
  • Kostenpflichtige Pläne ab 19 $/Monat
Zoho Books vs Wave

Thinking about how to manage your Kleinunternehmen money?

It can feel like a big puzzle.

You need to keep track of sales, bills, and where your money goes. 

This is where Buchhaltungssoftware like Zoho Books vs Wave comes in.

Both are popular choices for kleine Unternehmen in 2025, but they offer different things.

Let’s dive in and see which one is the best fit for your Geschäft.

Überblick

We tested both Zoho Books and Wave.

We used them like real businesses would. This helped us see their strong points and weak points.

Now, let’s compare them fairly.

Zoho Books cta
4.5von 5

With its free plan for businesses earning under $50,000 annually, Zoho Books is an excellent and accessible entry point.

Preise: It has a free trial. The premium plan starts at $10/month.

Hauptmerkmale:

  • Client Portal
  • Project Billing
  • Inventory Management
Welle cta
3von 5

Over 4 million kleine Unternehmen trust Wave to manage their finances. Explore Wave’s plans and find the right fit.

Preise: Free plan available. Paid plan starts at $19/month.

Hauptmerkmale:

  • Invoicing
  • Banking
  • Payroll add-on.

What is Zoho Books?

So, you’re curious about Zoho Books?

It’s like a helpful tool for your business money stuff. It helps you keep track of your income and expenses. 

Think of it as your digital bookkeeper! 

Entdecken Sie auch unsere beliebtesten Zoho Books alternatives

Zoho Books homepage

Unsere Meinung

Zoho Books cta

Ready to streamline your finances? Zoho Books offers a free plan for low-revenue businesses. This powerful platform provides everything from invoicing to detailed reports, so you can manage your money with confidence.

Hauptvorteile

  • Offers a free plan for businesses with revenue under $50,000.
  • Integrates with over 40 Zoho applications.
  • Provides more than 50 pre-built financial reports.
  • Has a client portal that boosts payment collection by 30%.
  • No # warranty.

Preise

  • Frei: 0 $/Monat.
  • Standard: 10 $/Monat.
  • Professional: 20 $/Monat.
  • Prämie: 30 $/Monat.
zoho books pricing

Pros

  • Integrates well with Zoho.
  • Offers scalable plans.
  • Strong automation features.
  • Includes client portals.
  • Has a free option.

Nachteile

  • The interface can be busy.
  • Advanced features cost.
  • Support can vary.
  • Migration can be hard.

Was ist Wave?

Okay, let’s talk about Wave.

Think of it like a helpful friend for your business money.

It lets you do things like send invoices and track what money comes in and goes out.

It can help you see the big picture of your business finances.

Entdecken Sie auch unsere beliebtesten Alternativen zur Welle

Homepage der Welle

Unsere Meinung

Welle cta

Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.

Hauptvorteile

Wave’s strengths include:

  • A 100% free core accounting plan.
  • Serving over 2 million small businesses.
  • Easy invoice creation and payment processing.
  • No long-term contracts or warranties.

Preise

  • Starter Plan: $0Monat.
  • Pro-Plan: $19month.
Wellen-Preise

Pros

  • Die wichtigsten Funktionen sind kostenlos verfügbar.
  • Die Software ist im Allgemeinen einfach zu bedienen.
  • Sie bietet jederzeit einen cloudbasierten Zugriff.
  • Die Fakturierungsfunktionen sind gut integriert.
  • Die Verknüpfung von Bankkonten spart Zeit.

Nachteile

  • Der kostenlose Plan ist begrenzt Automatisierung.
  • Der Kundensupport ist bei der kostenlosen Version eingeschränkt.
  • Die Gehaltsabrechnung ist mit zusätzlichen Kosten verbunden.
  • Erweiterte Funktionen erfordern kostenpflichtige Pläne.

Funktionsvergleich

Selecting the reliable and best Buchhaltung software is a pivotal decision for small business owners.

This Zoho Books compare and Wave review will help you evaluate which platform provides the right accounting software for your business operations, helping you machen an informed choice for managing your financial health.

1. Financial Reporting

  • Welle Buchhaltung offers basic financial reports like profit and loss statements & balance sheets, giving you a good look at your cash flow.
  • Zoho Bücher provides more advanced analytics and Berichterstattung, giving you deeper insights into your financial health and tax compliance. This makes it a powerful accounting program for growing businesses.

2. Automation and Banking

  • Welle Accounting’s Automatisierung features primarily focus on bank feeds. It can auto import bank transactions and merge them with your Buchhaltung records. This feature helps to reduce manual Daten Eintrag.
  • Zoho Bücher offers more automation tools with its paid plans. It has automatic bank feeds, transaction matching, and custom workflows to automate tasks. It can also automate payment reminders and revenue recognition.
Zoho Books zoho analytics

3. Invoicing and Payments

  • Both platforms allow you to create any types of professional invoices and recurring invoices and have strong invoicing features. Wave makes it easy to accept online payments via credit card or bank payments.
  • Zoho Bücher provides a more comprehensive invoicing solution, allowing you to create and send professional, customized invoices. It supports online payments via multiple payment gateways, & you can set up several automated payment reminders to help with accounts receivable.

4. Expense Tracking and Receipt Capture

  • Welle Accounting offers a great feature for expense tracking with its digital receipt capture. Its app allows you to take a picture of a receipt, and the data is used to track expenses without much effort.
  • Zoho Bücher also has a feature that allows you to upload documents and receipts, which it uses to create transactions. This feature helps to organize your financial records and minimize manual data entry.

5. Collaboration and Users

  • Welle Accounting allows for unlimited users to access the account, which is a significant advantage for businesses with multiple team members or an accountant. It’s a great small business accounting software for collaboration.
  • Zoho Bücher also supports multiple users on its paid plans. It has a client portal and a vendor portal that facilitate collaboration tools with clients and suppliers.

6. Inventory and Time Tracking

  • Welle Accounting does not have built-in inventory tracking. It focuses on basic Buchhaltung and invoicing.
  • Zoho Bücher has robust inventory tracking and inventory management features in its paid plans. It also has Zeiterfassung functionality, which is essential if you bill clients by the hour.
Wave-Rechnungen

7. Integrations and Ecosystem

  • Welle Accounting’s integrations are limited. Its core focus is on its native platform. A Wave Accounting review will often point out that it is a standalone product.
  • Zoho Bücher is part of a larger ecosystem of business applications. It integrates with Zoho CRM, Zoho Payments, and other business applications. It also offers third party integrations with many software vendors to create custom workflows.

8. Pricing and Plans

  • Welle Financial is widely known for its free accounting software. The free plan includes core accounting, invoicing, and receipt scanning, making it a great free bookkeeping software for an independent contractor or a freelancer. The free version of Wave Accounting is truly free for unlimited invoices and bookkeeping records.
  • Zoho Bücher also offers a short free plan for businesses with an annual revenue below a certain threshold. However, for advanced features and more users, there are paid plans including a starter plan, standard plan, professional plan, and premium plan. There is also a free trial to evaluate its comprehensive functionality.

9. Security and Support

  • Welle Financial uses multi factor authentication for accounting and payroll and strong encryption to protect your data like credit card transaction. Its help center provides helpful resources to its users.
  • Zoho Bücher takes data Sicherheit seriously with various security measures and payroll processing. It offers a variety of support channels, and a look at Zoho Books FAQs can help you with common issues.

Worauf ist bei einer Buchhaltungssoftware zu achten?

Selecting the right accounting software options is a critical accounting task for any business owner.

Choosing a best platform that aligns with your specific needs will give you peace of mind.

The best accounting software will simplify financial management and provide a clear picture of your financial health.

  • Core Features: The core features of an accounting program are its foundation. Look for a solution that handles the essentials, such as the ability to analyze & create invoices, track recurring expenses, and manage financial transactions. Wave Accounting offers these features on its free platform. Other software like Zoho Books provides a comprehensive suite of tools. The key is finding a program with an intuitive interface that can handle these functions with minimal manual intervention.
  • Pricing and Plans: Software vendors offer various pricing plans, and their affordability and value can differ significantly. For freelancers or an independent contractor paid by the job, a free starter plan is a great option. Wave Accounting is known for its free version. For growing businesses, a paid plan like the pro plan from Wave or the standard plan, professional plan, and elite plan from Zoho Books offers extensive customization and a wider range of features at a competitive price.
  • Automation: Automation is key to reducing repetitive tasks and saving time. Look for a program that can handle transactions automatically by connecting to your personal or business bank accounts & credit cards. A key feature is the ability to auto merge bank transactions with digital receipts. Some software like Wave integrates with banks to import transactions automatically, while others, such as QuickBooks Online and Zoho Books, offer robust features like automated invoice reminders and automated revenue recognition.
  • Invoicing and Payments: An efficient invoicing software is crucial for managing your accounts receivable. Look for a solution that allows you to send recurring billing and set up automated invoice reminders that will ensure that you get paid on time. Additionally, consider how the platform handles various online payments, including credit card payments, Apple Pay, or direct deposit.
  • Payroll and Time Tracking: Beyond the basics, consider what other features you might need. Some platforms offer advanced analytics, money management features, and specific tools for handling billable hours. The ability to track multiple companies or use different subscription levels to get a discounted rate are other things to consider. Zoho Books stood out for its extensive customization with custom workflows, while Wave focuses on a simpler process. A good accounting program should have a general ledger that gives you a complete picture of your finances.
  • Support and Resources: A good support system can save you from a lot of headaches. Look for software vendors that provide access to a helpful help center, tutorials, and forums. A good program will make it easy to create invoices, track expenses, and manage vendor invoices.

Endgültiges Urteil

After looking at Zoho Books vs Wave, our pick for most small businesses is Zoho Books.

While Wave is great because it’s free. Zoho Books offers more. 

It has better tools for tracking inventory, more detailed reports, and stronger customer support options.

If your business is growing or you need more than just basic Buchhaltung.

Zoho Books will serve you better in the long run.

We’ve dug deep into both, so you can trust our advice on which one will truly help your money matters.

More of Zoho Books

When choosing an accounting solution, it’s wise to compare the top options.

We’ve done the research to help you see how Zoho Books stacks up against its key competitors.

  • Zoho Books vs QuickBooks: QuickBooks is a market leader, known for its extensive features and integrations. Zoho Books, however, is often praised for its clean interface and more affordable, scalable pricing, particularly for small to medium businesses.
  • Zoho Books vs Xero: Xero is a popular cloud accounting platform with a focus on ease of use. While both offer strong core features, Zoho Books provides more robust inventory management in its higher-tier plans.
  • Zoho Books vs FreshBooks: FreshBooks is a great choice for freelancers and service-based businesses, with a focus on invoicing. Zoho Books offers a more comprehensive accounting program with a wider range of features beyond just billing.
  • Zoho Books vs Sage: Sage generally targets larger, more complex businesses. Zoho Books is a better fit for small to medium-sized businesses and is known for its user-friendly interface and competitive pricing.
  • Zoho Books vs NetSuite: NetSuite is a powerful ERP solution for large enterprises. Zoho Books is an excellent alternative for small businesses that need a robust, affordable, and flexible platform that can grow with them.
  • Zoho Books vs Wave: Wave is a popular option for its free version. While Wave is great for very small businesses and freelancers, Zoho Books offers a more comprehensive feature set and is a more scalable option for growing businesses.
  • Zoho Books vs Dext: Dext is primarily a data extraction tool, focused on automating receipt and invoice processing. Zoho Books, on the other hand, is a full-fledged accounting software that includes expense management as one of its many features.
  • Zoho Books vs Synder: Synder specializes in syncing financial transactions from various sources to accounting software. Zoho Books includes this functionality as part of its complete platform, alongside invoicing, reporting, and other core accounting features.
  • Zoho Books vs Expensify: Expensify is a strong expense reporting and management tool. Zoho Books has built-in expense management, but Expensify is a more specialized option for businesses with complex expense policies.
  • Zoho Books vs Docyt: Docyt uses AI to automate data entry from receipts and bank statements. Zoho Books also has automation features, but Docyt’s core focus is on this specific automation.
  • Zoho Books vs Hubdoc: Hubdoc is a document management tool that automates data extraction from bills and receipts. Zoho Books offers a similar function, but Hubdoc’s main purpose is to feed data into other systems like QuickBooks or Xero.
  • Zoho Books vs AutoEntry: AutoEntry is another tool for automated data entry from documents. Zoho Books is a complete accounting program, while AutoEntry is a specialized tool that can be used to support it.
  • Zoho Books vs Puzzle io: Puzzle.io is an AI-driven accounting solution for startups that offers real-time financial insights.
  • Zoho Books vs Easy Month End: Easy Month End is not a direct alternative, as it is a feature within Zoho Books that simplifies the closing process.
  • Zoho Books vs Quicken: Quicken is mainly for personal finance and very small businesses, while Zoho Books is a full-featured solution designed for business accounting tasks.
  • Zoho Books vs RefreshMe: This is not a direct comparison; RefreshMe is a resource or feature that may be associated with Zoho Books.

More of Wave

  • Welle gegen Puzzle IO: Diese Software konzentriert sich auf KI-gestützte Finanzplanung für Startups. Das Gegenstück ist für die persönlichen Finanzen gedacht.
  • Welle gegen Dext: Dies ist ein Business-Tool zum Erfassen von Quittungen und Rechnungen. Das andere Tool erfasst persönliche Ausgaben.
  • Wave vs. Xero: Dies ist eine beliebte Online-Buchhaltungssoftware für kleine Unternehmen. Die Konkurrenzsoftware ist für den privaten Gebrauch gedacht.
  • Welle gegen Synder: Dieses Tool synchronisiert E-Commerce-Daten mit Buchhaltungssoftware. Die Alternative konzentriert sich auf persönliche Finanzen.
  • Wave vs. Easy Monatsende: Dies ist ein Business-Tool zur Rationalisierung von Aufgaben am Monatsende. Sein Konkurrent dient der Verwaltung persönlicher Finanzen.
  • Welle gegen Docyt: Dieses nutzt KI für die Unternehmensbuchhaltung und Automatisierung. Das andere nutzt KI als persönlichen Finanzassistenten.
  • Welle gegen Salbei: Dies ist eine umfassende Suite für die Unternehmensbuchhaltung. Das Konkurrenzprodukt ist ein benutzerfreundlicheres Tool für die persönliche Finanzplanung.
  • Wave vs. Zoho Books: Dies ist ein Online-Buchhaltungstool für kleine Unternehmen. Das Konkurrenztool ist für den persönlichen Gebrauch gedacht.
  • Wave vs. Quicken: Beides sind Tools zur persönlichen Finanzplanung, aber dieses bietet eine detailliertere Investitionsverfolgung. Das andere ist einfacher.
  • Wave vs. Hubdoc: Dieses Programm ist auf die Erfassung von Dokumenten für die Buchhaltung spezialisiert. Sein Konkurrent ist ein Tool für die persönliche Finanzverwaltung.
  • Wave vs. Expensify: Dies ist ein Tool zur Verwaltung von Geschäftsausgaben. Das andere dient der Nachverfolgung und Budgetierung persönlicher Ausgaben.
  • Wave vs. QuickBooks: Dies ist eine bekannte Buchhaltungssoftware für Unternehmen. Die Alternative ist für die persönlichen Finanzen konzipiert.
  • Wave vs. AutoEntry: Dies dient der Automatisierung der Dateneingabe für die Unternehmensbuchhaltung. Die Alternative ist ein persönliches Finanztool.
  • Wave vs. FreshBooks: Dies ist eine Buchhaltungssoftware für Freiberufler und kleine Unternehmen. Seine Alternative ist für persönliche Finanzen.
  • Wave vs. NetSuite: Dies ist eine leistungsstarke Business Management Suite für große Unternehmen. Der Konkurrent ist eine einfache persönliche Finanz-App.

Häufig Gestellte Fragen

Is Wave truly free for accounting?

Yes, Wave offers its core accounting features for free. This includes invoicing, expense tracking, and basic reports. They make money from payment processing and payroll services, which are extra.

Can Zoho Books handle inventory?

Yes, Zoho Books has strong inventory management tools. You can track your products, manage stock levels, and even set up reorder points. Wave does not offer this feature at all. You can also consult resources like Zoho Books FAQs to see the type of common questions and answers available.

Which is better for beginners?

Wave is often easier for beginners because it’s simpler and free. Zoho Books has more features, which might feel like a lot at first. But Zoho Books is still user-friendly once you get used to it.

Do both connect to my bank?

Yes, both Zoho Books and Wave let you connect your bank accounts. This helps you import transactions easily. It saves time and helps keep your records accurate without manual entry.

Can I use these on my phone?

Both Zoho Books and Wave offer mobile apps. You can manage your finances on the go. This means you can send invoices or check expenses from your phone or tablet.

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