Thinking about how to manage your 小型企业 money?
It can feel like a big puzzle.
You need to keep track of sales, bills, and where your money goes.
这就是 会计软件 like Zoho Books vs Wave comes in.
Both are popular choices for 小型企业 in 2025, but they offer different things.
Let’s dive in and see which one is the best fit for your 商业.
概述
We tested both Zoho Books and Wave.
We used them like real businesses would. This helped us see their strong points and weak points.
Now, let’s compare them fairly.
With its free plan for businesses earning under $50,000 annually, Zoho Books is an excellent and accessible entry point.
定价： 它提供免费试用。高级计划起价为 $10/月。
主要特点：
- Client Portal
- Project Billing
- Inventory Management
超过 400 万 小型企业 trust Wave to manage their finances. Explore Wave’s plans and find the right fit.
定价： Free plan available. Paid plan starts at $19/month.
主要特点：
- 发票
- Banking
- Payroll add-on.
什么是 Zoho Books？
您对 Zoho Books 感到好奇吗？
It’s like a helpful tool for your business money stuff. It helps you keep track of your income and expenses.
把它想象成你的数字记账员！
此外，探索我们最喜欢的 Zoho Books alternatives…
主要优点
- Offers a free plan for businesses with revenue under $50,000.
- Integrates with over 40 Zoho applications.
- Provides more than 50 pre-built financial reports.
- Has a client portal that boosts payment collection by 30%.
- No # warranty.
定价
- 自由的： 每月 0 美元。
- 标准： 每月 10 美元。
- 专业的： 每月 20 美元。
- 优质的： 每月 30 美元。
优点
缺点
什么是波浪？
好吧，我们来谈谈 "浪潮"。
把它想象成您生意资金的好朋友。
通过它，您可以发送发票，跟踪资金进出情况。
它可以帮助你了解企业财务的全貌。
此外，探索我们最喜欢的 Wave alternatives…
我们的看法
Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.
主要优点
Wave’s strengths include:
- A 100% free core accounting plan.
- Serving over 2 million small businesses.
- Easy invoice creation and payment processing.
- No long-term contracts or warranties.
定价
- 启动计划： $0 月。
- 专业计划： $19month.
优点
缺点
功能比较
Selecting the reliable and best 会计 software is a pivotal decision for small business owners.
This Zoho Books compare and Wave review will help you evaluate which platform provides the right accounting software for your business operations, helping you 制作 an informed choice for managing your financial health.
1. Financial Reporting
- 波浪 会计 offers basic financial reports like profit and loss statements & balance sheets, giving you a good look at your cash flow.
- Zoho Books provides more advanced analytics and 报告, giving you deeper insights into your financial health and tax compliance. This makes it a powerful accounting program for growing businesses.
2. Automation and Banking
- 波浪 Accounting’s 自动化 features primarily focus on bank feeds. It can auto import bank transactions and merge them with your 簿记 records. This feature helps to reduce manual 数据 入口。
- Zoho Books offers more automation tools with its paid plans. It has automatic bank feeds, transaction matching, and custom workflows to automate tasks. It can also automate payment reminders and revenue recognition.
3. Invoicing and Payments
- Both platforms allow you to create any types of professional invoices and recurring invoices and have strong invoicing features. Wave makes it easy to accept online payments via credit card or bank payments.
- Zoho Books provides a more comprehensive invoicing solution, allowing you to create and send professional, customized invoices. It supports online payments via multiple payment gateways, & you can set up several automated payment reminders to help with accounts receivable.
4. Expense Tracking and Receipt Capture
- 波浪 Accounting offers a great feature for expense tracking with its digital receipt capture. Its app allows you to take a picture of a receipt, and the data is used to track expenses without much effort.
- Zoho Books also has a feature that allows you to upload documents and receipts, which it uses to create transactions. This feature helps to organize your financial records and minimize manual data entry.
5. Collaboration and Users
- 波浪 Accounting allows for unlimited users to access the account, which is a significant advantage for businesses with multiple team members or an accountant. It’s a great small business accounting software for collaboration.
- Zoho Books also supports multiple users on its paid plans. It has a client portal and a vendor portal that facilitate collaboration tools with clients and suppliers.
6. Inventory and Time Tracking
- 波浪 Accounting does not have built-in inventory tracking. It focuses on basic 簿记 and invoicing.
- Zoho Books has robust inventory tracking and inventory management features in its paid plans. It also has 时间跟踪 functionality, which is essential if you bill clients by the hour.
7.整合与生态系统
- 波浪 Accounting’s integrations are limited. Its core focus is on its native platform. A Wave Accounting review will often point out that it is a standalone product.
- Zoho Books is part of a larger ecosystem of business applications. It integrates with Zoho 客户关系管理, Zoho Payments, and other business applications. It also offers third party integrations with many software vendors to create custom workflows.
8. Pricing and Plans
- 波浪 Financial is widely known for its free accounting software. The free plan includes core accounting, invoicing, and receipt scanning, making it a great free bookkeeping software for an independent contractor or a freelancer. The free version of Wave Accounting is truly free for unlimited invoices and bookkeeping records.
- Zoho Books also offers a short free plan for businesses with an annual revenue below a certain threshold. However, for advanced features and more users, there are paid plans including a starter plan, standard plan, professional plan, and premium plan. There is also a free trial to evaluate its comprehensive functionality.
9. Security and Support
- 波浪 Financial uses multi factor authentication for accounting and payroll and strong encryption to protect your data like credit card transaction. Its help center provides helpful resources to its users.
- Zoho Books takes data 安全 seriously with various security measures and payroll processing. It offers a variety of support channels, and a look at Zoho Books FAQs can help you with common issues.
在会计软件中要寻找什么？
Selecting the right accounting software options is a critical accounting task for any business owner.
Choosing a best platform that aligns with your specific needs will give you peace of mind.
The best accounting software will simplify financial management and provide a clear picture of your financial health.
- Core Features: The core features of an accounting program are its foundation. Look for a solution that handles the essentials, such as the ability to analyze & create invoices, track recurring expenses, and manage financial transactions. Wave Accounting offers these features on its free platform. Other software like Zoho Books provides a comprehensive suite of tools. The key is finding a program with an intuitive interface that can handle these functions with minimal manual intervention.
- Pricing and Plans: Software vendors offer various pricing plans, and their affordability and value can differ significantly. For freelancers or an independent contractor paid by the job, a free starter plan is a great option. Wave Accounting is known for its free version. For growing businesses, a paid plan like the pro plan from Wave or the standard plan, professional plan, and elite plan from Zoho Books offers extensive customization and a wider range of features at a competitive price.
- 自动化: Automation is key to reducing repetitive tasks and saving time. Look for a program that can handle transactions automatically by connecting to your personal or business bank accounts & credit cards. A key feature is the ability to auto merge bank transactions with digital receipts. Some software like Wave integrates with banks to import transactions automatically, while others, such as QuickBooks Online and Zoho Books, offer robust features like automated invoice reminders and automated revenue recognition.
- Invoicing and Payments: An efficient invoicing software is crucial for managing your accounts receivable. Look for a solution that allows you to send recurring billing and set up automated invoice reminders that will ensure that you get paid on time. Additionally, consider how the platform handles various online payments, including credit card payments, Apple Pay, or direct deposit.
- Payroll and Time Tracking: Beyond the basics, consider what other features you might need. Some platforms offer advanced analytics, money management features, and specific tools for handling billable hours. The ability to track multiple companies or use different subscription levels to get a discounted rate are other things to consider. Zoho Books stood out for its extensive customization with custom workflows, while Wave focuses on a simpler process. A good accounting program should have a general ledger that gives you a complete picture of your finances.
- 支持和资源: A good support system can save you from a lot of headaches. Look for software vendors that provide access to a helpful help center, tutorials, and forums. A good program will make it easy to create invoices, track expenses, and manage vendor invoices.
最终裁决
After looking at Zoho Books vs Wave, our pick for most small businesses is Zoho Books.
While Wave is great because it’s free. Zoho Books offers more.
It has better tools for tracking inventory, more detailed reports, and stronger customer support options.
If your business is growing or you need more than just basic 会计.
Zoho Books will serve you better in the long run.
We’ve dug deep into both, so you can trust our advice on which one will truly help your money matters.
More of Zoho Books
When choosing an accounting solution, it’s wise to compare the top options.
We’ve done the research to help you see how Zoho Books stacks up against its key competitors.
- Zoho Books vs QuickBooks: QuickBooks is a market leader, known for its extensive features and integrations. Zoho Books, however, is often praised for its clean interface and more affordable, scalable pricing, particularly for small to medium businesses.
- Zoho Books vs Xero: Xero is a popular cloud accounting platform with a focus on ease of use. While both offer strong core features, Zoho Books provides more robust inventory management in its higher-tier plans.
- Zoho Books vs FreshBooks: FreshBooks is a great choice for freelancers and service-based businesses, with a focus on invoicing. Zoho Books offers a more comprehensive accounting program with a wider range of features beyond just billing.
- Zoho Books vs Sage: Sage generally targets larger, more complex businesses. Zoho Books is a better fit for small to medium-sized businesses and is known for its user-friendly interface and competitive pricing.
- Zoho Books vs NetSuite: NetSuite is a powerful ERP solution for large enterprises. Zoho Books is an excellent alternative for small businesses that need a robust, affordable, and flexible platform that can grow with them.
- Zoho Books vs Wave: Wave is a popular option for its free version. While Wave is great for very small businesses and freelancers, Zoho Books offers a more comprehensive feature set and is a more scalable option for growing businesses.
- Zoho Books vs Dext: Dext is primarily a data extraction tool, focused on automating receipt and invoice processing. Zoho Books, on the other hand, is a full-fledged accounting software that includes expense management as one of its many features.
- Zoho Books vs Synder: Synder specializes in syncing financial transactions from various sources to accounting software. Zoho Books includes this functionality as part of its complete platform, alongside invoicing, reporting, and other core accounting features.
- Zoho Books vs Expensify: Expensify is a strong expense reporting and management tool. Zoho Books has built-in expense management, but Expensify is a more specialized option for businesses with complex expense policies.
- Zoho Books vs Docyt: Docyt uses AI to automate data entry from receipts and bank statements. Zoho Books also has automation features, but Docyt’s core focus is on this specific automation.
- Zoho Books vs Hubdoc: Hubdoc is a document management tool that automates data extraction from bills and receipts. Zoho Books offers a similar function, but Hubdoc’s main purpose is to feed data into other systems like QuickBooks or Xero.
- Zoho Books vs AutoEntry: AutoEntry is another tool for automated data entry from documents. Zoho Books is a complete accounting program, while AutoEntry is a specialized tool that can be used to support it.
- Zoho Books vs Puzzle io: Puzzle.io is an AI-driven accounting solution for startups that offers real-time financial insights.
- Zoho Books vs Easy Month End: Easy Month End is not a direct alternative, as it is a feature within Zoho Books that simplifies the closing process.
- Zoho Books vs Quicken: Quicken is mainly for personal finance and very small businesses, while Zoho Books is a full-featured solution designed for business accounting tasks.
- Zoho Books vs RefreshMe: This is not a direct comparison; RefreshMe is a resource or feature that may be associated with Zoho Books.
波浪的更多内容
- Wave vs Puzzle IO：该软件专注于为初创企业提供人工智能财务规划。其对应产品是个人理财。
- 波浪 vs Dext：这是一款用于记录收据和发票的商业工具。另一款工具用于跟踪个人支出。
- Wave 与 Xero：这是一款面向小型企业的流行在线会计软件。其竞争对手的产品面向个人用户。
- 波浪 vs 辛德：此工具可将电子商务数据与会计软件同步。其替代方案则专注于个人理财。
- Wave vs Easy Month End：这是一款简化月末任务的商业工具。它的竞争对手是个人财务管理工具。
- 波浪 vs Docyt：一个项目利用人工智能进行商业记账和自动化。另一个项目则将人工智能用作个人理财助理。
- Wave vs Sage：这是一款功能全面的商业会计套件。它的竞争对手是一款更易于使用的个人理财工具。
- Wave 与 Zoho Books：这是一款面向小型企业的在线会计工具。其竞争对手的产品是面向个人用户的。
- Wave 与 Quicken：两者都是个人理财工具，但这款提供更深入的投资追踪。另一款则更简单。
- Wave 与 Hubdoc：这款应用专门用于簿记文档采集。其竞争对手是一款个人理财工具。
- 浪潮 vs Expensify：这是一个企业费用管理工具。另一个用于个人费用跟踪和预算。
- Wave 与 QuickBooks：这是一款知名的企业会计软件。它的替代方案专为个人理财而设计。
- Wave vs AutoEntry：旨在实现企业会计数据录入的自动化。它的替代方案是个人理财工具。
- Wave 与 FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
- Wave 与 NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.
常见问题
Is Wave truly free for accounting?
Yes, Wave offers its core accounting features for free. This includes invoicing, expense tracking, and basic reports. They make money from payment processing and payroll services, which are extra.
Can Zoho Books handle inventory?
Yes, Zoho Books has strong inventory management tools. You can track your products, manage stock levels, and even set up reorder points. Wave does not offer this feature at all. You can also consult resources like Zoho Books FAQs to see the type of common questions and answers available.
哪个更适合初学者？
Wave is often easier for beginners because it’s simpler and free. Zoho Books has more features, which might feel like a lot at first. But Zoho Books is still user-friendly once you get used to it.
Do both connect to my bank?
Yes, both Zoho Books and Wave let you connect your bank accounts. This helps you import transactions easily. It saves time and helps keep your records accurate without manual entry.
Can I use these on my phone?
Both Zoho Books and Wave offer mobile apps. You can manage your finances on the go. This means you can send invoices or check expenses from your phone or tablet.
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