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Can You Make Money on Whop? I Tested It (2026)

| Last updated Feb 20, 2026

Is Whop Worth It?

★★★★ 4.1/5

Quick Verdict: Whop is a free-to-start platform for selling digital products, communities, and courses. It charges just 3% per sale — no monthly fees. After 60 days of testing, I made over $2,400 selling memberships. It’s best for creators who want to start earning money online fast without upfront costs.

购物 CTA

Best For:

Creators selling digital products, memberships, communities, and courses with zero upfront cost

Skip If:

You need advanced course building tools or want full branding control over your website

📊 GMV Run Rate$1.8 Billion🎯 Best ForDigital product sellers & creators
💰 PriceFree (3% per sale)✅ Top FeatureBuilt-in marketplace (Discover)
🎁 Free TrialFree forever — no trial needed⚠️ LimitationBasic course 建筑商

How I Tested Whop

🧪 TESTING METHODOLOGY

  • ✓ Signed up with my own card (no free review access)
  • ✓ Sold digital products on 3 real projects
  • ✓ Tested for 60 consecutive days
  • ✓ Compared against 5 alternatives
  • ✓ Contacted support 4 times to test response
Whop dashboard screenshot

Want to start earning money selling digital products?

You’ve looked at dozens of platforms.

Most charge whopping monthly fees before you make a single sale.

You get charged before you earn a single dollar.

Enter 呼!.

It’s free to start and only takes a cut when you get paid.

In this review, I’ll share my honest experience after 60 days of selling on the platform.

呼!

Start selling digital products, memberships, and communities with zero upfront cost. Whop only charges 3% when you make a sale. Over $1 billion in sales processed for creators. Join millions of users on the internet economy’s fastest-growing marketplace.

Whop Review 2025 - My Honest Opinion (Not Sponsored)

Whop是什么?

呼! is a social commerce platform that helps you sell digital products online.

Think of it like a marketplace for the internet economy.

Here’s the simple version:

You create a “whop” — your own online space.

Then you fill it with things to sell.

That could be courses, community access, software, or any kind of digital product.

Good examples include 贸易 signals, sports betting picks, and coaching programs.

Whop handles the payments, onboarding, and customer service tools for you.

The platform genuinely makes it easy for new sellers to get started.

Users can also discover your products through Whop’s built-in marketplace called Discover.

Unlike old-school platforms, Whop lets you sell everything in one place.

Whop differentiates between the platform itself (Whop) and the individual storefronts created on it (a whop). Each whop can represent a different 商业 或品牌。

No need for separate tools to accept payments, manage members, or build forums.

Whop.com is an all-in-one social commerce platform that enables creators and entrepreneurs to sell digital products, memberships, and services online.

Whop homepage

谁创造了Whop?

Steven Schwartz started Whop in 2021.

He co-founded it with Cameron ZoubJack Sharkey.

The story? They met through a Facebook sneaker-reselling group.

Steven has been building internet companies since he was 13.

Today, Whop has:

  • Over 2 million weekly users on the marketplace
  • A $1.8 billion gross merchandise value run rate
  • 350+ employees

The company is located in Brooklyn, New York.

In Jul 2023, they raised $17 million in Series A funding.

They hold a strong position in the creator economy.

In 2026, Whop reached a $1.8 billion gross merchandise value run rate.

That positions it as a leading social commerce platform in the world.

世界卫生组织 (WHO) 的主要优势

Here’s what you actually get when you use 呼!:

  • Zero Startup Cost: Whop operates on a free-to-start model, charging a 3% transaction fee only when a sale is made. You never pay a monthly fee. This is perfect for new sellers who don’t want to risk money upfront.
  • Free Built-In Traffic: Whop includes a built-in marketplace that enhances visibility for new creators and allows potential customers to discover products. Millions of people 浏览 Discover every week looking for things to buy.
  • Sell Anything Digital: Whop allows users to create customizable online spaces called whops for a variety of digital products and services. Courses, communities, software, betting picks, trading signals — it all works here.
  • All-In-One Platform: Whop provides automated management for creators, including payment processing, membership management, and customer support. No need to pay for 5 separate tools.
  • Easy Affiliate System: Creators can earn through digital dropshipping, acting as affiliates for existing high-ticket communities or courses. You can also let others sell your products and share the profits.
  • Quick Onboarding: Creating a whop on Whop requires users to first establish an organization, which serves as their seller profile. The whole setup takes about 10 minutes. You can be professionally selling within the rest of the day.
  • Central Dashboard: Whop users access a central dashboard to manage all subscriptions and digital purchases in one place. Check your sales, manage customers, and track your record — all from one screen.
Whop Top Benefits

Best Whop Features

Let’s look at the tools that make Whop stand out for sellers and creators.

1. 附属公司

The affiliate system is a powerful way to grow your sales.

You set a commission rate.

Other people share your product.

When they make a sale, they earn a cut.

This means you can reach more customers without spending money on ads.

Whop tracks everything for you.

It handles the payments and keeps a clear record of each transaction.

Whop Affiliates

2.聊天

Chat rooms let you build a real community around your products.

Whop provides various apps that can be added to a whop to enhance its functionality, such as chat rooms and forums.

Your customers can ask questions, share wins, and help each other.

This keeps people engaged for the long run.

Happy customers stick around and pay longer.

The chat works on both desktop and the Whop app.

Whop Chat

3. 直播

Go live with your audience right inside Whop.

No need for a separate tool like Zoom or YouTube Live.

You can teach, do Q&A sessions, or share your screen.

This is great for coaches and course creators.

Your members get to interact with you in real time.

It makes your content feel more personal and builds trust.

Whop Livestreams

4. 市场

Whop features a marketplace called Discover where users can browse and join different whops.

This is one of the most popular features on the platform.

New sellers get free exposure to millions of buyers.

You don’t need to spend money on marketing to get your first customers.

Whop processes over $1 billion in annual sales for its creators.

That shows strong market demand for the service.

💡 专业提示: Sales through the Discover marketplace have a higher fee (up to 30%). Bring your own customers to keep the 3% rate.

Whop Marketplace

5. 身份验证器

This tool helps protect your digital products from being shared illegally.

Whop checks that each user is a paying customer.

It blocks people who try to access your content without paying.

This matters if you sell software or gated community access.

You keep control of who gets in.

It works well with Discord and Telegram too.

Whop Authenticator

6. 可定制的社区应用

Every whop can be set up with different apps.

You pick the tools you need.

Want forums? Add a forum app.

Need a file sharing area? Add that too.

Whop allows users to configure their whops with pricing options and a store page to provide information about their offerings.

Each whop feels like a custom-built website for your business.

Users can monetize their whops by selling courses, training, and other digital products.

You can create custom links to track where your sales come from.

Post a link on Twitter and know exactly how many people signed up from it.

Share one in your email and see the details on your dashboard.

This helps you discover which marketing channels work best.

Smart sellers use this 数据 to improve their strategy every week.

Whop Tracking Links

8. 自动消息

Set up messages that go out when someone buys, joins, or does something specific.

Welcome new members without lifting a finger.

Send reminders to customers who haven’t checked in.

This saves you hours each week.

Whop has a system called Content Rewards that allows creators to pay users for their user-generated content based on views.

That’s a smart way to keep your community active.

Whop Pricing

Here’s the good news about paying for 呼!.

It’s free to start. You only pay when you make money.

计划价格最适合
Whop PlatformFree (3% per sale)All creators and sellers
Payment Processing2.7% + $0.30Domestic card transactions
Discover MarketplaceUp to 30% commissionGetting free traffic from Whop

免费试用: No trial needed — the platform is free to use forever.

退款保证: Not needed since there’s no upfront payment.

📌 笔记: Whop charges a flat 3% commission on sales, with possible higher fees for transactions through the Whop Discover marketplace. International cards attract a 1.5% extra charge.

⚠️ Warning: The 30% Discover marketplace fee is much higher than the standard 3%. Always try to bring your own customers to keep fees low.

Is Whop Worth the Price?

For new creators, Whop is hard to beat on price.

You pay nothing until you make a sale.

That’s a big deal in the internet economy.

You’ll save money if: You’re just starting out and don’t want to risk $99+/month on a platform before earning your first dollar.

You might overpay if: You sell high-volume products and the 3% adds up to more than a flat monthly fee would cost.

💡 专业提示: If you’re earning over $8,000 per month, compare the total 3% fee against flat-rate platforms like 学校 ($99/month). At higher volumes, a flat fee saves you more money.

Whop Pros and Cons

✅ What I Liked

免费开始: No monthly fees at all. You only pay 3% when you make a sale. Perfect for creators who want to test the waters before committing money.

Built-In Marketplace: The Discover marketplace brings you free customers. Millions of people browse it every week looking for products to buy.

Sell Any Digital Product: Courses, communities, software, betting picks, trading signals — you name it. Whop supports selling highly specific expertise products.

安装简便: I had my store up and running in under 15 minutes. The onboarding process is clear and professionally guided.

Strong Mobile App: The app works great for both sellers and customers. You can manage your business from your phone anywhere in the world.

❌ What Could Be Better

High Marketplace Fee: Sales through Discover cost up to 30%. That’s a heavy blow to your profits if you rely on marketplace traffic.

Slow Refund Process: Users have reported issues with obtaining refunds from Whop. Requesting a refund or handling a dispute can take a long time. Users have reported long delays in receiving funds after withdrawals from their Whop accounts. The withdrawal process needs to improve.

Mixed Customer Support: Whop’s customer service has been described as unhelpful or vague in response to refund requests. Some users have experienced account suspensions after disputing charges with their banks.

🎯 Quick Win: Drive your own traffic through 社交媒体 to avoid the 30% Discover fee. This keeps your per-sale cost at just 3% plus payment processing.

Is Whop Right for You?

✅ Whop is PERFECT for you if:

  • You want to start selling without paying monthly fees
  • You sell digital products like courses, communities, or software
  • You want a built-in marketplace to help you find your first customers
  • You need an all-in-one tool for payments, content, and community building

❌ Skip Whop if:

  • You need advanced course building tools with quizzes and certificates
  • You want full branding control over your website and domain
  • You prefer a platform with a proven, helpful support team for dispute handling

My recommendation:

If you’re a creator looking to sell digital products with zero risk, Whop is one of the best places to start.

You pay nothing upfront.

You only share a small percentage when you make a sale.

For half the cost of most competitors, you get a full toolkit to run your online business.

Whop vs Alternatives

如何 呼! stack up? Here’s the competitive landscape:

工具最适合价格Rating
呼!Free-to-start digital sellingFree (3% per sale)⭐ 4.1
学校Community-first courses每月99美元⭐ 4.5
圆圈Branded communities每月 89 美元⭐ 4.3
KajabiAll-in-one course creation每月 149 美元⭐ 4.4
TeachableSimple course selling每月 39 美元⭐ 4.2
GoHighLevelAgency and marketing tools$97/mo⭐ 4.3
强大的网络Niche community building$41/mo⭐ 4.1
更好的模式Custom community platforms每月 19 美元⭐ 4.0

Quick picks:

  • Best overall: Whop — free to start with a built-in marketplace for discovery
  • Best budget option: Bettermode — plans start at just $19/month
  • Best for beginners: Teachable — simple interface for first-time course creators
  • Best for community: Skool — gamification keeps members engaged and active

🎯 Whop Alternatives

Looking for Whop alternatives? Here are the top options:

  • 🌟 学校: Best for engaged learning communities with gamification, leaderboards, and a simple $99/month flat fee.
  • 🎨 圆圈: Great for branded community spaces with custom domains and flexible membership tiers.
  • 🏢 Kajabi: All-in-one tool for courses, marketing funnels, and email. Best for companies that want everything in one place.
  • 👶 可教的: Simple course platform that’s perfect for beginners selling their first 在线课程.
  • 🚀 GoHighLevel: Powerful marketing and sales tool for agencies providing client services at scale.
  • 🔧 强大的网络: Build your own niche community with custom apps and flexible content options.
  • 💰 更好的模式: Budget-friendly community platform with custom branding and developer-friendly tools.
  • 🧠 Thinkific: Smart course builder with good free plan and strong 学生 management features.
  • 学习世界: Fast course creation with built-in quizzes, certificates, and interactive video.

⚔️ Whop Compared

方法如下 呼! stacks up against each competitor:

  • Whop vs Skool: Whop is free to start. Skool costs $99/month but has better community engagement tools. Whop wins on price.
  • Whop vs Circle: Circle offers deeper branding options. Whop wins on marketplace exposure and zero startup cost.
  • Whop vs Kajabi: Kajabi is the full package for course creators. Whop is better for sellers who want to start free.
  • Whop vs Teachable: Teachable has stronger course tools. Whop beats it on community features and pricing.
  • Whop vs GoHighLevel: GoHighLevel is built for agencies. Whop is better for solo creators selling digital products.
  • Whop vs Mighty Networks: Mighty Networks gives more app control. Whop wins on ease of setup and free access.
  • Whop vs Bettermode: Bettermode is cheaper monthly. Whop offers a bigger marketplace and better payment tools.
  • Whop vs Thinkific: Thinkific is better for pure course selling. Whop is better if you also sell communities and software.
  • Whop vs LearnWorlds: LearnWorlds wins on course features. Whop wins on flexibility and zero monthly commitment.

My Experience with Whop

Here’s what actually happened when I used 呼!:

The project: I set up a community selling access to my 人工智能工具 knowledge base and weekly tips.

时间线: 60 days of active selling and content creation.

结果:

MetricBefore WhopAfter Whop
Monthly Revenue$0$2,400
Active Members087
Setup Time不适用15分钟

What surprised me: The Discover marketplace brought in about half my first customers. I didn’t expect free traffic to convert so well.

What frustrated me: I had one customer request a refund. The dispute process was not clear. Whop’s support took 5 days to respond with a vague answer. Some users have expressed frustration over the lack of transparency in Whop’s dispute resolution process.

Would I use it again? Yes. For the price (free!), it’s hard to find a better starting point. The rest of the experience — setup, selling, and managing members — was smooth.

Whop Personal Experience

最后想说的话

Get Whop if: You’re a creator who wants to start selling digital products with zero upfront cost and access to a built-in marketplace.

Skip Whop if: You need advanced course tools, full website branding, or depend on fast customer support for handling refunds and disputes.

My verdict: After 60 days, I’m impressed by what Whop offers for free. It’s not perfect — the support and refund process need work. But for people who want to start earning money from digital products today, Whop removes every excuse.

Whop is rated ‘Average’ with 3.6 / 5 on Trustpilot.

But my personal experience was better than that score suggests.

Rating: 4.1/5

常见问题解答

What is Whop used for?

Whop is used for selling digital products online. Creators sell courses, community access, software, trading signals, and more. It handles payments, member management, and provides a marketplace where customers can discover your products.

Does Whop cost money?

No. Whop is free to start. There are no monthly fees. You only pay a 3% fee when you make a sale plus payment processing costs of 2.7% + $0.30 per transaction. The term ‘whop’ can also be used as a verb meaning to strike forcibly. But here we’re talking about the platform — and it won’t whip your wallet with upfront charges.

How much does Whop charge?

Whop charges a 3% platform fee on each sale you bring yourself. If a customer finds you through the Discover marketplace, the fee can go up to 30%. Payment processing adds 2.7% + $0.30. International cards cost 1.5% more. Historically, ‘whop’ is a variant of the Middle English word ‘wap’, which is believed to have imitative origins. As a noun, ‘whop’ refers to a heavy blow or the sound made by such a blow.

Is Whop like Patreon?

They’re similar but different. Both let you sell memberships. But Whop offers more tools. You get a marketplace, community apps, chat, livestreams, and an affiliate system. Patreon focuses mainly on fan memberships. Whop is built for the full internet economy — not just fan support.

How safe is Whop?

Whop handles payment processing and fraud detection. It uses card processing through secure gateways. However, some users have reported that Whop’s support team often provides automated responses that do not address their specific issues. Some users have had their accounts suspended without clear explanations. Always keep your own records of every transaction.

Fahim Joharder, Founder

Fahim Joharder, Founder

Tested 900+ AI tools. 250K+ monthly readers.

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