Quicken vs Expensify: Which is Best for Finances in 2025?

| 5 月 27, 2025

优胜者
quicken
4.5
  • 所有经常性
  • 旗舰支票
  • 支出计划
  • 链接交易
  • 支出观察清单
  • 提供免费试用
  • 付费计划 $5.59 起/月
亚军
Expensify Best
3.0
  • 支出跟踪
  • Expense Reports
  • Trip Offers
  • Expensify Card
  • Easy Chats
  • 提供免费试用
  • 付费计划,每月 5 美元起
Fahim AI 6 1 35

Do you ever feel like your money just disappears?

这是一个常见的问题。

You need a good system to manage your money, but picking the right tool can be tricky.

Quicken and Expensify are two popular choices, but they do very different things.

So, which one is right for you?

Let’s compare Quicken and Expensify to help you figure out which is the best fit for your financial needs.

概述

We’ve used both Quicken and Expensify.

We put them through real-world tests. This helped us see their strengths and weaknesses.

现在,让我们把它们并排比较一下。

Quicken cta
4.5满分 5 分

Want to take control of your finances? With Quicken, you can connect to thousands of financial institutions. Explore it for more!

定价: It has a free trial. The premium plan at $5.59/month.

主要特点:

  • Budgeting Tools
  • Bill Management
  • 投资跟踪
开支
3满分 5 分

Join over 15 million users who trust Expensify to simplify their finances. Save up to 83% on time spent on expense reports.

定价: It has a free trial. The premium plan starts at $5/month.

主要特点:

  • SmartScan Receipt Capture
  • Corporate Card Reconciliation
  • Advanced Approval Workflows.

What is Quicken?

So, you’re wondering about Quicken?

It’s like a tool that helps you see all your money stuff in one place. 

Think of it as your digital money organizer.

It can help you track your bank accounts, bills, and even investments.

Pretty handy, right?

此外,探索我们最喜欢的 Quicken alternatives

Quicken homepage

我们的看法

Quicken cta

Looking to get a grip on your finances? With over 40 years of experience, Quicken has helped more than 20 million members take control of their money.

主要优点

Quicken is a powerful tool for getting your financial life in order.

They boast over 40 years of experience and have been a #1 best-selling product.

Their various plans can connect to over 14,500 financial institutions.

You can also get a 30-day money-back guarantee to try it out risk-free.

  • Connects with thousands of banks and credit cards.
  • Creates detailed budgets.
  • Tracks investments and net worth.
  • Offers retirement planning tools.

定价

  • Quicken Simplifi: 每月 2.99 美元。
Quicken Pricing

优点

  • 它能轻松连接所有账户。
  • 预算编制和跟踪简单明了。
  • 它有助于有效管理投资。
  • 你可以为退休做好规划。
  • 它提供了完整的财务状况。

缺点

  • 订阅费用可能会增加。
  • 一些用户认为界面复杂。
  • 客户支持有时会很慢。
  • 您需要为更新付费。

What is Expensify?

Okay, so let’s talk about Expensify.

It’s a tool that helps you keep track of all your business spending.

Think of it like a helper that remembers where your money goes.

It can grab info from your receipts and bank stuff. Pretty handy!

此外,探索我们最喜欢的 Expensify alternatives

Expensify Introduction

我们的看法

开支

Based on typical Expensify user reports, automate your expense process today and save your team up to 2 hours per week on expense reports and accelerate reimbursement cycles by over 50%.

主要优点

  • SmartScan technology scans receipt details and extracts them with over 95% accuracy.
  • Employees get reimbursed quickly, often in as little as one business day via ACH.
  • The Expensify Card can save you up to 50% on your subscription with its cash back program.
  • No warranty is offered; their terms state that liabilities are limited.

定价

  • Collect: 每月 5 美元。
  • Control: 定制定价。
Expensify Pricing

优点

  • AI-Powered Efficiency.
  • 一体化平台。
  • WordPress Integration.
  • High Performance.
  • Ecommerce Capabilities.

缺点

  • 学习曲线。
  • Reliance on Elementor.
  • Potential AI Limitations.
  • 功能超载。

功能比较

Deciding between these financial software alternatives requires a clear understanding of your needs.

Quicken and Expensify serve fundamentally different purposes: one is designed for comprehensive personal and basic business finance planning, and the other is built to streamline the expense management process for employees and employers.

1. Core Purpose and Focus

  • 快速 is a personal finance software platform that helps users manage their entire financial picture. The Quicken Business version is a key feature that allows for managing business personal finances, investment accounts, and retirement savings alongside income and spending.
  • Expensify is a dedicated expense management platform designed to simplify and 制作 reliable the process of capturing, submitting, & getting expense requests approved. It’s built to manage costs for the entire company, including contractors.

2. Expense Capture and Entry

  • 快速 offers the ability to connect to bank accounts to log transactions for monitoring and analysis. Users must manually file receipts by attaching them to entries.
  • Expensify makes receipt capture a key feature. The mobile app allows employees to snap a photo of a receipt, and the Das bedeutet, dass Ihr is extracted in a few seconds. This significantly cuts down on time spent and manual data entry.
Expensify Receipt Scanning

3. Reporting and Reimbursement

  • Quicken’s reporting is focused on giving the user control over their overall financial picture, including balances and budget planning. Reports are for self-management and tax preparation.
  • Expensify is built around creating and submitting real time expense reports. The platform handles the approval process so employers can quickly reimburse employees. Expensify reviews highlight its efficiency in this area.

4. Accessibility and Platform

  • 快速 software is primarily a desktop download for Windows or 苹果. While a mobile app is available, the full functionality is best experienced on the desktop.
  • Expensify is a cloud-based platform that is accessible via web and a powerful mobile app. It is designed to be used immediately to capture expenses and respond to requests on the go.

5. Pricing and Plans

  • 快速 offers multiple versions like Quicken Deluxe and Quicken Premier through an annual subscription, with the cost depending on the feature level. The price is affordable for individual users.
  • Expensify uses flexible pricing that often revolves around the number of active users or reports per month. It also offers the Expensify Card, which automates the entire expense management process for the company.

6. Investment and Wealth Tracking

  • 快速 brand has been on the market for decades and is the superior tool for investment accounts monitoring and planning for retirement. It gives you a full financial picture of your assets.
  • Expensify does not offer any functionality for tracking investment accounts or overall personal wealth analysis. Its focus is solely on business-related spending.
Quicken Debt Management

7.整合与生态系统

  • Quicken’s integrations are limited, as it is primarily a personal financial management tool. It does connect to banks to import credit card transactions.
  • Expensify offers seamless integration with core 会计 platforms like QuickBooks. This ability to export data simplifies the final 会计 tasks for the organization.

8. Business-Specific Tools

  • 快速 Business version allows users to manage business income and spending, track rental properties, and create basic invoices for customers.
  • Expensify provides powerful tools for categorization, allowing employees to code expenses to specific categories, projects, or tags. It also has automatic mileage logging.

9. Security and Future Outlook

  • Both software vendors protect their users’ financial details. 快速 was acquired by Aquiline Capital Partners, which shapes its future on the platform.
  • Expensify uses advanced 安全 measures, but its expensify reviews sometimes mention issues where user actions that could trigger a security block or malformed data may be blocked. Users are advised to resolve these by contacting support via phone.

在会计软件中要寻找什么?

Here are some extra things to think about when choosing financial software:

  • 可扩展性: Can the software grow with any of your business? When you’re at the beginning, you might only need simple tools to track your sales and manage expenses. But as your 小型企业 grows, you’ll need more. You must evaluate the value of the software based on its ability to scale. Look for a system that can handle a larger volume of transactions and doesn’t limit the number of users who need access.
  • 支持: What kind of help is available if you have questions Good support is essential for completing your business finances accurately. Check a Quicken review or other alternatives to see what users say about the help center. You should feel expected to get prompt assistance to resolve issues, especially during the initial setup process. The software should also make it easy to save data and access it.
  • 易于使用: Is it something you and your team can learn quickly? A clean user interface is key. If the software is complicated, it will take more effort and waste time. Quicken’s interface is often praised in a quicken review for its straightforward design. The goal is to make daily tasks, like bill tracking and manage expenses, simple enough for even a small number of team members or a non-accountant manager to handle.
  • 特殊需求: Does it handle the unique things your business does?Your software should simplify your unique workflows. This could include how easily you can manage expenses by simply snapping a photo with your mobile app in your pocket or if it provides a secure connection to your bank. For a 小型企业, a system that effectively handles bill tracking and sales tracking in one place offers the most value.
  • Die 9 besten Lernmanagement-Softwares (LMS) für 2025 15: How safe is your financial data with this software?Data security must be a top priority. Your financial information should be securely stored in the cloud or on your computer. Ensure the software has strong measures to protect your information and that access is controlled, perhaps through multi-factor authentication. If you ever run into a security block, the system should clearly indicate the error (e.g., the page is blocked) and provide a path to resolve it.

最终裁决

So, Quicken or Expensify?

The choice is simple. It depends on your needs.

For managing your personal money, budgeting for your home, and tracking investments, Quicken is our pick.

It’s made for your own finances.

But if you run a business or need to track work expenses, Expensify is better.

Its receipt scanning and 报告 are great for business.

We’ve tested both. You can trust our advice for your money.

More of Quicken

  • Quicken vs Puzzle:该软件专注于为初创企业提供人工智能财务规划。其对应产品是个人理财。
  • Quicken 与 Dext:这是一款用于记录收据和发票的商业工具。另一款工具用于跟踪个人支出。
  • Quicken 与 Xero: This is popular online 会计软件 for small businesses. Its competitor is for personal use.
  • Quicken 与 Synder:此工具可将电子商务数据与会计软件同步。其替代方案则专注于个人理财。
  • Quicken 与 Easy 月结:这是一款简化月末任务的商业工具。它的竞争对手是个人财务管理工具。
  • Quicken vs Docyt:一个项目利用人工智能进行商业记账和自动化。另一个项目则将人工智能用作个人理财助理。
  • Quicken 与 Sage:这是一款功能全面的商业会计套件。它的竞争对手是一款更易于使用的个人理财工具。
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  • Quicken vs Wave:这为小型企业提供免费的会计软件。其对应版本专为个人设计。
  • Quicken vs Hubdoc:这款应用专门用于簿记文档采集。其竞争对手是一款个人理财工具。
  • Quicken vs Expensify:这是一个企业费用管理工具。另一个用于个人费用跟踪和预算。
  • Quicken 与 QuickBooks:这是一款知名的企业会计软件。它的替代方案专为个人理财而设计。
  • Quicken vs AutoEntry:旨在实现企业会计数据录入的自动化。它的替代方案是个人理财工具。
  • Quicken 与 FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Quicken vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

More of Expensify

  • Expensify vs Puzzle:该软件专注于为初创企业提供人工智能财务规划。其对应产品是个人理财。
  • Expensify vs Dext:这是一款用于记录收据和发票的商业工具。另一款工具用于跟踪个人支出。
  • Expensify vs Xero:这是一款面向小型企业的流行在线会计软件。其竞争对手的产品面向个人用户。
  • Expensify vs Synder:此工具可将电子商务数据与会计软件同步。其替代方案则专注于个人理财。
  • Expensify vs Easy Month End:这是一款简化月末任务的商业工具。它的竞争对手是个人财务管理工具。
  • Expensify vs Docyt:一个项目利用人工智能进行商业记账和自动化。另一个项目则将人工智能用作个人理财助理。
  • Expensify vs Sage:这是一款功能全面的商业会计套件。它的竞争对手是一款更易于使用的个人理财工具。
  • Expensify vs Zoho Books:这是一款面向小型企业的在线会计工具。其竞争对手的产品是面向个人用户的。
  • Expensify vs Wave:这为小型企业提供免费的会计软件。其对应版本专为个人设计。
  • Expensify vs Hubdoc:这款应用专门用于簿记文档采集。其竞争对手是一款个人理财工具。
  • Expensify vs QuickBooks:这是一款知名的企业会计软件。它的替代方案专为个人理财而设计。
  • Expensify vs AutoEntry:旨在实现企业会计数据录入的自动化。它的替代方案是个人理财工具。
  • Expensify vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Expensify 与 NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

常见问题

Can Quicken create an invoice?

Yes, Quicken (especially Quicken Home & Business) can create and track an invoice. It helps you manage payments from clients and keep professional records for your business.

How do user reviews compare for Quicken vs Expensify?

User reviews generally praise Expensify for its excellent receipt scanning and ease of use for business expenses. Quicken users appreciate its comprehensive personal finance features, though some mention occasional software issues.

Is Expensify good for managing vendors?

Expensify is primarily for expense reporting, not full vendor management. While you can track payments to vendors, it doesn’t offer robust tools for managing vendor relationships or purchase orders directly.

What is the typical ranking of Expensify in expense software?

Expensify often holds a high ranking among expense management software. It’s well-regarded for its 自动化 and ease of use, especially for businesses needing quick expense tracking and reimbursements.

Is there a clear winner when comparing Expensify vs Quicken?

The “winner” in Expensify vs Quicken depends on your needs. Quicken is ideal for personal finance and budgeting. Expensify is best for business expense tracking and reporting.