8fig Review: E-commerce Growth & Funding Solutions in 2026

| Last updated Dec 22, 2025

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Do you struggle to buy enough inventory to keep up with your sales?

Many ecommerce sellers hit a wall where they have plenty of customers but not enough cash to fill orders.

This growth gap is frustrating because it stops you from making the money you deserve.

Without a steady supply of funds, you might lose your spot in the market to faster competitors.

This 8fig Review dives into how it aims to solve these critical problems for e-commerce businesses.

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准备好释放您的电子商务潜力了吗?8fig 已为超过 93,000 个库存订单提供资金,并帮助企业实现了平均 470% 的增长率。

8fig是什么?

8fig is a growth partner that helps online sellers secure funding for their ecommerce businesses.

Unlike a bank, it looks at your supply chain to see when you need help with supply chain costs.

它使用 数据 analysis of your historical performance to offer funding solutions for sustainable growth. 8fig.

  • The approval process is straightforward and offers fast funding.
  • It provides continuous capital to help with cash flow management.
  • You get growth capital with no hidden fees and reasonable rates.
  • The funding process is built to match your potential growth.
  • You can use this ecommerce funding to make informed decisions for your own 商业.

This revenue-based financing helps established businesses reach their growth plans.

It covers the capital required for inventory and shipping through flexible remittance schedules.

Their support team gives personalized assistance to e-commerce businesses and e-commerce stores.

With 8fig, the initial funding is just the start of your cash flow. 8fig.

8fig 首页

8fig是谁创建的?

Yaron Shapira, Assaf Dagan, and Roei Yellin started 8fig in 2020.

These three experts wanted to help small stores reach their full potential.

They noticed that big banks were too slow for online shops.

Their vision was to be a calming force for sellers who need working capital to grow.

They made a simple process so everyone can succeed.

主要福利

8fig is a game-changer for online sellers who want to scale without the stress of traditional loans.

The company offers more than just money; it provides a platform built for the specific needs of your ecommerce business.

  • You can get a real offer with fast approval times, often in just a few days.
  • The system gives you a great forecast so you can buy inventory fast and stay ahead.
  • Their user-friendly dashboard gives you clear insights and top-notch product info at a glance.
  • You get a preapproved offer that serves as an outside perspective to help you plan your growth.
  • The flexible repayment terms mean you only pay what you can afford based on your sales.
  • The service team is very responsive and will answer all my questions quickly.
  • You can connect your Shopify site or Amazon account in a simple way to get started.
  • Many users leave positive Google reviews because the team acts as a calming force.
  • There are no hidden fees or extra interest to worry about when you access your funds.
  • The platform provides resources that help Amazon sellers manage their payments.
  • Clients love the quick response from the support team—thanks juan for the help!
  • It helps you keep your business running even when idiots pull other funding sources.
  • Your overall experience stays positive because the capital is always there when you need it.

最佳功能

8fig 不仅仅是一个融资平台;它是一个功能齐全的平台,拥有强大的工具,旨在帮助电子商务企业蓬勃发展。

它的独特之处在于将资金筹措与智能规划相结合。

为您提供全面的运营管理和加速增长的方法。

1. 资金

8fig 提供灵活、持续的资金支持,以满足您电子商务业务的特定需求。

他们提供的不是单一的、僵化的贷款,而是分期提供的资金,这些资金可以与您的供应链相匹配,例如用于支付制造或运输费用。

这样可以确保您在最需要现金的时候有钱,而不会不必要地占用资金。

8fig 融资

2. 补货计划表

这款免费工具通过预测何时需要补货以及需要补货多少,帮助您掌握库存管理技巧。

它运用先进的算法来分析您的销售数据。

考虑到季节性趋势和需求高峰。 

补货计划器甚至可以调整发货延迟情况,以保持库存顺畅流动。

8fig 补货计划

3. 销售预测

了解未来的销售情况是做出明智商业决策的关键,而 8fig 的销售预测工具可以让你清晰地了解销售情况。

它能精准预测每种产品的未来销量。

帮助您了解潜在收入并优化预算。

You can identify seasonal trends and 制作 informed choices about inventory and marketing efforts.

8fig销售预测

4. 现金流规划器

理财至关重要,现金流规划器可以帮助您直观地了解自己的财务状况。

它会自动对交易进行分类并预测您的现金余额。

让您在潜在的资金短缺发生之前就发现它们。

该工具可帮助您规划不同场景,例如新的投资或营销活动。

8位数现金流规划器

5. 播客

8fig 还提供一些教育类播客,例如“eComm Unfiltered”和“Chilada Chats”。

这些播客节目以坦诚的对话为特色,对话对象包括电子商务专家、成功卖家和行业领袖。

他们分享了宝贵的见解、策略和实际经验。

帮助您向他人学习,并在瞬息万变的电子商务世界中保持领先地位。

8fig播客

6. Inventory Financing Integration

For businesses in the industry directly, Aire offers specialized modules like inventory financing.

This helps 小型企业 manage their cash flow and stock levels within their custom business applications.

It connects your software to real-world financial needs.

8fig inventory financing

7. AI-Driven Innovation

The core of the platform is its AI engine. It doesn’t just copy-paste code; it understands your natural language requests.

This allows citizen developers to build advanced features and advanced business process workflows that used to require technically experienced app developers.

8fig AI-Driven Innovation

9. Adaptive Funding Adjuster

Market conditions can shift in an instant, and 8fig allows your business to change with them.

If a product goes viral or a shipping delay occurs, you can update your plan to get more capital or move your payment dates.

This tool ensures your funding is always aligned with your store’s real-time needs.

定价

Contact for the Exact pricing.

优点和缺点

优点

  • Capital scales with your sales.
  • AI CFO simplifies cash flow.
  • No equity or hidden fees.
  • Fast, simple approval process.
  • Expert support for supply chains.

缺点

  • Requires high monthly revenue.
  • Needs full store data access.
  • Not for brand new stores.
  • Funding is plan-specific only.

8fig 的替代方案

虽然 8fig 提供了一个强大的解决方案,但对于寻求资金或增长支持的电子商务企业来说,还有其他几种选择。

以下是一些值得关注的替代方案:

  • Clearco: 这家公司提供收益分成融资,为电子商务和其他企业提供资金,以换取未来收入的一定比例。他们以不要求股权或个人担保而闻名。
  • 飞行者: Wayflyer专注于电子商务,提供灵活的融资方案,用于库存、营销和业务增长。他们还提供数据洞察,帮助企业拓展规模。
  • SellersFi: SellersFi 提供一系列专为电子商务设计的金融解决方案,包括营运资金、支付处理和业务拓展。 保险它的目标客户是电商平台卖家和DTC品牌。
  • 支付能力: 对于电商卖家而言,Payability 提供每日结算和一次性预支服务。这有助于亚马逊和 Shopify 等平台上的商家更快地获得销售收入。
  • Shopify Capital: 如果您是 Shopify 商家,Shopify Capital 可通过平台直接提供商业贷款和现金预支服务。还款额通常与您每日销售额的一定比例挂钩。
  • 传统银行贷款: 由于抵押和信用要求严格,传统银行提供的是常规定期贷款,虽然贷款金额可能较大,但通常还款计划是固定的。对于快速发展的电子商务企业来说,这类贷款往往更难获得。
  • 信用额度: 多家贷款机构提供商业信贷额度,可在一定限额内灵活获取资金。您只需为实际使用的金额支付利息,因此非常适合应对短期现金流需求。
  • 众筹: 像 Kickstarter 或 Indiegogo 这样的平台允许企业从大量个人投资者那里筹集资金。这也可以作为验证你的产品或想法的一种方式。

个人使用 8fig 的体验

We had a clear growth target, but faced the typical e-commerce dilemma of needing cash to buy more stock  销售数据出来了。

这时,8fig 真正发挥作用了。

以下是我们使用 8fig 的方式以及真正发挥作用的功能:

  • 为我们的供应链量身定制的资金: 8fig并没有一次性拨付一大笔资金,而是分阶段发放,以匹配我们实际的生产和发货时间表。这意味着我们只在需要资金来完成特定库存里程碑时才投入资金,从而优化了我们的现金流。
  • 补货计划表: 我们利用他们的补货计划工具,准确预测何时会断货以及需要补货多少。这种积极主动的方式最大限度地降低了旺季断货的风险,确保我们不会错失任何销售机会。
  • 销售预测: 他们的销售预测工具让我们清晰地了解了未来产品的需求情况。这一洞察至关重要,因为它让我们能够更有信心地增加库存订单,因为我们知道销量也会随之增长。
  • 现金流规划器: 现金流规划工具帮助我们直观地了解资金流入和流出情况。我们可以清楚地看到这笔八位数融资如何融入我们现有的现金流,从而让我们能够自信地规划营销活动和其他运营支出,而无需为此感到焦虑。
  • 避免延误: 由于在恰当的时机获得了充足的资金,我们完全避免了通常因等待销售结算或寻求传统贷款而造成的延误。我们的产品在预期的时间准时发货,随时可以交付给客户。
8fig 个人经验

最终,8fig 帮助我们在一个季度内将库存规模扩大了 150%。

在不稀释股权或承担限制性债务的情况下,直接为显著增加收入做出贡献。

这感觉就像是真正的合作伙伴关系,双方既提供了资金,也提供了智能工具,以便做出明智的、数据驱动的决策。

最终判决

8fig is a great choice for online stores that need help with cash flow.

It is more than just a loan because it acts as a growth partner.

The platform uses smart tools, such as an AI CFO, to track your supply chain.

This helps you get funding that fits your sales.

It is a simple process that offers fast funding without hidden fees.

If you have an established business, this is a smart way to reach your growth plans.

常见问题解答

8fig 与哪些类型的电子商务企业合作?

8fig 主要与在线销售实体产品且拥有稳定月收入的电商企业合作,包括在 Shopify、亚马逊和其他主流电商平台上的卖家。他们尤其适合需要资金用于库存、营销和业务扩张的企业,专注于成长型公司而非初创企业。

8fig 与传统银行贷款有何不同?

与传统银行贷款不同,8fig 提供灵活、持续的融资方案,可根据您的供应链需求量身定制,无需股权或个人担保。传统银行通常还款计划僵化,要求抵押品,并且可能不了解电子商务企业特有的现金流动态,因此 8fig 提供了一种更灵活的解决方案。

8fig会持有我公司的股份吗?

不,8fig 不会持有您电商业务的任何股权。他们会根据您未来的收入和供应链需求提供资金,让您能够保持对公司的完全所有权和控制权。对于希望在不稀释股权的情况下实现增长的企业家来说,这是一个显著的优势。

从 8fig 获得资金需要多长时间?

8fig 的融资流程旨在为电商卖家提供快速高效的服务。申请获批并制定增长计划后,资金即可迅速到账,通常只需几天时间。这种快速到账有助于企业避免因订购库存或开展营销活动而造成的延误。

获得 8fig 资助的主要标准是什么?

电子商务企业通常需要展现稳定的销售业绩和清晰的增长计划才能获得 8fig 的融资。虽然可能存在具体的营收门槛,但 8fig 会评估您企业的整体健康状况和发展潜力,重点关注盈利能力、运营效率以及对供应链的深入了解。

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