


Struggling to keep your 商业 finances neat and tidy?
许多 小型企业 owners face the headache of managing receipts, invoices, and bank statements.
Imagine a world where your financial documents organize themselves.
This is where tools like Wave vs Hubdoc step in.
Let’s dive in and find out, so you can 制作 明智的选择,让你重新专注于自己最擅长的事情。
概述
We put Wave and Hubdoc through real-world tests.
We tried them with different businesses. This helped us see how each one works.
Now, we can share what we found to help you compare them easily.
什么是波?
好的,我们来聊聊Wave吧。
把它想象成一位能为你的企业资金提供帮助的朋友。
它可以让你执行诸如发送发票和跟踪资金流入流出等操作。
它可以帮助您了解企业财务状况的整体情况。
此外,还可以探索我们最喜欢的 波浪替代方案…

我们的观点

不要将就!加入超过 200 万家小型企业的行列,使用 Wave 强大的免费核心会计功能来简化您的财务流程。
主要优势
Wave的优势包括:
- 完全免费的核心会计方案。
- 为超过200万家小型企业提供服务。
- 轻松创建发票和处理付款。
- 不签订长期合同或提供保修。
定价
- 入门计划: 每月0美元。
- 专业版套餐: 每月19美元。

优点
缺点
Hubdoc是什么?
好的,我们来聊聊 Hubdoc 吧。
你可以把它想象成你论文的得力助手。
它会从不同的在线平台抓取您的账单和对账单。
这样,就能将它们全部整理在一个地方。
很棒,对吧?
此外,还可以探索我们最喜欢的 Hubdoc的替代方案…

主要优势
Hubdoc 的主要优势在于其专注于文档自动化。
- 准确率99%Hubdoc 使用 OCR 技术来确保数据被正确采集。
- 防审计存储它可以安全地存储文档,因此您再也不会丢失文件。
- 每月节省 10 小时用户反馈,通过消除手动输入,可以显著节省时间。
- 自动供应商信息获取。
- 手机拍照。
- 无缝集成Xero。
定价
- Hubdoc价格: 每月12美元。

优点
缺点
功能对比
Selecting the best 会计 software is a matter of understanding each platform’s core specialty.
This Wave review and Hubdoc review will evaluate a free accounting software against a powerful document automation tool, guiding 小型企业 owners to the right solution for their business operations.
1. 核心目标和平台
- 海浪 Financial is a full small business 会计软件 solution. Its free platform includes the general ledger, 簿记 records, and core accounting features. Wave makes managing personal finance simple and is built for the small business owner.
- Hubdoc is a document and 数据 capture service, not an accounting platform. Its key features automate tasks by collecting financial documents and converting them into usable bank transactions. It works as a third party app to help accountant access data for other online accounting systems.
2. 定价和订阅
- 海浪 offers a complete free version (free starter plan), including unlimited invoices and multiple companies management. Wave’s two plans structure offers a paid pro plan for advanced features with optional additional costs for add-ons, making it a very cost-effective choice.
- Hubdoc is often available as free 簿记 software when bundled with other popular business apps (like Xero), but it is a paid product on its own. The billing period is typically monthly, and its value is measured by the 时间跟踪 and save time it provides the bookkeeper.

3. Expense and Data Automation
- 海浪 helps track expenses by allowing you to connect to bank accounts to auto import bank transactions. Digital receipt capture is available, and the auto merge feature helps reconcile bank transactions with less manual effort.
- Hubdoc is a specialist in document automation. It can automatically file records and bank statements and extract data from them, significantly reducing the time tracking spent on manual data entry for expenses. The mobile app is excellent for receipt scanning receipts on the go.
4. 发票和付款
- 海浪 Financial’s invoicing software allows you to create and send recurring invoices. You can accept multiple online payments via credit card payments (credit card transaction) and bank payments, with integrated payment processing that includes Apple Pay.
- Hubdoc has no native invoicing features. Its payments functionality is limited to capturing vendor bills and invoices sent to you (accounts payable), which it then pushes to other systems like QuickBooks Online for the accountant to pay bills.
5. 工资和工时跟踪
- 海浪 Payroll is an integrated accounting and payroll add-on that enables payroll processing and direct deposit for both active employee and independent contractor paid. Wave does not, however, offer dedicated billable hours or track mileage functionality.
- Hubdoc does not have run payroll or payroll processing capabilities. It is focused on financial documents and does not track employee time or manage sales tax calculations.
6. User Access and Collaboration
- 海浪 supports unlimited users for free, making it an ideal free platform for collaboration with your accountant or bookkeeper. It also allows you to track expenses for multiple companies from a single account.
- Hubdoc allows you to grant accountant access to clients’ records. This collaborative feature ensures that the accountant or bookkeeper always has the latest files via the internet connection, allowing them to spend less time requesting documents.

7. Financial Analysis and Reporting
- 海浪 offers essential financial reports and tools to view cash flow and profit from your income and expenses. This allows the small business owner to keep a full picture of their personal finance and business finances.
- Hubdoc does not generate financial reports or offer budgeting tools. It merely collects the raw source records and data so that the connected online accounting system can generate reports and provide real time data.
8. 移动功能和访问
- Both platforms offer a strong mobile app. 波浪 mobile app allows you to create invoices and manage payments on the go. Hubdoc’s app is purely focused on receipt scanning and document upload to the cloud.
- Hubdoc 的 cloud-native nature ensures you have access to your documents from anywhere in the world with an internet connection. Wave is also cloud-based, so you can run your business from any mobile device.
9. Automation of Cash Flow and Payments
- 海浪 products help with cash flow by providing automated payment reminders and recurring billing. Wave integrates its own services seamlessly to simplify the entire process of getting paid and pay bills.
- Hubdoc helps automate the front end of cash flow management by collecting and organizing bank statements and vendor bills. This saves time for the bookkeeping tasks and the back-end process of tax time. The wave accounting review is why many recommend wave as a strong online accounting platform.
选择会计软件时应该注意哪些方面?
To find the right financial solution, you must evaluate an accounting platform on five key dimensions that determine its value and fit.
- 可扩展性: Can the software grow with any of your business?Scalability is crucial, especially when deciding between self hosted and cloud-based solutions. A strong subscription level should support unlimited bookkeeping records and allow you to easily add multiple users. Unlike on premise systems that require purchasing new hardware, cloud platforms allow you to pay for your needs through a tiered structure (such as a free plan to a paid plan), often with a discounted rate for commitment, ensuring your financial system adapts over time.
- 支持: What kind of help is available if you have questions?Support quality is paramount for giving peace of mind and simplifying tax filing. Ensure the vendor has a reliable help center and can address issues related to bank transfers and accounts receivable quickly. Look for clear support channels that promise resolution within a few business days.
- 易用性: Is it something you and your team can learn quickly? The simplicity of the user interface affects how quickly multiple users can become proficient. The software should make it easy to track expenses and manage money management features. It should also efficiently handle core operations, like automatically importing transactions automatically from your bank, to reduce manual effort.
- 具体需求: Does it handle the unique things your business does? The system must directly support your core workflows. If you manage sales, it should integrate purchase orders and facilitate accounts receivable. If you have global customers, it should support multiple tax jurisdictions. Features like accept online payments are crucial for modern customers. For advanced users, particularly those integrating with add-ons (like Xero users frequently do), checking API compatibility is essential.
- 安全: How safe is your financial data with this software?Security is non-negotiable for bank transfers and managing customers’ payment data. The vendor must protect your information with advanced security measures, such as multi factor authentication. You should be able to segment 报道 for a specific date range for security audits and be confident that your tax filing data is secure.
最终判决
Which one wins: Wave or Hubdoc?
If you need a full, free 会计 system, choose Wave.
It offers invoicing and basic expense tracking. It’s great for small businesses.
But if you struggle with receipts and bank statements, pick Hubdoc.
It’s very smart. It grabs details automatically. We tested both tools. We saw them work in real businesses.
Choose Wave for all your 会计.
Pick Hubdoc for document help. Your business will be happier.


更多浪潮
- Wave vs Puzzle IO这款软件专注于为初创企业提供人工智能驱动的财务规划。它的对应产品则面向个人理财。
- 波浪 vs 右旋这是一个用于记录收据和发票的商业工具。另一个工具用于追踪个人支出。
- Wave 对比 Xero这是面向小型企业的热门在线会计软件。它的竞争对手是面向个人用户的。
- Wave vs Synder该工具可将电子商务数据与会计软件同步。其替代版本则专注于个人理财。
- 波浪式与轻松的月末这是一个用于简化月末工作的商业工具。它的竞争对手是用于管理个人财务的工具。
- Wave vs Docyt一个应用人工智能进行企业记账和自动化,另一个应用则将人工智能用作个人理财助手。
- 浪潮对战贤者这是一个功能全面的企业会计软件。它的竞争对手是一款更易于使用的个人理财工具。
- Wave 和 Zoho Books 的比较这是一个面向小型企业的在线会计工具。它的竞争对手是面向个人用户的。
- Wave 对阵 Quicken两者都是个人理财工具,但这款工具提供更深入的投资追踪功能,另一款则更简单易用。
- Wave vs Hubdoc该公司专门从事簿记文档采集。它的竞争对手是一款个人理财工具。
- Wave vs Expensify这是一个企业费用管理工具。另一个是用于个人费用跟踪和预算的工具。
- Wave 与 QuickBooks 的比较这是知名的企业会计软件。它的替代版本则是为个人理财而设计的。
- Wave vs 自动入场该软件旨在实现企业会计数据录入的自动化。它的替代产品是一款个人理财工具。
- Wave 与 FreshBooks 的比较这是面向自由职业者和小企业的会计软件。它的替代版本则用于个人理财。
- Wave 与 NetSuite这是一个功能强大的企业管理套件,适用于大型企业。它的竞争对手是一款简单的个人理财应用。
Hubdoc 的更多内容
- Hubdoc vs Puzzle这款软件专注于为初创企业提供人工智能驱动的财务规划。它的对应产品则面向个人理财。
- Hubdoc 与 Dext这是一个用于记录收据和发票的商业工具。另一个工具用于追踪个人支出。
- Hubdoc 与 Xero 的比较这是面向小型企业的热门在线会计软件。它的竞争对手是面向个人用户的。
- Hubdoc vs Synder该工具可将电子商务数据与会计软件同步。其替代版本则专注于个人理财。
- Hubdoc 与 Easy Month End 对比这是一个用于简化月末工作的商业工具。它的竞争对手是用于管理个人财务的工具。
- Hubdoc 与 Docyt这是利用人工智能进行企业记账的。 自动化另一款产品则将人工智能用作个人理财助手。
- Hubdoc 与 Sage这是一个功能全面的企业会计软件。它的竞争对手是一款更易于使用的个人理财工具。
- Hubdoc 与 Zoho Books 的比较这是一个面向小型企业的在线会计工具。它的竞争对手是面向个人用户的。
- Hubdoc 与 Wave 的对比这款软件为小型企业提供免费的会计软件。它的对应版本则面向个人用户。
- Hubdoc 与 Expensify 的比较这是一个企业费用管理工具。另一个是用于个人费用跟踪和预算的工具。
- Hubdoc 与 QuickBooks 的比较这是知名的企业会计软件。它的替代版本则是为个人理财而设计的。
- Hubdoc 与 AutoEntry该软件旨在实现企业会计数据录入的自动化。它的替代产品是一款个人理财工具。
- Hubdoc 与 FreshBooks 的比较这是面向自由职业者和小企业的会计软件。它的替代版本则用于个人理财。
- Hubdoc 与 NetSuite这是一个功能强大的企业管理套件,适用于大型企业。它的竞争对手是一款简单的个人理财应用。
常见问题解答
Is Wave really free for users?
Yes, Wave offers its core accounting, invoicing, and receipt tracking features for free. They make money from paid services like payroll and credit card processing. This makes Wave a great option for 自由职业者 and small businesses on a budget.
How does Wave vs Hubdoc compare for document collection?
Hubdoc specializes in automated document collection and data extraction. It’s superior for gathering receipts, bills, and bank statements automatically. Wave also allows receipt uploads, but Hubdoc’s smart capture is more robust for high-volume document management.
Can Hubdoc integrate with accounting software other than Xero?
While Hubdoc is owned by Xero and integrates seamlessly, it also offers connections to other platforms. You can export data to other accounting software, but its deepest functionality and automation are typically realized when paired with Xero.
Is Hubdoc better for bank reconciliation?
Hubdoc helps a lot with bank reconciliation by automatically fetching bank statements and extracting transaction data. This pre-populates information, making the reconciliation process smoother and faster in your accounting software like Xero or FreshBooks, or even Zoho Books.
How do you make money from these comparisons?
Our aim is to offer objective reviews. We may earn a referral fee when you visit a vendor or provider through our links. This does not impact our research or methodology, ensuring our reviews are authentic and unbiased to help you choose the best tool.













