Xero 与 QuickBooks:2025 年哪款会计软件胜出?

| 最后更新时间:Sep 21, 2025

优胜者
Xero 最佳
4.8
  • 账户控制面板
  • 发票模板
  • 高级会计
  • 业务概况
  • 自动输入账单
  • 提供免费试用
  • 付费计划,每月 29 美元起
亚军
QuickBooks Best
3.5
  • Bank Feeds
  • 会计
  • Project Profitability
  • 会计 Reports
  • Expense Tracker
  • 提供免费试用
  • Paid Plans from $1.90/month
Xero vs QuickBooks

Are you stressed about keeping track of your 商业 money?

It can be tough!

Choosing the right software can feel like a big decision.

Two popular choices are Xero and QuickBooks.

This article will break down the key differences in a simple way.

We’ll examine each offering and help you determine which one is best, Xero vs QuickBooks.

概述

We’ve put both Xero and QuickBooks through their paces.

Exploring their features and ease of use.

Our hands-on testing focused on real-world 小型企业 scenarios to bring you a clear.

xero CTA
4.8满分 5 分

Join 2 million+ businesses using Xero cloud-based accounting software. Explore its powerful invoicing features now!

定价: It has a free trial. paid plan starts at $29/month.

主要特点:

  • 银行对账单
  • 发票
  • 报告
QuickBooks
3.5满分 5 分

Used by over 7 million businesses, QuickBooks can save you an average of 42 hours per month on 簿记.

定价: It has a free trial. Plan starts at $1.90/month.

主要特点:

  • Invoice Management
  • 支出跟踪
  • 报告

What is Xero?

So, let’s chat about Xero.

It’s 会计软件 designed to make things simpler for small businesses.

Think of it as your financial hub online.

In one place, you can handle invoices, track bills, and see how your business is doing.

此外,探索我们最喜欢的 Xero 替代品

无标题设计 1 4

Это реальные дела, которые вам нужно сделать, или заметки, которые вы хотите записать.

xero CTA

加入 200 多万家企业 使用 Xero 会计软件。立即探索其强大的发票功能!

主要优点

  • 自动银行对账
  • 在线发票和付款
  • 账单管理
  • 工资单整合
  • 报告和分析

定价

  • 起动机: 每月 29 美元。
  • 标准: 每月 46 美元。
  • 优质的: 每月 69 美元。
xero 定价

Você pode ter mais de um espaço de trabalho.

  • 非常适合在线管理发票。
  • 银行对账非常高效。
  • 有很多可用的集成。
  • 用户界面非常友好。

缺点

  • 与其他功能相比,AI 功能有些有限。
  • 较低级别的计划有交易限制。
  • 客户支持有时会很慢。

What is QuickBooks?

Okay, let’s talk about QuickBooks now.

It’s another popular 会计 software, especially in the US.

许多 小型企业 like it because it’s been around for a while.

此外,探索我们最喜欢的 QuickBooks 替代品

QuickBooks 主页

Это реальные дела, которые вам нужно сделать, или заметки, которые вы хотите записать.

QuickBooks

QuickBooks 已被超过 700 万家企业使用,平均每月可为您节省 42 小时的簿记时间。

主要优点

  • 自动交易分类
  • 发票创建和跟踪
  • 费用管理
  • 工资服务
  • 报告和仪表板

定价

  • 简单开始: 每月 1.90 美元。
  • 基本的: 每月 2.80 美元。
  • 加: 每月 4 美元。
  • 先进的: 每月 7.60 美元。
QuickBooks 定价

Você pode ter mais de um espaço de trabalho.

  • 用途广泛,资源丰富。
  • 适合基本的会计需求。
  • 与许多其他应用程序集成。
  • 提供工资服务。

缺点

  • AI 功能比较基础
  • 随着计划的升级,费用可能会变得昂贵。
  • 用户界面有时会让人感觉混乱。

功能比较

This comparison will help you decide which 会计 software is the best fit for your business.

We’ll look at the key accounting features to help you 制作 an informed choice.

1. Financial Records & Reporting

  • QuickBooks QuickBooks helps businesses maintain financial records. It has customizable 报告 and provides insights into a business’s financial position and business performance. Its reporting features are a key benefit for many users.
  • Xero: Xero’s reporting features offer real-time Das bedeutet, dass Ihr and provide a snapshot of a business’s financial health. It includes customizable reporting to help businesses manage financial details.

2. Invoicing & Accounts Receivable

  • QuickBooks QuickBooks helps you create online invoicing, send professional services invoices, and get paid with credit cards. It helps businesses manage accounts receivable and send payment reminders to customers.
  • Xero: Xero lets you create invoices and track them. Xero makes it easy for 小型企业 owners to manage invoices owed, and it includes online payment functionality.

3. Accounts Payable

  • QuickBooks QuickBooks helps businesses manage accounts payable. You can pay bills, schedule payments, and track vendor data. It also helps businesses track money to stay organized.
  • Xero: Xero offers strong payable functionality. You can capture bills and schedule payments to vendors. The system helps businesses manage their financial tasks.

4. Bank Transactions & Data

  • QuickBooks QuickBooks helps you connect your bank accounts and manage bank transactions. It can save time by automatically pulling in financial data.
  • Xero: Xero has automatic bank feeds that pull in bank transactions. This feature helps small business owners keep their accounts up-to-date and maintain accurate financial records.
xero Automatic invoicing

5. Inventory Management & Sales Tax

  • QuickBooks QuickBooks has strong inventory management features. It helps businesses manage inventory, track inventory data, and stay on top of sales. It also handles sales tax collection.
  • Xero: Xero offers inventory management features. It helps businesses track inventory, but some advanced features may require an additional cost.

6. Payroll

  • QuickBooks QuickBooks offers its own integrated payroll. Intuit QuickBooks makes it easy to handle payroll for employees and independent contractors, including direct deposit and tax preparation.
  • Xero: Xero integrates with payroll solutions to handle payments and taxes. This provides an excellent accounting solution, but it may come with an additional fee.

7. Accessibility

  • QuickBooks As a cloud-based accounting software, QuickBooks offers online access from anywhere. There is also a desktop version, but the cloud-based accounting software is more popular.
  • Xero: Xero is a cloud-based accounting software and works on both iOS and Android devices, giving you constant access to your Xero account.
Quickbooks VAT & GST Tracker

8. Enterprise Resource Planning (ERP)

  • QuickBooks QuickBooks offers some advanced features for larger businesses, but it is not a complete enterprise resource planning system.
  • Xero: Xero is a solid Xero accounting software, but it is not a full Xero accounting software ERP system. It is best for small and growing businesses, not for large enterprises.

9. Customer Support & Resources

  • QuickBooks QuickBooks reviews often mention its extensive customer support, including phone support. They offer many online resources to help with business finances.
  • Xero: Xero provides 24/7 online support through Xero Central. You can test Xero and its support, but they don’t offer phone support.

What to Look For When Choosing Accounting Software?

  • Check if it supports QuickBooks Payroll or contractor payments for your team.
  • Consider whether you need the QuickBooks desktop version or cloud access for your computer and clients.
  • Look for strong financial reporting, including balance sheets and cash flow insights.
  • Determine if you need full-service 簿记 support or prefer self-employed tools.
  • Review Xero accounting software review and QuickBooks products for key features and business data security.
  • Evaluate the pricing, including Xero pricing, setup fees, and license terms, before you cancel.
  • See if it can handle multiple currencies and manage multiple locations for expanding businesses.
  • Check if the system includes purchase orders and project tracking.
  • Look at the ease of data migration and the overall cash flow management tools.
  • Ensure it provides a good chart of accounts for staying organized.
  • If you are a medium-sized business for advanced features or an established plan.
  • Consider if the software, like Xero, allows unlimited invoices and if you recommend Xero after testing.
  • Compare the ease of manual data entry versus automated bank feeds.
  • Evaluate if the early plan or established plan meets your current business growth needs.
  • Look for a clean Xero dashboard for easy financial management.

最终裁决

After comparing these two options, we lean toward recommending Xero for many modern businesses.

Why? Xero excels with its slick mobile app and easy-to-use interface, which helps you manage client data on the go.

While QuickBooks is strong, especially if you have complex desktop data or use QuickBooks Checking.

Xero’s clean design and cost are great for established businesses.

Xero’s pricing plans, even the ones limiting you to up to five bills initially, offer excellent value.

We feel Xero is currently the best accounting software for businesses prioritizing ease of use and modern cloud features.

If your accountant is already familiar with Xero, that’s another big win to use Xero.

More of Xero

Choosing the right accounting software means looking at a number of options.

Here’s a quick look at Xero vs other popular products.

  • Xero vs QuickBooks: QuickBooks is a major competitor. While both offer similar core features, Xero is often praised for its clean interface and unlimited users. QuickBooks can be more complex, but it offers very powerful reporting.
  • Xero vs FreshBooks: FreshBooks is a popular option, especially for freelancers and service-based businesses. It excels at invoicing and time tracking. Xero provides a more well-rounded accounting solution.
  • Xero vs Sage: Both Sage and Xero offer solutions for small businesses. However, Sage also provides more comprehensive enterprise resource planning (ERP) tools for larger companies.
  • Xero vs Zoho Books: Zoho Books is part of a large suite of business apps. It often has more advanced features for inventory and is very cost-effective. Xero, meanwhile, is a leading option for simplicity and ease of use.
  • Xero vs Wave: Wave is known for its free plan. It’s a great option for very small businesses or freelancers on a tight budget. Xero offers a wider range of features and is better for business growth.
  • Xero vs Quicken: Quicken is mainly for personal finance. While it has some business features, it’s not a true business accounting solution. Xero is built specifically to handle the complexities of business accounting.
  • Xero vs Hubdoc: These are not direct competitors. Both Dext and Hubdoc are tools that automate document capture and data entry. They integrate directly with Xero to make bookkeeping faster and more accurate.
  • Xero vs Synder: Synder is a platform that connects sales channels and payment gateways to accounting software. It helps automate data entry from platforms like Shopify and Stripe directly into Xero.
  • Xero vs Expensify: Expensify focuses specifically on expense management. While Xero has expense features, Expensify offers more advanced tools for managing employee expenses and reimbursements.
  • Xero vs Netsuite: Netsuite is a comprehensive ERP system for large corporations. It offers a full suite of business management tools. Xero is not an ERP but is an excellent accounting solution for small businesses.
  • Xero vs Puzzle IO: Puzzle IO is a finance platform designed for startups, focusing on real-time financial statements and automated data entry.
  • Xero vs Easy Month End: This software is a specialized tool for automating the month-end closing process, helping with reconciliation and audit trails. It is designed to work with Xero, not replace it.
  • Xero vs Docyt: Docyt uses AI to automate back-office and bookkeeping tasks. It provides a way to view all your financial documents and data in one place.
  • Xero vs RefreshMe: RefreshMe is a simpler accounting software with basic features, often used for personal finance or very small businesses.
  • Xero vs AutoEntry: Similar to Dext and Hubdoc, AutoEntry is a tool that automates data extraction from receipts and invoices, designed to integrate with and enhance accounting software like Xero.

More of QuickBooks

  • QuickBooks vs Puzzle IO:该软件专注于为初创企业提供人工智能财务规划。其对应产品是个人理财。
  • QuickBooks vs Dext:这是一款用于记录收据和发票的商业工具。另一款工具用于跟踪个人支出。
  • QuickBooks vs Xero:这是一款面向小型企业的流行在线会计软件。其竞争对手的产品面向个人用户。
  • QuickBooks vs Synder:此工具可将电子商务数据与会计软件同步。其替代方案则专注于个人理财。
  • QuickBooks vs Easy Month End:这是一款简化月末任务的商业工具。它的竞争对手是个人财务管理工具。
  • QuickBooks vs Docyt:一个项目利用人工智能进行商业记账和自动化。另一个项目则将人工智能用作个人理财助理。
  • QuickBooks vs Sage:这是一款功能全面的商业会计套件。它的竞争对手是一款更易于使用的个人理财工具。
  • QuickBooks vs Zoho Books:这是一款面向小型企业的在线会计工具。其竞争对手的产品是面向个人用户的。
  • QuickBooks vs Wave:这为小型企业提供免费的会计软件。其对应版本专为个人设计。
  • QuickBooks vs Quicken:两者都是个人理财工具,但这款提供更深入的投资追踪。另一款则更简单。
  • QuickBooks vs Hubdoc:这款应用专门用于簿记文档采集。其竞争对手是一款个人理财工具。
  • QuickBooks vs Expensify:这是一个企业费用管理工具。另一个用于个人费用跟踪和预算。
  • QuickBooks 与 AutoEntry:旨在实现企业会计数据录入的自动化。它的替代方案是个人理财工具。
  • QuickBooks 与 FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • QuickBooks vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

常见问题

What are the main differences between Xero and QuickBooks Online?

Xero is known for its user-friendly interface and strong integrations. QuickBooks Online has a more traditional feel and robust payroll features.

Does QuickBooks offer a free online version?

QuickBooks does not offer a completely free online version. They typically provide trial periods for their paid plans.

Can Xero and QuickBooks Online track employee time?

QuickBooks has QuickBooks Time for tracking employee hours. Xero integrates with various time-tracking apps.

Which accounting features are best for small businesses?

Key accounting features include invoicing, bank reconciliation, expense tracking, and reporting, all offered by both Xero and QuickBooks Online.

Is Intuit the same company as QuickBooks?

Yes, Intuit is the company that develops and owns QuickBooks and a range of other financial software products.

法希姆·乔哈德

法希姆·乔哈德

来自沙特阿拉伯麦地那的技术爱好者、企业家、旅行者和外籍人士。

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