Xero Review: Best for the Small Business in 2025?

에 의해서 | 마지막 업데이트 Sep 6, 2025

xero logo

Are you a small business owner tired of messy finances?

Keeping track of everything can feel overwhelming, right?

Imagine effortless 회계, real-time insights, & more time to focus on what you love. 

In this Xero review, we’ll dive deep into whether it’s the solution for your 사업

Let’s explore pricing, features, and user experience to see if Xero lives up to the hype.

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200만 개 이상의 기업에 가입하세요 Xero를 사용하여 회계 소프트웨어. 강력한 송장 발행 기능을 지금 바로 경험해 보세요!

What is Xero?

Xero is cloud 회계 소프트웨어.

Think of it as your online bookkeeper. It helps 중소기업 manage their money.

You can create and send invoices easily.

It tracks your cash flow so you know how much money you have.

Xero also handles payroll and pays your employees.

Need to connect to other apps? Xero integrates with many of them. 

Because it’s cloud-based, you can also access it from anywhere with an internet connection.

많은 회계사들 recommend Xero to their clients.

xero homepage

Who Created Xero?

Xero was founded in New Zealand by Rod Drury in 2006.

Rod’s vision was simple: to create beautiful 회계 software that small businesses love to use.

He wanted to move 회계 to the cloud, making it more accessible and easier to manage.

Xero quickly grew, becoming a popular choice for businesses worldwide.

Today, Xero continues to innovate, helping small businesses thrive.

Top Benefits of Xero

  • 사용하기 쉬움: Xero’s user-friendly interface simplifies 회계, even for non-experts.
  • Access Anywhere: Xero’s cloud-based system lets you access financial 데이터 from any device.
  • Manage Cash Flow: Xero provides real-time insights to help you stay on top of your business finances.
  • Automate Bank Feeds: Xero’s automatic bank feeds sync transactions, saving you time on data entry.
  • Create Invoices Easily: Xero simplifies creating and managing invoices and expenses.
  • Stay Compliant: Xero helps you comply with tax laws and generate necessary reports.
  • Integrate with Other Apps: Xero integrates with many business tools, expanding its functionality.
xero top benefits

Best Features of Xero

Xero isn’t just 회계 software for small businesses.

It’s a complete business 회계 해결책. 

Xero offers a range of powerful features designed to help businesses of all sizes. 

Let’s explore some of the best features that 만들다 Xero worth considering.

1. Account Dashboard

The Account Dashboard gives you a snapshot of your business’s financial health.

You can access key information like bank transactions, cash flow, and outstanding invoices.

It’s beneficial for making it easier to manage cash flow & see where your money is going. 

You don’t have to worry about digging through reports.

xero account dashboard

2. Invoice Template

Creating professional quotes and invoices is easy with Xero’s customizable invoice templates.

Making it so easy to bill your customers and get paid faster.

You can make invoices that match your brand.

No more plain, boring invoices.

xero invoice templates

3. Advanced Accounting

Xero offers advanced 회계 solutions for those who need more.

You can generate detailed profit & loss statements, balance sheets, and other essential reports.

This helps you understand your business’s profitability and make informed decisions.

Xero simplifies complex 회계 필요. 

xero advanced accounting

4. Business Snapshot

The Business Snapshot gives you a clear overview of your financial data.

It makes it simple to track your progress and identify areas for improvement.

You can see your cash flow, profit & loss, and other key metrics.

This helps make it easier to understand your business’s financial health.

xero business snapshot

5. Automate Bill Entry

Xero makes it easy to automate bill entry.

You can upload receipts, and Xero will extract the data, making it easier to record expenses.

This saves you time on data entry and reduces errors.

You don’t have to worry about manually entering every bill.

This helps make it easier to manage cash flow.

xero automate bill entry

6. Multi-currency accounting software

For businesses dealing with international clients.

Xero’s multi-currency accounting software is a major benefit.

It lets you send invoices and manage bank accounts in multiple currencies.

This is great for expanding businesses and helps you stay on top of your financial position without a lot of extra work.

xero multi-currency accounting software

7. Bank reconciliation

Xero excels at bank reconciliation.

It automatically imports your bank accounts and matches transactions to your records.

This feature reduces manual data entry and helps you keep your financial records accurate.

It’s an essential part of good cash flow management.

xero Bank reconciliation

8. Automatic invoicing

Xero’s online invoicing feature is a huge time-saver.

You can set up recurring invoices to be sent automatically.

This is especially helpful for professional services and independent contractors who bill the same clients regularly.

You Xero lets you send unlimited invoices on some plans.

xero Automatic invoicing

9. Track projects

With the project tracking feature, Xero helps you stay on top of your business performance.

You can track time and expenses for specific projects.

This helps you understand a project’s profitability.

It’s a great tool for managing your accounts receivable and accounts payable, and is really useful for professional services.

xero Track project

가격

Xero offers different pricing plans to suit various business needs.

Here’s a general overview (pricing can vary by region, so it’s always best to check Xero’s official website for the most up-to-date information):

계획 이름Monthly Cost주요 특징
기동기$29/moInvoicing, bills, bank reconciliation
기준$46/moEverything in Early + bulk reconciliation, 보고
프리미엄Invoicing, bills, and bank reconciliationEverything in Growing + project tracking, advanced inventory
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장단점

Choosing the right accounting software is a very big decision.

Understanding the pros and cons of Xero is crucial before you commit.

This will help you determine if it’s the right fit for your business.

장점

  • Cloud-based accessibility
  • Automated bank feeds
  • Extensive integrations
  • Robust reporting
  • Strong security

단점

  • Limited inventory features
  • Occasional customer support issues
  • 고급 기능에 대한 학습 곡선

Alternatives of Xero

  • 세이지: A well-known provider of business management software, Sage offers a range of accounting and financial solutions that can serve as an alternative to Atera’s financial management module.
  • 오른쪽: This software focuses on automating data extraction from receipts and invoices. It saves time on manual data entry by digitizing your paperwork.
  • 조호북스: Part of the Zoho suite, this is a strong accounting tool for small to medium businesses. It helps with invoicing, expense tracking, and inventory management, and is a good alternative for those who need comprehensive financial tools.
  • 죄인: This software focuses on syncing your e-commerce and payment platforms with your accounting software. It’s a useful alternative for businesses that need to automate data flow from sales channels into their books.
  • 쉬운 월말: This tool is designed specifically to streamline the month-end closing process. It’s a specialized alternative for businesses that want to improve and automate their financial reporting and reconciliation tasks.
  • 도사이트: An AI-powered bookkeeping platform, Docyt automates financial workflows. It is a direct competitor for Atera’s AI-driven bookkeeping features, offering real-time data and automated document management.
  • 퍼즐 IO: This is a modern accounting software built for startups. It uses AI to automate bookkeeping and provide real-time financial insights. It’s a good alternative for fast-growing companies that want a simple, tech-driven solution.
  • 리프레시미: This is a personal financial management platform. While not a direct business alternative, it offers similar features like expense and invoice tracking.
  • 파도: This is a popular free financial software. It’s a good choice for freelancers and small businesses for invoicing, accounting, and receipt scanning.
  • Quicken: A well-known tool for personal and small business finance. It helps with budgeting, spending tracking, and financial planning.
  • Hubdoc: This software is a document management tool. It automatically fetches your financial documents and syncs them to your accounting software.
  • 익스펜시파이: This platform focuses on expense management. It is great for receipt scanning, business travel, and creating expense reports.
  • 퀵북스: One of the most widely used accounting software programs. QuickBooks is a strong alternative that offers a full set of tools for financial management.
  • AutoEntry: This tool automates data entry. It is a good alternative for the receipt and invoice capture features within Atera.
  • 프레쉬북스: This program is great for invoicing and accounting. It is popular with freelancers and small businesses that need a simple way to track time and expenses.
  • NetSuite: A powerful and complete cloud-based business management suite. NetSuite is an alternative for larger businesses that need more than just financial management.

Xero Compared

Choosing the right accounting software means looking at a number of options.

Here’s a quick look at Xero vs other popular products.

  • Xero vs QuickBooks: QuickBooks is a major competitor. While both offer similar core features, Xero is often praised for its clean interface and unlimited users. QuickBooks can be more complex, but it offers very powerful reporting.
  • Xero vs FreshBooks: FreshBooks is a popular option, especially for freelancers and service-based businesses. It excels at invoicing and time tracking. Xero provides a more well-rounded accounting solution.
  • Xero vs Sage: Both Sage and Xero offer solutions for small businesses. However, Sage also provides more comprehensive enterprise resource planning (ERP) tools for larger companies.
  • Xero vs Zoho Books: Zoho Books is part of a large suite of business apps. It often has more advanced features for inventory and is very cost-effective. Xero, meanwhile, is a leading option for simplicity and ease of use.
  • Xero vs Wave: Wave is known for its free plan. It’s a great option for very small businesses or freelancers on a tight budget. Xero offers a wider range of features and is better for business growth.
  • Xero vs Quicken: Quicken is mainly for personal finance. While it has some business features, it’s not a true business accounting solution. Xero is built specifically to handle the complexities of business accounting.
  • Xero vs Hubdoc: These are not direct competitors. Both Dext and Hubdoc are tools that automate document capture and data entry. They integrate directly with Xero to make bookkeeping faster and more accurate.
  • Xero vs Synder: Synder is a platform that connects sales channels and payment gateways to accounting software. It helps automate data entry from platforms like Shopify and Stripe directly into Xero.
  • Xero vs Expensify: Expensify focuses specifically on expense management. While Xero has expense features, Expensify offers more advanced tools for managing employee expenses and reimbursements.
  • Xero vs Netsuite: Netsuite is a comprehensive ERP system for large corporations. It offers a full suite of business management tools. Xero is not an ERP but is an excellent accounting solution for small businesses.
  • Xero vs Puzzle IO: Puzzle IO is a finance platform designed for startups, focusing on real-time financial statements and automated data entry.
  • Xero vs Easy Month End: This software is a specialized tool for automating the month-end closing process, helping with reconciliation and audit trails. It is designed to work with Xero, not replace it.
  • Xero vs Docyt: Docyt uses AI to automate back-office and bookkeeping tasks. It provides a way to view all your financial documents and data in one place.
  • Xero vs RefreshMe: RefreshMe is a simpler accounting software with basic features, often used for personal finance or very small businesses.
  • Xero vs AutoEntry: Similar to Dext and Hubdoc, AutoEntry is a tool that automates data extraction from receipts and invoices, designed to integrate with and enhance accounting software like Xero.

Personal Experience with Xero

Our team used Xero accounting software to handle our finances.

We needed a solution to help with business growth.

After reading a Xero accounting software review, we decided to test Xero.

Here’s how Xero helped our team:

xero personal experience
  • Helpful Resources: When we had questions, we used Xero Central for online resources. This was a huge help.
  • Financial Tasks: It made daily financial tasks much easier. We could capture bills and manage invoices owed quickly.
  • Easy Payroll: The payroll feature helped us schedule payments and manage payroll for our team.
  • Mobile App: We used the mobile app on our 아이폰 OS and Android devices. This helped us work from multiple locations.
  • Improved Reporting: Xero’s reporting features gave us a clear view of our finances. We used the customizable reporting to track our financial details.
  • Bill Management: The payable functionality helped us track the money we needed to pay. It let us manage up to five bills with our plan.

마지막 생각

Xero is a great choice for established businesses and startups alike.

The early plan is perfect for new companies.

For more features, you can upgrade to the established plan.

While Xero is not a complete enterprise resource planning (ERP) solution.

It’s considered the best accounting software for many businesses.

It helps you manage things like sales tax and inventory data.

The clean Xero dashboard makes it easy to see your finances at a glance.

Ready to see how Xero can help your business? Sign up for a free trial today.

자주 묻는 질문

Is Xero suitable for small businesses?

Yes, Xero accounting software is great for small businesses. It helps them manage finances from invoicing to expense tracking. The platform simplifies business accounting. It’s also easy to use and can grow with your company. You can manage inventory and create purchase orders. Xero also helps with data migration and managing client data. It is not a full ERP system, but it is a strong tool for business.

How much does Xero cost?

Xero offers different pricing plans, and the cost varies depending on your desired features. For your region’s most up-to-date pricing information, visit the Xero website. They often offer free trials so you can test the software for small businesses before committing.

Is Xero cloud-based?

Yes, Xero is cloud-based accounting software. You can access your financial data from any device with an internet connection, offering excellent convenience and flexibility.

Does Xero integrate with other apps?

Yes, Xero integrates with many business applications. These integrations can help growing businesses streamline workflows. It connects to systems for financial reporting and financial management. While it is not a full Xero accounting software ERP system, these connections help you get a broader view of your business. You can also manage inventory through these links. This provides real-time data so you can make quick decisions. The software helps with data migration and managing client data, too.

Is Xero easy to learn?

Xero is known for its user-friendly interface. Most users find it easy to use and navigate without an expert accounting background. However, like any software for small businesses, there might be a slight learning curve.

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