⚡ 간단 평가:
- 가격: AutoEntry starts at $12/month. Puzzle IO has a free plan, then jumps to $42.50/month.
- 다음과 같은 경우에 가장 적합합니다: Puzzle IO suits startup founders who want a general ledger. AutoEntry suits bookkeepers drowning in paperwork.
- 주요 차이점: Puzzle IO replaces your 회계 소프트웨어. AutoEntry feeds documents into the 회계 software you already use.
- 저희가 선택한 제품: AutoEntry, for the wider audience. It costs less and works with Sage, Xero and QuickBooks.
Puzzle IO and AutoEntry both promise less manual data entry.
That is where the similarity stops.
Puzzle IO is a general ledger that wants to be your books.
AutoEntry is a data extraction layer that feeds your existing books.
Pick wrong and you either pay twice or lose half your workflow.
개요
This Puzzle IO vs AutoEntry comparison covers pricing, features and ease of use.
저희 필진들은 두 플랫폼 모두를 직접 사용해 보는 시간을 가졌습니다.
해당 내용은 아래 '우리 팀이 발견한 사항' 섹션에 있습니다.
Everything else comes from published specs, documentation and user reviews.
By the end you will know which one fits your finances.
⚠️ Recent news: On September 2, 2026, Accrual announced an agreement to buy Puzzle’s accounting-firm 사업, including its AI ledger and close products. Founder Sasha Orloff joins Accrual. Puzzle says the direct product for startups and 소규모 사업체 keeps running on its own. Watch this before you commit to a long plan.
퍼즐 IO란 무엇인가요?
Puzzle IO is an AI powered general ledger built for startups and small businesses.
Sasha Orloff and John Cwikla started the company in 2019.
Orloff is the CEO and co founder.
The platform connects to your bank accounts, cards and other tools.
It then sorts transactions on its own and keeps your financials up to date.
Unlike QuickBooks, it was designed for non accountants.
퍼즐 IO
Built by founders for founders. It automates 85-95% of repetitive bookkeeping. You get a drafted financial position daily instead of waiting for month-end close.
퍼즐 IO 가격 책정
Four plans. The free tier covers companies spending under $5k a month.
| 계획 | 가격 | 가장 적합한 대상 |
|---|---|---|
| 회계 기초 | 월 0달러 | Pre-revenue companies under $5k monthly spending |
| 회계 및 인사이트 | 월 42.50달러 | 일찍 stage teams that need clear insights |
| 고급 자동화 | 월 85달러 | Revenue recognition and accrual work |
| 회계 플러스 스케일 | 월 255달러 | Funded startups reporting to investors |
Pricing verified September 2026.
무료 체험: No card needed. The free plan runs indefinitely while you stay under the spending cap.
환불 보장: None published. You can downgrade to the free plan instead.
📌 메모: The jump from free to $42.50/month is steep. Most early stage companies cross the $5k spending line within a quarter of raising money.
⚠️ 경고: Human bookkeeping service is a separate line item. The subscription price above buys software access only.
퍼즐 IO의 주요 이점
Here is what makes Puzzle IO worth a look:
- Automated bookkeeping: It handles 85-95% of repetitive tedious tasks so founders can focus elsewhere. Expense categorization runs at up to 95% accuracy.
- 실시간 인사이트: Cash flow, burn rate and key metrics like MRR update daily. No waiting weeks for a month-end report.
- 발생주의 회계 자동화: Revenue recognition, prepaid expenses and fixed assets are handled in-app. That removes a stack of spreadsheets.
- Modern integrations: Stripe, Brex, Ramp and Gusto connect directly. Less manual data entry across the stack.
- 간편한 설치: Self-guided onboarding means you do not need a finance expert on day one.
- One financial picture: All financial data sits in one dashboard. You see the current state of the business whenever you want.
Those benefits show up clearly on the dashboard.
우리 팀이 발견한 점
우리의 작가 signed up for Puzzle IO and ran a live company file through it for several weeks. Here is what stood out:
퍼즐 IO의 장점과 단점
✅ 장점
- Free plan for companies under $5k in monthly expenses
- Cleaner and more intuitive than QuickBooks for non accountants
- Daily drafted financials instead of a slow month-end close
- Built-in accrual automation for revenue recognition and fixed assets
❌ 단점
- Some users worry about leaning on AI for transaction categorization
- A few reviewers report frustrating support and onboarding experiences
- Not accepted everywhere the way QuickBooks is
AutoEntry란 무엇인가요?
AutoEntry is a cloud data extraction tool for accountants and businesses.
Sage acquired it in September 2019 and still owns it.
It captures invoices, receipts, bank statements and other financial documents.
Optical character recognition and machine learning pull the numbers out.
The extracted data then lands in Sage, Xero or QuickBooks.
It does not replace your books. It fills them.
🏆 우승: AutoEntry
Up to 99% accurate capture, backed by Sage. Credits roll over for 90 days and the plan is rolling monthly. Cancel whenever you want.
자동 입력 가격
AutoEntry pricing runs on credits. Every plan comes with a monthly credit allowance.
| 계획 | 가격 | 가장 적합한 대상 |
|---|---|---|
| 청동 | 월 12달러 | 서류 작업이 간단한 개인 사업자 |
| 은 | 월 23달러 | Small businesses filing regular invoices |
| 금 | 월 44달러 | Growing companies with steady receipts |
| 백금 | 월 98달러 | 바쁜 회계 업무 |
| 다이아몬드 | 월 285달러 | Multi-client accounting firms |
| 사파이어 | 월 450달러 | 대용량 문서 처리 |
Pricing verified September 2026.
무료 체험: Yes. New accounts get trial credits so you can process a batch before paying.
환불 보장: No refund policy published. The rolling monthly subscription cancels at any time instead.
📌 메모: Unused credits stay live for 90 days. You can pause or downgrade the plan whenever volume drops, and custom packages exist for high-volume clients.
⚠️ Pricing conflict: Some published figures quote 50 credits at $17/month and 100 credits at $23/month. Our data lists Bronze at $12 and Silver at $23. Credit bundles and regional currency both shift the number, so confirm on the signup page before you buy.
자동 입력의 주요 이점
Here is where AutoEntry earns its keep:
- High accuracy capture: Up to 99% accurate thanks to proprietary optical character recognition. That cuts errors on every purchase invoice you upload.
- Line items, not just totals: It pulls detailed line items out of invoices. Your general ledger gets real category data.
- 은행 거래 내역 변환: Scanned statements become CSV or accounting-ready files. Roughly 80% of bank statement data clears in about four hours.
- Learns your rules: The system remembers nominal codes and tax rules per supplier, then offers auto publish to your accounting software.
- Capture from anywhere: Snap receipts on a mobile phone, forward by email, or drag files from the desktop.
- 유연한 가격 책정: Credits roll over, plans include unlimited users, and the rolling contract means no lock-in.
The dashboard keeps every uploaded document in one queue.
우리 팀이 발견한 점
Our writer processed a real month of supplier paperwork through AutoEntry. Here is what came out of that:
The walkthrough below shows the same workflow end to end.
AutoEntry의 장점 및 단점
✅ 장점
- Cheaper than Dext Prepare for a similar feature set
- Works with Sage, Xero and QuickBooks out of the box
- Converts PDF bank statements straight to Excel or CSV
- Reported time savings of up to 90% against manual entry
❌ 단점
- Large batches can lag for several hours at peak times
- Support feedback is split, with slow replies reported by some
- Extraction rules take a learning curve to set up
기능 비교
These two tools overlap in one place only: getting data out of documents and into your books. Everything past that point splits. Here are ten areas that decide which one belongs in your stack.
| 특징 | 퍼즐 IO | 자동 입력 |
|---|---|---|
| 시작 가격 | $0, then $42.50/month | 월 12달러 |
| 무료 플랜 | ✅ Under $5k spending | ❌ Trial credits only |
| 총계정원장 | ✅ | ❌ |
| 문서 캡처(OCR) | ❌ | ✅ |
| 실시간 인사이트 | ✅ | ❌ |
| 발생액 자동화 | ✅ | ❌ |
| 은행 거래 내역서를 CSV 파일로 변환 | ❌ | ✅ |
| QuickBooks 연동 | ❌ Replaces it | ✅ Publishes to it |
| 무제한 사용자 | ❌ Plan dependent | ✅ |
| 가장 적합한 대상 | Startup founders running their own books | Bookkeepers clearing paperwork |
1. Data Entry and Document Capture
퍼즐 IO: Data arrives through bank feeds and app connections rather than paper. Transactions flow in from your bank accounts and get sorted by AI. There is no receipt scanner here, so paper documents still need a home elsewhere.
자동 입력: This is the whole product. Upload from desktop, email documents in, or photograph receipts on a mobile phone. It handles about 80% of receipts, invoices, vendor statements and bills in roughly two hours.
2. Dashboards and Reporting
퍼즐 IO: The dashboard consolidates every source into one view of financial health. You get real time insights on cash flow, burn rate and cash runway. Founders can check the current state of the company quickly instead of waiting for a close.
자동 입력: Reporting is limited to what moved through the queue. You see documents processed, credits spent and items pending review. Actual financial reporting happens in whatever accounting software receives the data.
3. 통합 및 기타 도구
퍼즐 IO: It links to Stripe, Brex, Ramp and Gusto to kill manual data entry. A partner network of bookkeeping firms sits alongside the software. It does not connect to QuickBooks because it aims to replace it.
자동 입력: It plugs into Sage, Xero and QuickBooks plus a long list of other tools. Being Sage-owned makes the Sage path especially tight. If you already have accounting software, this slots in without changing it.
4. Invoices, Bills and Expenses
퍼즐 IO: Expenses are categorized automatically at up to 95% accuracy. The AI checks its own work and improves over time. Bill approval workflows are thinner than a dedicated accounts payable tool.
자동 입력: Every purchase invoice is broken into line items rather than a single total. It also matches invoices against monthly supplier statements, which saves hours of cross-checking. Uploaded expenses can be assigned to specific users.
5. 자동화 및 출판
퍼즐 IO: Automation covers 85-95% of repetitive bookkeeping. Transaction categorization, rule generation and error checks all run without you. The books update themselves as money moves.
자동 입력: Auto publish sends approved documents into your ledger with no clicks. Machine learning remembers nominal codes and tax rules per supplier. Batch processing and quick review save time, keeping time spent per document low.
6. Accrual Accounting and Revenue Recognition
퍼즐 IO: Built-in accrual automation handles revenue recognition, prepaid expenses and fixed assets. That work usually lives in spreadsheets at early stage companies. Removing it is the strongest argument for the paid plan.
자동 입력: No accrual engine, because it is not a ledger. Smart analysis flags odd values before they reach your books. Accruals stay the accountant’s job in Sage, Xero or QuickBooks.
7. Bank Statements and Reconciliation
퍼즐 IO: Live bank feeds mean reconciliation happens continuously. There is no need to convert a PDF because the data arrives clean. Historic statements from a closed account are harder to bring in.
자동 입력: Scanned bank statements convert to CSV or accounting-ready formats, and reconciliation is automated from there. Around 80% of bank statement data clears in about four hours. Users rate that PDF-to-Excel path highly.
⚠️ 경고: Invoice processing normally takes 10 to 120 minutes. Large batches can stretch to 24 hours, so do not upload a year of paperwork the night before a filing date.
8. Tax Compliance and Trial Balance
퍼즐 IO: Income and expenses are tracked accurately through the year, so tax time is less painful. Tax compliance rests on the ledger being right rather than on filing tools. You still hand off to an accountant to file.
자동 입력: Data is categorized using VAT codes pulled from your accounting software. You can prepare, adjust and output a trial balance for unlimited clients. That makes it a natural fit for digital tax filing regimes.
9. Onboarding and Ease of Use
퍼즐 IO: Self-guided onboarding means easy setup without a finance expert on call. Reviewers repeatedly call the interface clean and intuitive. That is the main reason people leave QuickBooks for it.
자동 입력: The core upload flow is simple and the mobile app gets strong marks. Extraction rules are where the learning curve sits. Expect a week before the system stops needing corrections.
10. 가격 및 비용
Here is the money side, plan against plan.
| 층 | 퍼즐 IO | 자동 입력 |
|---|---|---|
| 무료 | Accounting basics — $0/month | ❌ Trial credits only |
| 입장료 지불됨 | 회계 및 인사이트 — 월 42.50달러 | 브론즈 — 월 12달러 |
| 중간 | 고급 자동화 기능 — 월 85달러 | 골드 — 월 44달러 |
| 높은 | 회계 및 확장 기능 — 월 255달러 | 플래티넘 — 월 98달러 |
| 맨 위 | — | 사파이어 — 월 450달러 |
퍼즐 IO: The free plan is genuinely useful for pre-revenue startups. After that the entry price is $42.50/month, which buys an entire general ledger rather than a single feature. Compared against QuickBooks plus a bookkeeper, that is still cheaper.
자동 입력: At $12/month it is an add-on cost, not a platform cost. Credits roll over 90 days so quiet months are not wasted money. Against Dext Prepare it lands lower for a similar job.
💡 꿀팁: These prices are not really rivals. Puzzle IO at $42.50 replaces your books. AutoEntry at $12 sits on top of books you already pay for. Add your existing subscription before you compare the two numbers.
다양한 시나리오
| 필요하시면 | 선택하다 | 왜 |
|---|---|---|
| A general ledger from scratch | 퍼즐 IO | AutoEntry has none |
| 영수증 및 송장 캡처 | 자동 입력 | Puzzle IO has no OCR |
| The lowest monthly cost | 자동 입력 | $12 versus $42.50 |
| Burn rate and runway tracking | 퍼즐 IO | Live founder metrics |
| To keep QuickBooks or Sage | 자동 입력 | Publishes into both |
| To serve many clients | 자동 입력 | Unlimited trial balances |
💰 예산
If you are pre-revenue, Puzzle IO’s free tier costs nothing while spending stays under $5k. If you already pay for accounting software, AutoEntry adds $12 a month and nothing else changes.
🔌 사용 중인 기술 스택
Teams running Stripe, Brex, Ramp and Gusto get more from Puzzle IO’s direct connections. Teams committed to Sage or Xero should not rip out a working ledger to chase a cleaner interface.
📄 귀하의 서류 처리량
Heavy supplier paperwork tips this to AutoEntry immediately. If almost everything you buy is on a card and shows up in a bank feed, Puzzle IO covers it without any upload step.
🎓 귀하의 경험 수준
Founders with no finance background usually manage better inside Puzzle IO. Trained bookkeepers get more value from AutoEntry because they already know where the data should land.
🆓 무료 체험 및 데모
Run one real month through each before you decide. Founders who chose Puzzle IO after a trial usually did so for the reporting, not the automation.
🛟 지원 옵션
Support feedback is mixed on both sides. Around 82% of AutoEntry users report positive experiences, though slow replies come up often enough to plan around.
전환 가이드
Already on one of them? Here is what changes.
🔄 Puzzle IO에서 AutoEntry로 전환하시나요?
✅ 얻게 될 이점:
- Real document capture for receipts, invoices and statements
- A lower monthly bill and credits that roll over
- Freedom to keep Sage, Xero or QuickBooks as your ledger
❌ 잃게 될 것:
- Your general ledger, so you need a replacement first
- Daily burn rate, runway and MRR views
- Built-in accrual handling for prepaid expenses and fixed assets
📋 전환 방법:
- Export your trial balance and transaction history from Puzzle IO
- Set up the ledger you are moving to, then open an AutoEntry account
- Connect AutoEntry to that ledger and upload a test batch before going live
🔄 AutoEntry에서 Puzzle IO로 전환하시나요?
✅ 얻게 될 이점:
- A full AI ledger, so you can drop your old accounting software
- Live financial insights instead of a document queue
- A free tier while monthly spending stays under $5k
❌ 잃게 될 것:
- Optical character recognition for paper and PDF documents
- Line item extraction and supplier statement matching
- Sage ownership and the stability that comes with it
📋 전환 방법:
- Publish every pending document in AutoEntry so nothing is stranded
- Open Puzzle IO and connect your bank accounts and payment tools
- Run both in parallel for one close, then cancel the old plan
저희 리뷰에서 다루지 않은 내용
This comparison looked at startups, small businesses and small accounting practices. We did not test multi-entity consolidation, 심사 trails for regulated industries, or either product’s API. Custom enterprise packages sit outside what we can price. Our notes reflect the September 2026 versions, and the Puzzle acquisition may change the roadmap in future releases.
최종 판결
| 범주 | 우승자 |
|---|---|
| 💰 가격 | 자동 입력 |
| 📄 문서 캡처 | 자동 입력 |
| 📊 Reporting & Insights | 퍼즐 IO |
| 🔌 통합 | 자동 입력 |
| 🧮 Accrual & Ledger Depth | 퍼즐 IO |
| 👶 사용 편의성 | 퍼즐 IO |
| 🏢 Fit for Accounting Firms | 자동 입력 |
| 🏆 종합 우승 | 자동 입력 |
🏆 당첨자: 자동참가
AutoEntry wins 4 of 7 categories.
다음과 같은 경우에 가장 적합합니다: bookkeepers, accounting firms with many clients, and any business keeping its current accounting software
마지막으로 드리고 싶은 말씀은 다음과 같습니다. AutoEntry takes it on breadth. It costs less, it works with the accounting software almost everyone already runs, and it means far less time on the most tedious part of the job. Sage ownership since 2019 also means it is not going anywhere.
Puzzle IO is the better product for one specific person: a startup founder who wants to own financial management without hiring anyone. Its live view of financial data is something AutoEntry cannot offer, and non accountants find it far easier to use.
If you want an accurate picture of your books with the least effort, AutoEntry is the safer buy today. Plenty of teams run both, and that combination works well.
Puzzle IO 비교하기
Here is how Puzzle IO measures up against other ledgers:
Puzzle IO가 다음에서 승리했습니다: a friendlier interface for non accountants, daily drafted financials, built-in accrual automation
QuickBooks가 다음 항목에서 우위를 점합니다: universal acceptance by accountants, far deeper feature coverage, a huge third-party app market
Puzzle IO가 다음에서 승리했습니다: startup metrics like burn rate out of the box, a free tier for small spenders, AI categorization built into the core
Xero가 다음 항목에서 승리했습니다: global payroll and tax support, a mature partner network, multi-currency handling
Puzzle IO가 다음에서 승리했습니다: accrual accounting depth, investor-ready reporting, integrations with Stripe and Brex
파도 승리 항목: free invoicing for freelancers, simpler cash-basis workflow, no spending cap on the free plan
퍼즐 IO vs 넷스위트
Puzzle IO가 다음에서 승리했습니다: setup measured in hours rather than months, transparent published pricing, no setup consultant needed
NetSuite의 승리 요인: multi-entity consolidation, inventory and supply chain modules, audit controls for larger companies
자동 입력 기능 비교
And how AutoEntry stacks up against rival capture tools:
AutoEntry는 다음에서 승리합니다: lower cost for comparable features, credits that roll over 90 days, tighter Sage integration
덱스터가 승리한 경기: faster turnaround on large batches, a broader supplier fetch library, more polished practice tools
AutoEntry는 다음에서 승리합니다: line item extraction rather than header totals, bank statement conversion, supplier statement matching
허브독 승리 항목: being bundled free with Xero plans, automatic document fetching from vendors, simpler setup
AutoEntry는 다음에서 승리합니다: supplier invoice and bill processing, trial balance output for clients, credit-based pricing with no per-seat fee
Expensify 승리 항목: employee expense reports, corporate card reconciliation, a stronger mobile experience for staff
AutoEntry는 다음에서 승리합니다: a much lower entry price, Sage backing since 2019, a simpler learning path for small teams
Docyt가 승리한 이유는 다음과 같습니다. end-to-end document management, built-in reconciliation dashboards, industry templates for 레스토랑 and franchises
자주 묻는 질문
Puzzle io의 CEO는 누구인가요?
Sasha Orloff is the CEO and co founder. He started the company with John Cwikla in 2019. Orloff is joining Accrual as part of the September 2026 acquisition.
AutoEntry는 Sage 소유인가요?
Yes. Sage acquired AutoEntry in September 2019 and still owns it. The product keeps its own name and continues to work with rival platforms such as Xero and QuickBooks.
AutoEntry 처리에는 얼마나 시간이 걸립니까?
Most invoices clear in 10 to 120 minutes. About 80% of bank statement data is done in roughly four hours. Very large batches can take up to 24 hours.
Sage AutoEntry는 얼마인가요?
Plans run from $12 per month on Bronze up to $450 on Sapphire. Each tier includes a monthly credit allowance, and custom packages exist for high-volume users.
AutoEntry는 QuickBooks와 호환되나요?
Yes. It publishes extracted data straight into QuickBooks, and also into Xero and Sage. That is the main reason it suits firms that will not change ledgers.
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