Expensify Got Me Organized in 1 Week — 2026 Review

Is Expensify Worth It?

★★★★★ 4.1/5

Quick Verdict: Expensify makes expense management fast and easy. It turns hours of receipt tracking into a few seconds of work. The SmartScan feature captures receipts with a photo and creates expense reports on its own. At $5 per member per month, it’s a strong pick for small to mid-sized teams.

✅ Best For:

Small businesses and teams who need to track expenses, scan receipts, and reimburse employees fast

❌ Skip If:

You need full oprogramowanie księgowe or advanced project management tools

📊 Paid Members	642,000+	🎯 Best For	Expense tracking & reimbursement
💰 Price	5 USD/członek/miesiąc	✅ Top Feature	SmartScan receipt capture
🎁 Free Trial	Yes, free plan available	⚠️ Limitation	Obsługa klienta może być powolna

How I Tested Expensify

Tired of losing receipts in your pocket?

You spend hours sorting paper receipts. You chase employees for expense reports. The whole process drains your time.

Enter Expensify.

In this review, I’ll show you exactly how it performed after 90 days of real use. You’ll learn if it’s worth your money in 2026.

Koszty

Stop chasing receipts and drowning in expense reports. Expensify automates the entire expense management process so you can manage expenses in a few seconds. Trusted by over 15 million members. Free plan available.

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Czym jest Expensify?

Koszty is an all-in-one expense management platform. It helps you track expenses, scan receipts, and reimburse employees.

Think of it like a smart asystent for your company’s money.

Here’s the simple version:

You snap a photo of a receipt. Expensify reads it and creates an expense report. Your manager gets a notification to approve it. Then you get your money back.

The tool focuses on removing paperwork from the expense management process.

Unlike old-school spreadsheets, Expensify automates expense management and receipt tracking. You can submit expenses from your phone, desktop, or web browser.

It also offers a biznes credit card called the Karta Expensify. This connects directly to the app for real śledzenie czasu of transactions.

Kto stworzył Expensify?

Dawid Barrett zaczął Koszty in 2008.

The story: He wanted to help people experiencing homelessness get access to food using debit cards. Banks rejected the idea. So he built an expense report app as a starting point.

Today, Expensify has:

• Over 15 million members worldwide
• 642,000+ paid members
• A public listing on NASDAQ (ticker: EXFY)

The company is based in Portland, Oregon. Barrett still serves as CEO.

Najważniejsze korzyści z Expensify

Here’s what you actually get when you use Koszty:

• Save Hours Every Week: Users report that processes that took hours now take only minutes with Expensify. Automated workflows route expense reports directly to supervisors for fast approval.
• Fewer Errors in Your Books: Expensify can automatically match and code receipt transactions against bank statements. This means less manual data entry and fewer mistakes.
• Get Paid Back Faster: Expensify allows users to submit expenses and receive reimbursements quickly. Employees and contractors get money back in their local currency within days.
• Track Spending in Real Time: You can see all transactions as they happen. Set category limits and expense rules so nothing slips through.
• Works on Any Device: Use the mobile app to capture a receipt with a photo. Or use the desktop or web version. Everything syncs immediately.
• Connect to Your Accounting Software: Expensify integrates with QuickBooks, Xero, NetSuite, and Sage. You can export expense data into your księgowość software with a few clicks.
• Works for Personal and Biznes Use: Expensify is suitable for both personal and business expense management. Freelancers can use the free plan to track mileage and receipts.

Best Expensify Features

Here are the standout features that make Koszty worth your attention.

1. Proces zarządzania wydatkami

This is the heart of Expensify. It automates the entire expense management process from start to finish.

Expensify allows users to automatically create, submit, approve, and reimburse expenses. No more chasing paper trails.

Employees submit their expenses through the app. Managers approve them with one tap. Finance teams can track every dollar in real time.

The system triggers automatic notifications so nothing gets blocked or delayed.

2. Raporty wydatków

Creating expense reports used to take forever. Not anymore.

Expensify’s SmartScan technology automatically creates an expense report when a receipt is photographed. Just snap a photo and let the software do the rest.

You can organize reports by projects, categories, or tags. Then export them to your accounting software for easy connection to your books.

Users can also log details like mileage and podróż costs right inside the report.

3. Oferty wycieczek

Expensify now includes travel booking features. You can book flights and hotele right inside the app.

This is great for teams that travel often. Employers can set travel policies and approval rules.

Travel bookings have increased by 95% since early 2025. The feature keeps getting better.

All travel costs flow directly into your expense reports. No separate system needed.

4. Karta Expensify

Ten Karta Expensify is a corporate credit card built right into the platform.

Every purchase made with the card automatically creates an expense entry. No receipt scanning needed.

The app features automated credit card reconciliation. This saves your finance team hours of work each month.

You can set spending limits for each team member. Payments are tracked in real time so nothing gets lost.

5. Łatwe rozmowy

Expensify has built-in chat so your team can talk about expenses right where they happen.

Need to ask about a receipt? Send a message. Want to respond to a request? Do it immediately.

This feature makes the approval process much faster. No more back-and-forth emails.

The new Concierge AI can also answer questions and help resolve issues through chat.

6. Skanowanie paragonów

Expensify’s receipt scanning feature lets you capture and store receipts digitally. Just take a photo with your phone.

SmartScan reads the receipt in a few seconds. It pulls out the amount, date, and vendor details.

You can also forward email receipts to Expensify. They get stored and organized on the system.

All your receipts stay safe in the cloud. No more lost paper in your pocket. The bezpieczeństwo of your data is strong — everything is stored with encryption.

7. Płatności rachunków i fakturowanie

Expensify isn’t just for expenses. You can also pay bills and send invoices.

Upload a bill and Expensify reads the details. Set up an approval process and pay directly from the app.

For freelancers and contractors, you can create invoices and send them to customers. This simplifies your finance workflow.

8. Globalne zwroty kosztów

Expensify can reimburse employees or independent contractors in their local currency.

This is great for companies with a global team. You don’t need a separate system for each country.

Expensify offers global currency compatibility for international business needs. It handles the conversion for you.

9. Integracja z innym oprogramowaniem

Expensify integrates with accounting software like QuickBooks I Xero. It also connects with NetSuite, Szałwia, and many more.

You can export expense data into your accounting software with one click. This saves time on reconciliation.

The connection setup takes just minutes. Once linked, data flows between systems automatically.

This makes Expensify a flexible tool that fits into your existing workflow.

Cennik Expensify

Bezpłatny okres próbny: Yes. The free plan includes receipt scanning, the Expensify Card, and basic reimbursement features.

Gwarancja zwrotu pieniędzy: No official guarantee. But you can cancel anytime.

Is Expensify Worth the Price?

At $5 per member per month, Expensify offers strong value. You get receipt scanning, expense reports, bill pay, and travel booking all in one place.

Many users report that Expensify saves them significant time in managing expenses. The costs pay for themselves when you consider the hours saved.

You’ll save money if: Your team spends more than 2 hours per month on manual expense reports.

You might overpay if: You’re a solo user who only tracks a small number of expenses each month.

Expensify Pros and Cons

✅ What I Liked

❌ What Could Be Better

Is Expensify Right for You?

✅ Expensify is PERFECT for you if:

• You manage expenses for a small to mid-sized business
• You need to reimburse employees or contractors quickly
• You want to track mileage and upload travel expenses from your phone
• You want a tool that connects to your accounting software

❌ Skip Expensify if:

• You need full double-entry accounting software
• You’re a solo pracownik nieetatowy with very few expenses to track
• You prefer hands-on customer support with a live person on the phone

My recommendation:

If your organization spends any time on manual expense tracking, Expensify is worth trying. The free plan gives you enough to see if it fits. For teams of 5 or more, the Collect plan at $5 per member is a no-brainer.

Expensify vs Alternatives

Jak to działa? Koszty stack up? Here’s the competitive landscape:

Quick picks:

• Best overall: QuickBooks — full accounting with expense tracking built in
• Best budget option: Wave — free accounting for solopreneurs
• Best for beginners: FreshBooks — simple interface and great invoicing
• Best for receipt capture: Dext — 99.9% accuracy on receipt scanning

🎯 Expensify Alternatives

Looking for Expensify alternatives? Here are the top options:

• 🧠 Puzzle IO: AI-powered accounting that automates 85-95% of bookkeeping. Great for startups.
• 🔧 Zręczność: Best for receipt capture with 99.9% OCR accuracy. Syncs with Xero and QuickBooks.
• 🌟 Ksero: Clean, modern accounting software with unlimited users and strong bank feeds.
• ⚡ Synder: Automates revenue tracking and reconciliation for e-commerce businesses.
• 🏢 Łatwy koniec miesiąca: Built for finance teams who need to close books faster each month.
• 🧠 Docyt: AI-powered accounting with real-time revenue reconciliation and reporting.
• 🔒 Szałwia: Trusted accounting software with strong multi-currency and inventory support.
• 💰 Książki Zoho: Full accounting suite starting at $0 per month. Great value for small teams.
• 💰 Fala: Free accounting software for solopreneurs. Includes invoicing and receipt tracking.
• 🔧 Hubdoc: Pulls financial documents automatically. Owned by Xero for tight integration.
• 🌟 QuickBooks: The most popular mała firma accounting software. Deep raportowanie i integracji.
• ⚡ Automatyczne wprowadzanie: Fast data entry automatyzacja with smart analysis and bank statement processing.
• 👶 FreshBooks: Simple invoicing and time tracking. Perfect for freelancers and small agencies.
• 🏢 NetSuite: Enterprise-level ERP with advanced accounting. Best for large organizations.

⚔️ Expensify Compared

Oto jak Koszty stacks up against each competitor:

• Expensify vs Puzzle IO: Expensify focuses on expense tracking. Puzzle IO handles full automated bookkeeping.
• Expensify kontra Dext: Dext has better receipt OCR accuracy. Expensify offers more reimbursement features.
• Expensify kontra Xero: Xero is a full accounting platform. Expensify is better for pure expense management.
• Expensify kontra Synder: Synder focuses on e-commerce accounting. Expensify handles employee expenses better.
• Expensify kontra Easy Month End: Easy Month End helps close books. Expensify is better for day-to-day expense tracking.
• Expensify kontra Docyt: Docyt automates full accounting. Expensify focuses on expense reports and reimbursement.
• Expensify kontra Sage: Sage has deeper accounting features. Expensify is easier for non-accountants to use.
• Expensify kontra Zoho Books: Zoho Books is cheaper for full accounting. Expensify wins on mobile expense capture.
• Expensify kontra Wave: Wave is free for basic accounting. Expensify is better for team expense management.
• Expensify kontra Hubdoc: Hubdoc pulls documents automatically. Expensify offers more expense workflow features.
• Expensify kontra QuickBooks: QuickBooks handles all accounting needs. Expensify is a focused expense management tool.
• Expensify kontra AutoEntry: AutoEntry is great for data entry. Expensify adds reimbursement and travel features.
• Expensify kontra FreshBooks: FreshBooks is better for invoicing. Expensify wins on expense tracking and receipt scanning.
• Expensify vs NetSuite: NetSuite is enterprise-grade ERP. Expensify is simpler and cheaper for small teams.

My Experience with Expensify

Here’s what actually happened when I used Koszty:

The project: I managed expenses for 3 client projects across different categories. I needed to track receipts, mileage, and contractor payments. I expected Expensify to streamline the process. And it did.

Timeline: 90 days of daily use.

Wyniki:

What surprised me: The email-based receipt forwarding was a game-changer. I just forward hotel and airline emails to Expensify. They appear in my account immediately. This reduces the need for manual entry. No more handling requests to dig up old receipts.

What frustrated me: Not gonna lie, the SmartScan misread about 1 in 10 receipts. I had to go back and fix the amounts. Customer support was also mostly automated chat responses, which felt blocked when I needed help with a file export issue.

Would I use it again? Yes. The time I save each week more than makes up for the small hiccups. The ability to manage expenses across multiple projects made my life much easier.

Ostatnie myśli

Get Expensify if: You want to simplify how your team tracks and submits expense reports.

Skip Expensify if: You need a full accounting software solution with advanced reporting.

My verdict: After 90 days, I’m sold. Expensify is a popular expense management tool that lives up to its reputation. It’s not perfect — the support could be better. But for $5 per member per month, it delivers real value.

Expensify is best for small to mid-sized businesses who want to save time and manage expenses without the headache.

Rating: 4.1/5

Często zadawane pytania

Is Expensify any good?

Yes. Expensify is considered a highly effective expense management tool. It has a rating of 4.5 on major review sites based on thousands of expensify reviews. Users praise the fast receipt scanning and simple reimbursement process. The app reduces the time you spend on expense reports from hours to minutes.

How much does Expensify cost per month?

Expensify has a free plan for individuals. The Collect plan costs $5 per member per month. The Control plan starts at $9 per member per month. You can use the Expensify Card to unlock even lower costs on these plans.

Is Expensify free to use?

Yes, partially. The free plan (New Expensify) gives you receipt scanning, the Expensify Card, basic reimbursement, and chat features. You get up to 25 free SmartScans per month. For team features like approval workflows and accounting integrations, you’ll need a paid plan.

What is the difference between QuickBooks and Expensify?

QuickBooks is a full accounting software that handles invoicing, payroll, and financial reports. Expensify focuses on expense management, receipt tracking, and reimbursement. Many businesses use both together. Expensify integrates with QuickBooks so your expense data flows right into your books.

Czy Expensify jest dobrym rozwiązaniem dla małych firm?

Yes. Expensify helps small and mid-sized businesses manage their expense reporting. The Collect plan at $5 per member per month gives small teams everything they need. You get receipt scanning, expense approval, reimbursement, and the Expensify Card all in one app.