⚡ 簡単な評価:
- 価格: Puzzle IO starts free, then $42.50/month. Easy Month End starts at $45/mo.
- 最適な用途: Puzzle IO for startup founders who need a general ledger. Easy Month End for a finance team running a month end close.
- 主な違い： Puzzle IO records your transactions. Easy Month End tracks who reviewed and signed off on them.
- 私たちのおすすめ： Easy Month End, on its higher 3.8 rating and audit evidence trail. Puzzle IO wins if you still need 会計 ソフトウェア。
These two tools get compared a lot. They should not be.
パズルIOは 会計ソフトウェア. It holds your general ledger.
Easy Month End is workflow management for the close.
One records the numbers. The other proves someone checked them.
Picking wrong costs you a migration. Let’s sort out which job you need done in this Puzzle IO vs Easy Month End article.
概要
私たちは両ツールのドキュメント、価格ページ、ユーザーレビューを確認しました。
弊社のライター陣は、各プラットフォームを実際に操作して検証しました。
それらのメモは、以下の「チームが気づいたこと」のセクションに記載されています。
By the end you will know which tool fits your finances.
Puzzle IOとは何ですか?
Puzzle IO is AI powered accounting software built for startups and 中小企業.
It connects to your bank accounts, cards, and other tools.
Then it sorts your transactions automatically and builds the general ledger.
Sasha Orloff and John Cwikla started the company in 2019.
They built it for non 会計士 who never wanted to touch a ledger.
プラットフォームの詳細を見ていきましょう。
パズルIO
AI native financial management for 早い stage companies. It automates most bookkeeping and shows your cash runway in real time.
Puzzle IO の価格設定
Four plans, and the entry tier costs nothing.
| プラン | 価格 | 最適な用途 |
|---|---|---|
| 会計の基礎 | 月額0ドル | Pre-revenue startups under $5k monthly spending |
| 会計プラスインサイト | 月額42.50ドル | Founders who want key metrics and 報告 |
| 高度な オートメーション | 月額85ドル | Accrual work, prepaid expenses, fixed assets |
| 会計プラススケール | 月額255ドル | Funded companies with an accountant on staff |
Pricing verified September 2026.
無料トライアル: The free plan is open ended, not a timed trial. No card needed to start.
返金保証: None published. You can cancel a paid plan and drop back to the free tier.
📌 注記： The free tier is aimed at companies spending under $5k a month. Grow past that and you move up a plan, so budget for the jump.
⚠️ 警告： Revenue recognition and fixed assets sit on the $85 Advanced Automation plan. If accrual work is why you are here, price that tier, not the $42.50 one.
Puzzle IOの主な利点
Here is what makes Puzzle IO worth a look:
- Automated bookkeeping: Puzzle automates 85-95% of repetitive bookkeeping. You save time on tedious tasks and spend less time chasing your financials.
- Transaction categorization: AI sorts expenses with up to 95% accuracy and checks itself for errors. Accuracy improves as it learns your spending.
- リアルタイムの洞察： Cash flow, burn rate, and MRR update as データ lands. You get an accurate picture of financial health without a month end wait.
- Built-in accrual automation: Revenue recognition, prepaid expenses, and fixed assets run without side spreadsheets.
- 簡単なセットアップ: Self guided onboarding means you can set up the account without a finance expert.
- Connects to other tools: Stripe, Brex, Ramp, and Gusto feed in, which cuts manual data entry.
- Ready for tax time: Income and expenses stay tracked and up to date, so tax compliance work starts from clean books.
私たちのチームが気づいたこと
⚠️ September 2026 update: Accrual agreed to acquire Puzzle’s accounting firm 仕事, including the ledger and close products. Puzzle will keep running independently for startups and small businesses using the software directly. Worth watching if you are signing a long plan.
Puzzle IOの長所と短所
✅ メリット
- Free plan for companies under $5k in monthly expenses
- Automates 85-95% of repetitive bookkeeping tasks
- Real time cash runway and burn rate instead of delayed reporting
- Clean, intuitive interface that non accountants can follow
- Self guided onboarding needs no finance expert
❌ デメリット
- AI transaction categorization still needs a human review
- 一部のユーザーは、サポートやオンボーディングの体験に不満を感じていると報告している。
- Less feature depth than クイックブックス for complex companies
- No multi preparer sign offs for a formal close
Easy Month End とは何ですか?
Easy Month Endは、月末締め処理のためのクラウドプラットフォームです。
It does not replace your accounting software. It sits on top of it.
Your finance team gets one checklist for month end, quarter end, and year end.
Every task has an owner, a due date, and a sign off.
その ピッチ is simple. Your finance team deserves better than a shared Excel tracker.
This walkthrough shows the checklist in practice.
🏆 受賞者：イージー・マンスエンド
Workflow management for the close. Checklists, review comments, and audit evidence in a single platform your auditors can read.
月末の価格設定が簡単
Three plans. No free tier, so factor that into the comparison.
| プラン | 価格 | 最適な用途 |
|---|---|---|
| 小さい | 月額45ドル | A small team handling one company |
| 会社 | 月額89ドル | Growing teams with more month end tasks |
| 企業 | 価格についてはお問い合わせください | グループ会社および複数の事業体 |
Pricing verified September 2026.
無料トライアル: A trial is offered so you can run one full close before you pay.
返金保証: None published. Plans are monthly, so you can cancel rather than claim a refund.
📌 注記： Enterprise pricing is quote based because it covers group company management. If you run several entities, ask what the per entity cost looks like before you commit.
⚠️ 警告： This is a second subscription on top of your accounting software. At $45/mo it is cheap next to a close that slips, but it is not a replacement for a general ledger.
月末処理を楽にする主なメリット
Here is what the platform actually gives you:
- One close checklist: Every month end close task lands in one easily accessible tool. No more chasing a spreadsheet nobody owns.
- Task and team management: Assign work to team members and track progress in real time. You can see what is completed and what is stuck.
- 組み込みの承認プロセス： Review tasks with ease and keep track of approvals. Preparer and reviewer signing is recorded in the workflow, not in email.
- Audit evidence storage: Upload documents and collect audit evidence securely, so every file lives against the task it supports.
- Inbuilt audit log: Changes, review comments, uploads, and sign offs are all logged. Auditors get transparency without an email hunt.
- グループ会社の経営： Handle month end for several entities without the hassle of a separate tracker each time.
- Fits existing systems: It integrates with existing workflows, so the team works the way it already does and gets running quickly.
私たちのチームが気づいたこと
私たちの 作家 set up a close checklist in Easy Month End and walked it through a full cycle. Here is what stood out:
月末処理のメリットとデメリット
✅ メリット
- One checklist covers month end, quarter end, and year end
- Built-in sign offs keep track of approvals
- Inbuilt audit log records changes, comments, and uploads
- Group company management without a separate tracker per entity
- Works alongside your existing accounting software
❌ デメリット
- No general ledger, so it cannot replace accounting software
- No free plan, unlike Puzzle IO
- Enterprise pricing is quote based with no public figure
- Solo founders with no reviewer get little from sign offs
機能比較
Ten areas, side by side. Some of these only one tool even attempts, and we say so plainly rather than pretending both compete.
| 特徴 | パズルIO | 楽な月末 |
|---|---|---|
| 開始価格 | 月額0ドル | 月額45ドル |
| 無料プラン | ✅ | ❌ |
| 総勘定元帳 | ✅ | ❌ |
| Automated Bookkeeping | ✅ | ❌ |
| Close Checklist | ❌ | ✅ |
| Preparer Sign Offs | ❌ | ✅ |
| 監査証拠保管 | ❌ | ✅ |
| リアルタイムの洞察 | ✅ | ✅ |
| Multiple Entities | ❌ | ✅ |
| 最適な用途 | スタートアップ創業者 | 財務チーム |
1. Bookkeeping and Data Entry
パズルIO: This is the core of the product. It pulls transactions from bank accounts and cards, then handles transaction categorization automatically. The company puts automation at 85-95% of repetitive bookkeeping.
楽な月末: No bookkeeping engine here. It manages finance team tasks around the books instead, so a task can say “reconcile the payroll account” without touching the entry itself.
⚠️ 警告： Automating data entry cuts manual work through the month, but neither tool removes the review. Some users worry about over-reliance on AI for categorization, and that concern is fair.
2. Real Time Insights and Key Metrics
パズルIO: Real time insights are the selling point. Cash runway, burn rate, and MRR sit on a visual dashboard. You can see your drafted financial position daily instead of waiting weeks for the close.
楽な月末: Its real time view is about progress, not money. You see which tasks are done, which are late, and who is holding things up.
3. 貸借対照表の照合
パズルIO: It produces balance sheets and matches transactions as they arrive. What it does not do is track who reviewed each reconciliation and when.
楽な月末: Balance sheet reconciliation is a named feature. All your reconciliations live in one place with supporting documents attached, which is what makes faster balance sheet reconciliations possible.
4. Month End Close Workflow
パズルIO: Because the ledger stays current, the first month end feels lighter. But there is no checklist, no owner per task, and no way to lock the period against backdated changes.
楽な月末: This is the whole product. A stress less checklist captures the month end process, assigns each step, and shows the current state at a glance. It automates the tedious parts rather than the accounting.
⚠️ 警告： Modern software can automate up to 75% of routine closing tasks, and the average finance team still spends 73% of the close on manual, repetitive work. Efficiency comes from standardising the process first, not from the tool alone.
5. Revenue Recognition and Prepaid Expenses
パズルIO: Built-in accrual automation covers revenue recognition, prepaid expenses, and fixed assets without manual spreadsheets. For a startup with annual contracts, that removes a real chunk of work.
楽な月末: It will not calculate an accrual for you. It will make sure someone prepared it, someone else reviewed it, and the working paper is attached.
6. Tax Compliance and Audit Evidence
パズルIO: Tax compliance work starts from clean books, and Puzzle keeps income and expenses tracked through the year. Come tax time your accountant gets a ledger rather than a shoebox.
楽な月末: It is built to collect audit evidence as you go. Centralising documentation means auditors test controls from one place, not by raising a ticket per file.
7. Team Collaboration and Sign Offs
パズルIO: Self guided onboarding gets one founder running fast, and that is the design goal. Team collaboration is thinner, since there is no preparer and reviewer split.
楽な月末: Team management is the point. You leave comments directly in the audit log, so a 質問 and its answer stay attached to the task instead of dying in a chat thread.
8. Integrations and Other Tools
パズルIO: It connects to modern tools like Stripe, Brex, Ramp, and Gusto. Each connection removes manual data entry, so a bank transfer or card charge arrives already coded.
楽な月末: It integrates with existing workflows and systems rather than demanding you move. You can import a checklist you already keep in Excel and get running the same week.
9. Financial Insights and Dashboards
パズルIO: All your financial data sits in one dashboard, which is where the clear insights come from. Founders use it to answer runway and cash flow outlook questions from investors without opening a spreadsheet.
楽な月末: Its reporting covers control and tracking for auditors. The financial insights come from your accounting software, not from here.
10. 価格設定とコスト
Here are both plan sets next to each other.
| ティア | パズルIO | 楽な月末 |
|---|---|---|
| 無料 | Accounting basics: $0/month | ❌ |
| エントリ | 会計＋インサイト：月額42.50ドル | 小サイズ：月額45ドル |
| 中 | 高度な自動化：月額85ドル | 会社：月額89ドル |
| トップ | 会計機能と規模調整機能：月額255ドル | 法人向け：料金についてはお問い合わせください |
パズルIO: The free plan is the real advantage for an early stage company. Note that the price ladder is steep, and the $255 Scale tier costs more than both entry plans combined.
楽な月末: Pricing is flatter and easier to plan. The entry and mid tiers land within a few dollars of Puzzle’s, so cost will not decide this for you.
💡 プロのヒント: Both figures come from each vendor’s published plans. Puzzle IO quotes per month and Easy Month End quotes per mo. Neither publishes an annual discount, so compare monthly.
さまざまなシナリオ
| 必要な場合は | 選ぶ | なぜ |
|---|---|---|
| Accounting software itself | パズルIO | It holds the general ledger |
| To spend nothing yet | パズルIO | Free plan under $5k spending |
| 監査証拠と承認 | 楽な月末 | 組み込み監査ログ |
| よりスムーズな月末締め | 楽な月末 | Owned tasks, tracked progress |
| Multiple entities | 楽な月末 | グループ会社の経営 |
| Runway and burn rate daily | パズルIO | Live dashboard, no wait |
💰 あなたの予算
If you have no accounting software yet, Puzzle IO costs nothing to start. If you already pay for one, Easy Month End is the smaller addition at $45/mo.
🔌 あなたの技術スタック
Running Stripe, Brex, Ramp, and Gusto pushes you toward Puzzle. Running QuickBooks or ゼロ and refusing to migrate pushes you toward the checklist layer instead.
👥 チーム規模
A solo founder gets little from sign offs, because there is nobody to review the work. Two or more people and the ability to split preparer and reviewer starts to matter.
🎓 あなたの経験レベル
Puzzle assumes you are not an accountant and hides the mechanics. Easy Month End assumes you know what a reconciliation is and only asks who did it.
🔍 Your Auditors and Investors
Ad hoc requests for manual confirmations and working papers get old fast. A logged trail cuts the back and forth, and the delays with it.
🛟 サポートオプション
Both run on email and in-app support, not phone lines. A few Puzzle users report frustrating onboarding and service experiences, so test that first.
切り替えガイド
Already on one of these? Here is what changes.
🔄 Puzzle IOからEasy Month Endに切り替えますか？
✅ 得られるもの：
- A checklist that makes each month end repeatable
- Sign offs and an audit log auditors can read
- グループ会社全体の経営管理
❌ 失うもの：
- Your general ledger and automated bookkeeping
- Live cash runway and burn rate reporting
- 無料プラン
📋切り替え方法：
- Keep Puzzle running, because you still need accounting software
- Create the Easy Month End account and import your existing checklist
- Assign owners, then run one close before you drop the old tracker
🔄 Easy Month End から Puzzle IO に切り替えますか？
✅ 得られるもの：
- An AI native ledger that handles the bookkeeping
- Financial insights that stay up to date daily
- Accrual automation for prepaid expenses and fixed assets
❌ 失うもの：
- Preparer and reviewer sign offs
- Stored audit evidence and review comments
- Multi entity task tracking
📋切り替え方法：
- Export your close documentation before you cancel
- Open a Puzzle account and connect your bank accounts
- Reconcile one full month in parallel to ensure the numbers agree
私たちのレビューで取り上げられなかったこと
We looked at both tools from the view of early stage companies and small finance teams. We did not test a group with expanded international entities, or put either through a formal audit. Pricing and features reflect September 2026. If you manage clients as an accounting service provider, your priorities will differ.
最終評決
| カテゴリ | 勝者 |
|---|---|
| 💰価格 | パズルIO |
| 📒 Bookkeeping and General Ledger | パズルIO |
| ⚡リアルタイムの洞察 | パズルIO |
| ✅ 月末締め処理ワークフロー | 楽な月末 |
| 🔍 Audit Evidence and Sign Offs | 楽な月末 |
| 👥 チームコラボレーション | 楽な月末 |
| 🏢 Multiple Entities | 楽な月末 |
| 🏆総合優勝 | 楽な月末 |
🏆 受賞者：イージー・マンスエンド
Easy Month Endは、7つのカテゴリーのうち4つで受賞しました。
最適な用途: A finance team with two or more people, companies facing auditors, and anyone running several entities.
💡 How we called it: Easy Month End carries the higher rating, 3.8 against 3.5, and wins the categories that decide whether a close lands on time. Puzzle IO is not worse. It is different, and plenty of teams pay for both.
Our final thoughts come down to a single question. What is broken right now?
If the books themselves are the problem, you need accounting software, and Puzzle IO is a strong pick for founders who chose Puzzle IO to escape spreadsheets. It gives an accurate picture of the money without a finance expert on payroll.
If the books are fine but the close drags, no ledger fixes that. You need workflow management, and that is where Easy Month End earns its place. It will not make reconciliations a breeze, but it makes them trackable. That is an easier life, and what a more efficient finance team runs on.
The honest answer for a growing company is often both. Puzzle keeps the ledger current so you can focus on the future. Easy Month End proves the work was reviewed. Teams that scale their company quickly add the second tool within a year.
Puzzle IOの比較をもっと見る
How Puzzle IO holds up against other accounting tools:
Puzzle IOが勝利した点： A cleaner interface for non accountants, faster onboarding with no bookkeeper, live burn rate instead of delayed reporting
QuickBooksが優れている点： Feature depth for complex companies, near universal acceptance among accountants, a far larger pool of trained bookkeepers
Puzzle IOが勝利した点： Startup metrics like MRR and runway out of the box, accrual automation without add-ons, a genuinely free entry tier
Xeroが優れている点： Multi currency handling, a deep app marketplace, established payroll and inventory support
Puzzle IOが勝利した点： Accrual accounting rather than cash basics, AI categorization at scale, metrics investors ask about
Waveが勝利した条件： 無料請求書発行 フリーランサー, simpler needs served without a paid tier, lower ceiling but lower learning curve
Puzzle IOが勝利した点： Fixed assets and revenue recognition, funded startup reporting, integrations with Brex and Ramp
フレッシュブックス 勝利したタイトル： Time tracking for billable work, client facing invoicing, a service business workflow
月末の過ごしやすさを比較すると
How Easy Month End compares to alternatives:
簡単な月末 vs ネットスイート
Easy Month Endが勝つポイント： A price a small team can approve, setup measured in days not quarters, no consultant required to change a checklist
NetSuiteが優れている点： A full ERP under the close, consolidation across large group structures, depth for public company reporting
Easy Month Endが勝つポイント： Purpose built close tracking rather than a module, review comments tied to each task, a lighter tool your team adopts willingly
セージ 勝利したタイトル： Being the ledger as well as the process, long standing accountant familiarity, industry specific reporting
簡単な月末 vs Zohoブックス
Easy Month Endが勝つポイント： Preparer and reviewer sign offs, stored audit evidence per task, multi entity close visibility
Zoho Booksが以下の点で勝利を収めた： Full accounting at a low price, a wide suite of connected business apps, invoicing and banking in one place
Easy Month Endが勝つポイント： Covering the whole close, not just documents, sign off evidence auditors accept, task ownership across the team
デクストの勝利条件： Receipt and invoice capture, supplier document extraction, feeding data into the ledger automatically
よくある質問
⚠️ Name clash: Puzzle IO the accounting platform is unrelated to browser games on .io domains, to escape room companies, or to 暗号 puzzles. This page covers the accounting software only.
Puzzle ioのCEOは誰ですか？
Sasha Orloff is the CEO and co founder of Puzzle. He started the company in 2019 with John Cwikla. In September 2026, Accrual agreed to acquire Puzzle’s accounting firm business.
パズルソフトウェアとは何ですか？
Puzzle IO is AI powered accounting software for startups. It runs a general ledger, automates bookkeeping, and reports cash runway and burn rate as transactions arrive.
月末処理のやり方は？
Reconcile bank accounts, post accruals, review balance sheets, then lock the period. Locking prevents backdated changes after you finalise. A checklist tool records who completed and reviewed each step.
貸借対照表の調整とは何ですか？
It matches every balance sheet account to supporting evidence. You confirm the ledger figure agrees with the bank statement, schedule, or invoice behind it, then attach that proof.
月末はストレスが溜まりますか？
Often. Manual processes make it error prone, and finance teams lose most of the close period to repetitive tasks. Weekly reconciliations and owned checklists reduce that stress.
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