⚡ 簡単な評価:
- 価格: Puzzle IO starts at $0/month and paid plans begin at $42.50/month. Docyt starts at $299 per month.
- 最適な用途: Puzzle IO suits 早い stage startups and non accountants. Docyt suits multi location companies and 会計 企業。
- 主な違い： Puzzle IO builds a clean general ledger for one company. Docyt runs departmental 会計 across multiple businesses.
- 私たちのおすすめ： Docyt, rated 4.0, for teams with real transaction volume. Puzzle IO, rated 3.5, wins on price for solo founders.
安いほど 会計ソフトウェア is not automatically the wrong pick here.
Puzzle IO costs a fraction of what Docyt charges every month.
But price is the smallest gap between these two platforms.
One is built for a single early stage company.
The other handles 仕事 locations, bill pay, and consolidated reporting.
Pick wrong and you either overpay or outgrow your books in months.
概要
This Puzzle IO vs Docyt comparison covers pricing, core features, and day to day ease of use.
We also break down who each tool actually fits.
弊社のライター陣は、両方のプラットフォームを実際に操作して検証しました。
それらのメモは、以下の「チームが気づいたこと」のセクションに記載されています。
Everything else comes from published specs, pricing pages, and public reviews.
Puzzle IOとは何ですか?
Puzzle IO is accounting software built for startup founders, not bookkeepers.
It pulls your bank accounts, cards, and payroll into one general ledger.
The AI powered engine automates 85-95% of repetitive bookkeeping work.
That covers transaction categorization, revenue recognition, prepaid expenses, and fixed assets.
You see burn rate, cash 滑走路, and key metrics like MRR daily.
Puzzle was built by founders for founders, and it shows in the setup.
Teams that chose Puzzle usually want a read on financial health without hiring anyone.
It covers financial management for the whole company in one place.
You save time on closing work and spend less time inside spreadsheets.
Here is a walkthrough of how the platform handles day to day financials.
パズルIO
Easy setup with no finance expert required. Real time insights into cash and burn rate. Free tier for companies under $5k in monthly spending.
Puzzle IO の価格設定
Four plans, and the entry tier costs nothing.
| プラン | 価格 | 最適な用途 |
|---|---|---|
| 会計の基礎 | 月額0ドル | Pre-revenue startups under $5k monthly expenses |
| 会計プラスインサイト | 月額42.50ドル | Founders who want clear insights and dashboards |
| 高度な オートメーション | 月額85ドル | Teams needing accruals and revenue recognition |
| 会計プラススケール | 月額255ドル | Funded companies with an accountant on staff |
Pricing verified September 2026.
無料トライアル: The free plan works indefinitely for qualifying companies. No credit card is needed to open an account.
返金保証: No published refund window. Plans are monthly, so you can cancel before the next date.
📌 注記： The free tier is capped by monthly expenses, not by users. Growth in spending is what pushes you onto a paid plan.
⚠️ 警告： Accrual features sit on the $85 tier. If you need revenue recognition for investors, budget for that plan from day one.
Puzzle IOの主な利点
Here is what makes Puzzle worth a look:
- Automation that removes データ エントリ： The AI categorizes expenses with up to 95% accuracy. That kills most tedious tasks in a normal week.
- リアルタイムの洞察： Cash flow, burn rate, and MRR update daily. You never wait weeks for a month end number.
- Built-in accrual automation: Revenue recognition, prepaid expenses, and fixed assets run without spreadsheets.
- Easy setup for non accountants: Self-guided onboarding means no finance expert is required to go live.
- Connects to modern other tools: Stripe, Brex, Ramp, and Gusto sync automatically and cut manual data entry.
- Tax time preparation: Income and spending stay categorized all year, so tax compliance work shrinks. Your finances stay filing-ready.
私たちのチームが気づいたこと
私たちの 作家 opened a Puzzle account and connected a live bank feed. Here is what stood out during that hands-on time:
Puzzle IOの長所と短所
✅ メリット
- Free plan for companies under $5k in monthly expenses
- Clean, intuitive interface that non accountants can actually read
- Daily view of burn rate and cash runway instead of a monthly wait
- Accrual automation covers prepaid expenses and fixed assets
❌ デメリット
- 一部のユーザーは、取引の分類にAIを過度に依存することに懸念を抱いている。
- Reports of frustrating support and onboarding experiences
- No departmental accounting or multi-entity roll-ups
Docytとは何ですか?
Docyt is an AI bookkeeping platform for businesses with heavy transaction volume.
Docyt AI takes over bookkeeping duties that used to eat entire afternoons.
It reads invoices and receipts, then posts them without manual data entry.
Franchises and multi-site operators get consolidated roll up and individual financial statements.
The AI automation software also handles bill pay, expense management, and revenue reconciliation.
Accounting firms use it to serve clients with several business locations.
Docyt’s AI powered platform automates tasks across the back office.
The average operator spends hours completing month end work by hand.
Docyt makes life easier by offering real time insights into profitability instead.
This video shows the dashboard and reporting layout in action.
🏆 受賞者：Docyt
Users report saving up to 20 hours per month. Built for franchises and multiple businesses. Closes the books daily instead of monthly.
Docytの価格
Docyt offers four tiers, and none of them are cheap.
| プラン | 価格 | 最適な用途 |
|---|---|---|
| インパクト | 月額299ドル | 単一拠点の小規模企業 |
| 高度な | 月額499ドル | Growing teams needing bill pay and receipt capture |
| アドバンスプラス | 月額799ドル | Multi-site operators and franchises |
| 企業 | 月額999ドル | 多数の事業体を管理する会計事務所 |
Pricing verified September 2026.
無料トライアル: No self-serve free trial. Access starts with a demo and a scoped onboarding call.
返金保証: None published. Terms are set during onboarding, so ask before you sign.
📌 注記： Catch-up bookkeeping is available if your books are behind. That service is quoted separately from the monthly plan.
⚠️ 警告： The $299 entry plan is roughly seven times the Puzzle IO paid entry price. Confirm your transaction volume justifies it.
Docytの主な利点
Here is where the money goes:
- An AI bookkeeper that learns: Docyt learns your business intricacies over time. It handles time consuming tasks a human would otherwise repeat weekly.
- Multi-entity reporting: Generate consolidated roll up statements across business locations effortlessly, plus individual financial statements per site.
- 自動銀行照合: Transaction matching runs continuously, cutting revenue accounting errors before month end. Real time reports keep books up to date, eliminating manual data entry and ensuring constant financial control.
- Industry KPIs: Track key performance indicators tuned to specific needs across industries, not generic charts.
- ClosingFlowとInsightFlow： One automates month end close. The other turns financial data into readable financial insights.
- 安全 you can show investors: Documents sit in a cloud data vault with bank level encryption and multi-factor authentication.
私たちのチームが気づいたこと
Our writer walked through a Docyt workspace with sample entities loaded. Here is what stood out:
Docytの長所と短所
✅ メリット
- Users report saving up to 20 hours per month on accounting tasks
- Consolidated and per-location reporting for multiple businesses
- Support runs through phone, email, and chat
- QuickBooks Online、Xero、Gustoと連携します。
❌ デメリット
- Entry pricing starts at $299 per month with no free tier
- The feature depth takes time to learn fully
- No self-serve signup, so evaluation requires a sales call
機能比較
These two platforms overlap less than the category suggests. Here are ten areas that decide the pick.
| 特徴 | パズルIO | ドシット |
|---|---|---|
| 開始価格 | 月額0ドル | 月額299ドル |
| 無料プラン | ✅ | ❌ |
| AIによる取引の分類 | ✅ | ✅ |
| 組み込みの積立金自動化機能 | ✅ | ✅ |
| Departmental accounting | ❌ | ✅ |
| Consolidated multi-entity reports | ❌ | ✅ |
| Bill pay | ❌ | ✅ |
| レシートのキャプチャ | ❌ | ✅ |
| Self-serve onboarding | ✅ | ❌ |
| 最適な用途 | Early stage startups | Multi-location companies |
1. 簿記業務の自動化
パズルIO: The engine automates 85-95% of repetitive bookkeeping and improves as it sees more transactions. It is accounting automation aimed at one company, not a portfolio.
ドシット: Docyt AI manages repetitive bookkeeping for several entities individually, then rolls them together. That is the difference between automating back office work for one team and for twelve.
2. Real Time Insights and Reporting
パズルIO: A drafted financial position is available daily, so you see the current state of cash without waiting for close. Burn rate and MRR sit on the main dashboard.
ドシット: InsightFlow builds real time financial reports and customizable dashboards. Instant financial status visibility across locations is the part accounting firms pay for.
3. Transaction Categorization and Bank Reconciliation
パズルIO: Expenses are categorized with up to 95% accuracy and the AI flags likely errors. Some reviewers still want a human check before books go to an accountant.
ドシット: Automated bank reconciliation runs against connected bank accounts and flags odd transactions on its own. Receipt capture pulls line items straight off invoices and receipts.
⚠️ 警告： Neither platform removes review entirely. Both make categorization guesses that need a second look before filing.
4. Revenue Recognition and Accruals
パズルIO: Accrual handling covers revenue recognition, prepaid expenses, and fixed assets without side spreadsheets. For a startup raising a round, that is the feature investors ask about.
ドシット: Revenue reconciliation matches deposits to sales data automatically, which matters when point of sale volume is high. It catches revenue accounting errors that manual review misses.
5. Multi Location and Departmental Accounting
パズルIO: Built for one entity. There is no departmental accounting layer, so franchise operators outgrow the platform fast.
ドシット: Docyt 360 handles multiple businesses, inter-company transfers, and per-department splits. This is the single biggest gap between the two products.
6. 統合機能およびその他のツール
パズルIO: Connects to Stripe, Brex, Ramp, and Gusto. The partner list leans toward tools modern startups already run.
ドシット: Syncs with QuickBooks Online, Xero, Gusto, and point of sale systems. ERP data migration exists for companies moving off older accounting processes.
7. Month End Close
パズルIO: Books stay close to current, so the month end scramble shrinks. Bookkeeping services are available if you want a human reviewing the ledger.
ドシット: ClosingFlow drives the month end close through a tracked checklist. Books can be closed daily rather than in one monthly push.
8. Onboarding and Ease of Use
パズルIO: Self-guided onboarding gets a company quickly to a working ledger. No finance expert is needed, which is why founders without accounting backgrounds like it.
ドシット: The interface is user friendly once you know it, but the feature depth takes time. Accountant Copilot exists to speed that curve for professional users.
9. Tax Compliance and Team Collaboration
パズルIO: Clean categorization all year makes tax time less painful and supports tax compliance work. Collaboration is limited to sharing access with your accountant.
ドシット: Teams resolve questions inside the platform instead of over email. Financial documents stay attached to the entries they support.
10. 価格設定とコスト
Side by side, the gap is large.
| ティア | パズルIO | ドシット |
|---|---|---|
| エントリ | Accounting basics — $0/month | Impact — $299 per month |
| 中 | 会計＋インサイト — 月額42.50ドル | Advanced — $499 per month |
| Upper mid | 高度な自動化 — 月額85ドル | Advanced Plus — $799 per month |
| トップ | 会計機能と規模拡大 — 月額255ドル | Enterprise — $999 per month |
パズルIO: The top plan at $255/month still costs less than Docyt’s entry tier. For a pre-revenue company, the $0 plan removes the decision entirely.
ドシット: At $299 per month you are buying an AI bookkeeper, not just software. If it saves 20 hours of staff time, the math works.
さまざまなシナリオ
| 必要な場合は | 選ぶ | なぜ |
|---|---|---|
| 予算が限られている | パズルIO | Free tier, paid from $42.50 |
| Several business locations | ドシット | 統合集計レポート |
| 資金繰りの見通し | パズルIO | Daily burn rate dashboard |
| Bill pay and receipt capture | ドシット | Built into the platform |
| Setup without a finance expert | パズルIO | Self-guided onboarding |
| Service for accounting firms | ドシット | Multi-client entity management |
💰 あなたの予算
Docyt’s entry plan costs more per month than Puzzle IO’s entire top tier. If money is the constraint, this ends quickly.
🔌 あなたの技術スタック
Running Stripe and Ramp points to Puzzle. Running QuickBooks Online with a point of sale system points to Docyt.
📊 Your Transaction Volume
Low volume rarely justifies $299 per month. High volume across sites is exactly where Docyt earns back its cost.
🎓 あなたの経験レベル
Puzzle is friendlier for a co founder with no accounting background. Docyt assumes someone on the team speaks the language.
🆓 無料トライアルとデモ
Puzzle lets you start free today with real financial data. Docyt requires a demo, so plan for a slower evaluation.
🛟 サポートオプション
Docyt runs support through phone, email, and chat. Some Puzzle users have described support and onboarding as a weak point.
切り替えガイド
Already on one of them? Here is what changes.
🔄 Puzzle IOからDocytに乗り換えますか？
✅ 得られるもの：
- Departmental accounting and per-location financial statements
- Bill pay, receipt capture, and expense management in one place
- Phone, email, and chat support on every plan
❌ 失うもの：
- The free plan and the low $42.50 entry price
- Same-day self-serve signup with no sales call
- The founder-facing burn rate and runway view
📋切り替え方法：
- Export your general ledger and chart of accounts from Puzzle
- Book a Docyt demo and scope your entity structure
- Reconnect bank accounts and let Docyt AI learn a full cycle
🔄 DocytからPuzzle IOに切り替えますか？
✅ 得られるもの：
- A far lower monthly bill, starting at zero
- Startup metrics like MRR and runway on the dashboard
- Setup you can finish yourself in an afternoon
❌ 失うもの：
- Consolidated reporting across multiple businesses
- ClosingFlow and industry key performance indicators
- Bill pay and document workflows
📋切り替え方法：
- Pull consolidated and individual financial statements from Docyt
- Open a Puzzle account and run self-guided onboarding
- Reconnect Stripe, Ramp, and payroll, then verify opening balances
私たちのレビューで取り上げられなかったこと
We focused on single-company and small multi-site setups. We did not audit either platform’s handling of inventory, foreign currency, or regulated industries. Enterprise contracts and custom quotes were outside this review. If you run an accounting firm with fifty clients, your priorities will differ from what we describe here.
最終評決
| カテゴリ | 勝者 |
|---|---|
| 💰価格 | パズルIO |
| 🤖 Bookkeeping automation | ドシット |
| 📈 Reporting depth | ドシット |
| 🎯 Accrual accounting | ネクタイ |
| 👶 Ease of use | パズルIO |
| 🏢 Multi-entity support | ドシット |
| 🛟 サポート | ドシット |
| 🏆総合優勝 | ドシット |
🏆 受賞者：DOCYT
Docyt wins 4 of 7 categories.
最適な用途: Franchises, multi-site operators, accounting firms, and any business drowning in monthly transactions.
Final thoughts: these products answer different questions. Docyt asks how to run financial operations across many entities without adding headcount. Puzzle IO asks how a founder keeps an accurate picture of the business without hiring an accountant.
Docyt takes the overall win because it does more, supports more, and holds up as a company grows. It offers bill pay, departmental accounting, and reporting that scales past one location.
Puzzle IO is still the better buy for a two-person startup. The free plan alone saves an early stage team real money in year one.
Pick based on the company’s future, not just where it sits today.
Puzzle IOの比較をもっと見る
Here is how Puzzle IO holds up against other names in the category:
Puzzle IOが勝利した点： a cleaner interface, daily runway and burn rate views, and a free tier for small companies
QuickBooksが優れている点： universal acceptance by accountants, deeper feature history, and payroll plus invoicing in one bundle
Puzzle IOが勝利した点： startup-native metrics, accrual automation without add-ons, and faster setup for non accountants
Xeroが優れている点： a much larger app marketplace, multi-currency handling, and an established accountant partner network
Puzzle IOが勝利した点： a complete general ledger, daily runway tracking, and a usable free plan
デクストの勝利条件： document capture volume, mobile submission, and firm-side client management
Dext, once called Receipt Bank, sits earlier in accounting and bookkeeping workflows than either tool here. A Dext account is where 中小企業 owners capture receipts and submit receipts through the Dext mobile app. Its data extraction engine can extract data from bills, so cost and sales data reaches your ledger instead of you automating data entry by hand. Teams also file expense claims and keep financial documents in a secure data flow. A free trial is offered, but Dext will not replace core bookkeeping workflows on its own.
Puzzle IOが勝利した点： accrual accounting, startup reporting depth, and modern integrations like Brex and Ramp
波 勝利したタイトル： free invoicing for freelancers, simpler cash-basis books, and lower cost at the very bottom end
⚠️ Data note: その キーワードリサーチ supplied for this article mixed in Dext scraping artifacts and unrelated browser-game results for the word “puzzle.” Those terms were routed to the schema layer rather than forced into the copy. Worth cleaning at the source.
Docytの比較
And here is Docyt against its closest rivals:
DocytとQuickBooksの比較 オンライン
Docytが勝利した理由： automated month end close, multi-entity consolidation, and AI categorization that learns your chart of accounts
QuickBooks Onlineが優れている点： price, accountant familiarity, and the fact that Docyt syncs into it rather than replacing it
Docyt vs セージ
Docytが勝利した理由： faster onboarding, AI-first reconciliation, and dashboards built for operators rather than controllers
Sageが勝利した点： long-standing compliance coverage, deeper inventory handling, and stronger presence outside North America
Docyt vs エクスペンシファイ
Docytが勝利した理由： full ledger ownership, revenue reconciliation, and consolidated statements across sites
Expensifyが優れている点： per-user pricing, faster employee reimbursements, and a lighter footprint for 旅行 spending
Docytが勝利した理由： setup time measured in weeks not quarters, lower total cost, and no outside consultant requirement
ネットスイート 勝利したタイトル： full ERP scope, manufacturing and inventory modules, and headroom for companies past $50M revenue
よくある質問
Docytは何をするものですか？
DocytはAIです 簿記ソフトウェア. It automates data entry, reconciliation, and bill pay, then produces real time financial reports for one business or many locations.
Docytの価格はいくらですか？
Pricing runs from $299 per month on the Impact plan to $999 per month on Enterprise. Advanced costs $499 and Advanced Plus costs $799.
Puzzle ioのCEOは誰ですか？
Sasha Orloff is the co founder and chief executive. He previously co founded LendUp before starting this accounting platform for startup founders.
パズルソフトウェアとは何ですか？
It is accounting software for startups. The platform builds a general ledger from your bank accounts and cards, then shows burn rate and cash runway daily.
会計士にとって最適なAIは何ですか？
It depends on scale. Docyt suits accountants managing multiple entities. Puzzle suits founders handling their own books. Neither replaces professional judgement at filing time.
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