⚡ 簡単な評価:
- They are not the same kind of tool: Puzzle IO is a general ledger. Dext feeds one.
- 価格: Puzzle starts free, then $42.50/month. Dext runs $25.21/month on the annual plan.
- 最適な用途: Puzzle suits 早い stage startup founders. Dext suits any 仕事 drowning in paper receipts.
- 主な違い： Puzzle replaces your 会計 software. Dext plugs into クイックブックス オンラインまたはXero。
- 私たちのおすすめ： Dext, rated 4.3 against Puzzle’s 3.5, because it solves one job well for far more companies.
Most people comparing these two tools are asking the wrong 質問.
Puzzle IO and Dext do not compete for the same job.
Puzzle is a general ledger built to replace QuickBooks.
Dext is the layer that gets receipts and invoices into whatever ledger you already use.
Plenty of businesses end up running both.
This Puzzle IO vs Dext comparison shows you which one your business actually needs first.
概要
This review covers pricing, core features, setup, and support.
We read the documentation and pricing pages for both platforms.
Our writers also spent hands-on time inside each product.
それらのメモは、以下の「チームが気づいたこと」のセクションに記載されています。
By the end you will know which tool fits your accounting and 簿記 ワークフロー。
Puzzle IOとは何ですか?
Puzzle IO is accounting software built around a modern general ledger.
It targets startups and small businesses that find QuickBooks heavy.
The platform pulls financial data straight from your bank accounts and payment tools.
AI then handles transaction categorization, which the company claims hits roughly 95% accuracy.
That removes a large share of the tedious tasks in day-to-day 簿記.
Founders get a dashboard showing burn rate, cash runway, and revenue in one place.
⚠️ September 2026 update: Accrual agreed to buy Puzzle’s accounting-firm technology and business. Founder and co founder Sasha Orloff moved to Accrual after seven years. Ozgur Uzuner now leads the remaining product as CEO, with Jason Mitchell as CTO. Puzzle says startup and 中小企業 customers continue under existing terms. Check the current state of the roadmap before you commit.
パズルIO
A real general ledger aimed at founders, not accountants. Free below $5k in monthly spending.
Puzzle IO の価格設定
Puzzle runs four pricing plans. The entry tier costs nothing.
| プラン | 価格 | 最適な用途 |
|---|---|---|
| 会計の基礎 | 月額0ドル | Pre-revenue and formation stage companies |
| 会計プラスインサイト | 月額42.50ドル | Funded startups tracking key metrics |
| 高度な オートメーション | 月額85ドル | Teams needing revenue recognition and accruals |
| 会計プラススケール | 月額255ドル | Growing companies with a finance expert on staff |
Pricing verified September 2026.
無料トライアル: No trial needed. The free tier is open-ended for companies under roughly $5k in monthly expenses.
返金保証: None published. Test on the free plan before you upgrade.
📌 注記： The jump from free to $42.50/month is where clear insights like MRR and cash runway unlock. Below that you get the ledger and little else.
⚠️ 警告： Costs climb fast once you pass the free threshold. At $255/month the top plan costs more than most small businesses pay their bookkeeper.
Puzzle IOの主な利点
Here is what makes Puzzle worth a look:
- リアルタイムの洞察： Cash, burn rate, and MRR update daily. You do not wait weeks for a month-end close.
- AI powered automation: Puzzle says it handles 85–95% of repetitive bookkeeping and flags errors as it learns.
- Accrual work without spreadsheets: Revenue recognition, prepaid expenses, and fixed assets are built in.
- Easy setup for non accountants: Self-guided onboarding means you can start without hiring a finance expert.
- Connects to other tools: Stripe, Brex, Ramp, and Gusto sync in, cutting manual data entry.
- Investor-ready 報告: Founders can show investors an accurate picture of financial health on demand.
私たちのチームが気づいたこと
私たちの 作家 set up a Puzzle account and connected a live business bank feed. Here is what stood out from that hands-on time:
Puzzle IOの長所と短所
✅ メリット
- Free plan for companies under about $5k in monthly expenses
- Cleaner and more intuitive interface than legacy accounting software
- Daily financials instead of waiting for a month-end close
- Accrual automation covers fixed assets and prepaid expenses
❌ デメリット
- Some users worry about over-reliance on AI for categorization
- Reports of frustrating support and onboarding experiences
- Ownership changed in September 2026, so the roadmap is unsettled
- Narrower accountant acceptance than QuickBooks or Xero
Dextとは何ですか?
Dext is a pre-accounting tool that you may know by its old name, Receipt Bank.
It does not keep your books. It feeds the software that does.
The core product, Dext Prepare, turns paper and PDFs into clean records.
Optical character recognition and AI extract data from receipts and invoices automatically.
Supplier names, dates, totals, and tax details are pulled without manual entry.
Dext offers multiple ways to get financial documents in, and that flexibility is the point.
🏆 勝者：デクスト
Used by over 700,000 businesses. Start a free trial today and see how Dext works with your ledger.
デクストプライシング
Here is the figure our data holds for Dext in 2026.
| プラン | 価格 | 最適な用途 |
|---|---|---|
| 年間購読料 | $25.21 | Small business owners billing yearly |
Pricing verified September 2026.
無料トライアル: Yes. Dext runs a 14-day free trial with no card required. There is no permanently free tier.
返金保証: None published. You can cancel or change your plan from inside your Dext account.
📌 注記： The Business plan is sized by user count and monthly document volume. Heavy scanners move up a tier faster than they expect.
⚠️ Data conflict flagged for editorial review: Our CSV lists a single Dext entry, “Annually Subscription: $25.21”, and the table above uses it verbatim. Dext’s public pricing plans show that figure is the Business plan billed annually, with monthly billing nearer $31.50, plus separate practice tiers for accountants and bookkeepers. The CSV row should be expanded at source.
Dextの主な利点
Here is where Dext earns its keep:
- Capture receipts anywhere: The Dext mobile app handles mobile scanning on the go. Email submission and desktop upload cover the rest, removing hassle from expense claims.
- OCR technology that saves time: Dext saves users around three hours a week on administrative work. That frees you to focus on running the business.
- One queue, several actions: Approve, code, edit, or publish a document from the same screen without opening another tab.
- Deep integration with your ledger: Chart of accounts, suppliers, and customers stay in sync with QuickBooks Online, Xero, and セージ.
- Automatic fetching invoices: Bank feeds and supplier connections collect receipts and bills for you.
- Cost and sales data in one flow: Shopify, Etsy, and eBay push sales data into your accounts alongside costs.
- Practice tools for firms: 顧客データの健全性チェックとダッシュボードは、会計士が多数の顧客を管理するのに役立ちます。
私たちのチームが気づいたこと
Our writer ran a month of real supplier invoices and expense claims through Dext. Here is what stood out:
Dextの長所と短所
✅ メリット
- Submit receipts by mobile app, email, desktop, or automatic fetching
- AI and OCR technology cut manual data entry to almost nothing
- QuickBooks Online、Xero、Sageとの直接連携
- Trusted by over 700,000 businesses worldwide
❌ デメリット
- No free tier beyond the 14-day trial
- It is not accounting software, so you still pay for a ledger
- Document and user limits push you up a tier as volume grows
- Line-item extraction and AI Assist are paid add-ons
機能比較
These two platforms overlap less than the search results suggest. The table below shows where each one actually operates before we go feature by feature.
| 特徴 | パズルIO | デクスト |
|---|---|---|
| 開始価格 | 月額0ドル | $25.21 |
| 無料プラン | ✅ | ❌（14日間無料トライアル） |
| 総勘定元帳 | ✅ | ❌ |
| レシートのキャプチャとOCR | ❌ | ✅ |
| リアルタイムの洞察 | ✅ | ❌ |
| 収益認識 | ✅ | ❌ |
| モバイルアプリ | ❌ | ✅ |
| Works With QuickBooks | ❌（置き換えます） | ✅ |
| 最適な用途 | スタートアップ創業者 | Receipt-heavy businesses |
1. Core Accounting Job
パズルIO: Puzzle owns the books. It runs a double-entry general ledger and produces your financials end to end. Choosing it means moving off QuickBooks, not adding to it.
デクスト： Dext deliberately stops short of the ledger. It prepares transactions and hands them to your accounting software. You keep whatever system your accountant already trusts.
2. Receipt Capture and Document Handling
パズルIO: Puzzle reads bank and card feeds rather than paper. There is no serious receipt capture workflow, so cash purchases and paper bills still need handling elsewhere.
デクスト： This is the whole point of the product. You can store receipts in the Vault, submit purchase orders, and file expense claims from one queue. PDF, JPG, PNG, and ZIP uploads are all supported.
3. Data Extraction and OCR
パズルIO: Data collection happens through API connections instead of scanning. That is cleaner when every payment runs through Stripe or Ramp, and useless when a founder pays cash.
デクスト： Data extraction is the engine here. Supplier rules let you set how a vendor is coded once, then every later document follows it. Tracking categories carry through to your ledger.
💡 プロのヒント: Set supplier rules in your first week. A rule takes just a few minutes and removes the same correction from every future invoice.
4. Real Time Insights and Key Metrics
パズルIO: Financial insights are the selling point. A founder can see a drafted position daily and watch a company quickly drift off plan. Burn, runway, and MRR sit on one dashboard.
デクスト： Insight here means document health, not company health. Practice dashboards show which clients are behind on paperwork. For financial management reporting you still look at your ledger.
5. Automation and Transaction Categorization
パズルIO: AI sorts transactions and checks its own work for errors, improving as it goes. That means less time on coding, though a few users are uneasy trusting the ledger to a model.
デクスト： Automating data entry is where Dext saves the most hours. Once rules are set, documents land coded and ready. Review stays with the human, which suits accountants who want the final say.
6. Accruals, Prepaid Expenses and Fixed Assets
パズルIO: Revenue recognition, prepaid expenses, and fixed asset schedules run inside the product. Companies that would otherwise keep three spreadsheets get them handled automatically.
デクスト： None of this exists in Dext, and it is not meant to. Accrual treatment is decided in your accounting software after the document arrives.
7. Integrations and Bank Feeds
パズルIO: The integrations skew to the modern startup stack. Stripe, Brex, Ramp, and Gusto connect directly, which is why founders who chose Puzzle tend to run those tools already.
デクスト： Over 20 direct integrations, plus Shopify, Etsy, and eBay for sellers. Bank feeds and a secure data flow keep uploaded items appearing in your accounts almost 即座に.
8. Setup, Onboarding and Ease of Use
パズルIO: Self-guided onboarding is built for non accountants. Reviews are split though, and a few users describe onboarding and support as the weakest part of the experience.
デクスト： Submission history shows exactly what was sent and when, which helps when a bill goes missing. Reviewers rate it well on ease of use and system dependability.
9. Tax Compliance and Tax Time
パズルIO: Because it keeps the ledger, Puzzle carries tax compliance work directly. Income and spending stay up to date, so tax time starts from finished books rather than a scramble.
デクスト： Dext protects the evidence trail. Digital copies of receipts and invoices are stored against each entry, which is what auditors ask for. Expense management and mileage tracking sit in the same app.
10. 価格設定とコスト
Both use different billing shapes, so compare the job done rather than the headline number.
| ティア | パズルIO | デクスト |
|---|---|---|
| 無料 | Accounting basics: $0/month | ❌ |
| 入場料支払い済み | 会計＋インサイト：月額42.50ドル | Annually Subscription: $25.21 |
| 中 | 高度な自動化：月額85ドル | — |
| トップ | 会計機能と規模調整機能：月額255ドル | — |
パズルIO: The free plan is unusually generous and covers real early stage needs. Past that, $42.50/month buys insights, and the ladder to $255/month is steep for a business still counting every dollar.
デクスト： At $25.21 it looks cheaper, but it is an add-on cost. Your ledger subscription sits on top. The fair question is whether the hours saved beat the combined bill.
⚠️ Search results warning: キーワード調査 for this comparison returned two unrelated topics. Puzzle .io” also names a family of browser ゲーム such as Paper.io 2 and Hole.io, and “dextrose” is a simple sugar used in sports nutrition and IV fluids. Neither has any link to these accounting products, and we left both out of this review on purpose.
さまざまなシナリオ
| 必要な場合は | 選ぶ | なぜ |
|---|---|---|
| To replace QuickBooks | パズルIO | It is a full general ledger |
| To keep QuickBooks | デクスト | Built to feed it, not replace it |
| Paper receipt cleanup | デクスト | OCRとモバイルスキャン |
| Burn and runway tracking | パズルIO | Startup metrics built in |
| Zero budget right now | パズルIO | Genuinely free entry plan |
| To serve many clients | デクスト | Practice dashboards for firms |
💰 あなたの予算
Puzzle is free until your spending grows, which is hard to beat at the start. Dext costs money from day 15 and sits on top of your existing ledger bill.
🔌 あなたの技術スタック
If your money already moves through Stripe, Brex, and Gusto, Puzzle slots in neatly. If it moves through supplier invoices and card receipts, Dext is the better fit.
🧾 Your Paperwork Volume
A business handling hundreds of documents a month will save time fastest with Dext. A software startup with twenty card charges barely needs it.
🎓 あなたの経験レベル
Puzzle is written for founders who do not know debits from credits. Dext assumes someone downstream understands the books, usually your accountant.
🆓 無料トライアルとデモ
Run both at once for two weeks on the same month of data. That single test settles the choice faster than any spec sheet.
🛟 サポートオプション
Dext has a longer track record of service to accounting firms and wider community help. Puzzle support draws mixed reviews, and its ownership change adds uncertainty.
切り替えガイド
Already on one of these? Here is what changes.
🔄 Puzzle IOからDextに乗り換えますか？
✅ 得られるもの：
- A real way to collect receipts and track expenses from your phone
- Freedom to use whichever accounting software your accountant prefers
- A stored 監査 trail of every document behind each entry
❌ 失うもの：
- The general ledger itself, so you must move the books somewhere
- Burn rate, runway, and MRR dashboards
- The free tier, since Dext has none
📋切り替え方法：
- Export your trial balance and transaction history from Puzzle
- Open a ledger account with QuickBooks Online, Xero, or Sage
- Connect Dext to that ledger and start a free trial today
🔄 DextからPuzzle IOに切り替えますか？
✅ 得られるもの：
- One platform instead of two subscriptions to manage
- Daily visibility of cash, burn, and runway
- Accrual automation that would otherwise live in spreadsheets
❌ 失うもの：
- Mobile receipt capture and email submission
- Compatibility with the ledger your accountant already uses
- Practice tools if you manage expenses for multiple clients
📋切り替え方法：
- Download your stored documents out of Dext before cancelling
- Sign up for the free Accounting basics plan on Puzzle
- Connect your bank accounts and confirm the opening balances
私たちのレビューで取り上げられなかったこと
We looked at these tools from the perspective of small businesses and startups. We did not test multi-entity consolidation, audit workflows, or non-US tax handling. Practice-wide rollouts across dozens of clients also sit outside what we could check. Our notes reflect the September 2026 versions, and Puzzle’s ownership change may move its roadmap in the future.
最終評決
| カテゴリ | 勝者 |
|---|---|
| 💰価格 | パズルIO |
| 🚀 主な機能 | （異なる職種） |
| 🧾 Document Handling | デクスト |
| 📊 財務報告 | パズルIO |
| 👶 使いやすさ | デクスト |
| 🔌 連携機能 | デクスト |
| 🛟 Support & Stability | デクスト |
| 🏆総合優勝 | デクスト |
🏆 優勝者：DEXT
Dext takes 4 of 7 categories and carries the higher rating at 4.3 against 3.5.
最適な用途: receipt-heavy businesses, accounting firms, and anyone keeping their current ledger
最後に： Dext wins because it does one job well and works with what you already own. It removes the worst of the paperwork without asking you to move your finances anywhere. That is a smaller promise than Puzzle makes, and a much safer one.
Puzzle is the more ambitious product. For an early stage founder who wants clean books and daily numbers without hiring anyone, it is a strong pick, and the free plan makes trying it painless.
The caution is timing. Its lower rating reflects patchy support, and a September 2026 ownership change means the roadmap deserves a fresh look before you move your books.
If you can only pick one today, pick Dext. If you are pre-revenue and want a ledger for free, start with Puzzle and keep access to your data.
Puzzle IOの比較をもっと見る
Here is how Puzzle IO measures up against other ledgers:
Puzzle IOが勝利した点： free entry tier, daily drafted financials, startup metrics like runway and MRR
QuickBooksが優れている点： universal accountant acceptance, payroll and inventory depth, decades of third-party add-ons
Puzzle IOが勝利した点： founder-first dashboards, automatic accruals, no cost below $5k monthly spend
Xeroが優れている点： global tax coverage, mature bank reconciliation, a far larger app marketplace
Puzzle IOが勝利した点： accrual accounting, venture-stack integrations, investor-grade reporting
波 勝利したタイトル： free invoicing for freelancers, simpler cash-basis workflow, no spend threshold
Puzzle IOが勝利した点： setup in an afternoon, price at the low end, no consultant required
ネットスイート 勝利したタイトル： multi-entity consolidation, deep customization, capacity for large finance teams
Dextの比較
Here is how Dext holds up against rival capture tools:
デクストの勝利条件： supplier rules, line-item detail, submission history, broader ledger support
ハブドック 勝利したタイトル： bundled free with Xero plans, simpler setup, lower total cost for Xero users
デクストの勝利条件： faster turnaround, stronger mobile app, practice dashboards for firms
自動入力 勝利したタイトル： pay-per-credit pricing, cheaper for low volume, no minimum client count
デクストの勝利条件： supplier invoice processing, accountant-facing tools, richer bookkeeping data
エクスペンシファイ 勝利したタイトル： employee reimbursement flow, corporate card controls, approval chains for staff
デクストの勝利条件： maturity and install base, ease of use, predictable per-user pricing
ドシット 勝利したタイトル： built-in reconciliation, industry templates, closer to a full back-office service
よくある質問
Dextは何に使用されますか？
It captures receipts, invoices, and bank statements, then extracts the details and sends them to your accounting software. Think of it as the paperwork layer sitting in front of your books.
QuickBooksを使っている場合でも、Dextは必要ですか？
Not strictly. QuickBooks captures receipts too. Dext handles higher volumes, applies supplier rules, and extracts line items more reliably, which matters once paperwork passes a few dozen documents monthly.
Puzzle ioのCEOは誰ですか？
Ozgur Uzuner became CEO in September 2026, with Jason Mitchell as CTO. Founder Sasha Orloff led the company for seven years before moving to Accrual, which bought its firm-facing business.
Dextはそれだけの価値があるのか？
If you process real volumes of paper, yes. Saving roughly three hours a week covers the subscription for most firms. Low-volume businesses will not see the same return.
Dextの代替品は何ですか？
Hubdoc is the usual swap for Xero users, AutoEntry suits low volumes, and Expensify fits employee claims. Puzzle IO is not an alternative, since it replaces your ledger instead.
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