Puzzle IO vs Expensify: Best Accounting Software in 2025?

執筆者 | 5月 4, 2025

勝者
パズルIOベスト
4.8
  • 金融インサイト
  • 税務コンプライアンス
  • 簿記サービス
  • パートナーエコシステム
  • 発生主義の自動化
  • 無料プランあり
  • 有料プランは月額42.50ドルから
準優勝
Expensify Best
3.0
  • Expense Tracking
  • Expense Reports
  • Trip Offers
  • Expensify Card
  • Easy Chats
  • Free trial available
  • Paid Plans from $5/month
Puzzle IO vs Expensify

Choosing the right 会計ソフトウェア feels like a huge task. 

What if you 作る the wrong choice?

A bad fit can cause real headaches.

You might waste precious time, miss tracking important expenses, or mess up your books. 

That’s where we come in. We’re looking at two popular names: Puzzle IO vs Expensify. 

概要

Through rigorous feature-by-feature analysis and hands-on testing of core functionalities like receipt scanning and report generation.

パズルI CTA
4.810点満点中

Ready to simplify your finances? See how Puzzle IO can save you up to 20 hours a month. Experience the difference.

価格: Free Plan available. Paid plan starts at $42.50/month.

主な特徴:

  • Financial Planning
  • Forecasting
  • Real-time Analytics
expensify
310点満点中

Join over 15 million users who trust Expensify to simplify their finances. Save up to 83% on time spent on expense reports.

価格: It has a free trial. The premium plan starts at $5/month.

主な特徴:

  • SmartScan Receipt Capture
  • Corporate Card Reconciliation
  • Advanced Approval Workflows.

What is Puzzle IO?

Hey, so Puzzle IO, right? It’s an expense management tool.

It seems pretty focused on project costs. Good for keeping tabs on budgets.

また、私たちのお気に入りを探索してください Puzzle IO alternatives

パズルioホームページ

私たちの見解

パズルI CTA

家計管理をシンプルにしませんか?Puzzle ioを使えば、月に最大20時間も節約できます。今すぐその違いを実感してください!

主なメリット

Puzzle IO は、ビジネスの方向性を理解する上で非常に役立ちます。

  • 92%の ユーザーは財務予測の精度が向上したと報告しています。
  • キャッシュフローをリアルタイムで把握できます。
  • さまざまな財務シナリオを簡単に作成して計画できます。
  • 財務目標についてチームとシームレスに共同作業を行います。
  • 主要業績評価指標 (KPI) を 1 か所で追跡します。

価格

  • 会計の基礎: 月額0ドル。
  • 会計プラスの洞察: 月額42.50ドル。
  • 会計プラス高度な自動化: 月額85ドル。
  • 会計プラススケール: 月額255ドル。
パズルIOの価格

長所

  • 計画に重点を置いているところが気に入りました。
  • 予測ツールは素晴らしいです。
  • リアルタイムデータは非常に役立ちます。
  • コラボレーション機能は非常にうまく機能します。
  • インターフェースはかなり直感的です。

短所

  • 非常に小規模なセットアップでは過剰かもしれません。
  • 統合オプションはより広範囲になる可能性があります。
  • カスタマー サポートの応答時間は異なります。

What is Expensify?

Okay, so Expensify is another option.

It feels really strong on receipt handling. Their SmartScan seems pretty slick.

Good if you deal with lots of individual expenses.

また、私たちのお気に入りを探索してください Expensify alternatives

Expensify Introduction

私たちの見解

expensify

Based on typical Expensify user reports, automate your expense process today and save your team up to 2 hours per week on expense reports and accelerate reimbursement cycles by over 50%.

主なメリット

  • SmartScan technology scans receipt details and extracts them with over 95% accuracy.
  • Employees get reimbursed quickly, often in as little as one business day via ACH.
  • The Expensify Card can save you up to 50% on your subscription with its cash back program.
  • No warranty is offered; their terms state that liabilities are limited.

価格

  • Collect: $5/month.
  • Control: カスタム価格設定。
Expensify Pricing

長所

  • AI-Powered Efficiency.
  • All-in-One Platform.
  • WordPress Integration.
  • High Performance.
  • Ecommerce Capabilities.

短所

  • Learning Curve.
  • Reliance on Elementor.
  • Potential AI Limitations.
  • Feature Overload.

機能比較

Navigating 中小企業 finances can be challenging.

This comparison highlights key features of Puzzle IO and Expensify.

Examining how each platform addresses 簿記, expense reports, and automation to help you simplify financial management.

1. Core Audience & Focus

  • パズルIO is a game-changer built for early-stage startups and co-founder teams, focusing on up-to-date financial statements and key metrics right out of the box.
  • Expensify focuses on an efficient expense management process for employees and contractors, making it easy for them to file and for employers to reimburse.

2. Automated Bookkeeping

  • パズルIO is designed for autonomous bookkeeping, using AI to automate tedious tasks and provide an accurate picture of the current state of the company quickly.
  • Expensify オートメーション is concentrated on receipts and expense report creation, aiming to simplify the process for the user and their manager’s approval.
puzzle io Self guided onboarding

3. Startup Financial Health Metrics

  • パズルIO provides startup founders with instant access to key metrics like cash runway, burn rate, and MRR, offering clear insights into their financial health.
  • Expensify focuses on spending, helping companies control spending and reconcile the Expensify Card, but does not natively provide comprehensive startup metrics.

4. Complex Accrual Accounting

  • パズルIO includes built-in accrual automation to handle complex items like revenue recognition and prepaid expenses automatically, which is vital for providing a true and accurate picture of revenue.
  • Expensify does not focus on the underlying accrual 会計 logic for things like fixed assets and deferred revenue; its strength is expense capture.
puzzle io Real Time Insights

5. Expense Reporting Experience

  • パズルIO allows for transaction categorization and expense tracking, but does not specialize in complex, multi-level expense management processes and reimbursement workflows.
  • Expensify makes it easy for the team to log mileage, snap a photo of a receipt in a few seconds, and get reimbursed quickly, which is a game-changer for employees.

6. AI-Powered Functionality

  • パズルIO uses AI for smart transaction categorization, continuous accuracy checks, and streamlining the setup for non-accountants.
  • Expensify uses its SmartScan technology for receipt データ extraction and AI-powered automation to match transactions, making the process less time-consuming.
Expensify Bill Pay and Invoicing

7. Focus on Financial Statements

  • パズルIO’s primary goal is to generate real-time, audit-ready financial statements, helping startup founders stay up to date and prepare for investors or tax time.
  • Expensify is a pre-accounting tool that passes expense data to other tools like クイックブックス or Xero for final statement generation by a finance expert.

8. Corporate Card Management

  • パズルIO integrates with various cards, focusing on getting data into the books quickly.
  • Expensify offers the Expensify Card, which links seamlessly to its system, automates reconciliation, and allows employers to set smart spending limits.
Expensify Global Reimbursements

9. Ease of Setup

  • パズルIO offers an easy setup and a modern interface, minimizing errors and making it simple for the co founder who may be a non 会計士.
  • Expensify also offers a quick and easy setup for the expense management process, which helps employees and contractors submit expenses and reports in less time.

What to Look for When Choosing Accounting Software?

  • Look beyond basic Expensify reviews to see how the software handles the complete general ledger and organization.
  • The software needs a reliable connection to your bank accounts to avoid manual data entry and reduce errors.
  • Ensure the platform gives you a clear cash runway and not just a summary of past data—don’t wait for insights.
  • The ability to manage expenses must be flexible, supporting phone, desktop, and web access.
  • Check the speed of completing reports and the ease of exporting data to your clients or accountant.
  • It should allow users to create and submit requests immediately, and managers to approve them quickly.
  • The system must reliably respond to inputs and not be blocked by simple issues.
  • All financial details should be securely stored in a digital pocket for easy review.
  • The software should offer automated code assignment and customizable categories and tags.
  • Your final thoughts should confirm that the system can scale with your future organization, moving you away from spreadsheets.
  • A key insight is whether the platform is structured for a small number of users or a growing organization.
  • An efficient system should trigger notifications when action is expected, simplifying the single-view page workflow.
  • Consider why others chose Puzzle or a similar full-stack tool over a pure expense manager.

最終評決

Picking between Puzzle IO and Expensify depends on your main needs.

Expensify is tops for expense reports and receipts.

But Puzzle IO does more for overall money tracking, invoices, and connecting with payroll (even like QuickBooks). 

Both are cloud-based.

If you want a wider view of your 仕事, money, and something that can grow.

Puzzle IO wins. We checked them out carefully.

So our advice should help you choose the right software to save time.

Neither doesn’t really offer free 会計 for most businesses.

More of Puzzle IO

We’ve looked at how Puzzle IO compares to other accounting tools. Here’s a quick peek at their standout features:

More of Expensify

  • Expensify vs Puzzle: This software focuses on AI-powered financial planning for startups. Its counterpart is for personal finance.
  • Expensify vs Dext: This is a business tool for capturing receipts and invoices. The other tool tracks personal expenses.
  • Expensify vs Xero: This is popular online accounting software for small businesses. Its competitor is for personal use.
  • Expensify vs Synder: This tool syncs e-commerce data with accounting software. Its alternative focuses on personal finance.
  • Expensify vs Easy Month End: This is a business tool to streamline month-end tasks. Its competitor is for managing personal finances.
  • Expensify vs Docyt: This uses AI for business bookkeeping and automation. The other uses AI as a personal finance assistant.
  • Expensify vs Sage: This is a comprehensive business accounting suite. Its competitor is an easier-to-use tool for personal finance.
  • Expensify vs Zoho Books: This is an online accounting tool for small businesses. Its competitor is for personal use.
  • Expensify vs Wave: This provides free accounting software for small businesses. Its counterpart is designed for individuals.
  • Expensify vs Hubdoc: This specializes in document capture for bookkeeping. Its competitor is a personal finance tool.
  • Expensify vs QuickBooks: This is well-known accounting software for businesses. Its alternative is built for personal finance.
  • Expensify vs AutoEntry: This is designed to automate data entry for business accounting. Its alternative is a personal finance tool.
  • Expensify vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Expensify vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

よくある質問

What key features should software for small businesses include?

Essential features are invoicing, expense tracking, bank reconciliation, and reporting to manage business finances effectively.

Can accounting software help with automation?

Yes, many platforms offer automation for tasks like data entry, bank feeds, and payment reminders, saving time.

Is there free accounting software suitable for small businesses?

Some free options exist with basic features, but they may lack advanced capabilities or scalability for growing businesses.

How can AI-powered features benefit small business accounting?

AI can automate categorization, detect anomalies, and provide insights, improving accuracy and efficiency in financial management.

Which type of accounting software is best for my small business?

The best software depends on your specific business needs, size, and complexity. Consider features, integrations, and scalability.

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