Come usare Wave: una guida passo passo nel 2026

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Questa guida illustra tutte le funzionalità di Wave:

• Iniziare — Create your account and link a bank
• Come utilizzare la riconciliazione dei conti — Match imported bank transactions against your books so every balance checks out
• Come utilizzare i piani dei conti — Organize income and expense accounts so every report reads clearly
• Come utilizzare le fatture — Create and send professional invoices that clients can pay online in a click
• Come utilizzare prodotti e servizi — Save the items you bill often so new invoices take seconds
• Come utilizzare la dichiarazione dei redditi — Pull the sales tax and year-end totals your accountant asks for
• Come utilizzare il monitoraggio delle spese — Capture bills and receipts so no deduction slips away at tax time
• Come utilizzare i report finanziari — View profit and loss, cash flow, and balance sheet reports any time
• Come utilizzare l'app mobile — Scan receipts and send invoices from your phone between jobs
• Come utilizzare il supporto multivaluta — Invoice international clients and record what actually landed in your account

Tempo necessario: 5 minuti per ogni servizio

In questa guida troverete anche: Consigli professionali | Errori comuni | Risoluzione dei problemi | Prezzi | Alternative

Perché fidarsi di questa guida

I have run my own books in Wave for three years and tested every feature here.

Questo tutorial si basa su esperienze pratiche reali, non su screenshot forniti dai produttori.

Wave lets piccola impresa owners create beautiful invoices, accept online payments, and make accounting easy.

But most people only ever send an invoice and stop there.

Knowing how to use Wave properly gets rid of hours of manual contabilità.

That frees you to focus on the work that actually pays.

This guide shows you every feature, step by step, with pro tips.

Tutorial sulle onde

This How to Use Wave tutorial walks through every feature, from your first login to tax time.

Onda

Send invoices, track bank transactions, and keep Attività commerciale finances tidy without paying for software. Wave is free contabilità built for small business owners and solopreneurs. Add online payments and get paid faster.

PROVA WAVE ORA →

LEGGI LA RECENSIONE COMPLETA →

ALTERNATIVE ALLE ONDE →

Introduzione a Wave

Do this one-time setup before touching any feature.

Ci vogliono circa tre minuti.

The setup takes a bit of patience, then Wave keeps running on its own.

Here is what the first few weeks looked like for me:

Ora analizziamo passo passo ciascuna fase.

Passaggio 1: crea il tuo account

Go to Wave’s website and click Sign Up.

Use a business email, then set up your company profile with a logo and brand colors.

✓ Punto di controllo: Controlla il tuo posta in arrivo per l'email di conferma.

Passaggio 2: Accedere alla dashboard

Wave runs in the browser.

iOS e Android apps handle receipts and invoices on the move.

Log in and take a look around.

Dovresti visualizzare la dashboard principale con le opzioni di streaming.

✓ Punto di controllo: You should see cash flow and unpaid invoices on the home screen.

Step 3: Link Your Bank

Connect your business bank and credit card accounts under Banking.

Wave imports bank transactions automatically, which saves real time on bookkeeping.

Come utilizzare Wave Account Reconciliation

Riconciliazione dei conti lets you match imported bank transactions against your books so every balance checks out.

Ecco come usarlo, passo dopo passo.

Passaggio 1: Collega la tua banca

Open Banking and link your business bank and credit card accounts.

Wave then pulls transactions in automatically instead of manual entry.

Step 2: Review the Imported List

Open Reconciliation and pick the account plus the month you want to close.

Ecco come si presenta:

✓ Punto di controllo: Your statement balance and Wave balance should sit side by side.

Step 3: Match and Close the Month

Confirm each match, then adjust the ending balance until the difference reads zero.

How to Use Wave Charts of Account

Piani dei conti lets you organize income and expense accounts so every report reads clearly.

Ecco come usarlo, passo dopo passo.

Step 1: Open the Accounting Menu

Vai su Contabilità, quindi su Piano dei conti.

Step 2: Add a Custom Category

Create custom income and expense categories that match your project types.

Ecco come si presenta:

✓ Punto di controllo: The new account appears under the right section with a running balance.

Step 3: Map Transactions to It

Assign imported bank transactions to the new category as they arrive.

Come utilizzare le fatture Wave

Fatture lets you create and send professional invoices that clients can pay online in a click.

Ecco come usarlo, passo dopo passo.

Step 1: Start a New Invoice

Click Invoices, then Create a New Invoice.

Add your logo and brand colors once and Wave reuses them.

Step 2: Add Line Items and Terms

Pick saved products, set quantities, and choose a due date.

Ecco come si presenta:

✓ Punto di controllo: The preview shows a Pay Now button above the total.

Step 3: Turn On Wave Payments

Enable credit card, bank transfer, and Apple Pay before you send it.

Come utilizzare i prodotti e i servizi Wave

Prodotti e servizi lets you save the items you bill often so new invoices take seconds.

Ecco come usarlo, passo dopo passo.

Step 1: Open Products and Services

Go to Sales, then Products & Services.

Step 2: Add Your Repeat Items

Enter a name, price, and the income account it should post to.

Ecco come si presenta:

✓ Punto di controllo: Your saved item fills in price and category on its own.

Step 3: Reuse Them on Invoices

Select saved items from the dropdown instead of retyping them.

How to Use Wave Tax Filler

Compilazione delle tasse lets you pull the sales tax and year-end totals your accountant asks for.

Ecco come usarlo, passo dopo passo.

Step 1: Create Your Tax Rates

Under Sales Taxes, add each rate you charge.

Step 2: Apply Tax to Line Items

Tick the tax box on taxable invoice rows only.

Ecco come si presenta:

✓ Punto di controllo: Tax collected and tax paid show as separate totals.

Step 3: Run the Sales Tax Report

Open Reports, then Sales Tax Report, and filter by date range.

How to Use Wave Expense Tracker

Monitoraggio delle spese lets you capture bills and receipts so no deduction slips away at tax time.

Ecco come usarlo, passo dopo passo.

Step 1: Record Bills as They Arrive

Enter vendor bills under Purchases so unpaid amounts stay visible.

Step 2: Scan Every Receipt

Snap receipts in the app and attach them to the matching transaction.

Ecco come si presenta:

✓ Punto di controllo: Each expense row shows a paperclip icon for its attached receipt.

Step 3: Categorize the Spend

Assign each expense to a category and, if useful, a specific project.

Come utilizzare Wave Financial Reporting

Rendicontazione finanziaria lets you view profit and loss, cash flow, and balance sheet reports any time.

Ecco come usarlo, passo dopo passo.

Passaggio 1: Scegli il tuo metodo di input

Click Reports to view the full list.

Passaggio 2: Genera un report di profitti e perdite

Filter by income and expense categories to see which project actually earned money.

Ecco come si presenta:

✓ Punto di controllo: Your Profit & Loss shows income, expenses, and net profit for the period.

Step 3: Export or Share It

Download as CSV or PDF, or share access with your bookkeeper.

Come utilizzare l'app Wave Mobile

Applicazione mobile lets you scan receipts and send invoices from your phone between jobs.

Ecco come usarlo, passo dopo passo.

Step 1: Install and Sign In

Download the Wave app and log in with the same account.

Step 2: Photograph a Receipt

Tap Receipts and take the photo in decent light.

Ecco come si presenta:

✓ Punto di controllo: The receipt lands in your list with data already populated.

Step 3: Confirm the Scanned Data

Wave uses OCR to fill in vendor, date, and amount for you.

Come utilizzare il supporto multivaluta di Wave

Supporto multivaluta lets you invoice international clients and record what actually landed in your account.

Ecco come usarlo, passo dopo passo.

Step 1: Set Your Home Currency

Confirm your base currency in Business Settings first.

Step 2: Choose a Currency Per Invoice

Pick the client’s currency when you create the invoice.

Ecco come si presenta:

✓ Punto di controllo: The invoice shows the foreign amount plus its home-currency value.

Step 3: Record the Received Amount

Log the payment so exchange differences post correctly.

Consigli e scorciatoie per Wave Pro

After three years in Wave, these are the tips I actually use.

Scorciatoie da tastiera

Funzionalità nascoste che la maggior parte delle persone non nota

• Partial refunds: Send either a full or partial refund on any customer payment, straight from the payment record.
• Google Sheets add-on: Import and export customers, products, and invoices in bulk instead of one at a time.
• Estimates that convert: Create a project estimate, then turn it into an invoice once the client approves it.
• Collaborator access: Share view-only or edit access with your accountant without handing over your password.

These small features are where Wave quietly beats pricier accounting solutions.

Errori comuni da evitare con le onde

Mistake #1: Mixing personal and business money

Mistake #2: Typing in transactions the bank already sent

Mistake #3: Invoicing without online payments turned on

Risoluzione dei problemi di Wave

Problem: Bank feed stopped importing transactions

Causa: Your bank changed its login rules or the connection expired.

Aggiustare: Go to Banking, reconnect the account, then import the missing period manually.

Problem: Reconciliation will not balance

Causa: A duplicate transaction or a payment recorded on the wrong date.

Aggiustare: Sort by amount, delete the duplicate, and check dates near the month boundary.

Problem: A client says the invoice link does not work

Causa: The email landed in spam, or the invoice is still a draft.

Aggiustare: Confirm the invoice status is sent, then share the payment link directly.

📌 Nota: If none of these fix your issues, contact Wave support.

Che cos'è Wave?

Onda is a free accounting tool that keeps business finances, invoices, and bills in one place.

Think of it as a bookkeeper that never sends a bill.

Wave è pensato per i proprietari di piccole imprese e i liberi professionisti in ogni fase della loro carriera.

Guarda questa breve panoramica:

Include le seguenti caratteristiche principali:

• Riconciliazione dei conti: Match imported bank transactions against your books so every balance checks out
• Piano dei conti: Organize income and expense accounts so every report reads clearly
• Previsioni: Create and send professional invoices that clients can pay online in a click
• Prodotti e servizi: Save the items you bill often so new invoices take seconds
• Dichiarazione dei redditi: Pull the sales tax and year-end totals your accountant asks for
• Monitoraggio delle spese: Capture bills and receipts so no deduction slips away at tax time
• Rendicontazione finanziaria: View profit and loss, cash flow, and balance sheet reports any time
• Applicazione mobile: Scan receipts and send invoices from your phone between jobs
• Supporto multivaluta: Invoice international clients and record what actually landed in your account

Per una recensione completa, consulta la nostra Recensione di Wave.

It is worth a read before you commit your books to any platform.

Prezzi delle onde

Here is what Wave costs in 2026:

Prova gratuita: Yes. The Starter Plan is free forever, so you can test Wave with no card.

Garanzia di rimborso: None published. You can cancel the Pro Plan at any point.

💰 Miglior rapporto qualità-prezzo: Starter Plan — free accounting and invoicing covers most solo businesses.

Move to Pro once manual bank transaction entry starts eating your week.

Onda contro alternative

How does Wave compare? Here is the landscape:

Scelte rapide:

• Il migliore in assoluto: QuickBooks — deepest feature set and every accountant knows it
• Miglior budget: Wave — free accounting, invoicing, and receipt scanning with no plan limits
• Ideale per principianti: Wave — plain language and few menus to get lost in
• Ideale per team in crescita: Xero — payroll, inventory, and a large app marketplace

🎯 Alternative alle onde

Cerchi alternative a Wave? Ecco le migliori opzioni:

• 🚀 Puzzle IO: Built for startups that want automated accounting and fast close cycles.
• 💰 Destra: Receipt and bill capture at volume, feeding into your main ledger.
• 🌟 Xero: Full double-entry accounting with a deep app marketplace and payroll.
• 📊 Sinder: Syncs ecommerce and payment platform sales into your books automatically.
• ⚡ Fine mese facile: Checklist-driven close process for teams that reconcile every month.
• 🧠 Docyt: AI bookkeeping with automated categorization and back-office support.
• 🏢 Saggio: Established accounting with inventory and industry-specific modules.
• 💼 Zoho Books: Strong free tier plus a wide business software suite around it.
• ⭐ Accelerare: Personal and rental property finance tracking with light business tools.
• 🔧 Hubdoc: Fetches bills and statements from vendors and files them for you.
• 💳 Expensify: Expense reports and corporate cards for teams that viaggio.
• 🔥 QuickBooks: The market standard, with payroll, inventory, and accountant familiarity.
• 🎯 Ingresso automatico: Automated data extraction from invoices, receipts, and statements.
• 🎨 FreshBooks: Fatturazione e monitoraggio del tempo aimed squarely at service freelancers.
• 👶 NetSuite: Enterprise resource planning for companies that outgrew small business tools.

Per l'elenco completo, consultare il nostro Alternative alle onde guida.

⚔️ Confronto delle onde

Here is how Wave stacks up against each competitor:

• Onda contro puzzle IO: Wave is free and simpler. Puzzle IO suits venture-backed teams with accrual needs.
• Wave contro Dext: Dext beats Wave on document capture. Wave gives you the whole ledger free.
• Wave contro Xero: Xero wins on features and integrations. Wave wins on price for small business owners.
• Wave contro Synder: Synder handles Shopify and Stripe volume better. Wave covers service businesses fine.
• Onda vs Fine mese facile: Wave includes reconciliation free. Easy Month End adds structure for larger finance teams.
• Onda contro Docyt: Docyt automates more. Wave costs nothing and stays easy to learn.
• Onda contro Salvia: Sage suits established firms. Wave fits freelancers and one-person shops better.
• Wave contro Zoho Books: Zoho Books offers more automation. Wave has a friendlier learning curve.
• Wave contro Quicken: Quicken leans personal. Wave is built for business finances and invoicing.
• Wave contro Hubdoc: Hubdoc is a document tool, not a ledger. Wave does the actual bookkeeping.
• Wave vs Expensify: Expensify owns employee reimbursements. Wave handles the full set of books.
• Wave contro QuickBooks: QuickBooks does more. Wave does the core free, which matters at year one.
• Wave vs AutoEntry: AutoEntry only extracts data. Wave gives you reporting, invoices, and payments too.
• Wave contro FreshBooks: FreshBooks has better time tracking. Wave charges nothing for invoices and accounting.
• Wave contro NetSuite: NetSuite is enterprise scale. Wave is for people running lean, not running departments.

Inizia subito a usare Wave

Hai imparato a usare tutte le principali funzionalità di Wave:

• ✅ Riconciliazione dei conti
• ✅ Piani dei conti
• ✅ Fatture
• ✅ Prodotti e servizi
• ✅ Dichiarazione dei redditi
• ✅ Monitoraggio delle spese
• ✅ Rendicontazione finanziaria
• ✅ App per dispositivi mobili
• ✅ Supporto multivaluta

Passo successivo: Pick one feature and try it today.

La maggior parte delle persone inizia con le fatture.

It takes less than five minutes to send your first one.

Domande frequenti

Come funziona l'app Wave?

You link your bank and Wave imports transactions automatically. From there you categorize spending, send invoices, accept online payments, and track business finances.

Wave è facile da usare per i principianti?

Yes. Wave is built for small business owners with no accounting background. Most people send a first invoice within ten minutes of signing up.

Come usare Wave gratuitamente?

Sign up for the Starter Plan at $0. You get invoicing, accounting, and reports free. You only pay processing fees when clients send payments.

Wave è più facile da usare rispetto a QuickBooks?

For simple books, yes. Wave shows fewer menus and less jargon. QuickBooks offers more depth, which helps once you add inventory, payroll, or staff.

Wave App invia segnalazioni all'IRS?

Wave itself does not file your taxes. Payment processing may generate tax forms where thresholds apply. You still report income yourself using Wave’s reports.