⚡ حكم سريع:
- الأسعار: Wave has two plans, a free Starter plan at $0 and a paid Pro plan at $19/month. Hubdoc runs on a single monthly subscription at $12/month.
- الأفضل لـ: Wave fits small business owners who want free محاسبة software. Hubdoc fits Xero users and bookkeepers who want to automate document capture.
- الفرق الرئيسي: Wave is full small عمل accounting software. Hubdoc only collects and reads financial documents, then sends data to your accounting software.
- اختيارنا: We recommend Wave for most small business users because it runs your books, invoicing, and payments in one free platform.
Wave and Hubdoc both show up when you search for accounting software.
But they are not the same kind of tool.
Wave is free accounting software that runs your whole business.
Hubdoc is a document tool that feeds data to your books.
This Wave review and Hubdoc review will help you pick the right one.
By the end, you will know which tool fits your small business.
ملخص
This Wave vs Hubdoc comparison covers pricing, key features, and ease of use.
كما نوضح بالتفصيل لمن تناسب كل أداة بشكل أفضل.
Our writers signed up for both and explored them hands-on.
تظهر هذه الملاحظات في قسم "ما لاحظه فريقنا" أدناه.
We also pulled details from each company’s documentation and G2 reviews.
ما هو برنامج Wave؟
Wave is free accounting software for small business owners.
Wave Accounting supports over 2 million small businesses with money management features.
It helps you send invoices, track expenses, and manage cash flow.
The platform is cloud-based, so you can access it with any internet connection.
Wave makes accounting simple for people without a finance background.
It can even cover basic personal finance, though it targets small business.
Most users pick it for the free version and easy invoicing software.
موجة
Free accounting software with unlimited invoices and expense tracking. Wave runs invoicing, payments, and payroll in one place. Great for المستقلين and small business owners.
تسعير الموجات
Here is what Wave costs in 2026. Let’s break it down.
| يخطط | سعر | الأفضل لـ |
|---|---|---|
| خطة البداية | $0 | Freelancers and new small business owners |
| الخطة الاحترافية | 19 دولارًا شهريًا | Owners who want auto import bank transactions and payment reminders |
تم التحقق من الأسعار في أبريل 2026.
تجربة مجانية: The free Starter plan is permanent. You can test core accounting features at no cost before moving to the paid Pro plan.
ضمان استرداد الأموال: Wave does not advertise a refund window. You can cancel the paid plan and drop back to the free plan anytime.
📌 ملحوظة: The paid pro plan is $19 per month or $190 annually at a discounted rate. Wave payroll is a separate add-on at $40 per month plus $6 per active employee or independent contractor.
⚠️ تحذير: Core accounting is free, but payment processing has additional costs. Expect 2.9% + $0.60 per credit card transaction and 1% for bank payments. Apple Pay is supported on invoices.
Key Benefits of Wave
Here is what makes Wave worth considering:
- خطة البداية المجانية: The free plan includes unlimited invoices, expense management, and basic financial reports. There is no monthly fee for core accounting.
- عدد غير محدود من المستخدمين: Wave allows unlimited users for free. You can add your bookkeeper or accountant without extra cost.
- Online Payments: Accept online payments by credit card and bank transfers. Customers can pay invoices fast, even with Apple Pay.
- Recurring Billing: Set up recurring invoices and automated payment reminders. This is handy for retainer clients and subscriptions.
- Payroll And Tax Filing: Wave payroll handles direct deposit and tax filing in select states. It pays employees and contractors from one screen.
- Multiple Companies: Manage multiple companies under one login. This suits owners who run more than one small business.
- أمن قوي: Wave uses up to 256-bit TLS encryption and PCI Level 1 compliance. Multi factor authentication adds another layer of account safety.
ما لاحظه فريقنا
ملكنا الكاتب signed up for Wave and spent several days exploring the platform. Here is what stood out from that hands-on time:
Wave Pros & Cons
✅ المزايا
- Free Starter plan with unlimited invoices and expense tracking
- Unlimited users free, unlike most paid accounting software
- Clean dashboard showing cash flow, income, and expenses
- Built-in payroll and online payments in one place
❌ سلبيات
- No built-in time tracking, billable hours, or inventory
- Auto import bank transactions sits behind the paid Pro plan
- Support is limited to a help center and روبوت محادثة on the free plan
ما هو Hubdoc؟
Hubdoc هي أداة لإدارة المستندات قائمة على الحوسبة السحابية لـ مسك الدفاتر.
It captures receipts, bills, and financial documents in one place.
Hubdoc uses OCR to read vendor name, date, total, and tax.
It then sends that data to your online accounting software.
Hubdoc is cloud-based, not self hosted or on premise software.
As of 2026, Hubdoc is owned by Xero and works closely with برنامج QuickBooks متصل.
Hubdoc
Hubdoc auto-fetches bills and statements, then reads them with OCR. It pushes clean data into Xero and QuickBooks Online. Built for bookkeepers and accountants.
أسعار Hubdoc
Here is what Hubdoc costs in 2026. The pricing is simple.
| يخطط | سعر | الأفضل لـ |
|---|---|---|
| اشتراك شهري | 12 دولارًا شهريًا | Standalone users not on a bundled Xero plan |
تم التحقق من الأسعار في أبريل 2026.
تجربة مجانية: Hubdoc has a 30-day free trial. No credit card is needed to start, so you can test it for a full billing period first.
ضمان استرداد الأموال: There is no formal refund policy. You can cancel before the next billing period to avoid further charges.
📌 ملحوظة: Many Xero users get Hubdoc free or at a discounted rate, depending on their subscription level. This makes it cost-effective for accountants who already pay for Xero.
⚠️ تحذير: Hubdoc is not a full accounting package. You still pay for accounting software like Xero or QuickBooks Online to actually run your business.
المزايا الرئيسية لـ Hubdoc
إليك ما يجعل Hubdoc جديراً بالاهتمام:
- جلب المستندات تلقائياً: Hubdoc fetches bills and bank statements from vendors for you. This helps you save time and spend less time on manual data entry.
- استخراج البيانات الذكي: OCR pulls vendor name, date, total, and sales tax from receipts. Real time data flows into your books.
- Centralized Filing: It sorts documents into folders by vendor name. Hubdoc acts like a digital filing cabinet for your records.
- تكامل البرمجيات: Hubdoc integrates with Xero and QuickBooks Online. It also connects with other business apps and third party apps.
- Audit-Proof Records: It stores original financial documents for audit-proof record-keeping. Your accountant gets a full picture at tax time.
- التقاط الصور عبر الهاتف المحمول: The mobile app lets you snap receipts on the go. Documents upload straight to the cloud.
- التعاون بين المستخدمين: Give your bookkeeper or accountant access to shared documents. Multiple users can manage files together.
ما لاحظه فريقنا
Our writer signed up for Hubdoc and tested its document capture for several days. Here is what stood out from that hands-on time:
مزايا وعيوب Hubdoc
✅ المزايا
- Auto-fetches documents and reads them with OCR
- Deep integration with Xero and QuickBooks Online
- Often free or discounted with a Xero subscription
- Strong document storage for audit-proof records
❌ سلبيات
- Not a full accounting package on its own
- OCR can make errors that need manual review
- The interface feels outdated and bank feeds can break
مقارنة الميزات
Ready to dive into a detailed comparison of Wave vs Hubdoc? These tools sit in the same accounting space but do very different jobs.
We will look at ten key features so you can match each tool to your business operations. Keep in mind that Wave runs the books while Hubdoc feeds them documents.
| ميزة | موجة | Hubdoc |
|---|---|---|
| السعر المبدئي | $0 free plan | 12 دولارًا شهريًا |
| خطة مجانية | ✅ | ❌ (تجربة لمدة 30 يومًا) |
| إصدار الفواتير | ✅ | ❌ |
| تتبع المصروفات | ✅ | ✅ (capture only) |
| Bank Transactions Sync | ✅ (احترافي) | ✅ (fetch docs) |
| التقارير المالية | ✅ | ❌ |
| معالجة الرواتب | ✅ (إضافة) | ❌ |
| OCR Data Extraction | Basic receipt scanning | ✅ متقدم |
| الأفضل لـ | Free small business accounting | Document capture for Xero/QBO |
1. الغرض الأساسي
موجة: Wave is full small business accounting software. It handles invoicing, expense tracking, bank reconciliation, and reports. You can run your business books end to end without a second tool.
Hubdoc: Hubdoc is a document tool, not standalone accounting software. It collects receipts and bills, reads them, and pushes the data to QuickBooks Online or Xero. You still need an accounting platform behind it. Hubdoc helps automate tasks like data entry and document collection.
⚠️ تحذير: If you only buy Hubdoc, you cannot run your business with it. It is a feeder for your real accounting software.
2. إصدار الفواتير
موجة: Wave allows unlimited invoices on the free plan. You can send customizable invoices, schedule recurring billing, and track open invoices. Automated payment reminders chase late customers for you. You can accept credit card payments and manage accounts receivable from one screen.
Hubdoc: Hubdoc does not create or send invoices. Its invoicing features are limited to reading vendor invoices you receive. To send invoices, you rely on Xero or QuickBooks Online.
3. Expense Tracking and Receipts
موجة: Wave lets you track expenses and capture receipts with the mobile app. Receipt scanning syncs expense data with your books. It covers everyday expense tracking for most small business owners.
Hubdoc: Hubdoc goes deeper on digital receipt capture. It uses OCR to read each document and auto merge the data into your accounting software. This reduces manual entry for high-volume bookkeeping records.
4. Bank Connections and Reconciliation
موجة: Wave connects your bank accounts to pull transactions automatically. The paid pro plan adds auto import bank transactions, which speeds up reconciliation. The free version needs more manual entry. Synced transactions usually appear within one to two business days.
Hubdoc: Hubdoc fetches bank statements and bills directly from vendors. It does not reconcile by itself, but it supplies the source documents your accountant matches against bank transactions. Some users report feeds break and need a manual fix.
5. Financial Reporting
موجة: Wave generates financial reports like balance sheets and income statements. You can filter by date range to see profit and cash flow. Reports are solid for basics but lack advanced budgeting tools.
Hubdoc: Hubdoc does not produce financial reports. إعداد التقارير happens inside Xero or QuickBooks Online once Hubdoc has delivered the data. Think of it as the data source, not the report writer.
6. Document Management and Filing
موجة: Wave stores receipts tied to transactions, but it is not a document filing cabinet. You manage files within the accounting flow. There is no deep folder sorting by vendor.
Hubdoc: This is where Hubdoc shines. It auto-files documents into folders by vendor name and keeps original copies for audit-proof record-keeping. Bookkeepers get unlimited bookkeeping records in one tidy place.
7. Payroll and Tax Filing
موجة: Wave offers accounting and payroll in one platform. Wave payroll handles direct deposit and supports payroll processing with W2 and 1099 forms. It gets each active employee or independent contractor paid from one screen. It files taxes in select states.
Hubdoc: Hubdoc has no payroll feature. You cannot run payroll or pay bills from it. Payroll stays with your main accounting software or a separate payroll tool.
8. عمليات التكامل
موجة: Wave integrates with fewer outside apps than rivals. Wave integrates well within its own platform, linking invoicing, payments, and payroll. But its third party apps list is shorter than QuickBooks or Xero.
Hubdoc: Hubdoc is built to connect. It links tightly with Xero and QuickBooks Online, reportedly around 89% user satisfaction on integration. It plugs into the wider set of business apps accountants already use.
9. تطبيق الهاتف المحمول
موجة: The Wave mobile app lets you send invoices and track expenses on the go. It keeps the same clean feel as the desktop version. You can manage money from your phone with any internet connection.
Hubdoc: The Hubdoc mobile app focuses on document capture. Snap a receipt and it uploads to the cloud, ready for data extraction. It is simple but does its one job well.
10. Security and Storage
موجة: Wave protects your data with up to 256-bit TLS encryption and PCI Level 1 compliance. Multi factor authentication guards your login. Your financial data lives safely in the cloud, giving peace of mind.
Hubdoc: Hubdoc uses bank-level encryption to store sensitive financial documents. Files stay in secure cloud storage with backup. Security is a core selling point for accountant access and client records.
11. التسعير والتكلفة
لنقارن خطط الأسعار جنبًا إلى جنب.
| يخطط | موجة | Hubdoc |
|---|---|---|
| حر | Starter plan, $0 | ❌ (تجربة لمدة 30 يومًا فقط) |
| مدفوع | Pro plan, $19/month | 12 دولارًا شهريًا |
| Annual Option | $190/year for Pro | Billed monthly |
| إضافات | Payroll from $40/month + $6/employee | Often free with Xero |
موجة: Wave wins on upfront cost. The free starter plan covers core accounting with no monthly fee. You only spend money on payment processing, the paid pro plan, or payroll.
Hubdoc: Hubdoc costs $12 per month on its own. But many Xero users pay nothing extra because it comes bundled. Your real cost depends on your subscription level with Xero.
💡 نتيجة الاختبار: Wave’s free plan saves you the most money if you need standalone accounting software. Hubdoc only makes sense if you already pay for Xero or QuickBooks Online.
سيناريوهات مختلفة
| إذا كنت بحاجة إلى | يختار | لماذا |
|---|---|---|
| Free accounting software | موجة | Permanent free starter plan |
| Document capture for Xero | Hubdoc | Auto-fetch and OCR |
| إصدار الفواتير والمدفوعات | موجة | Unlimited invoices, online payments |
| تخزين المستندات المقاوم للتدقيق | Hubdoc | Sorts and stores originals |
| Payroll and tax filing | موجة | Built-in payroll add-on |
| أداة سهلة الاستخدام للمبتدئين | موجة | Easy for non-accountants |
💰 ميزانيتك
Wave’s free plan wins for tight budgets. Hubdoc costs $12 per month unless it is bundled with your Xero subscription.
🔌 مجموعة أدواتك التقنية
If you already run Xero or QuickBooks Online, Hubdoc slots right in. If you have no accounting software yet, Wave gives you the full picture in one place.
📝 سير عملك
High receipt volume favors Hubdoc’s auto merge and data extraction. Simple income and expenses favor Wave’s all-in-one approach.
🎓 مستوى خبرتك
Wave suits owners with no accounting background. Hubdoc assumes you or your bookkeeper already work inside a bigger accounting system.
🆓 تجارب وعروض توضيحية مجانية
Wave’s starter plan is free forever, so just sign up and test it. Hubdoc gives a 30-day free trial with no credit card required.
🛟 خيارات الدعم
Wave’s support is limited to a help center and chatbot on the free plan. Hubdoc support runs through Xero channels for connected accounts.
دليل التبديل
هل تستخدم إحدى هذه الأدوات بالفعل؟ إليك ما يمكن توقعه عند التبديل.
🔄 Switching from Wave to Hubdoc?
✅ ما ستجنيه:
- Automatic fetching of financial documents from vendors
- Stronger OCR data extraction and auto filing by vendor
- Deep links to QuickBooks Online and Xero
❌ ما ستخسره:
- Free invoicing software and unlimited invoices
- Built-in payroll and online payments
- Financial reports and a free platform
📋 كيفية التبديل:
- Export your bookkeeping records and receipts from Wave
- Set up Xero or QuickBooks Online as your main books
- Connect Hubdoc and start fetching documents
🔄 Switching from Hubdoc to Wave?
✅ ما ستجنيه:
- A free version that runs your full books
- Invoicing, recurring invoices, and accept online payments
- Payroll, direct deposit, and tax filing in one tool
❌ ما ستخسره:
- Automatic document fetching from vendors
- Advanced OCR and audit-proof filing by vendor
- Tight integration with Xero for accountant access
📋 كيفية التبديل:
- Download stored documents from Hubdoc
- Create a free Wave account and connect your bank accounts
- Import opening balances and start invoicing
ما لم تتناوله مراجعتنا
This comparison focused on individual users and small business owners. We did not test enterprise setups or deep multi-entity bookkeeping. Our notes are based on the April 2026 versions, so features may have changed since then. If you manage complex inventory, purchase orders, or heavy time tracking needs, your priorities may differ from what we covered here. Neither tool lets you track mileage out of the box.
الحكم النهائي
| فئة | الفائز |
|---|---|
| 💰 الأسعار | موجة |
| 🚀 الميزات الأساسية | موجة |
| 📄 التقاط المستندات | Hubdoc |
| 🎯 OCR Accuracy | Hubdoc |
| 👶 سهولة الاستخدام | موجة |
| 🔌 عمليات التكامل | Hubdoc |
| 🏆 الفائز الإجمالي | موجة |
🏆 WINNER: WAVE
Wave wins 4 out of 6 categories.
الأفضل لـ: Freelancers, solopreneurs, and small business owners who want free accounting software with invoicing and payroll.
Wave and Hubdoc solve two different problems. Wave is a free accounting platform that runs your whole business. Hubdoc is a document tool that feeds data to other accounting software.
Hubdoc is excellent for bookkeepers and Xero users who drown in receipts. Its auto-fetch and OCR save real time at tax time. If document capture is your only pain, it is a strong pick.
But if you need software to actually run your business, Wave is the better choice. It gives small business owners invoicing, payments, payroll, and reports for free. That is why we recommend Wave for most readers comparing these two. This Wave accounting review found it the simplest path to free books.
More of Wave Compared
Here is how Wave stacks up against some of the أفضل برامج المحاسبة:
فاز فريق Wave في: free starter plan, unlimited users at no cost, simpler setup for beginners
يتفوق برنامج QuickBooks في: advanced features, deeper third party apps, inventory and project tools
فاز فريق Wave في: zero monthly cost, free invoicing software, friendlier for non-accountants
Loading... daily bank feed each business day, richer reporting, more integrations and add-ons
الموجة مقابل FreshBooks
فاز فريق Wave في: free version, lower total cost, broader money management features
يتفوق FreshBooks في: built-in time tracking, billable hours, stronger client-facing invoicing features
فاز فريق Wave في: truly free plan with no revenue cap, simpler interface, free payroll-ready accounting
تتفوق Zoho Books في: الأتمتة workflows, budgeting tools, tighter fit for the wider Zoho stack
المزيد من مقارنة Hubdoc
Here is how Hubdoc stacks up against other document tools:
فاز Hubdoc في: lower price, free bundling with Xero, simple setup for basic capture
فاز ديكست في: better OCR on complex invoices, multi-line item handling, faster processing of bulk documents
Hubdoc مقابل الإدخال التلقائي
فاز Hubdoc في: auto-fetch from vendors, included with Xero plans, audit-proof document storage
يفوز نظام الإدخال التلقائي في: pay-per-credit pricing for low volume, line-item capture, broader software support
Hubdoc مقابل إكسبنسيفاي
فاز Hubdoc في: vendor bill fetching, document filing by vendor, deeper Xero sync
يتفوق تطبيق Expensify في: employee expense reports, mileage and يسافر claims, corporate card reconciliation
مقارنة بين Hubdoc و QuickBooks
فاز Hubdoc في: dedicated document capture, vendor auto-fetch, tidy filing cabinet for receipts
يتفوق برنامج QuickBooks في: full accounting and reporting, payroll, invoicing and a complete books platform
الأسئلة الشائعة
هل برنامج Wave مجاني حقاً؟
Yes. The Starter plan is free with unlimited invoices and expense tracking. You only pay for payment processing, the paid Pro plan, or payroll add-ons.
هل برنامج Wave جيد مثل برنامج QuickBooks؟
For freelancers and simple businesses, yes. QuickBooks Online offers more advanced features and integrations. Wave wins on price and ease of use.
كم تبلغ تكلفة Hubdoc؟
Hubdoc costs $12 per month as a standalone tool. Many Xero users get it free or at a discounted rate, depending on their subscription level.
ما هي استخدامات Hubdoc؟
Hubdoc captures receipts, bills, and statements, then reads them with OCR. It sends that data to your accounting software and stores documents for audit-proof records.
هل لا يزال Hubdoc مجانيًا مع Xero؟
Many Xero plans include Hubdoc at no extra cost. Since Xero owns Hubdoc, the bundle depends on your billing period and plan tier.
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