Puzzle IO vs Refreshme: Best Accounting Software in 2025?

Are you trying to figure out which accounting software is best for your needs? 

It can feel like a tough puzzle to solve, right?

Many small businesses and individuals are looking for easy-to-use and effective ways to manage their money.

Two names you might have come across are Puzzle IO vs Refreshme.

Let’s take a closer look and see which of these could be the right fit for you this year.

Overview

We’ve spent time exploring and using both Puzzle IO and Refreshme to see how they stack up.

Our hands-on testing focused on ease of use, key features, and overall value to bring you a clear comparison.

What is Puzzle IO?

So, what’s the deal with Puzzle IO?

It’s accounting software designed to make things easier for you.

Think of it as a helpful tool to keep your business finances organized without a lot of fuss.

Also, explore our favorite Puzzle IO alternatives…

Key Benefits

Puzzle IO really shines when it comes to helping you understand where your business is headed.

• 92% of users report better financial forecasting accuracy.
• Get real-time insights into your cash flow.
• Easily create different financial scenarios to plan.
• Collaborate seamlessly with your team on financial goals.
• Track key performance indicators (KPIs) in one place.

Pricing

• Free: $0
• Basic: $21.25
• Starter: $42.50
• Pro: $85
• Advanced: Custom

What is Refreshme?

Okay, let’s chat about Refreshme.

It’s another accounting software option out there.

This one aims to give you a clear view of your financial health.

It focuses on keeping things simple and manageable.

Also, explore our favorite Refreshme alternatives…

Key Benefits

RefreshMe shines with its super-easy setup.

You can snap photos of receipts.

The app automatically reads the important details.

It helps you create expense reports quickly.

This makes tracking even faster.

Plus, their customer support team is available 24/7.  

Pricing

• Individual: $24.99/month
• Couple: $44.99/month

Feature Comparison

Now, let’s dive into the specifics.

We’ll compare Puzzle IO’s and Refreshme’s key features side-by-side.

Giving you a clearer picture of what each software offers and where its strengths lie.

1. Expense Management

• Puzzle IO: Offers robust expense management features, allowing you to scan and organize receipt images directly through its mobile app. Its AI-powered capabilities can automatically categorize business expense entries, helping businesses track spending and reduce tax burdens. It also integrates with Navan is the one-stop shop for employee expenses.
• Refreshme: provides tools for creating expense reports and tracking employee expenses. Users can upload CSV files for expense reporting. While it handles expenses, it may not have the same level of AI-powered automation for organizing receipts as Puzzle IO.

2. Automation Software for Accounting

• Puzzle IO is automation software that enables easy accounting, especially for e-commerce businesses and accounting. It aims to streamline workflow by automating tasks like data entry and reconciliation of sales from e-commerce systems. You can see how Puzzle IO can effortlessly integrate with various platforms.
• Refreshme: Offers software that enables easy accounting with features like automated bank reconciliation. While it provides powerful automation software that enables efficient bookkeeping, its focus on e-commerce systems with accounting might be less pronounced compared to Puzzle IO.

3. Integration with Other Platforms

• Puzzle IO: Offers seamless integration with popular e-commerce platforms and other business tools, including the ability to import files from quickbooks and potentially integrate with synder. This helps automate the reconciliation of sales from e-commerce.
• Refreshme: provides integrations with various financial institutions and some business applications. However, its direct integrations with e-commerce systems, accounting, and platforms like QuickBooks or Synder might be more limited.

4. Accounts Receivable and Payable

• Puzzle IO: Helps businesses get paid faster with efficient accounts receivable management, including automated invoice reminders. It also manages accounts payable by tracking bills and scheduling payments.
• Refreshme: Offers features for managing both accounts receivable and accounts payable. You can track invoices, send reminders, and manage vendor payments.¹⁰

5. Financial Reporting and Insights

• Puzzle IO: Provides accounting for always accurate reporting with granular financial data insights. It offers various reports to help understand cash flow and overall economic health.
• Refreshme: Generates a range of financial data reports, including balance sheets and income statements, to help businesses monitor their performance.

6. Accrual Accounting

• Puzzle IO fully supports accrual accounting, providing a comprehensive view of income and expenses as they are earned or incurred, regardless of when cash changes hands.
• Refreshme: Also supports accrual accounting, allowing businesses to track their financials based on the accrual method for more accurate reporting.

7. Specialized Features

• Puzzle IO: It may specialize in certain areas, potentially offering more tailored accounting tools for e-commerce businesses. Through integrations, it might also offer features like daily credit monitoring and positive pay.
• Refreshme: It could specialize in providing strong core accounting services, focusing on user-friendliness and comprehensive reporting. Features like addition to the ach might be available.

What to Look for When Choosing Accounting Software?

• Scalability: Can the software grow with your business?
• Industry-Specific Features: Does it cater to your specific needs (e.g., e-commerce, service-based businesses)?
• Customer Support: What level of help is available when you need it?
• Security: How secure is your financial data?
• Ease of Use: Is the interface intuitive for you and your team?
• Integration Capabilities: Does it work with your existing systems with accounting needs?
• Cost-Effectiveness: Does the pricing align with your budget and the value offered?

Final Verdict

Okay, so which one should you choose?

It’s a close call, but we lean towards Puzzle IO. Why?

It really shines, especially if you’re in e-commerce.

It enables easy accounting for e-commerce businesses with strong automation. 

Refreshme is good, but Puzzle IO’s focus on automation and e-commerce makes it a bit more helpful for many.

You might want to start your free trial today to see for yourself!

We’ve done the digging so that you can make a smart choice.

More of Puzzle IO

Here’s how Puzzle IO stacks up against other accounting software:

• Puzzle IO vs Dext: Dext excels at document collection and extraction.
• Puzzle IO vs Xero: Xero offers strong cloud-based accounting for small businesses.
• Puzzle IO vs Synder: Synder specializes in automating e-commerce integrations.
• Puzzle IO vs Easy Month End: Easy Month End focuses on simplifying the month-end closing process.
• Puzzle IO vs Docyt: Docyt uses AI for automated bookkeeping and document collection.
• Puzzle IO vs Sage: Sage provides comprehensive accounting solutions for larger enterprises.
• Puzzle IO vs Zoho Books: Zoho Books offers user-friendly accounting within the Zoho ecosystem.
• Puzzle IO vs Wave: Wave provides free accounting software for small businesses with payroll.
• Puzzle IO vs Quicken: Quicken is popular for personal finance and basic business accounting.
• Puzzle IO vs Hubdoc: Hubdoc automates document collection and data entry.
• Puzzle IO vs Expensify: Expensify simplifies expense reporting and management.
• Puzzle IO vs QuickBooks: QuickBooks is a widely used accounting software for small to medium businesses.
• Puzzle IO vs AutoEntry: AutoEntry automates data entry from scanned documents.
• Puzzle IO vs FreshBooks: FreshBooks is designed for invoicing and expense management for freelancers.
• Puzzle IO vs NetSuite: NetSuite is a powerful ERP solution for enterprises.

More of Refreshme

Here’s how Refreshme stacks up against other accounting software:

• Refreshme vs Dext: Dext excels at document collection and extraction.
• Refreshme vs Xero: Xero offers strong cloud-based accounting for small businesses.
• Refreshme vs Synder: Synder specializes in automating e-commerce integrations.
• Refreshme vs Easy Month End: Easy Month End focuses on simplifying the month-end closing process.
• Refreshme vs Docyt: Docyt uses AI for automated bookkeeping and document collection.
• Refreshme vs Sage: Sage provides comprehensive accounting solutions for larger enterprises.
• Refreshme vs Zoho Books: Zoho Books offers user-friendly accounting within the Zoho ecosystem.
• Refreshme vs Wave: Wave provides free accounting software for small businesses with payroll.
• RefreshMe vs Quicken: Quicken is popular for personal finance and basic business accounting.
• Refreshme vs Hubdoc: Hubdoc automates document collection and data entry.
• Refreshme vs Expensify: Expensify simplifies expense reporting and management.
• Refreshme vs QuickBooks: QuickBooks is a widely used accounting software for small to medium businesses.
• Refreshme vs AutoEntry: AutoEntry automates data entry from scanned documents.
• Refreshme vs FreshBooks: FreshBooks is designed for invoicing and expense management for freelancers.
• Refreshme vs NetSuite: NetSuite is a powerful ERP solution for enterprises.

Frequently Asked Questions