


Starting a doanh nghiệp nhỏ or working as a freelancer?
You know how important it is to keep your money straight.
Both are popular, but which one is truly best for của bạn needs?
Many people wonder about Refreshme vs Wave.
Let’s break down these two kế toán choices.
We’ll look at what each offers so you can làm a smart decision for your finances.
Toàn cảnh
We tested both Refreshme and Wave.
We used them for billing, tracking money, and looking at reports.
This helped us see how they work in real life.
Now, let’s compare them directly.

Khám phá những hiểu biết tài chính sâu sắc hơn! Refresh Me phân tích chi tiêu của bạn và giúp bạn tiết kiệm thông minh hơn.
Try it now!
Chạy: It has a free trial. The premium plan at $24.99/month.
Tính năng chính:
- Automated Reconciliation
- Streamlined Workflows
- Giao diện thân thiện với người dùng

Over 4 million doanh nghiệp nhỏ trust Wave to manage their finances. Explore Wave’s plans and find the right fit.
Chạy: Free plan available. Paid plan starts at $19/month.
Tính năng chính:
- Lập hóa đơn
- Banking
- Payroll add-on.
What is RefreshMe?
RefreshMe is a tool to help you track your spending.
It can help you keep your receipts in one place. It also helps you see where your money is going.
It tries to make expense tracking simple for everyone.
Ngoài ra, hãy khám phá điều yêu thích của chúng tôi Refreshme alternatives…

Lấy của chúng tôi

Điểm mạnh của RefreshMe nằm ở việc cung cấp thông tin chi tiết có thể hành động được trong thời gian thực. Tuy nhiên, việc thiếu thông tin giá cả công khai và các tính năng kế toán cốt lõi có thể chưa toàn diện có thể là điều mà một số người dùng cần cân nhắc.
Lợi ích chính
- Bảng điều khiển tài chính thời gian thực
- Phát hiện bất thường dựa trên trí tuệ nhân tạo
- Báo cáo tùy chỉnh
- Dự báo dòng tiền
- Đánh giá hiệu năng
Chạy
- Cá nhân (3B): 24,99 đô la/tháng.
- Cặp đôi (3B): 44,99 đô la/tháng.

Pros
Hằng
What is Wave?
Okay, let’s talk about Wave.
Think of it like a helpful friend for your việc kinh doanh money.
It lets you do things like send invoices and track what money comes in and goes out.
It can help you see the big picture of your business finances.
Ngoài ra, hãy khám phá điều yêu thích của chúng tôi Wave alternatives…

Lấy của chúng tôi

Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.
Lợi ích chính
Wave’s strengths include:
- A 100% free core accounting plan.
- Serving over 2 million small businesses.
- Easy invoice creation and payment processing.
- No long-term contracts or warranties.
Chạy
- Starter Plan: $0month.
- Pro Plan: $19month.

Pros
Hằng
So sánh tính năng
For doanh nghiệp nhỏ owners, choosing between a dedicated personal finance tool and a comprehensive accounting platform is a major decision. This Feature Comparison breaks down how Refreshme serves individuals and freelancers, while Wave provides a full suite of services for business kế toán and payroll.
1. Core Service and Target Audience
- Refreshme: This platform’s services are focused on personal finance. The core treatment is a financial plan to refresh the age of your personal income dữ liệu and help small business owners track expenses personally.
- Sóng: The platform is a small business accounting software that is a free platform for the small business. The goal is to manage business operations and provide a full picture for the accountant or bookkeeper.
2. Integrations and Business Strategy
- Refreshme: The difference is that Refreshme is a self hosted solution for your personal financial content that does not integrate with third party apps.
- Sóng: Wave integrates with numerous business apps and is the best accounting software for a small business due to its free accounting model. The paid pro plan is one of the two plans to choose from for theo dõi thời gian and billable hours.

3. Data Capture and Reliability
- Refreshme: It helps clients collect bank transactions and personal records. It is continually updated, but if the internet connection failed, the system cannot collect real time data.
- Sóng: Wave makes it easy to auto import bank transactions and digital receipt capture is simple on the mobile app. The wave accounting review confirms that its integration minimizes data loss, giving peace of mind against failed imports.
4. Invoicing and Payments
- Làm mới lại tôi: It helps you manage cash flow and provides a full picture of income. It does not send invoices or process payments.
- Sóng: It offers invoicing features, including unlimited invoices and recurring invoices with payment reminders. Wave makes it easy to accept online payments via bank payments and credit card payments.
5. Advanced Tax and Payroll
- Refreshme: This service gives you a review of your tax time readiness for income and expenses.
- Sóng: It allows you to run payroll with direct deposit for an active employee and independent contractor paid. It also manages sales tax and provides accounts receivable báo cáo at tax time.
6. Accounting Feature Depth
- Refreshme: The difference is in the scope: Refreshme focuses on personal finance. It provides a treatment plan and budgeting tools, but is not a small business accounting software.
- Sóng: It provides a general ledger, free kế toán software, and unlimited bookkeeping records in the cloud. It is the best accounting software for a small business that needs a strong foundation and full picture.
7. User Interface and Aesthetic
- Refreshme: The face of the mobile app & user interface is re-designed to be simple & a work of art. The content is updated frequently to improve the user experience.
- Sóng: The wave accounting review praises the user interface for its simplicity. Wave is often recommended because wave makes complex accounting easy and the mobile app is intuitive.

8. Management Scope and Records
- Refreshme: You can create an expense file and manage your records over a date range. The financial treatment helps clients manage their age and future cash flow.
- Sóng: It is an add-on or a complimentary service designed for a small business, accountant, and bookkeeper. Its primary purpose is to automate the each collection and processing of financial documents, simplifying the kế toán for a company.
9. Pricing Model and Value
- Refreshme: The pricing is a subscription level that gives access to financial reports and budgeting tools. It is a cost-effective choice with less time spent on management.
- Sóng: The wave accounting core is free accounting software, offering a free starter plan and a free version that includes unlimited invoices. Additional costs apply for payroll processing and online payments via credit card payments.
10. Abstract and Technical Management
- Refreshme: Cái hubdoc review found that the system allows you to track expenses in less time. The paid plan offers additional costs for payroll processing and access to multiple users for multiple companies.
- Sóng: It makes it easy to enter a new transaction and auto merge bank transactions. The wave review shows that the free platform is a perfect place to run your business and save time on tax filing.
Cần lưu ý điều gì khi chọn phần mềm kế toán?
- Look for a free plan that provides money management features and has transactions automatically imported from your bank accounts. Check reviews to see if users analyze the difference between the free plan and the paid plan to determine the best value for their business.
- The invoicing software should offer unlimited invoices and recurring billing to ensure a consistent income. Wave makes it easy to accept online payments via credit card payments and bank transfers.
- The payroll processing system should simplify things. Wave Payroll services must include direct deposit for employees and the ability to run payroll for an independent contractor paid while ensuring tax filing compliance.
- Data security like credit card transaction and access are vital. Ensure the platform supports multi factor authentication and gives unlimited users access to financial reports. The system must be updated regularly to prevent failed transactions.
- Check for comprehensive money management features like apple pay and reliable receipt scanning cases. Wave financial offers two plans that include these key features at a discounted rate.
- The platform must efficiently analyze and track expenses over longer date ranges. You should be able to access a full picture of your cash flow from the mobile app with cookies.
- The support team should be easily reachable via help center on business days or live chat. Wave makes it easy to resolve issues immediately and provides automated payment reminders.
- Ensure bank accounts and credit cards connect seamlessly. The mobile app must track expenses and billable hours, saving less time on manual data entry for employees.
- The overall user interface should be simple. The starter plan should include essential budgeting tools and provide financial reports with change.
Phán quyết cuối cùng
So, Refreshme vs Wave—which one wins?
For most small businesses and người làm việc tự do, Wave is our top pick.
Why? Because it’s free for its main kế toán features. So we recommend wave.
This is a huge help when you’re just starting out or watching every penny.
While Refreshme offers more advanced features, Wave gives you the core tools you need without the cost.
Wave consistently stands out for its value and ease of use making it a smart choice.


More of Refreshme
- Refresh me vs Puzzle IO: This software focuses on AI-powered financial planning for startups. Its counterpart is for personal finance.
- Refresh me vs Dext: This is a business tool for capturing receipts and invoices. The other tool tracks personal expenses.
- Refresh me vs Xero: This is popular online accounting software for small businesses. Its competitor is for personal use.
- Refresh me vs Synder: This tool syncs e-commerce data with accounting software. Its alternative focuses on personal finance.
- Refresh me vs Easy Month End: This is a business tool to streamline month-end tasks. Its competitor is for managing personal finances.
- Refresh me vs Docyt: This uses AI for business bookkeeping and automation. The other uses AI as a personal finance assistant.
- Refresh me vs Sage: This is a comprehensive business accounting suite. Its competitor is an easier-to-use tool for personal finance.
- Refresh me vs Zoho Books: This is an online accounting tool for small businesses. Its competitor is for personal use.
- Refresh me vs Wave: This provides free accounting software for small businesses. Its counterpart is designed for individuals.
- Refresh me vs Quicken: Both are personal finance tools, but this one offers more in-depth investment tracking. The other is simpler.
- Refresh me vs Hubdoc: This specializes in document capture for bookkeeping. Its competitor is a personal finance tool.
- Refresh me vs Expensify: This is a business expense management tool. The other is for personal expense tracking and budgeting.
- Refresh me vs QuickBooks: This is well-known accounting software for businesses. Its alternative is built for personal finance.
- Refresh me vs AutoEntry: This is designed to automate data entry for business accounting. Its alternative is a personal finance tool.
- Refresh me vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
- Refresh me vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.
More of Wave
- Sóng so với Trò chơi xếp hình IOPhần mềm này tập trung vào lập kế hoạch tài chính dựa trên trí tuệ nhân tạo dành cho các công ty khởi nghiệp. Phiên bản tương tự dành cho tài chính cá nhân.
- Sóng so với DextĐây là công cụ kinh doanh dùng để ghi nhận biên lai và hóa đơn. Công cụ còn lại dùng để theo dõi chi phí cá nhân.
- Wave so với XeroĐây là phần mềm kế toán trực tuyến phổ biến dành cho các doanh nghiệp nhỏ. Đối thủ cạnh tranh của nó là phần mềm dành cho mục đích sử dụng cá nhân.
- Wave vs SynderCông cụ này đồng bộ dữ liệu thương mại điện tử với phần mềm kế toán. Một phiên bản khác tập trung vào tài chính cá nhân.
- Sóng so với cuối tháng yên bìnhĐây là một công cụ kinh doanh giúp đơn giản hóa các công việc cuối tháng. Đối thủ cạnh tranh của nó là công cụ quản lý tài chính cá nhân.
- Wave vs DocytỨng dụng này sử dụng trí tuệ nhân tạo (AI) cho việc kế toán và tự động hóa kinh doanh. Ứng dụng còn lại sử dụng AI như một trợ lý tài chính cá nhân.
- Sóng đối đầu với cây xô thơmĐây là một bộ phần mềm kế toán doanh nghiệp toàn diện. Đối thủ cạnh tranh của nó là một công cụ dễ sử dụng hơn dành cho tài chính cá nhân.
- Wave vs Zoho BooksĐây là một công cụ kế toán trực tuyến dành cho các doanh nghiệp nhỏ. Đối thủ cạnh tranh của nó là công cụ dành cho mục đích sử dụng cá nhân.
- Wave vs QuickenCả hai đều là công cụ quản lý tài chính cá nhân, nhưng công cụ này cung cấp khả năng theo dõi đầu tư chuyên sâu hơn. Công cụ kia thì đơn giản hơn.
- Wave vs HubdocPhần mềm này chuyên về thu thập tài liệu phục vụ công tác kế toán. Đối thủ cạnh tranh của nó là một công cụ quản lý tài chính cá nhân.
- Wave vs ExpensifyĐây là công cụ quản lý chi phí kinh doanh. Công cụ còn lại dùng để theo dõi chi phí cá nhân và lập ngân sách.
- So sánh Wave và QuickBooksĐây là phần mềm kế toán nổi tiếng dành cho doanh nghiệp. Có một phiên bản thay thế được thiết kế cho tài chính cá nhân.
- Wave vs AutoEntryCông cụ này được thiết kế để tự động hóa việc nhập liệu cho kế toán doanh nghiệp. Một công cụ thay thế khác là công cụ quản lý tài chính cá nhân.
- So sánh Wave và FreshBooksĐây là phần mềm kế toán dành cho người làm nghề tự do và doanh nghiệp nhỏ. Có một phiên bản khác dành cho tài chính cá nhân.
- Wave vs NetSuiteĐây là một bộ phần mềm quản lý doanh nghiệp mạnh mẽ dành cho các công ty lớn. Đối thủ cạnh tranh của nó là một ứng dụng tài chính cá nhân đơn giản.
Câu hỏi thường gặp
Is Wave truly free for accounting?
Yes, Wave offers its core accounting features like invoicing, expense tracking, and reporting for free. They charge for payroll services and payment processing, but the main accounting tools won’t cost you anything.
What kind of business is Refreshme best for?
Refreshme is often better for businesses that need more advanced features. This includes more detailed reporting or specific industry tools. It suits growing companies that are ready to invest in their accounting software.
Can I switch from Refreshme to Wave later?
Yes, you can usually move your financial data between accounting software. It might take some effort, but it’s possible. You’ll need to export your information from Refreshme and then import it into Wave.
Do I need accounting experience to use these?
No, both Refreshme and Wave are designed for people without deep accounting knowledge. They have user-friendly layouts and try to make complex tasks simple. This makes them good for beginners.
Which one is better for tax time?
Both can help with taxes by giving you reports. Wave’s free reports can be enough for many small businesses. Refreshme might offer more detailed tax preparation features or integrations, depending on your plan.













