⚡ Nhận định nhanh:
- Chạy: AutoEntry starts at $12/month. Puzzle IO has a free plan, then jumps to $42.50/month.
- Phù hợp nhất cho: Puzzle IO suits startup founders who want a general ledger. AutoEntry suits bookkeepers drowning in paperwork.
- Điểm khác biệt chính: Puzzle IO replaces your phần mềm kế toán. AutoEntry feeds documents into the kế toán software you already use.
- Lựa chọn của chúng tôi: AutoEntry, for the wider audience. It costs less and works with Sage, Xero and QuickBooks.
Puzzle IO and AutoEntry both promise less manual data entry.
That is where the similarity stops.
Puzzle IO is a general ledger that wants to be your books.
AutoEntry is a data extraction layer that feeds your existing books.
Pick wrong and you either pay twice or lose half your workflow.
Toàn cảnh
This Puzzle IO vs AutoEntry comparison covers pricing, features and ease of use.
Các cây bút của chúng tôi đã dành thời gian trải nghiệm thực tế cả hai nền tảng.
Những ghi chú đó nằm trong phần "Những điều nhóm chúng tôi nhận thấy" bên dưới.
Everything else comes from published specs, documentation and user reviews.
By the end you will know which one fits your finances.
⚠️ Recent news: On September 2, 2026, Accrual announced an agreement to buy Puzzle’s accounting-firm việc kinh doanh, including its AI ledger and close products. Founder Sasha Orloff joins Accrual. Puzzle says the direct product for startups and doanh nghiệp nhỏ keeps running on its own. Watch this before you commit to a long plan.
Puzzle IO là gì?
Puzzle IO is an AI powered general ledger built for startups and small businesses.
Sasha Orloff and John Cwikla started the company in 2019.
Orloff is the CEO and co founder.
The platform connects to your bank accounts, cards and other tools.
It then sorts transactions on its own and keeps your financials up to date.
Unlike QuickBooks, it was designed for non accountants.
Câu đố IO
Built by founders for founders. It automates 85-95% of repetitive bookkeeping. You get a drafted financial position daily instead of waiting for month-end close.
Bảng giá Puzzle IO
Four plans. The free tier covers companies spending under $5k a month.
| Kế hoạch | Giá | Tốt nhất cho |
|---|---|---|
| Kiến thức cơ bản về kế toán | 0 đô la/tháng | Pre-revenue companies under $5k monthly spending |
| Kế toán cộng với những hiểu biết sâu sắc | 42,50 đô la/tháng | Sớm stage teams that need clear insights |
| Tự động hóa nâng cao | 85 đô la/tháng | Revenue recognition and accrual work |
| Kế toán cộng với quy mô | 255 đô la/tháng | Funded startups reporting to investors |
Pricing verified September 2026.
Dùng thử miễn phí: No card needed. The free plan runs indefinitely while you stay under the spending cap.
Đảm bảo hoàn tiền: None published. You can downgrade to the free plan instead.
📌 Ghi chú: The jump from free to $42.50/month is steep. Most early stage companies cross the $5k spending line within a quarter of raising money.
⚠️ Cảnh báo: Human bookkeeping service is a separate line item. The subscription price above buys software access only.
Những lợi ích chính của Puzzle IO
Here is what makes Puzzle IO worth a look:
- Automated bookkeeping: It handles 85-95% of repetitive tedious tasks so founders can focus elsewhere. Expense categorization runs at up to 95% accuracy.
- Thông tin chi tiết theo thời gian thực: Cash flow, burn rate and key metrics like MRR update daily. No waiting weeks for a month-end report.
- Tự động hóa hạch toán dồn tích: Revenue recognition, prepaid expenses and fixed assets are handled in-app. That removes a stack of spreadsheets.
- Modern integrations: Stripe, Brex, Ramp and Gusto connect directly. Less manual data entry across the stack.
- Cài đặt dễ dàng: Self-guided onboarding means you do not need a finance expert on day one.
- One financial picture: All financial data sits in one dashboard. You see the current state of the business whenever you want.
Those benefits show up clearly on the dashboard.
Những điều nhóm chúng tôi nhận thấy
Của chúng tôi nhà văn signed up for Puzzle IO and ran a live company file through it for several weeks. Here is what stood out:
Ưu điểm và nhược điểm của Puzzle IO
✅ Ưu điểm
- Free plan for companies under $5k in monthly expenses
- Cleaner and more intuitive than QuickBooks for non accountants
- Daily drafted financials instead of a slow month-end close
- Built-in accrual automation for revenue recognition and fixed assets
❌ Nhược điểm
- Some users worry about leaning on AI for transaction categorization
- A few reviewers report frustrating support and onboarding experiences
- Not accepted everywhere the way QuickBooks is
AutoEntry là gì?
AutoEntry is a cloud data extraction tool for accountants and businesses.
Sage acquired it in September 2019 and still owns it.
It captures invoices, receipts, bank statements and other financial documents.
Optical character recognition and machine learning pull the numbers out.
The extracted data then lands in Sage, Xero or QuickBooks.
It does not replace your books. It fills them.
🏆 Người chiến thắng: AutoEntry
Up to 99% accurate capture, backed by Sage. Credits roll over for 90 days and the plan is rolling monthly. Cancel whenever you want.
Giá đăng ký tự động
AutoEntry pricing runs on credits. Every plan comes with a monthly credit allowance.
| Kế hoạch | Giá | Tốt nhất cho |
|---|---|---|
| Đồng | 12 đô la/tháng | Các cá nhân kinh doanh độc lập với thủ tục giấy tờ đơn giản. |
| Bạc | 23 đô la/tháng | Small businesses filing regular invoices |
| Vàng | 44 đô la/tháng | Growing companies with steady receipts |
| Bạch kim | 98 đô la/tháng | Các hoạt động kế toán bận rộn |
| Kim cương | 285 đô la/tháng | Multi-client accounting firms |
| Sapphire | 450 đô la/tháng | Xử lý tài liệu số lượng lớn |
Pricing verified September 2026.
Dùng thử miễn phí: Yes. New accounts get trial credits so you can process a batch before paying.
Đảm bảo hoàn tiền: No refund policy published. The rolling monthly subscription cancels at any time instead.
📌 Ghi chú: Unused credits stay live for 90 days. You can pause or downgrade the plan whenever volume drops, and custom packages exist for high-volume clients.
⚠️ Pricing conflict: Some published figures quote 50 credits at $17/month and 100 credits at $23/month. Our data lists Bronze at $12 and Silver at $23. Credit bundles and regional currency both shift the number, so confirm on the signup page before you buy.
Những lợi ích chính của tính năng Tự động nhập liệu
Here is where AutoEntry earns its keep:
- High accuracy capture: Up to 99% accurate thanks to proprietary optical character recognition. That cuts errors on every purchase invoice you upload.
- Line items, not just totals: It pulls detailed line items out of invoices. Your general ledger gets real category data.
- Chuyển đổi sao kê ngân hàng: Scanned statements become CSV or accounting-ready files. Roughly 80% of bank statement data clears in about four hours.
- Learns your rules: The system remembers nominal codes and tax rules per supplier, then offers auto publish to your accounting software.
- Capture from anywhere: Snap receipts on a mobile phone, forward by email, or drag files from the desktop.
- Giá cả linh hoạt: Credits roll over, plans include unlimited users, and the rolling contract means no lock-in.
The dashboard keeps every uploaded document in one queue.
Những điều nhóm chúng tôi nhận thấy
Our writer processed a real month of supplier paperwork through AutoEntry. Here is what came out of that:
The walkthrough below shows the same workflow end to end.
Ưu điểm và nhược điểm của AutoEntry
✅ Ưu điểm
- Cheaper than Dext Prepare for a similar feature set
- Works with Sage, Xero and QuickBooks out of the box
- Converts PDF bank statements straight to Excel or CSV
- Reported time savings of up to 90% against manual entry
❌ Nhược điểm
- Large batches can lag for several hours at peak times
- Support feedback is split, with slow replies reported by some
- Extraction rules take a learning curve to set up
So sánh tính năng
These two tools overlap in one place only: getting data out of documents and into your books. Everything past that point splits. Here are ten areas that decide which one belongs in your stack.
| Tính năng | Câu đố IO | Tự động nhập |
|---|---|---|
| Giá khởi điểm | $0, then $42.50/month | 12 đô la/tháng |
| Gói miễn phí | ✅ Under $5k spending | ❌ Trial credits only |
| Sổ cái chung | ✅ | ❌ |
| Nhận dạng ký tự quang học (OCR) | ❌ | ✅ |
| Thông tin chi tiết theo thời gian thực | ✅ | ❌ |
| Tự động hóa tích lũy | ✅ | ❌ |
| Chuyển đổi sao kê ngân hàng sang CSV | ❌ | ✅ |
| Tích hợp QuickBooks | ❌ Replaces it | ✅ Publishes to it |
| Người dùng không giới hạn | ❌ Plan dependent | ✅ |
| Tốt nhất cho | Startup founders running their own books | Bookkeepers clearing paperwork |
1. Data Entry and Document Capture
Câu đố IO: Data arrives through bank feeds and app connections rather than paper. Transactions flow in from your bank accounts and get sorted by AI. There is no receipt scanner here, so paper documents still need a home elsewhere.
Tự động nhập: This is the whole product. Upload from desktop, email documents in, or photograph receipts on a mobile phone. It handles about 80% of receipts, invoices, vendor statements and bills in roughly two hours.
2. Dashboards and Reporting
Câu đố IO: The dashboard consolidates every source into one view of financial health. You get real time insights on cash flow, burn rate and cash runway. Founders can check the current state of the company quickly instead of waiting for a close.
Tự động nhập: Reporting is limited to what moved through the queue. You see documents processed, credits spent and items pending review. Actual financial reporting happens in whatever accounting software receives the data.
3. Tích hợp và các công cụ khác
Câu đố IO: It links to Stripe, Brex, Ramp and Gusto to kill manual data entry. A partner network of bookkeeping firms sits alongside the software. It does not connect to QuickBooks because it aims to replace it.
Tự động nhập: It plugs into Sage, Xero and QuickBooks plus a long list of other tools. Being Sage-owned makes the Sage path especially tight. If you already have accounting software, this slots in without changing it.
4. Invoices, Bills and Expenses
Câu đố IO: Expenses are categorized automatically at up to 95% accuracy. The AI checks its own work and improves over time. Bill approval workflows are thinner than a dedicated accounts payable tool.
Tự động nhập: Every purchase invoice is broken into line items rather than a single total. It also matches invoices against monthly supplier statements, which saves hours of cross-checking. Uploaded expenses can be assigned to specific users.
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Câu đố IO: Automation covers 85-95% of repetitive bookkeeping. Transaction categorization, rule generation and error checks all run without you. The books update themselves as money moves.
Tự động nhập: Auto publish sends approved documents into your ledger with no clicks. Machine learning remembers nominal codes and tax rules per supplier. Batch processing and quick review save time, keeping time spent per document low.
6. Accrual Accounting and Revenue Recognition
Câu đố IO: Built-in accrual automation handles revenue recognition, prepaid expenses and fixed assets. That work usually lives in spreadsheets at early stage companies. Removing it is the strongest argument for the paid plan.
Tự động nhập: No accrual engine, because it is not a ledger. Smart analysis flags odd values before they reach your books. Accruals stay the accountant’s job in Sage, Xero or QuickBooks.
7. Bank Statements and Reconciliation
Câu đố IO: Live bank feeds mean reconciliation happens continuously. There is no need to convert a PDF because the data arrives clean. Historic statements from a closed account are harder to bring in.
Tự động nhập: Scanned bank statements convert to CSV or accounting-ready formats, and reconciliation is automated from there. Around 80% of bank statement data clears in about four hours. Users rate that PDF-to-Excel path highly.
⚠️ Cảnh báo: Invoice processing normally takes 10 to 120 minutes. Large batches can stretch to 24 hours, so do not upload a year of paperwork the night before a filing date.
8. Tax Compliance and Trial Balance
Câu đố IO: Income and expenses are tracked accurately through the year, so tax time is less painful. Tax compliance rests on the ledger being right rather than on filing tools. You still hand off to an accountant to file.
Tự động nhập: Data is categorized using VAT codes pulled from your accounting software. You can prepare, adjust and output a trial balance for unlimited clients. That makes it a natural fit for digital tax filing regimes.
9. Onboarding and Ease of Use
Câu đố IO: Self-guided onboarding means easy setup without a finance expert on call. Reviewers repeatedly call the interface clean and intuitive. That is the main reason people leave QuickBooks for it.
Tự động nhập: The core upload flow is simple and the mobile app gets strong marks. Extraction rules are where the learning curve sits. Expect a week before the system stops needing corrections.
10. Định giá & Chi phí
Here is the money side, plan against plan.
| Cấp độ | Câu đố IO | Tự động nhập |
|---|---|---|
| Miễn phí | Accounting basics — $0/month | ❌ Trial credits only |
| Vé vào cửa đã trả phí | Kế toán cộng với Phân tích chuyên sâu — 42,50 đô la/tháng | Đồng — 12 đô la/tháng |
| Giữa | Tự động hóa nâng cao — 85 đô la/tháng | Vàng — 44 đô la/tháng |
| Trên | Kế toán cộng với Scale — 255 đô la/tháng | Bạch kim — 98 đô la/tháng |
| Đứng đầu | — | Sapphire — 450 đô la/tháng |
Câu đố IO: The free plan is genuinely useful for pre-revenue startups. After that the entry price is $42.50/month, which buys an entire general ledger rather than a single feature. Compared against QuickBooks plus a bookkeeper, that is still cheaper.
Tự động nhập: At $12/month it is an add-on cost, not a platform cost. Credits roll over 90 days so quiet months are not wasted money. Against Dext Prepare it lands lower for a similar job.
💡 Mẹo hay: These prices are not really rivals. Puzzle IO at $42.50 replaces your books. AutoEntry at $12 sits on top of books you already pay for. Add your existing subscription before you compare the two numbers.
Các kịch bản khác nhau
| Nếu bạn cần… | Chọn | Tại sao |
|---|---|---|
| A general ledger from scratch | Câu đố IO | AutoEntry has none |
| Ghi nhận biên lai và hóa đơn | Tự động nhập | Puzzle IO has no OCR |
| The lowest monthly cost | Tự động nhập | $12 versus $42.50 |
| Burn rate and runway tracking | Câu đố IO | Live founder metrics |
| To keep QuickBooks or Sage | Tự động nhập | Publishes into both |
| To serve many clients | Tự động nhập | Unlimited trial balances |
💰 Ngân sách của bạn
If you are pre-revenue, Puzzle IO’s free tier costs nothing while spending stays under $5k. If you already pay for accounting software, AutoEntry adds $12 a month and nothing else changes.
🔌 Bộ công nghệ của bạn
Teams running Stripe, Brex, Ramp and Gusto get more from Puzzle IO’s direct connections. Teams committed to Sage or Xero should not rip out a working ledger to chase a cleaner interface.
📄 Khối lượng giấy tờ của bạn
Heavy supplier paperwork tips this to AutoEntry immediately. If almost everything you buy is on a card and shows up in a bank feed, Puzzle IO covers it without any upload step.
🎓 Trình độ kinh nghiệm của bạn
Founders with no finance background usually manage better inside Puzzle IO. Trained bookkeepers get more value from AutoEntry because they already know where the data should land.
🆓 Dùng thử và bản demo miễn phí
Run one real month through each before you decide. Founders who chose Puzzle IO after a trial usually did so for the reporting, not the automation.
🛟 Các tùy chọn hỗ trợ
Support feedback is mixed on both sides. Around 82% of AutoEntry users report positive experiences, though slow replies come up often enough to plan around.
Hướng dẫn chuyển đổi
Already on one of them? Here is what changes.
🔄 Bạn đang chuyển từ Puzzle IO sang AutoEntry?
✅ Những lợi ích bạn sẽ nhận được:
- Real document capture for receipts, invoices and statements
- A lower monthly bill and credits that roll over
- Freedom to keep Sage, Xero or QuickBooks as your ledger
❌ Những gì bạn sẽ mất:
- Your general ledger, so you need a replacement first
- Daily burn rate, runway and MRR views
- Built-in accrual handling for prepaid expenses and fixed assets
📋 Cách chuyển đổi:
- Export your trial balance and transaction history from Puzzle IO
- Set up the ledger you are moving to, then open an AutoEntry account
- Connect AutoEntry to that ledger and upload a test batch before going live
🔄 Bạn đang chuyển từ AutoEntry sang Puzzle IO?
✅ Những lợi ích bạn sẽ nhận được:
- A full AI ledger, so you can drop your old accounting software
- Live financial insights instead of a document queue
- A free tier while monthly spending stays under $5k
❌ Những gì bạn sẽ mất:
- Optical character recognition for paper and PDF documents
- Line item extraction and supplier statement matching
- Sage ownership and the stability that comes with it
📋 Cách chuyển đổi:
- Publish every pending document in AutoEntry so nothing is stranded
- Open Puzzle IO and connect your bank accounts and payment tools
- Run both in parallel for one close, then cancel the old plan
Những điều mà bài đánh giá của chúng tôi chưa đề cập
This comparison looked at startups, small businesses and small accounting practices. We did not test multi-entity consolidation, kiểm toán trails for regulated industries, or either product’s API. Custom enterprise packages sit outside what we can price. Our notes reflect the September 2026 versions, and the Puzzle acquisition may change the roadmap in future releases.
Phán quyết cuối cùng
| Loại | Người thắng |
|---|---|
| 💰 Giá cả | Tự động nhập |
| 📄 Chụp tài liệu | Tự động nhập |
| 📊 Reporting & Insights | Câu đố IO |
| 🔌 Tích hợp | Tự động nhập |
| 🧮 Accrual & Ledger Depth | Câu đố IO |
| 👶 Dễ sử dụng | Câu đố IO |
| 🏢 Fit for Accounting Firms | Tự động nhập |
| 🏆 Người chiến thắng chung cuộc | Tự động nhập |
🏆 NGƯỜI CHIẾN THẮNG: AUTOENTRY
AutoEntry wins 4 of 7 categories.
Phù hợp nhất cho: bookkeepers, accounting firms with many clients, and any business keeping its current accounting software
Lời kết: AutoEntry takes it on breadth. It costs less, it works with the accounting software almost everyone already runs, and it means far less time on the most tedious part of the job. Sage ownership since 2019 also means it is not going anywhere.
Puzzle IO is the better product for one specific person: a startup founder who wants to own financial management without hiring anyone. Its live view of financial data is something AutoEntry cannot offer, and non accountants find it far easier to use.
If you want an accurate picture of your books with the least effort, AutoEntry is the safer buy today. Plenty of teams run both, and that combination works well.
So sánh thêm về Puzzle IO
Here is how Puzzle IO measures up against other ledgers:
Puzzle IO thắng nhờ: a friendlier interface for non accountants, daily drafted financials, built-in accrual automation
QuickBooks vượt trội ở các điểm sau: universal acceptance by accountants, far deeper feature coverage, a huge third-party app market
Puzzle IO thắng nhờ: startup metrics like burn rate out of the box, a free tier for small spenders, AI categorization built into the core
Xero thắng thế nhờ: global payroll and tax support, a mature partner network, multi-currency handling
Puzzle IO thắng nhờ: accrual accounting depth, investor-ready reporting, integrations with Stripe and Brex
Sóng thắng nhờ: free invoicing for freelancers, simpler cash-basis workflow, no spending cap on the free plan
Puzzle IO vs NetSuite
Puzzle IO thắng nhờ: setup measured in hours rather than months, transparent published pricing, no setup consultant needed
NetSuite thắng thế nhờ: multi-entity consolidation, inventory and supply chain modules, audit controls for larger companies
So sánh thêm về AutoEntry
And how AutoEntry stacks up against rival capture tools:
AutoEntry thắng thế nhờ: lower cost for comparable features, credits that roll over 90 days, tighter Sage integration
Dext thắng nhờ: faster turnaround on large batches, a broader supplier fetch library, more polished practice tools
AutoEntry thắng thế nhờ: line item extraction rather than header totals, bank statement conversion, supplier statement matching
Hubdoc thắng nhờ: being bundled free with Xero plans, automatic document fetching from vendors, simpler setup
So sánh AutoEntry và Expensify
AutoEntry thắng thế nhờ: supplier invoice and bill processing, trial balance output for clients, credit-based pricing with no per-seat fee
Chi phí thắng nhờ: employee expense reports, corporate card reconciliation, a stronger mobile experience for staff
AutoEntry thắng thế nhờ: a much lower entry price, Sage backing since 2019, a simpler learning path for small teams
Docyt thắng nhờ: end-to-end document management, built-in reconciliation dashboards, industry templates for nhà hàng and franchises
Câu hỏi thường gặp
CEO của Puzzle io là ai?
Sasha Orloff is the CEO and co founder. He started the company with John Cwikla in 2019. Orloff is joining Accrual as part of the September 2026 acquisition.
AutoEntry có thuộc sở hữu của Sage không?
Yes. Sage acquired AutoEntry in September 2019 and still owns it. The product keeps its own name and continues to work with rival platforms such as Xero and QuickBooks.
AutoEntry mất bao lâu để xử lý?
Most invoices clear in 10 to 120 minutes. About 80% of bank statement data is done in roughly four hours. Very large batches can take up to 24 hours.
Phần mềm Sage AutoEntry có giá bao nhiêu?
Plans run from $12 per month on Bronze up to $450 on Sapphire. Each tier includes a monthly credit allowance, and custom packages exist for high-volume users.
Chức năng AutoEntry có tương thích với QuickBooks không?
Yes. It publishes extracted data straight into QuickBooks, and also into Xero and Sage. That is the main reason it suits firms that will not change ledgers.
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