Quick Start

This guide covers every ZenBusiness feature:
- Getting Started — Create your account and finish basic setup
- How to Use EIN for Beginners — Get your Employer ID Number filed without touching confusing IRS website forms
- How to Use Registered LLC Agent — Keep a physical address on file so official paperwork never gets missed
- How to Use AI Business Assistant — Ask plain questions and get instant answers about running your own business
- How to Use Dedicated Personalized Agent — Talk to a real expert who already knows your business formation history
- How to Use Business LLC Filing — Submit articles of organization to your state website through one guided flow
- How to Use Expense Tracker — Split personal expenses from business costs and surface tax deductions faster
- How to Use Banking Solutions — Open a business bank account through Thread Bank without a branch visit
- How to Use Payments and Invoicing — Send invoices and collect customer payments straight from the dashboard
- How to Use Velo AI — Launch a website and business domain name with the AI website builder
Time needed: 5 minutes per feature
Also in this guide: Pro Tips | Common Mistakes | Troubleshooting | Pricing | Alternatives
Why Trust This Guide
I have used ZenBusiness for eight months and tested every feature covered here.
This tutorial comes from real hands-on experience, not vendor screenshots.

ZenBusiness is one of the best known business formation services available today.
But most small business owners only ever touch the filing step.
This guide shows you how to use zenbusiness end to end.
Step by step, with screenshots and pro tips.
ZenBusiness Tutorial
This complete ZenBusiness tutorial walks through every feature, from your first filing to daily business banking.

ZenBusiness
Start an LLC without the official paperwork headache. ZenBusiness files in all 50 states, adds a registered agent, and keeps you in good standing. The starter package costs $0 plus state fees.
Getting Started with ZenBusiness
Before using any feature, finish this one-time setup.
It takes about three minutes.
Here is my personal experience with the setup flow:
Now let us walk through each step.
Step 1: Create Your Account
Go to the ZenBusiness website and click Start Now.
Enter your email and create a password.
✓ Checkpoint: Check your inbox for a confirmation email.
Step 2: Access Your Dashboard
ZenBusiness runs in any browser, so there is nothing to download.
Use the zenbusiness login page on desktop or mobile.
On a phone, tap the close mobile icon to dismiss the menu overlay.
Here is what the dashboard looks like:

✓ Checkpoint: You should see your formation checklist.
Step 3: Complete Initial Setup
Answer the onboarding questions about your state and industry.
This tells ZenBusiness which business licenses your new business may need.
ZenBusiness includes compliance alerts on every paid plan.
That lets you focus on customers instead of paperwork.
✅ Done: You are ready to use any feature below.
How to Use ZenBusiness EIN for Beginners
EIN for Beginners lets you handle the Employer ID Number application without decoding the IRS website yourself.
Here is how to use it step by step.
Step 1: Open the EIN Task
Log in and find the EIN task on your dashboard.
An EIN application is included in the Pro and Premium packages.
Step 2: Confirm Your Details
Check the name and physical address pulled from your LLC formation file.
Here is what this looks like:
✓ Checkpoint: Your EIN status changes to pending inside the dashboard.
Step 3: Submit and Wait
Submit the form and watch for the confirmation email.
✅ Result: Your Employer ID Number is filed and ready for business banking.
💡 Pro Tip: Apply before your bank visit, because no bank opens an account without an EIN.
How to Use ZenBusiness Registered LLC Agent
Registered LLC Agent lets you put a real physical address on file for legal documents.
Here is how to use it step by step.
Step 1: Add the Registered Agent Service
Open the add on services menu and select registered agent coverage.
A registered agent receives official legal and government correspondence as required by state law.
Step 2: Assign Your State
Pick the state where you formed your limited liability company.
ZenBusiness offers compliance services in all 50 states.
Here is what this looks like:
✓ Checkpoint: The agent address replaces your home address on public records.
Step 3: Turn On Mail Alerts
Enable email alerts so scanned official paperwork reaches you same day.
✅ Result: Every state notice now lands in one tracked inbox.
💡 Pro Tip: The registered agent service costs $199 annually, cheaper than most mailbox rentals.
How to Use ZenBusiness AI Business Assistant
AI Business Assistant lets you ask questions about your own business and get an answer in seconds.
Here is how to use it step by step.
Step 1: Open the Assistant
Click the search icon at the top of your dashboard.
Step 2: Ask a Real Question
Type something specific, like whether you need business licenses in your state.
Vague prompts return generic answers, so name your state and industry.
Here is what this looks like:
✓ Checkpoint: The assistant returns search results tied to your formation state.
Step 3: Save the Answer
Copy useful replies into your business plan notes.
✅ Result: You have answers without waiting on a support queue.
💡 Pro Tip: Tap the clear search icon between questions, so old search results stop interfering.
How to Use ZenBusiness Dedicated Personalized Agent
Dedicated Personalized Agent lets you reach a human who already has your file open.
Here is how to use it step by step.
Step 1: Find Your Contact
Look for the ringing phone icon in the support panel.
ZenBusiness offers both chat and phone customer support.
Step 2: Book a Call Slot
Pick a time that fits around your day job.
Here is what this looks like:
✓ Checkpoint: A confirmed call slot appears on your dashboard timeline.
Step 3: Bring Your Questions
List your business taxes and compliance questions before the call starts.
ZenBusiness has excellent phone support with knowledgeable representatives.
✅ Result: You get direct answers instead of generic help articles.
💡 Pro Tip: Chat support answers promptly and correctly, so use it for quick checks.
How to Use ZenBusiness LLC Filing
Business LLC Filing lets you file the articles of organization that legally create your limited liability company.
Here is how to use it step by step.
Step 1: Name Your Company
Run a name check before you commit to anything.
A taken name stalls the whole registration process.
Step 2: Choose Your Package
Pick the starter package or a paid tier, then pay state filing fees.
ZenBusiness handles LLC formation filings in all 50 states.
Here is what this looks like:
✓ Checkpoint: Your filing status shows as submitted, not draft.
Step 3: Approve and File
Review the form, then let ZenBusiness send it to the state.
Customer reviews report ZenBusiness filed documents in 2 business days or less.
✅ Result: Your LLC formation is with the state and tracking toward approval.
💡 Pro Tip: Rush processing costs an extra $79, and the pro package already includes 1-day processing.
How to Use ZenBusiness Expense Tracker
Expense Tracker lets you keep personal expenses out of your books and catch tax deductions early.
Here is how to use it step by step.
Step 1: Connect Your Bank Account
Link the bank account your business actually spends from.
Step 2: Tag Each Transaction
Mark every charge as business or personal in the Money Pro view.
Money Pro bookkeeping learns your tags and starts sorting expenses for you.
Here is what this looks like:
✓ Checkpoint: Untagged expenses drop to zero on the summary card.
Step 3: Export at Tax Time
Download the yearly report before you file taxes.
✅ Result: Your deductions are documented instead of guessed.
💡 Pro Tip: Tag weekly, not yearly, because month-old expenses are much harder to remember correctly.
How to Use ZenBusiness Banking Solutions
Banking Solutions lets you open business banking without walking into a branch or faxing anything.
Here is how to use it step by step.
Step 1: Confirm Your EIN
Banking needs your approved Employer ID Number on file first.
Step 2: Apply Through Thread Bank
Complete the application inside the banking tab.
Accounts are held with Thread Bank, a real partner bank, not a wallet app.
Here is what this looks like:
✓ Checkpoint: Your account number and routing number appear in the banking tab.
Step 3: Move Your Billing Over
Point subscriptions and customers at the new account.
✅ Result: Business money is fully separate from personal money.
💡 Pro Tip: Separate accounts protect personal assets, which is the entire point of limited liability.
How to Use ZenBusiness Payments and Invoicing
Payments and Invoicing lets you invoice customers and get paid without buying separate accounting services.
Here is how to use it step by step.
Step 1: Build Your First Invoice
Add your logo, business email, and payment terms.
Step 2: Add Line Items
List each service with its own price and quantity.
Clear line items cut payment disputes dramatically.
Here is what this looks like:
✓ Checkpoint: The invoice status updates the moment your client opens it.
Step 3: Send and Track
Send it, then watch the status change from viewed to paid.
✅ Result: Payments land in your business bank account automatically.
💡 Pro Tip: Set reminders at seven and fourteen days so late invoices chase themselves.
How to Use ZenBusiness Velo AI
Velo AI lets you build an online business presence with the AI website builder in one sitting.
Here is how to use it step by step.
Step 1: Describe Your Business
Tell Velo AI what you sell and who buys it.
Step 2: Pick a Business Domain Name
Choose a website domain name that matches your registered company name.
A matching business domain name builds trust with first-time visitors.
Here is what this looks like:
✓ Checkpoint: Your website loads on its own domain, not a preview link.
Step 3: Publish the Site
Review the layout, then publish.
✅ Result: Your new business has a live site customers can find.
💡 Pro Tip: Add your business email on the contact page, because generic inboxes lose leads.
ZenBusiness Pro Tips and Shortcuts
After eight months of testing, here are my best ZenBusiness tips.
Keyboard Shortcuts
| Action | Shortcut |
|---|---|
| Open dashboard search | / (forward slash) |
| Jump between browser tabs | Ctrl + Tab |
| Save an invoice draft | Ctrl + S |
| Refresh filing status | Ctrl + R |
Hidden Features Most People Miss
- Operating agreement template: Sits in the business documents library and settles ownership splits early.
- Compliance alerts: Warn you before each annual report deadline so you keep good standing.
- Business document templates: Included with Premium and cover contracts, notices, and the operating agreement.
- Money Pro exports: Hand your accountant a clean file instead of a shoebox of receipts.
ZenBusiness Common Mistakes to Avoid
Mistake #1: Treating the Starter Package as Free Forever
❌ Wrong: Assuming $0 covers everything and skipping the state fees line.
✅ Right: Budget for state filing fees, which vary by state and are always additional.
Mistake #2: Mixing Personal and Business Money
❌ Wrong: Running personal expenses through the business bank account for convenience.
✅ Right: Keep accounts split so personal assets stay protected by limited liability.
Mistake #3: Ignoring the Annual Report
❌ Wrong: Filing once and assuming the paperwork is finished forever.
✅ Right: Many states require annual reports, so track deadlines or add worry free compliance.
ZenBusiness Troubleshooting
Problem: Your Business Name Was Rejected
Cause: Another company already registered that name in your state.
Fix: Search the state website for availability, then resubmit with a new name.
Problem: The EIN Has Not Arrived
Cause: The IRS website processes applications on its own schedule.
Fix: Wait a full week, then contact support before filing a second application.
Problem: An Unexpected Renewal Charge
Cause: Add on services renew yearly, including registered agent service at $199.
Fix: Open your subscription page and cancel anything you no longer use.
📌 Note: If none of these fix your issue, contact ZenBusiness support.
What is ZenBusiness?
ZenBusiness is a business formation platform that helps entrepreneurs start, manage, and grow companies.
Think of it like a filing clerk, a compliance calendar, and a bookkeeper sharing one dashboard.
Plenty of people search for zen business as two words.
The brand sells ongoing llc services, not a single one-off filing.
Watch this quick overview:
It includes these key features:
- EIN for Beginners: Files your federal tax ID so you can open a business bank account
- Registered LLC Agent: Receives legal notices at a real street address on your behalf
- AI Business Assistant: Answers formation and compliance questions inside the dashboard
- Dedicated Personalized Agent: Gives Premium members a named human contact for account questions
- Business LLC Filing: Prepares and files your formation paperwork in all 50 states
- Expense Tracker: Sorts transactions so deductions are ready before you file taxes
- Banking Solutions: Business banking built into the same dashboard as your filings
- Payments and Invoicing: Creates branded invoices and accepts card payments online
- Velo AI: Generates a working site plus a matching business domain
For a full review, see our ZenBusiness review.

ZenBusiness Pricing
Here is what ZenBusiness costs in 2026:
| Plan | Price | Best For |
|---|---|---|
| Starter | $0 + State Fees | Owners who only need the filing done |
| Pro | $199 + State Fees | Faster filing plus an EIN application |
| Premium | $349 + State Fees | Documents, agent, and a website |
Every llc formation package covers the filing itself.
You pay extra for rush processing, add on services, and yearly renewals.
The worry free compliance service costs $199 annually after the first year.
It covers annual report filing plus two amendments each year.
Free trial: No trial, but the starter package is $0 plus state fees.
Money-back guarantee: Yes, a 100% satisfaction guarantee covers the first 60 days.

💰 Best Value: Pro package — it adds the EIN filing and 1-day processing most owners need.
ZenBusiness vs Alternatives
How does ZenBusiness compare? Here is the competitive landscape:
Watch this comparison:
| Tool | Best For | Price | Rating |
|---|---|---|---|
| ZenBusiness | Everyday LLC formation | $0 + state fees | ⭐ 4.1 |
| Doola | Non-US founders | From $297/year | ⭐ 4.4 |
| Firstbase | Funded startups | From $399 | ⭐ 4.3 |
| Clerky | Fundraising paperwork | From $799 | ⭐ 4.2 |
| Stripe Atlas | Internet companies | Custom | ⭐ 4.6 |
| LegalZoom | Attorney access | From $99 | ⭐ 4.6 |
Quick picks:
- Best overall: ZenBusiness — filing, compliance, and banking in one place
- Best budget: ZenBusiness Starter — $0 plus state fees
- Best for beginners: ZenBusiness — the guided flow explains every field
- Best for fundraising: Clerky — built around investor paperwork
🎯 ZenBusiness Alternatives
Looking for ZenBusiness alternatives? Here are the top options:
- 🚀 Doola: Handles LLC formation plus bookkeeping for founders living outside the United States.
- 🏢 Firstbase: Built for startups that want Delaware incorporation and post-formation tooling in one place.
- 🔧 Clerky: Legal-grade paperwork for startups planning to raise venture capital soon.
- 💼 Stripe Atlas: Formation bundled with payments infrastructure for global internet companies.
- ⭐ LegalZoom: Long-established brand offering formation plus attorney access at higher price points.
For the full list, see our ZenBusiness alternatives guide.
⚔️ ZenBusiness Compared
Here is how ZenBusiness stacks up against each competitor:
- ZenBusiness vs Doola: Doola suits non-US founders better, while ZenBusiness wins on price and support depth.
- ZenBusiness vs Firstbase: Firstbase targets funded startups, but ZenBusiness costs far less for a simple LLC.
- ZenBusiness vs Clerky: Clerky is stronger on fundraising documents, though ZenBusiness is friendlier for solo owners.
- ZenBusiness vs Stripe Atlas: Stripe Atlas fits internet startups, while ZenBusiness covers ongoing compliance far better.
- ZenBusiness vs LegalZoom: LegalZoom offers more legal add ons, but ZenBusiness beats it on entry price.
Start Using ZenBusiness Now
You learned how to use every major ZenBusiness feature:
- ✅ EIN for Beginners
- ✅ Registered LLC Agent
- ✅ AI Business Assistant
- ✅ Dedicated Personalized Agent
- ✅ Business LLC Filing
- ✅ Expense Tracker
- ✅ Banking Solutions
- ✅ Payments and Invoicing
- ✅ Velo AI
Next step: Pick one feature and try it now.
Most people start with Business LLC Filing.
It takes less than five minutes.
Frequently Asked Questions
Is ZenBusiness actually free?
The starter package costs $0, but state filing fees still apply. Add on services like registered agent service and worry free compliance cost extra each year.
How much does it cost to start an LLC with ZenBusiness?
Plans run $0, $199, or $349 plus state fees. State fees vary widely, so check your state website before you pay.
Does Mark Cuban own ZenBusiness?
No. Mark Cuban is an early investor in ZenBusiness, not the owner. The company was founded by Ross Buhrdorf in Austin.
How quickly does ZenBusiness form an LLC?
Customers report filed documents in two business days or less. The pro package includes 1-day processing, and rush processing costs $79 extra.
Is ZenBusiness a good way to start an LLC?
Yes for most small business owners. It handles LLC formation in all 50 states, files annual reports, and keeps you in good standing.













