Are you an e-commerce seller struggling with unpredictable cash flow?
Does managing inventory and scaling your business feel like an uphill battle?
Especially when traditional funding options fall short?
Many online entrepreneurs face these exact frustrations, limiting their potential for rapid growth.
This 8fig Review dives into how it aims to solve these critical problems for e-commerce businesses in 2025.
Ready to unlock your e-commerce potential? 8fig has funded over 93,000 inventory orders and helped businesses achieve an average growth rate of 470%.
What is 8fig?
8fig is a financial platform built just for ecommerce sellers.
Think of it as a growth partner, not just a lender.
It helps you get the money you need to buy inventory and manage your supply chain.
8fig doesn’t just give you a lump sum.
Instead, it works with you to create a custom funding plan.
They have expert teams who understand the ups and downs of selling online.
It’s all about helping you scale your ecommerce business without running out of cash.
Who Created 8fig?
8fig was started in 2020 by three experienced entrepreneurs: Yaron Shapira, Assaf Dagan, and Roei Yellin.
They saw that many online businesses struggled to get the right kind of funding.
Traditional banks didn’t always understand how e-commerce works.
So, their vision was to create a smarter way.
It’s about helping businesses reach their full potential.
Top Benefits of 8fig
- Flexible Ecommerce Funding: 8fig offers ecommerce funding that is designed to match your unique business cycle. This means you get capital exactly when you need it, rather than a single lump sum that might not align with your supply chain needs.
- No Equity or Collateral Required: Unlike some other funding options, 8fig doesn’t take a stake in your company or ask for collateral. You maintain full ownership and control of your ecommerce brands.
- Continuous Capital Infusions: Instead of a one-time loan, 8fig provides ongoing cash infusions. This ensures you always have the funds to cover inventory, marketing, and operational costs without experiencing a cash flow delay.
- Funding Tailored to Your Growth: 8fig uses advanced technology to analyze your sales and supply chain data. This allows them to create funding tailored to your specific growth plans, ensuring you have the right amount of capital at each stage.
- Seamless Shopify Integration: If you run your store on Shopify, connecting your account to 8fig is quick and easy. This allows for smooth data analysis and faster funding approvals, streamlining the process for many online sellers.
Best Features
8fig isn’t just about funding; it’s a complete platform with powerful tools designed to help e-commerce businesses thrive.
Its unique features integrate funding with smart planning.
Giving you a comprehensive approach to managing your operations and accelerating growth.
1. Funding
8fig provides flexible, continuous funding that adapts to your e-commerce business’s specific needs.
Instead of a single, rigid loan, they offer capital in “tranches” that align with your supply chain, like paying for manufacturing or shipping.
This ensures you have cash when you need it most, without tying up capital unnecessarily.
2. Restock Planner
This free tool helps you master inventory management by predicting when and how much you need to reorder.
It uses advanced algorithms to analyze your sales data.
Taking into account seasonal trends and demand spikes.
The Restock Planner even adjusts for shipment delays to keep your inventory flowing smoothly.
3. Sales Forecasting
Knowing your future sales is key to smart business decisions, and 8fig’s Sales Forecasting tool gives you that clarity.
It precisely predicts future sales for each product.
Helping you understand potential revenue and optimize your budget.
You can identify seasonal trends and make informed choices about inventory and marketing efforts.
4. Cash Flow Planner
Managing your money is crucial, and the Cash Flow Planner helps you visualize your financial health.
It automatically categorizes transactions and projects your cash balance.
Allowing you to spot potential cash crunches before they happen.
This tool helps you plan for different scenarios, like new investments or marketing campaigns.
5. Podcasts
8fig also offers educational podcasts like “eComm Unfiltered” and “‘Chilada Chats.”
These podcasts feature candid conversations with e-commerce experts, successful sellers, and industry leaders.
They share valuable insights, strategies, and real-world experiences.
Helping you learn from others and stay ahead of the curve in the dynamic e-commerce world.
Pros and Cons
Pros
Cons
Alternatives of 8fig
While 8fig offers a strong solution, several other options exist for e-commerce businesses seeking funding or growth support.
Here are some notable alternatives:
- Clearco: This company offers revenue-share financing, providing capital for e-commerce and other businesses in exchange for a percentage of future revenue. They are known for not requiring equity or personal guarantees.
- Wayflyer: Specializing in e-commerce, Wayflyer provides flexible funding for inventory, marketing, and growth. They also offer data insights to help businesses scale.
- SellersFi: SellersFi provides a suite of financial solutions specifically for e-commerce, including working capital, payment processing, and business insurance. It targets marketplace sellers and DTC brands.
- Payability: For e-commerce sellers, Payability offers daily payouts and lump-sum advances. This helps businesses on platforms like Amazon and Shopify access their sales revenue more quickly.
- Shopify Capital: If you’re a Shopify merchant, Shopify Capital offers business loans and cash advances directly through the platform. Repayment is often tied to a percentage of your daily sales.
- Traditional Bank Loans: Due to strict collateral and credit requirements, traditional banks offer conventional term loans, which can provide larger sums but often come with fixed repayment schedules. These loans are often harder to secure for rapidly growing e-commerce businesses.
- Lines of Credit: Offered by various lenders, a business line of credit provides flexible access to funds up to a certain limit. You only pay interest on the amount you actually use, making it good for managing short-term cash flow needs.
- Crowdfunding: Platforms like Kickstarter or Indiegogo allow businesses to raise capital from a large number of individuals. This can also serve as a way to validate your product or idea.
Personal Experience with 8fig
We had a clear growth target but faced the typical e-commerce dilemma of needing cash to buy more stock before the sales came in.
This is where 8fig truly stepped in.
Here’s how we used 8fig and the features that made a real difference:
- Funding tailored to our supply chain: Instead of a single, large sum, 8fig released funds in stages that matched our actual manufacturing and shipping timelines. This meant we only had capital deployed when it was directly needed for specific inventory milestones, optimizing our cash flow.
- Restock Planner: We utilized their Restock Planner to accurately forecast when we’d run out of stock and how much to reorder. This proactive approach minimized the risk of stockouts during peak seasons and ensured we never missed a sales opportunity.
- Sales Forecasting: Their Sales Forecasting tool gave us a clear picture of future demand for our product. This insight was crucial in confidently committing to larger inventory orders, knowing the sales were projected to follow.
- Cash Flow Planner: The Cash Flow Planner helped us visualize our incoming and outgoing funds. We could see how the 8fig funding integrated with our existing cash flow, allowing us to confidently plan for marketing campaigns and other operational expenses without stress.
- Avoided delays: By having the right funding at the right time, we completely avoided the usual delays associated with waiting for sales to clear or seeking traditional loans. Our products were in transit and ready for customers exactly when expected.
Ultimately, 8fig empowered us to scale our inventory by 150% in a quarter.
Directly contributing to a significant revenue increase without diluting equity or taking on restrictive debt.
It felt like a true partnership, providing both the capital and the intelligent tools to make informed, data-driven decisions.
Final Verdict
8fig is a strong choice for e-commerce sellers needing flexible funding and smart growth tools.
It helps you manage inventory, predict sales, and keep cash flowing.
If you’re an online business with consistent sales.
Especially with physical products, 8fig offers a unique approach without taking equity or personal guarantees.
Its planning tools are a big plus for better decisions.
If you’re ready for an e-commerce-focused financial partner, explore how 8fig can boost your growth today!
Frequently Asked Questions
What kind of e-commerce businesses does 8fig work with?
8fig primarily works with e-commerce businesses that sell physical products online and have consistent monthly revenue. This includes sellers on platforms like Shopify, Amazon, and other major marketplaces. They are best suited for businesses that need capital for inventory, marketing, and scaling operations, focusing on growth-stage companies rather than brand-new startups.
How is 8fig different from a traditional bank loan?
Unlike traditional bank loans, 8fig offers flexible, continuous funding tailored to your supply chain needs, without requiring equity or personal guarantees. Traditional banks often have rigid repayment schedules, require collateral, and may not understand the specific cash flow dynamics of e-commerce businesses, making 8fig a more agile solution.
Does 8fig take equity in my business?
No, 8fig does not take any equity in your e-commerce business. They provide capital based on your future revenue and supply chain needs, allowing you to maintain full ownership and control of your company. This is a significant advantage for entrepreneurs who wish to grow without diluting their stake.
How long does it take to get funding from 8fig?
The funding process with 8fig is designed to be quick and efficient for e-commerce sellers. After your application is approved and your growth plan is established, funds can be disbursed rapidly, often within days. This speed helps businesses avoid delays in ordering inventory or launching marketing campaigns.
What are the main criteria for qualifying for 8fig funding?
E-commerce businesses typically need to demonstrate a consistent sales history and a clear plan for growth to qualify for 8fig funding. While specific revenue thresholds may apply, 8fig assesses your business’s overall health and potential, focusing on profitability, operational efficiency, and a solid understanding of your supply chain.
