Zoho Books vs Quicken: Which Accounting Software is Best in 2025?

by | Last updated May 24, 2025

Winner
zoho books
9.0
  • Invoicing
  • Sales Orders
  • Bills
  • Zoho Ecosystem
  • Smart Automations
  • Free trial available
  • Paid Plans from $10/month
Runner Up
quicken
7.0
  • All Recurring
  • Flagship Checking
  • Spending Plan
  • Link Transaction
  • Spending Watchlist
  • Free trial available
  • Paid Plans from $5.59/month
Fahim AI 6 1 30

Are you struggling to manage your money?

Many people find it hard to keep track of where their money goes.

You need a clear way to see your income and expenses.

This article will help you understand two popular tools: Zoho Books vs Quicken.

Let’s find out which one wins the battle for your financial peace of mind!

Overview

We looked closely at both Zoho Books and Quicken.

We tested their features.

This helped us see how they work.

Now, we can compare them fairly for you.

Zoho Books cta

Harness the power of your financial data. Unlock key insights with Zoho.

9out of 10

Pricing: It has a free trial. The premium plan starts at $10/month.

Key Features:

  • Invoicing
  • Expense Tracking
  • Customer Portal
Quicken cta

Join the 62% of Quicken users who achieve their goals faster.

7out of 10

Pricing: It has a free trial. paid plan starts at $5.59/month.

Key Features:

  • Budgeting
  • Bill Pay
  • Investment Tracking

What is Zoho Books?

So, you’re curious about Zoho Books?

It’s like a helpful tool for your business money stuff.

It helps you keep track of your income and expenses. 

Think of it as your digital bookkeeper! 

Also, explore our favorite Zoho Books alternatives…

Zoho Books cta
Zoho Books
9.0

Harness the power of your financial data. Unlock key insights with your Zoho Books data today.

Key Benefits

Zoho Books shines with its 5 key strengths:

  • It smoothly connects with over 40 other Zoho apps.
  • You can send professional invoices in just a few clicks.
  • It helps you track all the money coming in and going out.
  • Collaborating with your team is super easy.
  • Their reports give you clear insights into your business health.

Pricing

Zoho Books has different plans to fit different needs:

  • Free: $0/month
  • Standard: $10/month
  • Professional: $20/month
  • Premium: $30/month
Zoho Books pricing

Pros

  • It works well with other Zoho apps.
  • Making invoices is really fast.
  • Tracking money is quite simple.
  • Teamwork feels very smooth.
  • Reports are easy to understand.

Cons

  • The basic plan has limited users.
  • Some advanced features cost extra.
  • It might feel complex at first.

What is Quicken?

So, you’re wondering about Quicken?

It’s like a tool that helps you see all your money stuff in one place. 

Think of it as your digital money organizer.

It can help you track your bank accounts, bills, and even investments.

Pretty handy.

Also, explore our favorite Quicken alternatives…

Quicken cta
Quicken
7.0

See how Quicken simplifies your money! Users typically save 2 hours monthly on budgeting. Plus, 85% feel more in control within 3 months.

Key Benefits

Quicken has some really cool things it can do:

  • It can connect to over 14,500 financial institutions. That’s a lot of banks!
  • You can easily see where your money goes with its spending reports.
  • It helps you plan for the future by letting you set budgets.
  • You can even track your investments and see how they’re doing.
  • It helps you manage your bills and avoid late fees.

Pricing

  • Annually Subscription: $24
Quicken pricing

Pros

  • Connects all your accounts easily.
  • Budgeting and tracking are straightforward.
  • Helps manage investments effectively.
  • You can plan well for retirement.
  • It offers a complete financial picture.

Cons

  • The subscription cost can add up.
  • Some users find the interface complex.
  • Customer support can sometimes be slow.
  • You need to pay for updates.

Feature Comparison

We’re about to dive into the details of Zoho Books and Quicken.

We’ll look at what each one can do.

This will help you see which features matter most for you.

1. Invoicing

  • Zoho Books: This tool is great for sending out bills (invoices) to your customers. You can make them look professional with your company logo. It also helps you get paid faster by sending reminders and letting customers pay online. You can even set up bills to be sent again and again to regular customers.
  • Quicken: Quicken’s main focus is personal finance. While its “Home & Business” version allows you to send simple invoices, it’s not as strong for businesses that need lots of custom invoicing options or automated reminders. It’s more basic for billing.
Zoho Books manual journal

2. Budgeting

  • Zoho Books: Zoho Books is built for businesses. It helps you track your income and expenses to see if your business is making money. It doesn’t have the same kind of personal budgeting tools as Quicken, like setting goals for saving or tracking everyday spending for your household.
  • Quicken: Quicken is a leader in personal budgeting. It helps you see where your money goes. You can set up budgets for different spending areas, track your progress, and even get alerts if you’re spending too much. It’s designed to help you save and plan for your personal financial goals.

3. Expense Tracking

  • Zoho Books: Zoho Books makes it easy for businesses to track what they spend. You can take pictures of receipts with your phone, and the app will read the info. This saves you time. It also helps categorize business expenses for tax time.
  • Quicken: Quicken lets you track all your expenses, both personal and for a small business. You can link your bank accounts, and it will automatically bring in your spending. You can then put your expenses into different categories to see where your money is going. You can also attach photos of receipts.

4. Investment Tracking

  • Zoho Books: Zoho Books doesn’t have a strong focus on tracking personal investments. It’s more about business accounting and how money flows in and out of your company.
  • Quicken: Quicken is very good at helping you track your investments. You can see how your stocks, bonds, and other investments are doing. It shows you their value and how much they have changed. This helps you make smart choices about your money.

5. Reporting

  • Zoho Books: Zoho Books offers many reports that are helpful for businesses. You can see how much profit you’re making, your cash flow, and other important business numbers. These reports help you understand how your business is doing.
  • Quicken: Quicken has good reporting features for both personal and small business finances. You can get reports on your spending, income, and net worth. It also has specific reports that can help you with your taxes, like Schedule C for small businesses.
Quicken flagship checking

6. Mobile App

  • Zoho Books: Zoho Books has a mobile app for both Apple and Android phones. You can send invoices, record expenses, and check your business numbers right from your phone. It’s designed to help you manage your business on the go.
  • Quicken: Quicken also has a mobile app that syncs with your desktop program. You can check balances, track spending, enter transactions, and snap pictures of receipts. While useful, it might not have all the features of the desktop version.

7. Ease of Use

  • Zoho Books: Zoho Books is known for being easy to use. It has a clean look, and it’s not too hard to learn. You can get started with it quickly, even if you’re new to accounting software.
  • Quicken: Quicken is also generally easy to use, especially for personal finance. For its business features, there might be a small learning curve. But once you get used to it, it helps you keep your finances tidy.

What to look for when choosing an Accounting Software?

  • Scalability: Can the software grow with your business?
  • Support: What kind of help is available if you have questions?
  • Ease of Use: Is it something you and your team can learn quickly?
  • Specific Needs: Does it handle the unique things your business does?
  • Security: How safe is your financial data with this software?

Final Verdict (Our Pick)

So, which one should you pick?

If you run a small business and need strong tools for invoicing, tracking business expenses.

Zoho Books is our top choice. 

It’s built for businesses and makes managing your finances simpler.

However, if you’re looking for help with your money, like budgeting, tracking investments, and general household spending. 

Then Quicken is the clear winner.

It’s designed to help individuals and families get a grip on their finances.

So you can trust our advice to make the best decision for your money needs.

More of Zoho Books

  • Zoho Books vs Puzzle IO: Puzzle IO offers automated financials and accruals; Zoho Books provides comprehensive core accounting.
  • Zoho Books vs Dext: Dext excels in automated receipt and invoice processing; Zoho Books offers full accounting functionality.
  • Zoho Books vs Xero: Xero is popular for its strong bank feeds and integrations; Zoho Books offers a wider ecosystem.
  • Zoho Books vs Synder: Synder specializes in e-commerce sales integration; Zoho Books handles complete business accounting.
  • Zoho Books vs Easy Month End: Easy Month End streamlines month-end closing; Zoho Books offers daily accounting processes.
  • Zoho Books vs RefreshMe: RefreshMe focuses on personal finance and simple expense tracking; Zoho Books is full business accounting.
  • Zoho Books vs Sage: Sage offers robust inventory and payroll features; Zoho Books provides a more user-friendly interface.
  • Zoho Books vs Hubdoc: Hubdoc automates document collection; Zoho Books includes integrated accounting.
  • Zoho Books vs Expensify: Expensify is a strong expense reporting tool; Zoho Books offers integrated expense management.
  • Zoho Books vs QuickBooks: QuickBooks is highly popular and robust; Zoho Books offers great value and ecosystem.
  • Zoho Books vs AutoEntry: AutoEntry focuses on automates data entry from documents; Zoho Books covers all accounting.
  • Zoho Books vs FreshBooks: FreshBooks excels in invoicing and time tracking for freelancers; Zoho Books is more comprehensive.
  • Zoho Books vs NetSuite: NetSuite is a full ERP for large enterprises; Zoho Books caters to small to medium businesses.

More of Quicken

  • Quicken vs Puzzle IO: Puzzle IO focuses on inventory and e-commerce, while Quicken is personal finance with some business tools.
  • Quicken vs Dext: Dext automates receipt and invoice data capture; Quicken’s document handling is less specialized.
  • Quicken vs Synder: Synder syncs multi-channel sales with accounting; Quicken lacks this e-commerce focus.
  • Quicken vs Easy Month End: Easy Month End streamlines financial closing, while Quicken doesn’t target this specific process.
  • Quicken vs Docyt: Docyt uses AI for financial data; Quicken’s data extraction is more manual.
  • Quicken vs Wave: Wave offers free basic business accounting; Quicken’s business features are in paid tiers.
  • Quicken vs Hubdoc: Hubdoc automates financial document collection; Quicken’s document handling is manual.
  • Quicken vs Expensify: Expensify excels in expense management; Quicken’s expense tracking is less automated.
  • Quicken vs QuickBooks: QuickBooks is designed for small business accounting; Quicken is primarily personal.
  • Quicken vs AutoEntry: AutoEntry automates data entry from financial documents; Quicken lacks this automation.
  • Quicken vs FreshBooks: FreshBooks targets service-based business invoicing; Quicken’s invoicing is basic.
  • Quicken vs NetSuite: NetSuite is a comprehensive ERP for large businesses, while Quicken is for personal/small use.

Frequently Asked Questions

Is Zoho Books better for personal use?

No, Zoho Books is made for businesses. It helps with invoices and business expenses. For personal budgeting and tracking your own money, Quicken is a better fit.

Can Quicken handle business accounting?

Quicken has a “Home & Business” version. It can do some basic business tasks like simple invoicing. But for full business accounting features, Zoho Books is more powerful and complete.

Which software is easier to learn?

Both are fairly easy to learn. Zoho Books is simple for business tasks. Quicken is easy for personal finance. Your choice depends on what you need to do most often.

Do I need internet to use these?

Zoho Books is cloud-based, so you need internet to use it fully. Quicken offers desktop versions that can work offline, but you’ll need internet for updates and some online features.

Are these programs expensive?

Both Zoho Books and Quicken have different plans with different costs. Some plans are monthly, and some are yearly. You can often find a plan that fits your budget and needs.

Fahim Joharder

Fahim Joharder

Author

A tech enthusiast and writer with a passion for AI and software innovations. He simplifies complex topics to help readers stay ahead in the digital world.

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