8fig Review: E-commerce Growth & Funding Solutions in 2026

bởi | Last updated Dec 22, 2025

8fig

Do you struggle to buy enough inventory to keep up with your sales?

Many ecommerce sellers hit a wall where they have plenty of customers but not enough cash to fill orders.

This growth gap is frustrating because it stops you from making the money you deserve.

Without a steady supply of funds, you might lose your spot in the market to faster competitors.

This 8fig Review dives into how it aims to solve these critical problems for e-commerce businesses.

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8fig

Ready to unlock your e-commerce potential? 8fig has funded over 93,000 inventory orders and helped businesses achieve an average growth rate of 470%.

What is 8fig?

8fig is a growth partner that helps online sellers secure funding for their ecommerce businesses.

Unlike a bank, it looks at your supply chain to see when you need help with supply chain costs.

It uses dữ liệu analysis of your historical performance to offer funding solutions for sustainable growth. 8fig.

  • The approval process is straightforward and offers fast funding.
  • It provides continuous capital to help with cash flow management.
  • You get growth capital with no hidden fees and reasonable rates.
  • The funding process is built to match your potential growth.
  • You can use this ecommerce funding to make informed decisions for your own việc kinh doanh.

This revenue-based financing helps established businesses reach their growth plans.

It covers the capital required for inventory and shipping through flexible remittance schedules.

Their support team gives personalized assistance to e-commerce businesses and e-commerce stores.

With 8fig, the initial funding is just the start of your cash flow. 8fig.

8fig homepage

Who Created 8fig?

Yaron Shapira, Assaf Dagan, and Roei Yellin started 8fig in 2020.

These three experts wanted to help small stores reach their full potential.

They noticed that big banks were too slow for online shops.

Their vision was to be a calming force for sellers who need working capital to grow.

They made a simple process so everyone can succeed.

Top benefits

8fig is a game-changer for online sellers who want to scale without the stress of traditional loans.

The company offers more than just money; it provides a platform built for the specific needs of your ecommerce business.

  • You can get a real offer with fast approval times, often in just a few days.
  • The system gives you a great forecast so you can buy inventory fast and stay ahead.
  • Their user-friendly dashboard gives you clear insights and top-notch product info at a glance.
  • You get a preapproved offer that serves as an outside perspective to help you plan your growth.
  • The flexible repayment terms mean you only pay what you can afford based on your sales.
  • The service team is very responsive and will answer all my questions quickly.
  • You can connect your Shopify site or Amazon account in a simple way to get started.
  • Many users leave positive Google reviews because the team acts as a calming force.
  • There are no hidden fees or extra interest to worry about when you access your funds.
  • The platform provides resources that help Amazon sellers manage their payments.
  • Clients love the quick response from the support team—thanks juan for the help!
  • It helps you keep your business running even when idiots pull other funding sources.
  • Your overall experience stays positive because the capital is always there when you need it.

Tính năng tốt nhất

8fig isn’t just about funding; it’s a complete platform with powerful tools designed to help e-commerce businesses thrive.

Its unique features integrate funding with smart planning.

Giving you a comprehensive approach to managing your operations and accelerating growth.

1. Funding

8fig provides flexible, continuous funding that adapts to your e-commerce business’s specific needs.

Instead of a single, rigid loan, they offer capital in “tranches” that align with your supply chain, like paying for manufacturing or shipping.

This ensures you have cash when you need it most, without tying up capital unnecessarily.

8fig funding

2. Restock Planner

This free tool helps you master inventory management by predicting when and how much you need to reorder.

It uses advanced algorithms to analyze your sales data.

Taking into account seasonal trends and demand spikes. 

The Restock Planner even adjusts for shipment delays to keep your inventory flowing smoothly.

8fig restock planner

3. Sales Forecasting

Knowing your future sales is key to smart business decisions, and 8fig’s Sales Forecasting tool gives you that clarity.

It precisely predicts future sales for each product.

Helping you understand potential revenue and optimize your budget.

You can identify seasonal trends and làm informed choices about inventory and marketing efforts.

8fig sales forecasting

4. Cash Flow Planner

Managing your money is crucial, and the Cash Flow Planner helps you visualize your financial health.

It automatically categorizes transactions and projects your cash balance.

Allowing you to spot potential cash crunches before they happen.

This tool helps you plan for different scenarios, like new investments or marketing campaigns.

8fig cash flow planner

5. Podcasts

8fig also offers educational podcasts like “eComm Unfiltered” and “‘Chilada Chats.”

These podcasts feature candid conversations with e-commerce experts, successful sellers, and industry leaders.

They share valuable insights, strategies, and real-world experiences.

Helping you learn from others and stay ahead of the curve in the dynamic e-commerce world.

8fig Podcasts

6. Inventory Financing Integration

For businesses in the industry directly, Aire offers specialized modules like inventory financing.

This helps doanh nghiệp nhỏ manage their cash flow and stock levels within their custom business applications.

It connects your software to real-world financial needs.

8fig inventory financing

7. AI-Driven Innovation

The core of the platform is its AI engine. It doesn’t just copy-paste code; it understands your natural language requests.

This allows citizen developers to build advanced features and advanced business process workflows that used to require technically experienced app developers.

8fig AI-Driven Innovation

9. Adaptive Funding Adjuster

Market conditions can shift in an instant, and 8fig allows your business to change with them.

If a product goes viral or a shipping delay occurs, you can update your plan to get more capital or move your payment dates.

This tool ensures your funding is always aligned with your store’s real-time needs.

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Pros

  • Capital scales with your sales.
  • AI CFO simplifies cash flow.
  • No equity or hidden fees.
  • Fast, simple approval process.
  • Expert support for supply chains.

Hằng

  • Requires high monthly revenue.
  • Needs full store data access.
  • Not for brand new stores.
  • Funding is plan-specific only.

Alternatives of 8fig

While 8fig offers a strong solution, several other options exist for e-commerce businesses seeking funding or growth support.

Here are some notable alternatives:

  • Clearco: This company offers revenue-share financing, providing capital for e-commerce and other businesses in exchange for a percentage of future revenue. They are known for not requiring equity or personal guarantees.
  • Wayflyer: Specializing in e-commerce, Wayflyer provides flexible funding for inventory, marketing, and growth. They also offer data insights to help businesses scale.
  • SellersFi: SellersFi provides a suite of financial solutions specifically for e-commerce, including working capital, payment processing, and business insurance. It targets marketplace sellers and DTC brands.
  • Payability: For e-commerce sellers, Payability offers daily payouts and lump-sum advances. This helps businesses on platforms like Amazon and Shopify access their sales revenue more quickly.
  • Shopify Capital: If you’re a Shopify merchant, Shopify Capital offers business loans and cash advances directly through the platform. Repayment is often tied to a percentage of your daily sales.
  • Traditional Bank Loans: Due to strict collateral and credit requirements, traditional banks offer conventional term loans, which can provide larger sums but often come with fixed repayment schedules. These loans are often harder to secure for rapidly growing e-commerce businesses.
  • Lines of Credit: Offered by various lenders, a business line of credit provides flexible access to funds up to a certain limit. You only pay interest on the amount you actually use, making it good for managing short-term cash flow needs.
  • Crowdfunding: Platforms like Kickstarter or Indiegogo allow businesses to raise capital from a large number of individuals. This can also serve as a way to validate your product or idea.

Personal Experience with 8fig

We had a clear growth target, but faced the typical e-commerce dilemma of needing cash to buy more stock before the sales came in.

This is where 8fig truly stepped in.

Here’s how we used 8fig and the features that made a real difference:

  • Funding tailored to our supply chain: Instead of a single, large sum, 8fig released funds in stages that matched our actual manufacturing and shipping timelines. This meant we only had capital deployed when it was directly needed for specific inventory milestones, optimizing our cash flow.
  • Restock Planner: We utilized their Restock Planner to accurately forecast when we’d run out of stock and how much to reorder. This proactive approach minimized the risk of stockouts during peak seasons and ensured we never missed a sales opportunity.
  • Sales Forecasting: Their Sales Forecasting tool gave us a clear picture of future demand for our product. This insight was crucial in confidently committing to larger inventory orders, knowing the sales were projected to follow.
  • Cash Flow Planner: The Cash Flow Planner helped us visualize our incoming and outgoing funds. We could see how the 8fig funding integrated with our existing cash flow, allowing us to confidently plan for marketing campaigns and other operational expenses without stress.
  • Avoided delays: By having the right funding at the right time, we completely avoided the usual delays associated with waiting for sales to clear or seeking traditional loans. Our products were in transit and ready for customers exactly when expected.
8fig personal experience

Ultimately, 8fig empowered us to scale our inventory by 150% in a quarter.

Directly contributing to a significant revenue increase without diluting equity or taking on restrictive debt.

It felt like a true partnership, providing both the capital and the intelligent tools to make informed, data-driven decisions.

Final Verdicts

8fig is a great choice for online stores that need help with cash flow.

It is more than just a loan because it acts as a growth partner.

The platform uses smart tools, such as an AI CFO, to track your supply chain.

This helps you get funding that fits your sales.

It is a simple process that offers fast funding without hidden fees.

If you have an established business, this is a smart way to reach your growth plans.

Câu hỏi thường gặp

What kind of e-commerce businesses does 8fig work with?

8fig primarily works with e-commerce businesses that sell physical products online and have consistent monthly revenue. This includes sellers on platforms like Shopify, Amazon, and other major marketplaces. They are best suited for businesses that need capital for inventory, marketing, and scaling operations, focusing on growth-stage companies rather than brand-new startups.

How is 8fig different from a traditional bank loan?

Unlike traditional bank loans, 8fig offers flexible, continuous funding tailored to your supply chain needs, without requiring equity or personal guarantees. Traditional banks often have rigid repayment schedules, require collateral, and may not understand the specific cash flow dynamics of e-commerce businesses, making 8fig a more agile solution.

Does 8fig take equity in my business?

No, 8fig does not take any equity in your e-commerce business. They provide capital based on your future revenue and supply chain needs, allowing you to maintain full ownership and control of your company. This is a significant advantage for entrepreneurs who wish to grow without diluting their stake.

How long does it take to get funding from 8fig?

The funding process with 8fig is designed to be quick and efficient for e-commerce sellers. After your application is approved and your growth plan is established, funds can be disbursed rapidly, often within days. This speed helps businesses avoid delays in ordering inventory or launching marketing campaigns.

What are the main criteria for qualifying for 8fig funding?

E-commerce businesses typically need to demonstrate a consistent sales history and a clear plan for growth to qualify for 8fig funding. While specific revenue thresholds may apply, 8fig assesses your business’s overall health and potential, focusing on profitability, operational efficiency, and a solid understanding of your supply chain.

Fahim Joharder

Fahim Joharder

Người đam mê công nghệ, doanh nhân, nhà du lịch và người nước ngoài đến từ Madinah, Ả Rập Xê Út.

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