⚡ Quick Verdict:
- Chạy: Sage starts free, then $7/mo for the Individual plan. Wave has a free Starter plan, with the Pro plan at $19/month.
- Phù hợp nhất cho: Sage for growing small businesses that need inventory management and real-time reporting. Wave for người làm việc tự do who want free accounting software.
- Điểm khác biệt chính: Sage includes inventory tracking and Sage Copilot AI. Wave focuses on free invoicing and expense tracking for solopreneurs.
- Our pick: Sage for most growing businesses. It scales further as your accounting needs grow.
Sage and Wave both promise to help you manage your finances effectively.
Nhưng chúng được thiết kế cho những đối tượng người dùng rất khác nhau.
Sage is a full accounting platform for growing small businesses.
Wave is free accounting software made for freelancers.
One gives you inventory management and job costing.
The other gives you unlimited invoices at no cost.
This comparison breaks down both tools to help you pick the phần mềm kế toán tốt nhất cho doanh nghiệp của bạn.
Toàn cảnh
This Sage vs Wave comparison covers pricing, features, and ease of use.
We also break down who each accounting platform works best for.
Our sources include published specs, official documentation, and verified user reviews.
Của chúng tôi nhà văn also spent hands-on time with Wave directly.
By the end, you’ll know which tool fits your needs.
Cây xô thơm là gì?
Sage is a UK-based software company that serves businesses of all sizes.
Cây xô thơm Việc kinh doanh Cloud Accounting helps companies manage their finances effectively.
It offers cloud connectivity, so you can work from anywhere with an internet connection.
The accounting software includes expense management, financial reporting, and inventory management.
Sage is a popular choice among small and medium sized businesses.
It also runs a desktop solution called Sage 50, a strong alternative to QuickBooks.
Cây xô thơm
Cloud accounting software for growing small businesses. Includes inventory management, real-time reporting, and the Sage Copilot AI assistant.
Định giá Sage
Here’s what Sage costs in 2026. Let’s break it down.
| Kế hoạch | Giá | Tốt nhất cho |
|---|---|---|
| Accounting Individual (Free) | Miễn phí | Kiểm tra các tính năng cơ bản |
| Kế toán cá nhân | 7 đô la/tháng | Sole traders and one user |
| Kế toán bắt đầu | 18 đô la/tháng | Doanh nghiệp nhỏ chủ sở hữu |
Pricing verified May 2026.
Dùng thử miễn phí: Yes. Sage offers a free trial period so you can test the software before paying.
Đảm bảo hoàn tiền: Bạn có thể hủy các gói hàng tháng bất cứ lúc nào trước ngày gia hạn.
📌 Ghi chú: Sage pricing varies by country and product line. The figures above reflect the Accounting plans. Sage 50 desktop software is priced separately and uses three tiers: Pro, Premium, and Quantum Accounting.
⚠️ Cảnh báo: Introductory rates often jump after the promotional period ends. Check the renewal price before you commit to a paid plan.
Key Benefits of Sage
Here’s what makes Sage worth considering:
- Real Time Reporting: Sage gives you up-to-date financial data at any time. This helps with faster decisions on cash flow and spending.
- Quản lý kho hàng: Track stock levels and issue low stock alerts. You can also create product variations and sync inventory automatically.
- Kết nối đám mây: Access your books from any device with an internet connection. Your data stays backed up with online backups.
- Sage Copilot: An AI assistant that helps cut manual tasks and answer questions inside the software.
- Tính toán chi phí công việc: Assign cost codes and track job statuses. This helps service teams see which jobs bring in the most revenue.
- Tài liệu học tập: Sage University, the community hub, and chat support offer further assistance when you get stuck.
Sage also offers add-on services like Sage Payroll, a payroll software module that handles pay runs for accounting teams. The Pro Accounting tier of Sage 50 stores unique records for each customer and helps you save time on repetitive entries. Like any tool, it has potential drawbacks worth weighing before you buy.
What Our Team Noticed
Our writer explored Sage and spent time inside the dashboard. Here’s what stood out:
Sage Pros & Cons
✅ Ưu điểm
- Built-in inventory management with low stock alerts
- Real-time financial reporting for better cash flow decisions
- Scales from sole traders to medium sized businesses
- Sage University and community hub for learning
❌ Nhược điểm
- Sage 50 desktop software has limited remote access
- Pricing can climb to higher prices after intro periods
- Scored only 3.5 of 5 for customer service on Capterra
Sóng là gì?
Wave is a cloud-based accounting platform for freelancers and small businesses.
Wave Accounting supports over 2 million small businesses with money management features.
Nó được xây dựng cho doanh nghiệp nhỏ owners and solopreneurs without an accounting background.
The free accounting software includes unlimited invoices, expense tracking, and basic financial reports.
Wave also offers payroll and lets you accept online payments.
It is best for service-based businesses that need simple kế toán hồ sơ.
Sóng
Free accounting software for freelancers. Unlimited invoices, expense tracking, and unlimited users on the free Starter plan.
Định giá theo đợt
Here’s what Wave costs in 2026. Let’s break it down.
| Kế hoạch | Giá | Tốt nhất cho |
|---|---|---|
| Kế hoạch Khởi đầu | $0 | Người làm việc tự do và chủ doanh nghiệp cá thể |
| Gói chuyên nghiệp | 19 đô la/tháng | Small businesses needing auto imports |
Pricing verified May 2026.
Dùng thử miễn phí: Not needed. The free Starter plan is free forever with no credit card required.
Đảm bảo hoàn tiền: You can downgrade to the free plan anytime since the core features stay free.
📌 Ghi chú: Wave charges transaction fees for payment processing. Expect 2.9% + $0.60 per credit card transaction and 1% for bank payments. Payroll costs $40/month plus $6 per active employee or independent contractor.
⚠️ Cảnh báo: Some users report delayed payouts for ACH and credit card payments. Build a buffer of a few business days into your cash flow planning.
Key Benefits of Wave
Here’s what makes Wave worth considering:
- Gói miễn phí: The free version includes unlimited invoices, multiple users, and basic reports. This is rare among accounting software.
- Lập hóa đơn dễ dàng: Create recurring invoices and send automated payment reminders. Customers can pay through online payments.
- Theo dõi chi phí: Connect your bank accounts to import transactions automatically. Digital receipt capture syncs from the mobile app.
- Multiple Companies: Manage accounting for multiple companies under one account at no extra cost.
- Payroll Add-On: Wave payroll handles direct deposit, tax filing, and W2 or 1099 forms in supported states.
- Bảo vệ: Wave uses 256-bit TLS encryption and PCI Level 1 compliance to protect your data.
This Wave review found that Wave Financial organizes its tools into two plans, a free platform and a paid Pro plan. The free version makes accounting and payroll simple, with strong invoicing features and a clean way to get an independent contractor paid by direct deposit. Payroll processing, multi factor authentication, and a date range filter for reports round out the accounting features. An annual subscription level gives you a discounted rate, giving peace of mind on cost. Wave makes solid sense for personal finance and solo bookkeeping. Our full Wave accounting review covers more detail.
What Our Team Noticed
Our writer signed up for Wave and used it for everyday bookkeeping. Here’s what stood out from that hands-on time:
Wave Pros & Cons
✅ Ưu điểm
- Free Starter plan with unlimited invoices
- Clean, intuitive dashboard that is easy to navigate
- Unlimited users at no cost, unlike QuickBooks Online
- Manage multiple companies under one account
❌ Nhược điểm
- No built-in inventory management or time tracking
- Limited support for free version users
- Some users report glitches with bank syncing
So sánh tính năng
Ready to dive into a detailed comparison of Sage vs Wave?
We’ll explore the key features that separate these two accounting tools.
| Tính năng | Cây xô thơm | Sóng |
|---|---|---|
| Giá khởi điểm | Free, then $7/mo | Free, Pro $19/mo |
| Gói miễn phí | ✅ | ✅ |
| Quản lý hàng tồn kho | ✅ | ❌ |
| Real-Time Reporting | ✅ | Chỉ cơ bản |
| Số lượng hóa đơn không giới hạn | ✅ | ✅ |
| Hỗ trợ đa tiền tệ | ✅ | ✅ |
| Job Costing | ✅ | ❌ |
| Trợ lý AI | ✅ (Phi công phụ) | ❌ |
| Built-In Payroll | Phần bổ sung | Phần bổ sung |
| Tốt nhất cho | Phát triển doanh nghiệp | Người làm việc tự do |
1. Báo cáo tài chính
Hiền triết: Sage offers smarter financial reports with real time reporting. You can generate reports in seconds and view balance sheets, profit and loss, and cash flow data. This helps you spot unreconciled differences quickly.
Sóng: Wave provides basic financial reports, including balance sheets and income statements. The reports are useful for freelancers but lack advanced customization. Larger businesses may find them limited.
2. Quản lý kho hàng
Hiền triết: Sage provides inventory tracking that monitors stock levels and reports on product performance. You can create product variations, issue low stock alerts, and sync inventory automatically. Advanced inventory management is available on higher tiers.
Sóng: Wave does not include built-in inventory management. It also skips purchase orders and time tracking. This keeps Wave simple but limits it for product-based businesses.
⚠️ Cảnh báo: If you sell physical products and need to sync inventory automatically, Wave will not fit. Sage is the clear choice for inventory.
3. Invoicing & Sales Invoices
Hiền triết: Sage handles sales invoices, expense management, and bill tracking inside one accounting platform. It suits businesses that need invoicing tied to inventory and job costing.
Sóng: Wave’s invoicing software is a standout. You can create unlimited invoices, schedule recurring billing, and send automated payment reminders. Customers can pay online through credit card or Apple Pay.
4. Bank Reconciliation
Hiền triết: Sage offers bank reconciliation that matches your bank transactions against your records. It flags unreconciled differences so your books stay accurate.
Sóng: Wave connects your bank accounts to sync transactions automatically. Auto import bank transactions and auto merge features reduce manual entry. Some users report occasional bank syncing glitches.
5. Expense & Receipt Tracking
Hiền triết: Sage keeps digital records of expenses and receipts. Digital record-keeping links your spending to the right contact fields and accounts inside the general ledger.
Sóng: Wave offers expense tracking with receipt scanning through its mobile app. Digital receipt capture syncs expense data with your accounting. This saves time on manual tasks.
6. Truy cập di động
Hiền triết: Sage offers cloud connectivity for access from anywhere. The Sage 50 desktop software has mobile access limitations, so check which product you need before buying.
Sóng: Wave has a dedicated mobile app. You can send invoices, track expenses, and scan receipts on the go. The mobile app keeps the same ease of use as the desktop version.
7. Multi-Currency & Tax Filing
Hiền triết: Sage supports multi-currency accounting for businesses that trade across borders. It tracks bank transactions in different currencies inside one set of bookkeeping records.
Sóng: Wave offers multi-currency support plus tax filing in supported states. It generates automated W2 and 1099 tax forms and files taxes in 14 states.
8. Trí tuệ nhân tạo & Tự động hóa
Hiền triết: Sage Copilot is an AI assistant that helps automate workflow management. It answers questions and cuts repetitive manual tasks inside the software.
Sóng: Wave automates payment reminders and transaction syncing. It does not have a dedicated AI assistant, but the automated features still save users time.
9. Job Costing & Project Management
Hiền triết: Sage offers project management with job costing and cost codes. You can track job statuses and see which projects bring in the most revenue. This suits service and trade businesses.
Sóng: Wave lacks specialized project time-tracking and job costing. It is built for simple service-based businesses rather than complex project work.
10. Định giá & Chi phí
Hãy cùng so sánh các gói giá cạnh nhau.
| Kế hoạch | Cây xô thơm | Sóng |
|---|---|---|
| Miễn phí | Accounting Individual (Free) | Starter Plan ($0) |
| Đã trả phí vào cửa | $7/mo (Individual) | $19/month (Pro) |
| Cấp bậc cao hơn | $18/mo (Start) | Payroll add-on from $40/mo |
Hiền triết: Sage starts free and climbs to $18/mo for the Start plan. You get inventory management and reporting that justify the cost for growing businesses. Watch for higher prices after intro periods.
Sóng: Wave wins on upfront cost. The free plan covers core accounting at no cost. Just remember the additional costs from payment processing and payroll fees.
Các kịch bản khác nhau
| Nếu bạn cần… | Chọn | Tại sao |
|---|---|---|
| Free software | Sóng | Free Starter plan forever |
| Quản lý hàng tồn kho | Cây xô thơm | Tracks stock and variations |
| Real time reporting | Cây xô thơm | Up-to-date financial data |
| Simple invoicing | Sóng | Hóa đơn miễn phí không giới hạn |
| Job costing | Cây xô thơm | Cost codes and job statuses |
| Thân thiện với người mới bắt đầu | Sóng | Clean, simple dashboard |
💰 Ngân sách của bạn
Wave’s free plan is unbeatable for tight budgets. Sage costs more but adds tools that pay off as you grow.
🔌 Bộ công nghệ của bạn
Sage connects to the Sage Marketplace for add ons and integrations. Wave integrates with fewer tools, which can limit complex setups.
📦 Your Inventory Needs
Product sellers need Sage for stock tracking and low stock alerts. Wave has no inventory tools at all.
🎓 Trình độ kinh nghiệm của bạn
Wave is easy for owners without an accounting background. Sage has a learning curve, but Sage University helps you get further assistance.
🆓 Dùng thử và bản demo miễn phí
Wave’s free version lets you test everything at no cost. Sage offers a free trial so you can explore the paid features first.
🛟 Các tùy chọn hỗ trợ
Sage offers chat support, the community hub, and online tutorials. Wave support is limited for free users, who mostly get the help center and chatbot.
Hướng dẫn chuyển đổi
Bạn đã sử dụng một trong những công cụ này rồi? Dưới đây là những điều bạn cần biết nếu chuyển sang sử dụng công cụ khác.
🔄 Switching from Sage to Wave?
✅ Những lợi ích bạn sẽ nhận được:
- A free plan with no monthly software cost
- Unlimited users at no extra charge
- A simpler dashboard for solo work
❌ Những gì bạn sẽ mất:
- Inventory management and low stock alerts
- Job costing and project management
- The Sage Copilot AI assistant
📋 Cách chuyển đổi:
- Export your existing accounting data from Sage
- Create a free Wave account
- Import contacts and connect your bank accounts
🔄 Switching from Wave to Sage?
✅ Những lợi ích bạn sẽ nhận được:
- Inventory management with product variations
- Real time reporting and job costing
- Room to scale as your business grows
❌ Những gì bạn sẽ mất:
- The completely free plan
- Unlimited users at no cost
- Wave’s very simple beginner dashboard
📋 Cách chuyển đổi:
- Export your bookkeeping records from Wave
- Sign up for a Sage Business Cloud account
- Import your data and set up inventory
What Our Review Didn’t Cover
This comparison focused on individual users and small businesses. We didn’t test enterprise ERP products like Sage Intacct or evaluate bulk payroll across many states. Our notes reflect the May 2026 versions, so features may have changed since then. If you run a large accounting team, your priorities may differ from what we’ve covered here.
Phán quyết cuối cùng
| Loại | Người thắng |
|---|---|
| 💰 Giá cả | Sóng |
| 🚀 Các tính năng chính | Cây xô thơm |
| 📦 Inventory | Cây xô thơm |
| 🧾 Invoicing | Sóng |
| 👶 Dễ sử dụng | Sóng |
| 📈 Reporting & Scaling | Cây xô thơm |
| 🏆 Người chiến thắng chung cuộc | Cây xô thơm |
🏆 WINNER: SAGE
Sage wins 3 of the 6 categories and takes the overall edge for growing businesses.
Phù hợp nhất cho: Inventory tracking, real time reporting, job costing for service teams
Sage and Wave are two very different accounting tools.
Sage is a full accounting platform with inventory and reporting depth.
Wave is free accounting software built for freelancers and solopreneurs.
Wave is excellent if you want simple, free invoicing and expense tracking.
However, if you need inventory, job costing, and room to grow, Sage is the better choice.
More of Sage Compared
Here’s how Sage stacks up against other competitors. Reading these comparison articles helps you resolve which accounting platform fits best.
So sánh Sage và QuickBooks Trực tuyến
Sage thắng nhờ: Built-in inventory depth, job costing, multi-currency accounting
QuickBooks Online wins on: Larger app marketplace, brand familiarity, wider accountant network
Sage thắng nhờ: Desktop solution option, advanced inventory tiers, Sage Copilot AI
Xero thắng nhờ: Unlimited users on every plan, cleaner mobile design, more third-party add ons
Sage thắng nhờ: Stronger reporting for medium sized businesses, desktop software, job costing
Zoho Books thắng nhờ: Lower entry pricing, tight fit with the Zoho suite, generous free tier
More of Wave Compared
Here’s how Wave stacks up against other competitors:
Sóng thắng trong các trường hợp: Free starter plan, unlimited users at no cost, simpler setup for freelancers
QuickBooks vượt trội ở các điểm sau: Advanced features, inventory management, deeper integration options
Sóng thắng trong các trường hợp: Truly free core accounting, unlimited invoices, no subscription required
FreshBooks thắng nhờ: Built-in time tracking, billable hours, richer project tools
Sóng thắng trong các trường hợp: Zero monthly cost, easy onboarding, multiple companies under one account
Xero thắng thế nhờ: Inventory tracking, stronger reporting, broader integration library
Câu hỏi thường gặp
Phần mềm nào tốt hơn, QuickBooks hay Sage?
It depends on your needs. Sage offers stronger inventory and job costing, while QuickBooks Online has a wider app marketplace. Sage is strong small business accounting software for businesses that want depth.
Ứng dụng Wave Accounting có thực sự miễn phí không?
The free version is free forever for core accounting and unlimited invoices. You only pay transaction fees for payment processing, so we recommend Wave for solo work. Payroll carries extra fees.
Phần mềm kế toán Sage Business Cloud là gì?
It is cloud accounting software for small business owners. It handles invoicing, expenses, reporting, and inventory with cloud connectivity from any device.
What are the disadvantages of Wave accounting?
Wave lacks inventory management, time tracking, and advanced reporting. Support is limited for free users, and some report bank syncing glitches and delayed payouts.
Sage có giá bao nhiêu mỗi tháng?
The Accounting Individual plan is free, then $7 per month. The Accounting Start plan costs $18 per month. Prices vary by country and product line.
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