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Cara Menggunakan Wave: Panduan Langkah demi Langkah di Tahun 2025

oleh | Last updated Jan 19, 2026

Cara Menggunakan Wave

Doing your own taxes is a total nightmare.

Most software costs too much and feels way too hard to learn.

You just want to track your money without a headache.

Wave is a free tool that can solve these problems fast.

It makes sending invoices and tracking expenses very simple.

You do not need to be a math genius to use it.

Our guide shows you exactly how to use Wave to get started today.

You will feel like a pro in just a few minutes.

Let’s get your bisnis organized right now.

Gelombang cta
Melambai

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Wave Tutorial

Getting started with Wave is easier than you think.

First, set up your free account and link your bank.

This lets the software automatically track your spending.

Next, we will show you how to create professional invoices and quickly organize your business receipts.

How to Use Account Reconciliation

Usaha kecil owners need smart solutions to focus on growth.

You must access your bank transactions to get rid of every error. This point is vital.

You will match online payments, bills, and other transactions to catch mistakes.

Follow these tips to ensure every payment is correct.

Step 1: Start a New Reconciliation

  • Navigate to the sidebar and click on Akuntansi.
  • Select Reconciliation from the dropdown menu to view your accounts.
  • Choose the specific bank account or credit card you want to check.
  • Click on Get Started or New Reconciliation to begin the process.

Step 2: Enter Statement Details

  • Grab your physical or digital bank statement for the month.
  • Find the Ending Balance and the Ending Date on your statement.
  • Enter these exact numbers into the Wave reconciliation screen.
  • Click Next to verify your data and view the transaction list.
Rekonsiliasi akun Wave

Step 3: Match Transactions

  • Look at the list of charges on your screen.
  • Check the box next to every item that matches your bank statement.
  • Watch the “Difference” number at the top of the page.
  • Keep checking boxes until the difference reaches $0.00.
  • Click Save to finish reconciling your month.

How to Use Expense Tracking

Running a business is hard work.

Many people face tax issues for years because they lose receipts.

You must avoid this mess. It takes a bit of time to set up, but Wave runs the checks for you.

You can view where money goes and share data easily.

Read these steps to make your life easier.

This simple process works great.

Step 1: Connect Your Bank Account

  • Navigate to the left-hand menu on your dashboard.
  • Click on Banking and then select Connected Accounts.
  • Choose your specific bank from the secure list.
  • Enter your online banking login details to link the data.
  • Select the checking or savings accounts you want to import.

Step 2: Classify Your Transactions

  • Pergi ke Akuntansi tab and click on Transactions.
  • Look at the list of imported spending from your bank.
  • Click on a specific transaction to open the details.
  • Select a Category (like “Office Supplies” or “Rent”).
  • Wave learns your habits and will categorize similar items automatically next time.
Pelacakan Pengeluaran Wave

Step 3: Upload Receipts

  • Download the Wave mobile app or use the desktop version.
  • Take a clear photo of your paper receipt.
  • Upload the image to the Receipts section in the menu.
  • Wait for Wave to scan the numbers and date for you.
  • Click Verify to save the expense to your books officially.

How to Use Multi-Currency Support

Selling to people in other countries is a great way to grow your business.

But dealing with different money types can be confusing and hard.

You do not need to do the math yourself every time.

Wave handles the exchange rates automatically for you.

This tool lets you send bills in Euros, Pounds, or Pesos easily.

It keeps your records accurate without extra work.

You can now do business globally without stress.

Step 1: Add a New Currency

  • Scroll to the bottom of the menu & click Settings.
  • Look for the Currencies section in the list.
  • Click the button that says Add Currency.
  • Select the specific money type you need from the dropdown list.
  • Click Save to add it to your system.

Step 2: Assign Currency to a Customer

  • Go to the Sales tab, then click Customers.
  • Click Add a customer to make a new profile or edit an old one.
  • Find the Currency field in their profile settings.
  • Change it from your home currency to their local currency (like Euros).
  • Click Save to update the customer profile.
Dukungan Multi-Mata Uang Wave

Step 3: Create a Foreign Invoice

  • Go to Invoices and click Create New.
  • Select the global customer you just set up in Step 2.
  • Notice that the invoice automatically switches to their currency symbols.
  • Enter your prices (Wave estimates the exchange rate for your reports).

Click Send to email the invoices to your client.

Alternatives to Wave

Jika Wave tidak sepenuhnya memenuhi kebutuhan Anda, berikut beberapa alternatif Wave yang dapat Anda pertimbangkan:

  • Teka-teki IO: Perangkat lunak ini berfokus pada perencanaan keuangan berbasis AI.
  • Dext: Alat ini sangat bagus untuk menangkap dokumen dan mengekstrak data.
  • Xero: Ini adalah perangkat lunak akuntansi online populer untuk usaha kecil.
  • Synder: Perusahaan ini berspesialisasi dalam menyinkronkan data e-commerce dan pembayaran dengan perangkat lunak akuntansi.
  • Akhir Bulan yang Mudah: Perangkat lunak ini dirancang untuk menyederhanakan tugas-tugas keuangan bulanan Anda.
  • Docyt: Sistem ini menggunakan kecerdasan buatan untuk pembukuan dan mengotomatiskan alur kerja keuangan.
  • Sage: Ini adalah rangkaian perangkat lunak bisnis dan akuntansi yang komprehensif.
  • Buku Zoho: Sebagai alat akuntansi online, ia dikenal karena harganya terjangkau dan sangat cocok untuk usaha kecil.
  • Mempercepat: Sebuah alat manajemen keuangan pribadi populer yang membantu mengatur anggaran.
  • Hubdoc: Perusahaan ini khusus dalam mengumpulkan dan mengatur dokumen keuangan untuk keperluan pembukuan.
  • Expensify: Aplikasi ini berfokus pada manajemen pengeluaran, sehingga memudahkan untuk melacak dan mengirimkan tanda terima.
  • QuickBooks: Perangkat lunak akuntansi yang sangat terkenal yang membantu bisnis dalam segala hal, mulai dari pembuatan faktur hingga penggajian.
  • Entri Otomatis: Alat ini mengotomatiskan entri data dengan memindai dan menganalisis dokumen seperti faktur dan kwitansi.
  • FreshBooks: Perangkat lunak ini dirancang khusus untuk pekerja lepas & usaha kecil, dengan fokus pada pembuatan faktur & pelacakan waktu.
  • NetSuite: Sebuah paket perangkat lunak manajemen bisnis berbasis cloud yang andal dan lengkap untuk perusahaan-perusahaan besar.

Perbandingan Gelombang

  • Gelombang vs Teka-Teki IOPerangkat lunak ini berfokus pada perencanaan keuangan berbasis AI untuk perusahaan rintisan. Versi pasangannya ditujukan untuk keuangan pribadi.
  • Gelombang vs DextIni adalah alat bisnis untuk mencatat tanda terima dan faktur. Alat lainnya melacak pengeluaran pribadi.
  • Wave vs XeroIni adalah perangkat lunak akuntansi online populer untuk usaha kecil. Pesaingnya ditujukan untuk penggunaan pribadi.
  • Wave vs SynderAlat ini menyinkronkan data e-commerce dengan perangkat lunak akuntansi. Alternatifnya berfokus pada keuangan pribadi.
  • Gelombang vs Akhir Bulan yang MudahIni adalah alat bisnis untuk menyederhanakan tugas akhir bulan. Pesaingnya adalah untuk mengelola keuangan pribadi.
  • Gelombang vs DocytYang satu menggunakan AI untuk pembukuan dan otomatisasi bisnis. Yang lainnya menggunakan AI sebagai asisten keuangan pribadi.
  • Gelombang vs SageIni adalah paket perangkat lunak akuntansi bisnis yang komprehensif. Pesaingnya adalah alat yang lebih mudah digunakan untuk keuangan pribadi.
  • Wave vs Zoho BooksIni adalah alat akuntansi online untuk usaha kecil. Pesaingnya ditujukan untuk penggunaan pribadi.
  • Wave vs QuickenKeduanya adalah alat keuangan pribadi, tetapi yang satu ini menawarkan pelacakan investasi yang lebih mendalam. Yang lainnya lebih sederhana.
  • Wave vs HubdocIni khusus untuk pengambilan data dokumen untuk pembukuan. Pesaingnya adalah alat keuangan pribadi.
  • Wave vs ExpensifyIni adalah alat manajemen pengeluaran bisnis. Yang lainnya untuk pelacakan pengeluaran pribadi dan penganggaran.
  • Wave vs QuickBooksIni adalah perangkat lunak akuntansi yang terkenal untuk bisnis. Alternatifnya dirancang untuk keuangan pribadi.
  • Gelombang vs Entri OtomatisIni dirancang untuk mengotomatiskan entri data untuk akuntansi bisnis. Alternatifnya adalah alat keuangan pribadi.
  • Wave vs FreshBooksIni adalah perangkat lunak akuntansi untuk pekerja lepas dan usaha kecil. Alternatifnya adalah untuk keuangan pribadi.
  • Wave vs NetSuiteIni adalah rangkaian perangkat lunak manajemen bisnis yang andal untuk perusahaan besar. Pesaingnya adalah aplikasi keuangan pribadi yang sederhana.

Kesimpulan

Wave helps you take control of your business money.

You do not need to be an expert to use it well.

We showed you how to track your spending and easily fix mistakes.

We also looked at how to get paid in other currencies.

This tool takes the heavy stress out of tax season.

Your financial records will be clean and safe from now on.

You can finally stop worrying about messy spreadsheets.

The best part is that it costs nothing to start. Go set up your account today.

Your future self will thank you for being organized.

Pertanyaan Yang Sering Muncul

Is WaveApps completely free?

Wave offers a robust Rencana Awal that is completely free. It includes unlimited invoicing, expense tracking, and basic pelaporan. However, they recently introduced a Rencana Pro (approx. $16/month) which is required for automated bank import features and live support. Payroll and payment processing fees are extra.

Is WaveApps better than QuickBooks?

For freelancers and micro-businesses, Wave is often better because it is simpler and free. QuickBooks is superior for larger businesses requiring inventory management, complex payroll, or audit trails. Wave is the “lite,” user-friendly alternative; QuickBooks is the heavy-duty industry standard.

Does Wave App report to the IRS?

Yes, regarding payment processing. If you accept payments through Wave (Wave Payments) and meet the IRS thresholds, Wave automatically files Form 1099-K with the IRS and sends you a copy. However, it does not file your annual income tax return (like Schedule C) for you.

What are the drawbacks of Wave Accounting?

Wave has limitations: it lacks inventory management, project management features, and audit trails. Additionally, the free plan does not include live customer support (only chatbot), and recent updates moved automatic bank syncing to the paid Pro plan.

How does the Wave app work?

Wave is a cloud-based financial platform. You create an account, connect your bank (on Pro) or upload statements, and categorize transactions as “Income” or “Expense.” It compiles this data into reports like Profit & Loss statements, making tax time significantly easier for non-accountants.

Is Wave easy to use for beginners?

Extremely. Wave is built specifically for non-accountants. Its dashboard is clean, jargon-free, and intuitive. Unlike traditional software that requires akuntansi knowledge, Wave focuses on simple workflows: “Send Invoice,” “Add Expense,” and “View Report.

How much does it cost to use Wave?

Itu Rencana Awal is $0/month. The Rencana Pro is roughly $16/month (billed monthly) or $170/year. Payroll services start at a base fee of $40/month plus $6 per employee. Credit card processing fees are standard industry rates (approx. 2.9% + $0.60 per transaction).

More Facts about Wave Software

  • WAVE is a set of tools designed to help you make websites easier for everyone to use.
  • The tool cannot decide on its own if a website is perfect; a human still needs to make the final decision.
  • It is easy to use. You can check a webpage just by typing in its address.
  • You can add WAVE to Chrome, Firefox, or Edge browsers to check pages directly on your computer.
  • WAVE adds small icons to the webpage to provide information about accessibility.
  • If you see red icons, it means there are errors you need to fix.
  • It helps you follow important accessibility guidelines, such as WCAG 2.2, to ensure your site works for everyone.
  • It helps you check things that computers can’t understand, like whether a picture has a good description.
  • You can turn off the website’s design (CSS) to see the page structure clearly.
  • WAVE checks the page after it has fully loaded to give you an accurate report.
  • The tool is designed for use by people with disabilities.

Wave (The Akuntansi & Finance App)

  • You can create reports to see how much profit your projects are making.
  • Wave Payments lets your clients pay bills with credit cards, bank transfers, or Apple Pay to help you get money faster.
  • The Pro Plan lets you link your business bank account so transactions appear automatically.
  • Scanning receipts helps you prepare for taxes by saving the proof right next to your purchase records.
  • The mobile app can read teks from your receipts and sort them into the right projects for you.
  • You can create your own income & expense groups to organize your spending.
  • It is a good idea to keep your business money and personal money separate when using this tool.
  • Wave is built for freelancers and bisnis kecil, offering free tools for accounting and sending invoices.
  • You can let partners view or edit your data without giving them your password.
  • To start, you sign up with a business email and set up your company’s look, like your logo and colors.
  • Ini memungkinkan usaha kecil owners create professional-looking invoices and accept online payments.
  • The software is simple and made for people running their own businesses at any stage.
  • You can easily track your cash flow & read important business reports.
  • There is a Google Sheets tool that lets you move your customer and product data in and out of Wave.
  • You can add buttons to your invoices so customers can pay by card or bank transfer.
  • If a customer needs a refund, you can issue a full or partial refund.
  • If you type in a transaction that the bank also sends automatically, you might see the same entry twice.

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