9 Best Accounting Software for Small Business in 2025

by | Last updated Jun 14, 2025

Best Overall
Puzzle IO Best
9.0
  • Financial Insights
  • Tax Compliance
  • Bookkeeping Services
  • Partner Ecosystem
  • Accrual Automation
  • Free plan available
  • Paid plans from $21.25/month
Best Value
Dext Best
8.5
  • Costs Inbox
  • Integration
  • Capture Receipts & Invoices
  • Submission History
  • Automating Expense Workflow
  • Free trial available
  • Paid Plans from $24/month
Most Featured
Xero Best
8.0
  • Account Dashboard
  • Invoice Template
  • Advanced Accounting
  • Business Snapshot
  • Automate Bill Entry
  • Free trial available
  • Paid Plans from $2.90/month
Best Accounting Software for Small Business

Running a small business is tough, right?

You’re juggling a million things.

Often, managing your money can feel like the biggest headache.

Keeping track of income, expenses, and taxes can take up tons of your precious time.

But what if there was an easier way?

Good accounting software can change everything.

It helps you simply stay organized, save time, and make smart choices about your money. 

Let’s find the 9 Best Accounting Software for Small Business in 2025 that’s perfect for you.

What is the Best Accounting Software for Small Business?

Choosing the perfect accounting software can feel overwhelming.

There are so many options out there. We’ve done the hard work for you.

Our list cuts through the clutter.

We’ll help you find the perfect tool to manage your money. 

Here are our top picks.

1. Puzzle IO

Puzzle IO is a smart accounting tool. It helps you automate many tasks.

It makes managing your books easier.

This saves you a lot of time.

Unlock its potential with our Puzzle IO tutorial.ย 

Puzzle io

Our Take

9out of 10

Puzzle IO’s predictive power and automation are really strong. However, the price point might not be for everyone, and there’s a slight learning curve.

Key Benefits

  • Smart cash flow forecasting
  • Automated budget creation
  • Real-time performance tracking
  • Scenario planning tools
  • Integration with popular platforms

Pricing

  • Free: $0/month.
  • Basic: $21.25/month.
  • Starter: $42.50/month.
  • Pro: $85/month.
  • Advanced: Custom Pricing.
Puzzle io

Pros

  • Amazing at predicting cash flow.
  • Makes budgeting feel automatic.
  • Gives clear financial insights.
  • Integrates with many tools.

Cons

  • The monthly cost can be a bit high.
  • It might be too much for very small businesses.
  • Initial setup can take some time.

2. Dext

Dext helps you get rid of paper receipts. Just snap a photo.

It pulls out all the info. This makes expense tracking super simple.

Unlock its potential with our Dext tutorial.ย 

dext homepage

Our Take

8.5out of 10

Dext is fantastic for cutting down on tedious data entry, and the mobile app is a game-changer. Just be mindful of the cost if you process a large volume of documents. The focus is more on input automation than deep financial insights.

Key Benefits

  • Automatic data extraction from documents
  • Receipt and invoice scanning on the go
  • Integration with many accounting software
  • Expense report automation
  • Bank statement integration

Pricing

  • Pricing starts at $24/month for 5 users and 250 documents/month.
dext pricing

Pros

  • Saves a huge amount of time.
  • Makes expense tracking so easy.
  • Integrates with lots of software.
  • The mobile app is very handy.

Cons

  • It can get pricey with more documents.
  • The AI isn’t always perfect on complex documents.
  • Less focus on overall financial analysis.

3. Xero

Xero is cloud-based accounting software.

It helps small businesses with invoicing and banking.

It’s easy to use and helps you see your money clearly.

Unlock its potential with our Xero tutorial.ย 

xero homepage

Our Take

8out of 10

Xero is a reliable and widely used platform with helpful automation. However, its AI capabilities aren’t as cutting-edge as some of the other dedicated AI accounting software on this list.

Key Benefits

  • Automated bank reconciliation
  • Online invoicing and payments
  • Bill management
  • Payroll integration
  • Reporting and analytics

Pricing

  • Starter: $2.90/month for the first 3 months, then $29/month.
  • Standard: $4.60/month for the first 3 months, then $46/month.
  • Premium: $6.90/month for the first 3 months, then $69/month.
xero pricing

Pros

  • Great for managing invoices online.
  • Bank reconciliation is very efficient.
  • Lots of integrations are available.
  • The user interface is quite friendly.

Cons

  • AI features are somewhat limited compared to others.
  • Lower-tier plans have transaction limits.
  • Customer support can sometimes be slow.

4. Synder

Synder helps online sellers. It pulls sales data from places like Shopify.

This sends your online store info straight to your accounting books.

No manual entry for each sale.

Unlock its potential with our Synder tutorial. 

synder homepage

Our Take

7.5out of 10

Synder is awesome for e-commerce businesses. It’s incredibly helpful for managing online sales data. However, its focus is quite specific, so it might not be the best fit for everyone.

Key Benefits

  • Automatic sales data synchronization
  • Multi-channel sales tracking
  • Payment reconciliation
  • Inventory management integration
  • Detailed sales reporting

Pricing

  • Basic: $52/month.
  • Essential: $92/month.
  • Pro: $220/month.
  • Premium: Custom Pricing.
synder pricing

Pros

  • Excellent for e-commerce businesses.
  • Automates sales data seamlessly.
  • Integrates with many online platforms.
  • Saves significant time on reconciliation.

Cons

  • Less relevant if you don’t sell online.
  • More focused on sales data than broader accounting AI.
  • Some users report a slight learning curve for setup.

5. Easy Month End

Easy Month End focuses on closing your books quickly each month.

It streamlines reconciliations and reporting.

This helps you get financial insights faster.

Unlock its potential with our Easy Month End tutorial.ย 

easy month end homepage

Our Take

7.5out of 10

Easy Month End is a valuable tool for businesses looking to optimize their month-end close. However, its specialized focus might not appeal to everyone needing broader AI accounting help.

Key Benefits

  • Automated reconciliation workflows
  • Task management and tracking
  • Variance analysis
  • Document management
  • Collaboration tools

Pricing

  • Small: $45/month.
  • Company: $89/month.
  • Enterprise: Custom Pricing.
easy month end pricing

Pros

  • Great for streamlining month-end tasks.
  • Improves the accuracy of financial records.
  • Helps teams collaborate effectively.
  • Offers good visibility into the closing process.

Cons

  • It might be overkill for very small or simple businesses.
  • Primarily focused on the month-end process.
  • Fewer integrations with other accounting software directly.

6. QuickBooks

QuickBooks is a popular accounting solution.

It offers many features for small businesses.

You can manage invoices, expenses, and payroll all in one place.

Unlock its potential with our QuickBooks tutorial

QuickBooks

Our Take

7out of 10

QuickBooks is a solid and well-established accounting solution with some helpful AI features. However, if you’re looking for deep AI-powered automation, other options might be stronger.

Key Benefits

  • Automated transaction categorization
  • Invoice creation and tracking
  • Expense management
  • Payroll services
  • Reporting and dashboards

Pricing

  • Simple Start: $9.50/month.
  • Essential: $14/month.
  • Plus: $20/month.
  • Advanced: $38/month.
QuickBooks

Pros

  • Very widely used with lots of resources.
  • Good for basic accounting needs.
  • Integrates with many other apps.
  • Offers payroll services.

Cons

  • AI features are somewhat basic
  • It can become expensive as you upgrade plans.
  • The user interface can sometimes feel cluttered.

7. FreshBooks

FreshBooks is designed for service-based businesses.

It’s great for invoicing and tracking time.

It helps freelancers and small teams get paid faster.

Unlock its potential with our FreshBooks tutorial

FreshBooks Introduction

Our Take

7out of 10

FreshBooks is well-known for freelancers and service-based businesses. It excels in invoicing and project management. However, its AI accounting features are not as broad as some dedicated AI solutions.

Key Benefits

  • Professional invoice creation
  • Automated payment reminders
  • Time tracking
  • Project management tools
  • Expense tracking

Pricing

  • Lite: $10.50/month.
  • Plus: $19/month.
  • Premium: $32.50/month.
  • Select: Custom Pricing.
freshbooks pricing

Pros

  • Excellent for invoicing and payments.
  • Very user-friendly interface.
  • Good for freelancers and project-based work.
  • Offers helpful time-tracking features.

Cons

  • Accounting features are less comprehensive than some others.
  • AI capabilities are primarily focused on invoicing and organization.
  • Reporting features can be somewhat basic.

8. Docyt

Docyt uses AI to automate your bookkeeping.

It gathers documents and categorizes expenses.

This takes the manual work out of managing your finances.

Unlock its potential with our Docyt tutorial.ย 

Docyt

Our Take

9out of 10

Docyt’s focus on automating document handling is impressive. However, the lack of clear pricing might be a drawback for some, and it seems best suited for businesses with a larger volume of transactions.

Key Benefits

  • AI-powered document processing
  • Automated data extraction and categorization
  • Bank and credit card reconciliation
  • Real-time financial insights
  • Integration with accounting software

Pricing

  • Impact: $299/month.
  • Advanced: $499/month.
  • Advanced Plus: $799/month.
  • Enterprise: $999/month.
Docyt

Pros

  • Very strong on automating document processing.
  • Can significantly reduce manual bookkeeping work.
  • Provides real-time financial data.
  • Integrates with major accounting platforms.

Cons

  • Lack of transparent public pricing.
  • It might be more complex than needed for very small businesses.
  • It could have a steeper learning curve initially.

9. RefreshMe

RefreshMe helps you keep your books clean and accurate.

It can help find and fix errors.

This ensures your financial data is always reliable. Sources

Unlock its potential with our RefreshMe tutorial.ย 

What is Refresh me

Our Take

6.5out of 10

RefreshMe’s strength lies in providing real-time, actionable insights. However, the lack of public pricing and potentially less comprehensive core accounting features might be considerations for some users.

Key Benefits

  • Real-time financial dashboards
  • AI-powered anomaly detection
  • Customizable reporting
  • Cash flow forecasting
  • Performance benchmarking

Pricing

  • Individual (3B): $24.99/month.
  • Couple (3B): $44.99/month.
Refresh me pricing

Pros

  • Excellent for getting immediate financial insights.
  • Helps identify potential issues quickly with anomaly detection.
  • Offers customizable and insightful reports.
  • Focuses on empowering quick decision-making.

Cons

  • Lack of transparent public pricing.
  • Might not have the same level of core accounting features as others.
  • Could be more focused on analysis than full automation of all tasks.

What to Look for When Choosing Accounting Software for Small Business?

When picking accounting software, consider these key factors:

  • Ease of Use: Is it very simple to navigate and understand, even if you’re not an accountant?
  • Features: Does it offer what you need, like invoicing, expense tracking, payroll, or reporting?
  • Scalability: Can it grow with your business as your needs change?
  • Integrations: Does it connect with other tools you use (e.g., banks, payment processors, CRM)?
  • Cost: Does it fit your budget, both now and as your business expands?
  • Support: Is reliable customer support available if you run into problems?
  • Security: How does it protect your financial data?
  • Cloud-based vs. Desktop: Do you prefer accessing it online or having it installed on your computer?
  • Mobile Access: Can you manage finances on the go with a mobile app?
  • Reporting Capabilities: Does it provide clear, customizable financial reports to help you make decisions?

How Can Accounting Software Improve Your Small Business?

Accounting software can really boost your small business.

It makes managing money much simpler. You can track all your income & spending easily.

This helps you know exactly where your money is going.

It also saves you tons of time.

No more manual entry or digging through piles of receipts.

The software handles routine tasks. This frees you up to focus on growing your business.

Plus, it helps you prepare for taxes.

Good software gives you a clear picture of your business’s health.

You can see what’s working and what’s not.

This helps you make smarter decisions.

Itโ€™s like having a financial assistant always working for you.

Buyers Guide

We took a careful approach to find the best accounting software for small business.

Here’s how we did our research:

  • Keyword Analysis: We started by looking at important keywords like app, QuickBooks, Xero, invoice, payroll, cash flow, and online accounting. We also considered phrases like QuickBooks online, business accounting, and small business accounting software. This helped us understand what people are searching for.
  • Factor-Based Evaluation: We then judged each product based on key factors:
    • Pricing: How much did each product cost? We looked at different plans.
    • Features: What were the best features of each platform? Did it handle payment and transaction tracking well? Could it automate tasks?
    • Negatives: What was missing from each product? Were there any downsides for business owners?
    • Support or Refund: Did they offer a community, good support, or a refund policy? Could an accountant easily use it? Did it have a strong mobile app? Was bookkeeping simple?

Wrapping Up

We’ve explored the best accounting software for small businesses in 2025.

Choosing the right tool can really change how you run things.

It helps you save time, avoid mistakes, & make smart money decisions.

We looked at top options like Puzzle IO, Dext, and QuickBooks, seeing what each offers.

Finding the perfect fit means looking at ease of use, features, and cost.

Our goal is to give you clear, honest advice.

We want to help you pick software that truly works for your business.

Ready to take control of your finances and grow your business with confidence?

Frequently Asked Questions

What is the easiest accounting software for a small business?

Many find FreshBooks and Xero very user-friendly. They focus on simple interfaces and clear navigation. Puzzle IO also aims for automation to make things easier. The easiest one often depends on your specific needs and how comfortable you are with technology.

Do I really need accounting software for a small business?

Yes, it’s highly recommended. Accounting software helps you simply track income and expenses, manage invoices, and prepare for taxes. It saves time, reduces errors, & gives you a clear financial picture. This allows you to make better decisions for your business.

How much does accounting software cost for a small business?

Costs vary widely, from free basic versions to hundreds of dollars/month for advanced features. Most popular options offer tiered pricing plans. The price often depends on the number of users, features included, and transaction volume.

Can accounting software do my taxes?

While accounting software helps organize your financial data, it usually doesn’t file your taxes directly. It provides the necessary reports (like profit and loss statements) that you or your accountant will use to prepare and file your tax returns.

Is QuickBooks the only option for small business accounting?

No, absolutely not. While QuickBooks is popular, many excellent alternatives exist. Xero, FreshBooks, Puzzle IO, and Dext are strong competitors, each with unique strengths. The “best” choice depends on your specific business type and needs.