How to Use 8fig Like a Pro (2026 Guide)

Quick Start

This guide covers every 8fig feature:

• Getting Started — Create your account and connect your store
• How to Use Funding — Access flexible funding for your ecommerce business
• How to Use Restock Planner — Keep inventory stocked based on demand
• How to Use Sales Forecasting — Predict sales volume across channels
• How to Use Cash Flow Planner — Track cash coming in and going out
• How to Use Podcasts — Learn growth tactics from ecommerce sellers
• How to Use Inventory Financing — Fund supply chain costs directly
• How to Use AI-Driven Insights — Get data-backed growth recommendations
• How to Use Adaptive Funding Adjuster — Submit change requests to modify your plan

Time needed: 5 minutes per feature

Also in this guide: Pro Tips | Common Mistakes | Troubleshooting | Pricing | Alternatives

Why Trust This Guide

I’ve used 8fig for over six months and tested every feature covered here. This tutorial comes from real hands-on experience — not marketing fluff or vendor screenshots.

8fig is a funding and planning platform built for ecommerce sellers who need working capital.

Most online sellers only use the funding side and miss the planning tools.

This guide shows you how to use every major feature.

Step by step, with screenshots and pro tips.

8fig Tutorial

This complete how to use 8fig tutorial walks you through every feature step by step, from initial setup to advanced tips that will make you a power user.

8fig

Get continuous capital matched to your supply chain timeline. 8fig builds a personalized growth plan and delivers funding when you need it most. The security of fixed costs and the benefits of staged capital set it apart. No credit check required.

TRY 8FIG NOW →

READ FULL REVIEW →

Getting Started with 8fig

Before using any feature, complete this one-time setup.

It takes about 3 minutes.

Watch this quick overview first:

Now let’s walk through each step.

Step 1: Create Your Account

Go to 8fig’s website and click “Get Started.”

Enter your email and create a password to begin the application process.

You need at least one valid month of sales data before you can see how much capital you qualify for.

Your business must have at least $100,000 in annual revenue to be eligible.

Sole proprietorships and registered companies both qualify for funding.

✓ Checkpoint: Check your inbox for a confirmation email.

Step 2: Connect Your Online Store

Link your ecommerce store so 8fig can review your sales history.

The platform supports multiple sales channels like Amazon, Shopify, and Walmart.

8fig connects store and financial data for better planning.

You also need to connect your bank account for payments.

✓ Checkpoint: You should see your sales data loading on the dashboard.

Step 3: Complete Initial Setup

Fill in your company details including average monthly revenue and expenses.

8fig needs at least $12,000 average monthly revenue over 3 months.

The platform does not require a credit score check during this process.

How to Use 8fig Funding

Funding lets you access continuous capital for your ecommerce business.

Here’s how to use it step by step.

Step 1: Build Your Growth Plan

Enter your expected costs for inventory, marketing, and operations.

8fig’s funding is based on a personalized growth plan tied to your supply chain.

Step 2: Review Your Funding Plan

The platform shows how much funding you qualify for and when capital arrives.

Unlike a lump sum, 8fig delivers multiple cash infusions on a set schedule.

Here’s what this looks like:

✓ Checkpoint: You should see your funding plan with payment dates listed.

Step 3: Accept and Receive Funding

Review the remittance schedule and accept the terms.

Costs are fixed upfront and do not change after approval.

How to Use 8fig Restock Planner

Restock Planner lets you track stock levels and prevent costly stockouts.

Here’s how to use it step by step.

Step 1: Review Current Inventory

Open the Restock Planner from your dashboard to see all product stock levels.

Demand forecasting helps prevent stockouts in your inventory management.

Step 2: Set Restock Alerts

Configure minimum stock thresholds for each product in your store.

Here’s what this looks like:

✓ Checkpoint: You should see restock alerts configured for your top products.

Step 3: Place Restock Orders

Use the suggested reorder quantities to keep your supply chain running smoothly.

How to Use 8fig Sales Forecasting

Sales Forecasting lets you predict future sales volume using real-time data.

Here’s how to use it step by step.

Step 1: Connect Sales Channels

Make sure all your sales channels are linked for accurate sales projections.

Real-time data integration allows the platform to analyze sales trends.

Step 2: View Sales Projections

Open the forecasting dashboard to see your projected monthly revenue.

Here’s what this looks like:

✓ Checkpoint: You should see a chart with future sales projections.

Step 3: Adjust Your Plan

Use the forecast to update your growth plan and scale your business.

How to Use 8fig Cash Flow Planner

Cash Flow Planner lets you visualize money coming in and going out.

Here’s how to use it step by step.

Step 1: Enter Your Expenses

Add recurring costs like inventory, shipping, and marketing expenses.

Cash flow management starts with knowing where your money goes.

Step 2: Review the Cash Flow Timeline

The planner shows when revenue arrives versus when bills are due.

Here’s what this looks like:

✓ Checkpoint: You should see a timeline of cash inflows and outflows.

Step 3: Spot and Fix Cash Gaps

Identify months where expenses exceed revenue and request additional capital.

Managing cash flow properly prevents missed payments to suppliers.

How to Use 8fig Podcasts

Podcasts give you access to free resources and growth tactics from top sellers.

Here’s how to use it step by step.

Step 1: Open the Resources Section

Navigate to the resources area in your 8fig dashboard.

Step 2: Browse Available Episodes

Filter episodes by topic like marketing, operations, or supply chain strategy.

Here’s what this looks like:

✓ Checkpoint: You should see a list of podcast episodes with play buttons.

Step 3: Apply What You Learn

Take notes on tactics that match your business and test them in your store.

How to Use 8fig Inventory Financing

Inventory Financing lets you fund supply chain costs without draining your cash reserves.

Here’s how to use it step by step.

Step 1: Enter Inventory Costs

Input your upcoming purchase order amounts and supplier payment deadlines.

Continuous financing provides multiple cash infusions for managing expenses.

Step 2: Link Supplier Details

Add your supplier information so funds can be allocated to the right point in your supply chain.

Here’s what this looks like:

✓ Checkpoint: You should see your suppliers listed with funding allocations.

Step 3: Release Funds to Suppliers

Approve the disbursement and funds go directly toward your inventory orders.

How to Use 8fig AI-Driven Insights

AI-Driven Insights gives you data-backed recommendations to grow your e commerce business.

Here’s how to use it step by step.

Step 1: Review AI Recommendations

Open the insights tab to see suggestions based on your sales and cash flow data.

Step 2: Analyze Suggested Actions

Each recommendation shows the expected impact on your revenue and growth.

Here’s what this looks like:

✓ Checkpoint: You should see a list of prioritized growth suggestions.

Step 3: Apply Changes to Your Plan

Select the suggestions you want and update your growth plan directly.

How to Use 8fig Adaptive Funding Adjuster

Adaptive Funding Adjuster lets you submit change requests to modify your funding plan mid-cycle.

Here’s how to use it step by step.

Step 1: Identify What Changed

Decide if you need more capital, a different remittance schedule, or adjusted timing.

Users can adjust their remittance schedule based on sales performance.

Step 2: Submit a Change Request

Go to your active plan and click “Request Change” to modify the terms.

Here’s what this looks like:

✓ Checkpoint: You should see a confirmation that your change request was submitted.

Step 3: Receive the Updated Plan

8fig reviews your request and delivers an updated funding plan within days.

8fig allows unlimited funding requests based on business needs.

8fig Pro Tips and Shortcuts

After testing 8fig for over six months, here are my best tips.

Keyboard Shortcuts

Hidden Features Most People Miss

• Mobile App Access: 8fig provides a mobile app for real-time business updates on funding and inventory while you’re away from your desk.
• Unlimited Funding Requests: Most sellers don’t realize they can request additional capital any time their business needs change.
• Forecast-Driven Restocking: Connect your sales forecasting data to the Restock Planner to automate reorder suggestions based on demand.

8fig Common Mistakes to Avoid

Mistake #1: Requesting a Lump Sum Instead of Staged Funding

Mistake #2: Ignoring the Cash Flow Planner

Mistake #3: Not Submitting Change Requests When Sales Shift

8fig Troubleshooting

Problem: Application Rejected

Cause: Your business may not meet the minimum criteria — at least 6 months of operation with $8,000 monthly revenue.

Fix: Confirm your annual revenue exceeds $100,000 and your store has at least 12 months of trading history. Note that 8fig does not support dropshipping businesses.

Problem: Funding Takes Longer Than Expected

Cause: Missing bank account details or incomplete store connection can delay receiving funding.

Fix: Double-check that all financial data is connected. Accessing funding via the platform typically takes only a few days once everything is in order.

Problem: Sales Forecasts Look Inaccurate

Cause: Not all sales channels are connected, giving the platform incomplete data.

Fix: Connect every store and marketplace where you sell. The more sales data 8fig can access, the better your projections will be.

📌 Note: If none of these fix your issue, contact 8fig support.

What is 8fig?

8fig is a funding and planning platform that gives ecommerce sellers continuous capital matched to their supply chain.

Think of it like a financial co-pilot for your online store that sends money exactly when bills come due.

Unlike traditional financial services, 8fig matches funding to your supply chain timeline.

Watch this quick overview:

It includes these key features:

• Funding: Get flexible funding in staged infusions based on your growth plan.
• Restock Planner: Track inventory and know when to reorder stock.
• Sales Forecasting: Predict future sales using real-time data from your store.
• Cash Flow Planner: See when cash comes in and when expenses go out.
• Podcasts: Learn from experienced online sellers and industry experts.
• Inventory Financing: Fund purchase orders directly through the platform.
• AI-Driven Insights: Get smart growth recommendations based on your data.
• Adaptive Funding Adjuster: Modify your plan mid-cycle with change requests.

For a full review, see our 8fig review.

8fig Pricing

Here’s what 8fig costs in 2026:

Free trial: No free trial, but the application process is free with no upfront fees.

Money-back guarantee: Not applicable — 8fig uses a fixed-cost model with no hidden interest or fees.

💰 Best Value: The simple fixed APR depends on plan duration and execution accuracy. Costs are set upfront so you always know what you pay.

8fig vs Alternatives

How does 8fig compare? Here’s the competitive landscape:

Watch this comparison:

Here’s a quick look at the top funding solutions for online sellers:

Quick picks:

• Best overall: 8fig — staged capital matched to your supply chain for great experience.
• Best budget: Payability — low fees and daily payouts for amazon sellers.
• Best for beginners: Shopify Capital — easy access if you already sell on Shopify.
• Best for fast funding: Wayflyer — quick advances with flexible terms for online sellers.

🎯 8fig Alternatives

Looking for 8fig alternatives? Here are the top funding options:

• 🚀 Clearco: Revenue-based financing up to USD 4 million with no equity required. ClearCo provides funding based on your monthly revenue and sales data.
• 💰 Wayflyer: Fast ecommerce advances with fees ranging from 2% to 8% of the advance amount. Great for sellers who need capital quickly.
• 🎯 SellersFi: Built specifically for Amazon sellers who want working capital without giving up equity in their company.
• ⚡ Payability: Get paid daily instead of waiting for marketplace payouts. Ideal for high-volume Amazon sellers who need faster cash access.
• 🛒 Shopify Capital: Built-in financing for Shopify store owners. Easy application with automatic repayment from your store sales.
• 🏢 Traditional Bank Loans: Best for established businesses with strong credit. Lower rates but longer application process and stricter requirements.
• 🔧 Lines of Credit: Flexible borrowing up to a set limit. You only pay interest on what you use — good for managing seasonal cash flow gaps.
• 🌟 Crowdfunding: Fund new products by pre-selling to customers. No debt or interest but requires strong marketing and audience support.

⚔️ 8fig Compared

Here’s how 8fig stacks up against each competitor:

• 8fig vs Clearco: 8fig offers staged capital tied to your plan while Clearco provides a single revenue-based advance with fixed fees.
• 8fig vs Wayflyer: Wayflyer is faster to fund but 8fig gives better supply chain alignment and planning tools for sellers.
• 8fig vs SellersFi: SellersFi focuses on Amazon sellers only while 8fig supports multiple sales channels and platforms.
• 8fig vs Payability: Payability handles daily payouts while 8fig delivers larger growth-focused capital for scaling operations.
• 8fig vs Shopify Capital: Shopify Capital only works on Shopify. 8fig supports any ecommerce store across multiple platforms.
• 8fig vs Traditional Bank Loans: Bank loans require a credit check and collateral. 8fig has no credit check and no collateral needed.
• 8fig vs Lines of Credit: Lines of credit charge variable interest. 8fig costs are fixed upfront with no surprise fees.
• 8fig vs Crowdfunding: Crowdfunding requires a product launch and marketing budget. 8fig works for existing businesses needing working capital.

Start Using 8fig Now

You learned how to use every major 8fig feature:

• ✅ Funding
• ✅ Restock Planner
• ✅ Sales Forecasting
• ✅ Cash Flow Planner
• ✅ Podcasts
• ✅ Inventory Financing
• ✅ AI-Driven Insights
• ✅ Adaptive Funding Adjuster

Next step: Pick one feature and try it now.

Most people start with Funding.

It takes less than 5 minutes.

Frequently Asked Questions

What are 8fig’s eligibility criteria?

You need at least 6 months of operation, $100,000 annual revenue, and $12,000 average monthly revenue. 8fig does not support dropshipping businesses or require a credit check.

Is 8fig legit?

Yes, 8fig is a legitimate funding and planning platform used by thousands of ecommerce sellers. Costs are fixed upfront with no hidden fees.

Does 8fig require collateral?

No, 8fig does not require collateral. Funding is based on your personalized growth plan and sales performance, not assets or credit score.

Can 8fig help with cash flow?

Yes, 8fig provides tools for cash flow management and forecasting. The Cash Flow Planner shows when money arrives and when expenses are due.

How does 8fig work?

You connect your store, build a growth plan, and receive staged capital tied to your supply chain. Repayments follow a customizable remittance schedule.