9 款最佳 Quicken 替代软件:寻找 2025 年的会计工具

| 最后更新 Jul 11, 2025

最具特色
Xero Best
9.5
  • Account Dashboard
  • Invoice Template
  • Advanced Accounting
  • Business Snapshot
  • Automate Bill Entry
  • 可免费试用
  • Paid Plans from $2.90/month
最佳价值
Puzzle IO Best
9.0
  • Financial Insights
  • Tax Compliance
  • Bookkeeping Services
  • Partner Ecosystem
  • Accrual Automation
  • 可免费试用
  • Paid Plans from $21.25/month
最佳综合
Dext Best
8.5
  • Costs Inbox
  • 整合
  • Capture Receipts & Invoices
  • Submission History
  • Automating Expense Workflow
  • 可免费试用
  • Paid Plans from $24/month
quicken 替代品

Is Quicken giving you grief with bugs or fees?

Feeling stuck with software that just doesn’t fit? You’re not alone!

Managing money shouldn’t be a pain.

The good news? There are great options!

This article reveals the 9 best Quicken alternatives for 2025.

Discover powerful, user-friendly tools to simplify your finances, budget better, and track your money easily.

Find your perfect financial match!

What is the Best Quicken Alternative?

Finding the right financial tool can feel like searching for a needle in a haystack.

But don’t worry! We’ve done the digging for you.

Below is a list of the top 9 Quicken alternatives, ranked to help you choose the best fit for your money management.

1. Xero

Xero is popular for small businesses. It’s easy to use and has a clean design.

It’s a modern, cloud-based tool for organizing finances, connecting with your bank, tracking sales, and paying bills.

Great for straightforward, user-friendly accounting.

利用我们的 Xero tutorial.

此外,请浏览我们的 Quicken vs Xero 比较!

xero homepage

我们的看法

9.5满分10分

Its ease of use & vast integration options make it a powerful tool for small businesses. The real-time financial insights are a huge plus. While its starting price might be a bit higher for some, the features you get more than justify the cost.

主要优势

  • Real-time cash flow: You can see exactly where your money stands 24/7, which helps you make smart business decisions.
  • Bank reconciliation: Xero connects directly to over 16,000 financial institutions. This makes matching transactions a breeze.
  • Invoice management: Send professional invoices & get paid faster. You can track unpaid invoices with ease.
  • Expense tracking: Capture receipts on the go. Say goodbye to shoeboxes full of paper.
  • 集成: Xero links with over 1,000 business apps. This expands its capabilities.
  • 客户支持: They offer 24/7 online support. The software itself does not have a specific warranty, but continuous updates are provided.

定价

  • 启动器 $2.90/per month.
  • 标准: $4.60/per month.
  • Premium: $6.90/per month.
xero pricing

优点

  • Great for managing invoices online.
  • Bank reconciliation is very efficient.
  • Lots of integrations are available.
  • The user interface is quite friendly.

缺点

  • AI features are somewhat limited compared to others.
  • Lower-tier plans have transaction limits.
  • Customer support can sometimes be slow.

2. Puzzle IO

Puzzle IO is a modern accounting tool for startups.

It automates bookkeeping and gives clear financial insights.

It’s like a smart assistant for your numbers, so you can focus on your business, making finances simpler.

利用我们的 Puzzle IO tutorial.

此外,请浏览我们的 Quicken vs Puzzle IO 比较!

Puzzle io

我们的看法

9满分10分

Its focus on real-time cash flow is also a big plus. However, as a newer solution, it might not have the long-standing reputation or as many integrations as some of the more established players, and its pricing model might quickly become expensive for rapidly expanding businesses.

主要优势

Here are some of its best features:

  • Integrated spend management: Track and control all company spending.
  • Corporate card management: Issue and manage virtual and physical cards.
  • Automated expense processing: Capture receipts and categorize expenses easily.
  • Invoice management: Handle accounts payable and receivable efficiently.
  • Cash flow visibility: Get the real-time insights into your financial health.
  • Integration with accounting software: Connects with popular accounting systems like QuickBooks and Xero.

定价

  • 免费: $0/月
  • 基础: $21.25/month
  • 启动器 $42.50/month
  • Pro: $85/month
  • 高级 自定义定价
Puzzle io

优点

  • Easy-to-use interface.
  • Clear financial dashboards.
  • Helpful automation features.
  • Strong integration options.
  • 良好的客户支持。

缺点

  • Pricing can be high.
  • Limited reporting features.
  • It may not suit huge businesses.

3. Synder

Synder connects your online sales to your accounting software.

It’s not a full accounting system, but a bridge for your e-commerce data.

It takes transactions from Shopify or Stripe and sends them to QuickBooks or Xero, cutting down manual work.

Unlock its potential with our Synder tutorial.

此外,请浏览我们的 Quicken vs Synder 比较!

synder homepage

我们的看法

8.5满分10分

Synder is awesome for e-commerce businesses. It’s incredibly helpful for managing online sales data. However, its focus is quite specific, so it might not be the best fit for everyone.

主要优势

  • Automated Data Sync: Synder automatically records sales data from platforms like Shopify, Amazon, and Stripe directly into your accounting software, saving you hours of manual entry.
  • Accurate Reconciliation: It ensures that all your transactions, including fees and refunds, are correctly categorized, making bank reconciliation simple and precise.
  • Multi-Platform Support: Synder supports over 20 e-commerce and payment gateways. This covers most online businesses.
  • Inventory Management can track inventory levels and the cost of goods sold, providing a clearer financial picture.
  • 报告: Generate detailed reports on sales, profits, and expenses to gain insights into your business performance.
  • 客户支持: They offer responsive customer support. The software does not have a specific warranty, but continuous updates are provided.

定价

  • 基础: $52/month.
  • 必不可少: $92/month.
  • Pro: $220/month.
  • Premium: 自定义定价。
synder pricing

优点

  • Excellent for e-commerce businesses.
  • Automates sales data seamlessly.
  • Integrates with many online platforms.
  • Saves significant time on reconciliation.

缺点

  • Less relevant if you don’t sell online.
  • More focused on sales data than broader accounting AI.
  • Some users report a slight learning curve for setup.

4. Easy Month End

Easy Month End helps businesses close their books faster.

It’s not a full accounting system, but a tool for the “month-end close.”

It finds errors, reconciles accounts, and preps financial statements.

This ensures accurate books without hassle.

利用我们的 Easy Month End tutorial.

此外,请浏览我们的 Quicken vs Easy Month End 比较!

easy month end homepage

我们的看法

8满分10分

Easy Month End is a valuable tool for businesses looking to optimize their month-end close. However, its specialized focus might not appeal to everyone needing broader AI accounting help.

主要优势

  • Automated Reconciliation: Reconcile accounts quickly. It reduces manual effort significantly.
  • Centralized Data: All your financial data in one place. No more switching between spreadsheets.
  • Workflow Management: Guides you through the month-end process. Ensures no steps are missed.
  • Error Detection: Helps identify discrepancies. Catch errors before they become big problems.
  • 报告: Generate clear reports on your financial close status. This helps with audits.
  • Integration: Connects with popular accounting software. This streamlines data flow.
  • Time Savings: It reduces the time spent on month-end tasks, freeing up valuable time. Although the software itself does not mention a specific warranty, continuous updates are provided.

定价

  • Small: $45/month.
  • Company: $89/month.
  • 企业: 自定义定价。
easy month end pricing

优点

  • Great for streamlining month-end tasks.
  • Improves the accuracy of financial records.
  • Helps teams collaborate effectively.
  • Offers good visibility into the closing process.

缺点

  • It might be overkill for very small or simple businesses.
  • Primarily focused on the month-end process.
  • Fewer integrations with other accounting software directly.

5. QuickBooks

QuickBooks is a top name for managing business money.

It’s like a powerful assistant for your finances, tracking everything from invoices to bills.

Many businesses rely on it to keep their books straight.

利用我们的 QuickBooks tutorial

此外,请浏览我们的 Quicken vs QuickBooks 比较!

QuickBooks

我们的看法

7.5满分10分

QuickBooks is a solid and well-established accounting solution with some helpful AI features. However, if you’re looking for deep AI-powered automation, other options might be stronger.

主要优势

  • Expense Tracking: Easily categorize & track all your business expenses. Link bank accounts for automatic imports.
  • Invoicing & Payments: Create and send professional invoices. Accept online payments directly.
  • 报告: Generate a big range of financial reports. This includes profit and loss, balance sheets, and cash flow statements.
  • Payroll Management: (Add-on) Manage employee payroll, taxes, and direct deposits.
  • Inventory Management: Track inventory levels, costs, and sales. Essential for product-based businesses.
  • Time Tracking: Log billable hours for projects or clients. Integrate with invoices.
  • Tax Ready: Organize your books for tax season. It helps simplify filing. The software does not have a specific warranty, but continuous updates are provided.

定价

  • Simple Start: $9.50/month.
  • 必不可少: $14/month.
  • 另外: $20/month.
  • 高级 $38/month.
QuickBooks

优点

  • Very widely used with lots of resources.
  • Good for basic accounting needs.
  • Integrates with many other apps.
  • Offers payroll services.

缺点

  • AI features are somewhat basic
  • It can become expensive as you upgrade plans.
  • The user interface can sometimes feel cluttered.

6. FreshBooks

FreshBooks makes invoicing and expense tracking easy, especially for freelancers & service businesses.

It helps you send invoices fast, track project time, and scan receipts.

It focuses on simple billing and getting paid.

利用我们的 FreshBooks tutorial.

此外,请浏览我们的 Quicken vs FreshBooks 比较!

FreshBooks Introduction

我们的看法

7.5满分10分

FreshBooks is well-known for freelancers and service-based businesses. It excels in invoicing and project management. However, its AI accounting features are not as broad as some dedicated AI solutions.

主要优势

  • Customizable Invoicing: Create professional, custom invoices in minutes. Send unlimited invoices.
  • Online Payments: Accept credit card payments directly. Get paid up to 11 days faster.
  • Time Tracking: Log your hours with a built-in timer. Easily add billable time to invoices.
  • Expense Tracking: Capture receipts on the go. Link your bank account for automatic imports.
  • Project Management: Collaborate with contractors or employees, track project profitability.
  • Reports: Generate key financial reports. This includes Profit & Loss and Sales Tax reports.
  • 移动应用程序: Manage your business from anywhere. Available on iOS and Android. No specific warranty is mentioned, but continuous updates are provided.

定价

  • Lite: $10.50/month.
  • 另外: $19/month.
  • Premium: $32.50/month.
  • Select: 自定义定价。
Freshsales crm pricing

优点

  • Excellent for invoicing and payments.
  • 用户界面非常友好。
  • Good for freelancers and project-based work.
  • Offers helpful time-tracking features.

缺点

  • Accounting features are less comprehensive than some others.
  • AI capabilities are primarily focused on invoicing and organization.
  • Reporting features can be somewhat basic.

7. Zoho Books

Zoho Books is part of the Zoho family, so it works well with other Zoho tools.

It’s for small to medium businesses.

Think of it as an all-in-one financial manager.

It handles invoices, expenses, inventory, and bank accounts.

Good if you like integrated solutions.

Unlock its potential with our Zoho Books tutorial.

此外,请浏览我们的 Quicken vs Zoho Books 比较!

Zoho Books homepage

我们的看法

7满分10分

It provides excellent value, especially for small businesses. Its integration with the wider Zoho ecosystem is a big plus. The only minor downsides are that some advanced features can take a little more time to master, and its payroll capabilities aren’t as robust as dedicated payroll services.

主要优势

Here are some of its best features:

  • Invoicing and estimates: Create professional invoices and get paid faster.
  • Expense tracking: Record and categorize all your business expenses.
  • Bank reconciliation: Connects to your bank for easy transaction matching.
  • Project billing: Track time and costs for specific projects.
  • Inventory management: Manage your stock levels and items.
  • Client portal: Allows clients to view invoices & make payments.
  • Automated workflows: Set up recurring invoices & payment reminders.

定价

  • 免费: $0/月。
  • 标准: $10/month.
  • Professional: $20/month.
  • Premium: $30/month
Zoho Books pricing

优点

  • SiIt saves business owners valuable time.
  • Managing money becomes much clearer.
  • All your data stays well-organized.
  • Paying employees gets significantly easier.
  • Generating reports is now quick and simple.

缺点

  • The cost can increase with more features.
  • New users might need some time to learn.
  • Customer support can sometimes be slow.
  • Some advanced features cost extra money.

8. Docyt

Docyt is an AI-powered platform for accounting automation.

It helps businesses cut down manual data entry.

Think of it as a smart assistant for bills and expenses.

It uses AI to process and categorize documents, making your back office more efficient.

利用我们的 Docyt tutorial.

此外,请浏览我们的 Quicken vs Docyt 比较!

Docyt

我们的看法

7满分10分

Docyt’s focus on automating document handling is impressive. However, the lack of clear pricing might be a drawback for some, and it seems best suited for businesses with a larger volume of transactions.

主要优势

  • AI-Powered Automation: Docyt uses artificial intelligence. It automatically extracts data from financial documents. This includes details from over 100,000 vendors.
  • Real-time Bookkeeping: Keeps your books updated in real-time. This provides an accurate financial picture at any moment.
  • Document Management: Centralizes all financial documents. You can easily search and access them.
  • Bank & Credit Card Reconciliation: Connects with bank accounts. It helps reconcile transactions faster and with high accuracy (up to 99%).
  • Bill Pay Automation: Automates the bill payment process. Schedule and pay bills easily.
  • Expense Reimbursement: Streamlines employee expense claims. Submit and approve expenses quickly.
  • Seamless Integrations: Integrates with popular accounting software. This includes QuickBooks and Xero.
  • Fraud Detection: Its AI can help flag unusual transactions. This adds a layer of security. There’s no specific warranty for the software, but continuous updates are provided.

定价

  • Impact: $299/month.
  • 高级 $499/month.
  • 高级 另外: $799/month.
  • 企业: $999/month.
Docyt

优点

  • Very strong on automating document processing.
  • Can significantly reduce manual bookkeeping work.
  • Provides real-time financial data.
  • Integrates with major accounting platforms.

缺点

  • Lack of transparent public pricing.
  • It might be more complex than needed for very small businesses.
  • It could have a steeper learning curve initially.

9. Wave

Wave is great for freelancers and very small businesses, offering many free accounting & invoicing features.

It’s a no-cost financial assistant for tracking income, expenses, and sending invoices.

Cloud-based and simple, it’s perfect for budgeting.

Unlock its potential with our Wave tutorial.

此外,请浏览我们的 Quicken vs Wave 比较!

Wave Homepage

我们的看法

6.5满分10分

It’s straightforward for managing basic finances. However, the limited customer support for free users and the cost of essential add-ons like payment processing and payroll can be a drawback for growing businesses needing more comprehensive features.

主要优势

  • Free Core Accounting: Wave provides free invoicing, expense tracking, and basic reporting. This is perfect for startups.
  • Unlimited Invoicing: Send as many professional invoices as you need. Customize them easily.
  • Receipt Scanning: Capture receipts with your phone. Keep track of all your spending.
  • Bank & Credit Card Connections: Connect your accounts. Wave automatically imports transactions.
  • Basic Reports: Get essential financial reports. This includes profit & loss and balance sheets.
  • Payment Processing: (Paid Add-on) Accept credit card and bank payments directly through invoices. This speeds up getting paid.
  • Payroll Services: (Paid Add-on) Manage payroll for your employees. Available in specific regions. No particular warranty for the software, but continuous updates are provided.

定价

  • Starter Plan: $0/月。
  • Pro Plan: $16/month.
Wave pricing

优点

  • Core features are available for free.
  • The software is generally easy to use.
  • It offers cloud-based access anytime.
  • Invoicing features are well-integrated.
  • Connecting bank accounts saves time.

缺点

  • Free plan has limited automation.
  • Customer support is limited on free plan.
  • Payroll is an additional cost.
  • Advanced features require paid plans.

购买指南

We know choosing the right financial software is a big decision.

To help you, we researched thoroughly. Here’s how we did it:

  • Core Evaluation Factors: We meticulously evaluated each product against a set of crucial criteria:
    • 特点: We identified the primary functionalities and unique selling points of each alternative. What makes it stand out? What specific problems does it solve?
    • Limitations: We pinpointed any missing features or potential drawbacks that might affect specific user needs. A balanced view is essential for an informed decision.
    • Support & Resources: We assessed the availability and quality of customer support, community forums, and comprehensive documentation or refund policies.
  • Scalability: We considered how well each software could grow with your business. Can it handle increased transactions, users, or more complex needs in the future?
  • Integrations: We investigated whether the software can connect with other tools you might already use, such as banking platforms, e-commerce sites, or payroll services, to ensure seamless workflows.
  • Security Measures: Given the sensitive nature of the financial data, we investigated the security protocols in place, including data encryption, access controls, and compliance standards.
  • User Experience (UX): Beyond just features, we analyzed the ease of use, interface intuitiveness, and overall user-friendliness. An effective tool should also be a pleasure to use.

总结

We’ve explored the best Quicken alternatives.

From powerful personal finance software with investment tracking to simple budgeting tools. 

Whether you’re a long-time Quicken user or just starting your personal finance journey, the right tool makes a difference.

Many offer a free trial, letting you easily import bank accounts and credit cards.

You’ll get clear dashboards for net worth and great mobile apps.

My goal is to help you find a tool to track your spending and reach your financial goals truly.

常见问题

What are the best Quicken alternatives?

The top Quicken alternatives include QuickBooks, Xero, Zoho Books, FreshBooks, and Sage. These offer diverse features for personal and business finance, from robust accounting to simple invoicing.

Is there a free alternative to Quicken?

Yes, Wave is a popular free alternative that offers core accounting, invoicing, and receipt scanning. While basic, it’s great for freelancers and very small businesses on a budget.

Can I import my Quicken data into other software?

Many Quicken alternatives allow you to import your financial data. This often involves exporting transactions from Quicken and then importing them into your new chosen software, ensuring a smooth transition.

Are cloud-based Quicken alternatives secure?

Reputable cloud-based financial software protects your data with strong security measures, including encryption and multi-factor authentication. Always choose well-known providers for peace of mind.

Which alternative is best for personal finance vs business?

For personal finance, simpler tools like YNAB or EveryDollar are excellent. For businesses, QuickBooks, Xero, or Zoho Books offer comprehensive features for invoicing, payroll, and detailed reporting.

法希姆-乔哈德

法希姆-乔哈德

作者

技术爱好者和作家,热衷于人工智能和软件创新。他将复杂的话题简单化,帮助读者在数字世界中保持领先。

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