Xero vs Sage: Which Accounting Software Wins in 2025?

執筆者 | 最終更新日 Sep 21, 2025

勝者
ゼロベスト
4.8
  • アカウントダッシュボード
  • 請求書テンプレート
  • 高度な会計
  • ビジネススナップショット
  • 請求書入力の自動化
  • 無料トライアルあり
  • 有料プランは月額29ドルから
準優勝
セージ
3.5
  • 財務報告
  • 銀行照合
  • セージ・コパイロット
  • デジタル記録
  • プロジェクト管理
  • 無料トライアルあり
  • 有料プランは月額66.08ドルから
Xero vs Sage

Are you trying to figure out which 会計ソフトウェア is best for your business?

It can be tough trying to pick between Xero and Sage.

Both help you manage your money, but they have different strengths.

In this article, we’ll break down Xero vs Sage in a simple way.

We’ll look at what each one does best to help you decide which one could be the winner for your needs.

概要

We’ve spent time exploring both Xero and Sage.

Getting a feel for how they work day-to-day.

Our hands-on experience has allowed us to see where each software shines and where it might fall short.

Leading to this detailed comparison to help you choose.

ゼロCTA
4.85点満点中

Join 2 million+ businesses using Xero cloud-based accounting software. Explore its powerful invoicing features now!

価格: It has a free trial. paid plan starts at $29/month.

主な特徴:

  • 銀行照合
  • 請求書発行
  • 報告
セージCTA
35点満点中

Over 6 million customers trust Sage. With a customer satisfaction rating of 56 out of 100, its robust features are a proven solution.

価格: Free Trial Available. The premium plan at $66.08/month.

主な特徴:

  • 請求書発行
  • Payroll Integration
  • Inventory Management

What is Xero?

So, you’re looking at Xero, huh?

It’s a popular choice for lots of small businesses.

Think of it as your online hub for all things money.

また、私たちのお気に入りを探索してください Xeroの代替品

無題のデザイン 1 4

私たちの見解

ゼロCTA

200万以上の企業にご参加ください Xeroを使用 会計ソフトウェア。強力な請求書作成機能を今すぐお試しください!

主なメリット

  • 自動銀行照合
  • オンライン請求と支払い
  • 請求書管理
  • 給与計算統合
  • レポートと分析

価格

  • Starter: 月額29ドル。
  • 標準: 月額46ドル。
  • プレミアム: 月額69ドル。
Xeroの価格

長所

  • 請求書をオンラインで管理するのに最適です。
  • 銀行照合は非常に効率的です。
  • 多くの統合が利用可能です。
  • ユーザーインターフェースは非常に使いやすいです。

短所

  • AI 機能は他の機能に比べると多少制限があります。
  • 下位プランには取引制限があります。
  • カスタマーサポートは時々遅くなることがあります。

What is Sage?

Now, let’s chat about Sage. It’s been around for quite a while.

Many businesses trust it for their 会計.

It handles things like invoices and payments. Plus, it can help with managing inventory.

また、私たちのお気に入りを探索してください Sage alternatives

Sageのホームページ

私たちの見解

セージCTA

財務を大幅に強化する準備はできていますか? Sage ユーザーは、生産性が平均 73% 向上し、プロセス サイクル時間が 75% 短縮されたと報告しています。

主なメリット

  • 自動請求と支払い
  • リアルタイムの財務レポート
  • データを保護する強力なセキュリティ
  • 他のビジネスツールとの統合
  • 給与計算および人事ソリューション

価格

  • プロ会計: 月額66.08ドル。
  • プレミアム会計: 月額114.33ドル。
  • 量子会計: 月額198.42ドル。
  • HR および給与計算バンドル: ニーズに基づいたカスタム価格設定。
Sageの価格

長所

  • SiIt はビジネスオーナーの貴重な時間を節約します。
  • お金の管理がより明確になります。
  • すべてのデータは適切に整理された状態で保存されます。
  • 従業員への支払いが大幅に容易になります。
  • レポートの生成が迅速かつ簡単になりました。

短所

  • 機能が増えるとコストが増加する可能性があります。
  • 新しいユーザーは学習に多少時間がかかるかもしれません。
  • カスタマーサポートは時々遅くなることがあります。
  • 一部の高度な機能には追加料金がかかります。

機能比較

We need to dive deeper into the specific functions of each tool.

This comparison will clarify which 会計 platform aligns best with your existing workflow management and whether xero accounting software or sage business cloud accounting is the better fit for your financial position.

1. Cloud-Based Access and Design

  • ゼロ: This is a truly cloud-based solution. The Xero dashboard is clean and intuitive, making it a favorite for 中小企業 owners and reducing the need for extensive training. Xero excels in providing a modern, easy-to-use experience, even for those new to financial tasks.
  • セージ: While Sage Business Cloud Accounting offers a cloud option, Sage also has desktop software (like Sage 50) that may have limited リモートアクセス without extra setup. Its design often suits users who prefer a more traditional, detailed approach.

2. Banking and Reconciliation

  • ゼロ: Xero lets you connect your bank accounts using automatic bank feeds. The quick and highly automated bank reconciliation process for daily bank transactions is one of Xero’s strongest points, significantly cutting down on manual データ エントリ。
  • セージ: Sage Business Cloud also supports linking bank accounts and importing bank transactions. However, users often find Xero’s オートメーション and rule-setting capabilities to be more efficient for reducing unreconciled differences.

3. Accounts Payable

  • ゼロ: The xero accounting software includes strong accounts payable functionality. The early and growing plans allow you to track up to five bills and then unlimited invoices (bills). You can also capture bills and receipts easily.
  • セージ: Sage business cloud accounting includes bill tracking and accounts payable functionality. It allows businesses manage their invoices and schedule payments, though Xero often offers slightly smoother automation for this process.

4. Inventory Management

  • ゼロ: Xero accounting software includes basic inventory management on its higher-tier plans, which is suitable for simple product tracking. However, it is not considered a complete enterprise resource planning (ERP) tool.
  • セージ: Sage provides robust inventory management on its more advanced plans, allowing you to create product variations, track inventory data, issue low stock alerts, and manage multiple locations. This makes Sage a better option for product-based and expanding businesses.
xero Automatic invoicing

5. Invoicing and Accounts Receivable

  • ゼロ: Xero makes it easy to send online invoicing and track invoices owed (accounts receivable). Xero lets you send unlimited invoices on the Growing and Established plans, which is perfect for professional services and independent contractors.
  • セージ: Sage business cloud is excellent for creating and sending professional sales invoices. The system can help you manage your financial details and chase down outstanding payments, ensuring better control over accounts receivable.

6. Expense and Bill Capture

  • ゼロ: Xero excels at expense tracking and managing costs. You can use their mobile app to easily capture bills and receipts, helping small business owners maintain accurate financial records without needing to do much manual data entry.
  • セージ: Sage Business Cloud offers expense management tools, and features like AutoEntry (often available as an add-on or via the Sage Marketplace) can help automate the capture of bills and receipts for simpler record-keeping.

7. Financial Reporting

  • Xero: Xero’s reporting features are strong, providing real-time data on business performance and helping assess your financial position. The reports are highly visual and user-friendly, catering well to non-accounting users.
  • Sage: Sage provides extensive options to generate reports, often offering deeper, more traditional financial reporting favored by seasoned accounting teams. This depth is vital for established businesses requiring complex analysis.
sage Multi-currency accounting

8. Mobile App Experience

  • Xero: The mobile app for iOS and Android devices is excellent. Xero lets you manage invoicing, expenses, and banking on the go. This accessibility is a huge benefit for busy small business owners.
  • Sage: Sage business cloud offers a dedicated mobile app, but some users report mobile access limitations in functionality compared to the full desktop solution or Xero’s more streamlined app.

9. Multi-Currency and ERP

  • Xero: The established plan of xero accounting software includes multiple currencies support, which is ideal for expanding businesses. Xero works well as a core accounting tool but needs integrations to function as a complete enterprise resource planning (ERP) solution.
  • Sage: Higher-tier Sage products offer deep multi-currency support. Sage’s more robust products (like Sage 200 or Intacct) move closer to offering enterprise resource planning features needed by established businesses with complex sales and inventory management requirements.

What to look for when choosing Accounting software?

Picking the right tool for your financial management and business growth means looking past the basics. Consider these important insights to avoid potential drawbacks and ensure the solution is the best fit:

  • Xero’s Cost and Plans: While Xero offers unlimited users, the Xero pricing and Xero cost should be checked carefully. The early plan and other pricing plans limit key features like the number of bills you can process.
  • Sage’s Learning Curve: Sage can be great for medium-sized businesses needing advanced features like job costing with cost codes, but its interface is not as easy as Xero’s. The learning required can be a potential drawback.
  • Inventory Automation: If you sell products, check if the software can sync inventory automatically. Sage often has stronger built-in inventory management features than Xero accounting software ERP add-ons.
  • Real-Time Data and Reports: Always demand real-time reporting. Xero offers highly customizable reporting to check your business’s financial health and cash flow.
  • Support and Learning: Sage provides Sage University for in-depth training and a community hub to answer questions and resolve issues. This is a plus if you need further assistance.
  • Connectivity and Backups: Both are cloud-based accounting software and need a stable internet connection. Ensure the system includes online backups and strong 安全 for your financial data.
  • Payroll Solution: Does it include payroll software? You must compare Sage Payroll vs Xero’s add-on to see which system simplifies your payroll and tax filing better.
  • Data Migration: Do you have existing accounting data? Ask the vendor how easy it is to switch and safely move your unique records to save time.
  • Project and Purchase Tracking: If you manage projects, confirm the project tracking features and if you can easily create and manage purchase orders right in the platform.

最終評決

After this deep dive, we confidently recommend xero for most growing businesses. Why?

The xero accounting software review consistently praises its ease of cash flow management and user experience.

It’s built for cloud connectivity, letting you manage finances effectively without complex manual tasks.

While Sage offers pro accounting features and better handles complex scenarios, use Xero if your goal is simplicity and seamless operation.

Don’t worry about support; the Xero Central and other online resources are excellent.

While some advanced plans have higher prices, the value is clear.

You can test Xero yourself with a trial.

It’s the smarter choice over alternatives like クイックブックス Online for modern, agile teams focused on scaling up, not getting lost in menus.

More of Xero

Choosing the right accounting software means looking at a number of options.

Here’s a quick look at Xero vs other popular products.

  • Xero vs QuickBooks: QuickBooks is a major competitor. While both offer similar core features, Xero is often praised for its clean interface and unlimited users. QuickBooks can be more complex, but it offers very powerful reporting.
  • Xero vs FreshBooks: FreshBooks is a popular option, especially for freelancers and service-based businesses. It excels at invoicing and time tracking. Xero provides a more well-rounded accounting solution.
  • Xero vs Sage: Both Sage and Xero offer solutions for small businesses. However, Sage also provides more comprehensive enterprise resource planning (ERP) tools for larger companies.
  • Xero vs Zoho Books: Zoho Books is part of a large suite of business apps. It often has more advanced features for inventory and is very cost-effective. Xero, meanwhile, is a leading option for simplicity and ease of use.
  • Xero vs Wave: Wave is known for its free plan. It’s a great option for very small businesses or freelancers on a tight budget. Xero offers a wider range of features and is better for business growth.
  • Xero vs Quicken: Quicken is mainly for personal finance. While it has some business features, it’s not a true business accounting solution. Xero is built specifically to handle the complexities of business accounting.
  • Xero vs Hubdoc: These are not direct competitors. Both Dext and Hubdoc are tools that automate document capture and data entry. They integrate directly with Xero to make bookkeeping faster and more accurate.
  • Xero vs Synder: Synder is a platform that connects sales channels and payment gateways to accounting software. It helps automate data entry from platforms like Shopify and Stripe directly into Xero.
  • Xero vs Expensify: Expensify focuses specifically on expense management. While Xero has expense features, Expensify offers more advanced tools for managing employee expenses and reimbursements.
  • Xero vs Netsuite: Netsuite is a comprehensive ERP system for large corporations. It offers a full suite of business management tools. Xero is not an ERP but is an excellent accounting solution for small businesses.
  • Xero vs Puzzle IO: Puzzle IO is a finance platform designed for startups, focusing on real-time financial statements and automated data entry.
  • Xero vs Easy Month End: This software is a specialized tool for automating the month-end closing process, helping with reconciliation and audit trails. It is designed to work with Xero, not replace it.
  • Xero vs Docyt: Docyt uses AI to automate back-office and bookkeeping tasks. It provides a way to view all your financial documents and data in one place.
  • Xero vs RefreshMe: RefreshMe is a simpler accounting software with basic features, often used for personal finance or very small businesses.
  • Xero vs AutoEntry: Similar to Dext and Hubdoc, AutoEntry is a tool that automates data extraction from receipts and invoices, designed to integrate with and enhance accounting software like Xero.

More of Sage

It’s helpful to see how Sage stacks up against other popular software.

Here is a brief comparison with some of its competitors.

  • Sage vs Puzzle IO: While both handle accounting, Puzzle IO is designed specifically for startups, focusing on real-time cash flow and metrics like burn rate.
  • Sage vs Dext: Dext is primarily a tool for automating data capture from receipts and invoices. It often works alongside Sage to make bookkeeping faster.
  • Sage vs Xero: Xero is a cloud-based option known for being user-friendly, especially for small businesses. Sage can offer more robust features as a business grows.
  • Sage vs Synder: Synder focuses on syncing e-commerce platforms and payment systems with accounting software like Sage.
  • Sage vs Easy Month End: This software is a task manager that helps you keep track of all the steps needed to close your books at the end of the month.
  • Sage vs Docyt: Docyt uses AI to automate bookkeeping and eliminate manual data entry, providing a highly automated alternative to traditional systems.
  • Sage vs RefreshMe: RefreshMe is not a direct accounting competitor. It focuses more on employee recognition and engagement.
  • Sage vs Zoho Books: Zoho Books is part of a large suite of business apps. It’s often praised for its clean design and strong connections to other Zoho products.
  • Sage vs Wave: Wave is known for its free plan, which offers basic accounting and invoicing, making it a popular choice for freelancers and very small businesses.
  • Sage vs Quicken: Quicken is more for personal or very small business finances. セージ offers more robust features for a growing business, like payroll and advanced inventory.
  • Sage vs Hubdoc: Hubdoc is a document management tool that automatically collects and organizes financial documents, similar to Dext, and can integrate with accounting platforms.
  • Sage vs Expensify: Expensify is an expert at managing expenses. It’s great for receipt scanning and automating expense reports for employees.
  • Sage vs QuickBooks: QuickBooks is a major player in the small business accounting world. It’s known for its user-friendly interface and a wide range of features.
  • Sage vs AutoEntry: This is another tool that automates data entry from receipts and invoices. It works well as an add-on to accounting software like セージ.
  • Sage vs FreshBooks: FreshBooks is especially good for freelancers and service-based businesses, with a focus on simple invoicing and time tracking.
  • Sage vs NetSuite: NetSuite is a full-scale ERP system for larger businesses. セージ has a range of products, with some competing at this level, but NetSuite is a bigger, more complex solution.

よくある質問

Is Xero better than Sage for small businesses?

Xero is often favored for its user-friendly interface and scalability for smaller businesses. Sage can be more suitable for larger firms with complex needs.

Can my accountant work with both Xero and Sage?

Yes, most accountants are familiar with both Xero and Sage. The best option varry on your business’s specific requirements and your accountant’s preference.

Which accounting software offers better customer support?

User reviews on customer support vary for both. It’s wise to check recent feedback and consider the level of support each offers in your region.

Is it difficult to switch from one accounting software to another?

Switching can take time and planning. Both Xero and Sage offer data migration tools, but it’s advisable to involve your accountant in the process.

Which accounting software has more integrations with other business apps?

Xero generally boasts a larger marketplace of integrations with various third-party business applications compared to Sage.

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