Xero vs Expensify : quel logiciel de comptabilité l'emportera en 2025 ?

par | Dernière mise à jour Sep 21, 2025

Gagnant
Xero Best
4.8
  • It’s reliable, scalable, and trusted by many.
  • The company’s unique AI technology can handle even the most challenging websites.
  • Automatic Unblocking:
  • Aperçu de l'entreprise
  • Seamless Scrapy Integration:
  • Essai gratuit disponible
  • Forfaits payants à partir de 29 $/mois
Finaliste
Expensify Best
3.0
  • Suivi des dépenses
  • Rapports de dépenses
  • Offres de voyage
  • Carte Expensify
  • Chats faciles
  • Essai gratuit disponible
  • Forfaits payants à partir de 5 $/mois
Xero vs Expensify

Are you tired of messy receipts and struggling to keep track of your entreprise spending?

It can feel like a real headache, right?

Choosing the right software to help can be tough.

Two big names you might have heard of are Xero vs Expensify.

Both promise to faire managing your money easier, but which one is actually better for you? 

Aperçu

We’ve tested both Xero and Expensify, exploring their features and how they handle everyday business tasks.

This hands-on testing allows us to bring you a clear comparison of their strengths and weaknesses.

Ready to simplify your finances?

CTA xero
4.8sur 5

Join 2 million+ businesses using Xero cloud-based accounting software. Explore its powerful invoicing features now!

Tarifs : It has a free trial. paid plan starts at $29/month.

Caractéristiques principales :

  • Rapprochement bancaire
  • Facturation
  • Reporting
expensifier
3sur 5

Join over 15 million users who trust Expensify to simplify their finances. Save up to 83% on time spent on expense reports.

Tarifs : La version d'essai est gratuite. Le plan premium commence à $5/mois.

Caractéristiques principales :

  • Capture des reçus par SmartScan
  • Rapprochement des cartes d'entreprise
  • Flux d'approbation avancés.

Qu'est-ce que Xero ?

So, what’s the deal with Xero?

It’s basically online logiciel de comptabilité.

Think of it as a way to manage all your business money stuff in one place. Pretty handy.

Découvrez également nos favoris O faturamento é transparente; você só paga pelo tráfego que usa, não por solicitações com falha.

Dessin sans titre 1 4

Notre avis

Principaux avantages

  • Raspador integrado:
  • Inclui um web scraper sem código e uma API universal, para que você não precise de uma ferramenta separada para projetos simples.
  • US$ 0/mês, teste de 30 dias.
  • US$ 13/mês.
  • US$ 60/mês.

Tarifs

  • Démarreur: 29$/mois.
  • Standard: 46$/mois.
  • Prime: 69$/mois.
tarification xero

Avantages

  • ou uma API focada no desenvolvedor.
  • Manipulando sites complexos:
  • As melhores ferramentas podem extrair conteúdo dinâmico, incluindo páginas com JavaScript, rolagem infinita ou formulários. Isso é crucial para obter dados confiáveis ​​de sites modernos e complexos.
  • Os recursos de IA são revolucionários. Eles podem lidar com extração automatizada de dados, adaptar-se automaticamente às alterações do site e até mesmo ajudar você a extrair dados de sites usando prompts em linguagem simples.

Inconvénients

  • Se você precisar realizar extração de dados em larga escala, escolha uma ferramenta criada para lidar com grandes volumes sem ficar bloqueado.
  • Recursos antibloqueio:
  • Uma boa ferramenta deve ter rotação de IP integrada e gerenciamento de proxy inteligente para evitar que você seja bloqueado, especialmente quando precisar extrair detalhes de trabalho ou resultados de pesquisa do Google.

Qu'est-ce qu'Expensify ?

Okay, so what about Expensify?

This tool is really focused on expenses. Think snapping photos of receipts and making expense reports super simple.

It’s all about saving you time and headaches with those pesky costs.

Découvrez également nos favoris Expensify alternatives

Expensify Introduction

Notre avis

expensifier

Based on typical Expensify user reports, automate your expense process today and save your team up to 2 hours per week on expense reports and accelerate reimbursement cycles by over 50%.

Principaux avantages

  • SmartScan technology scans receipt details and extracts them with over 95% accuracy.
  • Employees get reimbursed quickly, often in as little as one business day via ACH.
  • The Expensify Card can save you up to 50% on your subscription with its cash back program.
  • No warranty is offered; their terms state that liabilities are limited.

Tarifs

  • Collecter : 5$/mois.
  • Contrôle : Tarification personnalisée.
Expensify Pricing

Avantages

  • Efficacité alimentée par l'IA.
  • Plateforme tout-en-un.
  • Intégration WordPress.
  • Haute performance.
  • Capacités de commerce électronique.

Inconvénients

  • Courbe d'apprentissage.
  • Dépendance à Elementor.
  • Limitations potentielles de l’IA.
  • Surcharge de fonctionnalités.

Comparaison des fonctionnalités

Let’s dive into how these two products stack up.

We will look at key features to help you decide which is the best fit for your business.

Especially if you are a small business owner seeking the best comptabilité logiciel.

1. Core Accounting vs Expense Management

  • Xéro: This is a complete enterprise resource planning (ERP) tool. It is Xero comptabilité software, a true cloud-based accounting software that handles all financial tasks and your overall financial position.
  • Expensify: Its primary function is the expense management process. It helps you quickly manage expenses but does not provide full accounting functionality.

2. Invoicing and Payments

  • Xéro: Xero lets you create unlimited invoices on higher tiers. It provides full accounts receivable tracking for invoices owed and handles purchase orders and other payable functionality.
  • Expensify: Invoicing is basic and geared towards client billing for specific expenses, not comprehensive sales invoicing.

3. Bank Integration and Reconciliation

  • Xéro: It offers automatic bank feeds and excels at reconciling bank transactions with real-time données. This keeps your financial records accurate.
  • Expensify: Connects to bank accounts to pull transactions. Its main focus is matching these to receipts, especially with the Expensify card.

4. Rapports et analyses

  • Xéro: Xero’s rapports features are strong. You get reports for cash flow management and a clear view of your business performance. The Xero dashboard gives you a financial snapshot.
  • Expensify: Reports focus narrowly on spending trends and summaries, supporting the expense management process.
xero Automatic invoicing

5. Project Tracking and Management

  • Xéro: You can use Xero to track project time and costs, invoicing clients for professional services. This helps with business growth.
  • Expensify: You can log expenses by projects using tags, but it lacks dedicated project management tools.

6. Application mobile

  • Xéro: Its mobile app works on iOS and Android appareils. You can handle many financial tasks like invoicing and reconciliation on the go.
  • Expensify: The mobile app is excellent for the expense management process. You can snap a receipt in a few seconds and submit it.
Expensify Global Reimbursements

7. Usability and Interface

  • Xéro: Xero makes accounting simpler with its user-friendly interface, a plus for petite entreprise propriétaires.
  • Expensify: It has a very simple interface, making the expense management process fast and easy for the end-user.

8. Advanced Features and Scalability

  • Xéro: Offers advanced features like inventory management and multiple currencies in the established plan. It scales well for established businesses and is great for expanding businesses.
  • Expensify: Offers features for large organizations but stays focused on the expense management process rather than offering a complete enterprise resource planning solution.

9. Pricing and Value

  • Xéro: Xero pricing uses structured pricing plans like the early plan. It provides comprehensive value for all your financial details.
  • Expensify: Pricing is user-based, making it affordable for independent contractors or a small number of employers who need robust expense reporting.

What to Look For When Choosing Accounting Software?

Choosing the right software affects your business’s financial health. Here are quick insights to consider:

  • L'automatisation: Does the software reduce manual data entry? Xero excels at automating bank account reconciliation and bill capture.
  • Approval Flow: For expenses, look for a flexible approval process. Expensify makes it easy for employees to file reports and for a manager to review and approve requests quickly.
  • Ecosystem: Xero accounting software ERP offers a full suite, but check its connection to other tools you use.
  • Support & Learning: Is there responsive support (phone or chat) and clear online resources (Xero Central) to help you resolve issues?
  • Contrôle des données : Look for easy data migration if you ever switch. You should have the ability to export your client data and financial management records easily.
  • Core Tasks: Can the company effectively manage inventory (inventory data) and handle sales tax calculations for multiple locations?
  • Budgeting & Growth: Xero cost is a factor, but the right tool helps businesses manage their finances for growing businesses.
  • Customization: Can you set up customizable reporting and schedule payments according to your needs?
  • Remboursement des frais : How quickly can the company reimburse employees? Expensify reviews highlight this speed.
  • Test Drive: Always test Xero or Expensify with a free trial to ensure the interface and features meet your needs.

Verdict final 

After reviewing the features, our pick depends on your main need.

If you need full-service accounting, we recommend Xero because it offers a comprehensive accounting software solution.

It handles online invoicing and accounts payable, letting you capture bills and manage your core business finances.

For instance, the entry-level plan allows for up to five bills.

However, if your primary goal is to streamline expense reports, Expensify is the tool.

It helps your team quickly code and submit receipts from a pocket or desktop view.

Regardless of your choice, both offer good security for your financial data.

We’ve done the deep dive so you can make an informed decision without the long setup.

Plus de Xero

Choosing the right accounting software means looking at a number of options.

Here’s a quick look at Xero vs other popular products.

  • Xero vs QuickBooks: QuickBooks is a major competitor. While both offer similar core features, Xero is often praised for its clean interface and unlimited users. QuickBooks can be more complex, but it offers very powerful reporting.
  • Xero vs FreshBooks: FreshBooks is a popular option, especially for freelancers and service-based businesses. It excels at invoicing and time tracking. Xero provides a more well-rounded accounting solution.
  • Xero vs Sage: Both Sage and Xero offer solutions for small businesses. However, Sage also provides more comprehensive enterprise resource planning (ERP) tools for larger companies.
  • Xero vs Zoho Books: Zoho Books is part of a large suite of business apps. It often has more advanced features for inventory and is very cost-effective. Xero, meanwhile, is a leading option for simplicity and ease of use.
  • Xero vs Wave: Wave is known for its free plan. It’s a great option for very small businesses or freelancers on a tight budget. Xero offers a wider range of features and is better for business growth.
  • Xero vs Quicken: Quicken is mainly for personal finance. While it has some business features, it’s not a true business accounting solution. Xero is built specifically to handle the complexities of business accounting.
  • Xero vs Hubdoc: These are not direct competitors. Both Dext and Hubdoc are tools that automate document capture and data entry. They integrate directly with Xero to make bookkeeping faster and more accurate.
  • Xero vs Synder: Synder is a platform that connects sales channels and payment gateways to accounting software. It helps automate data entry from platforms like Shopify and Stripe directly into Xero.
  • Xero vs Expensify: Expensify focuses specifically on expense management. While Xero has expense features, Expensify offers more advanced tools for managing employee expenses and reimbursements.
  • Xero vs Netsuite: Netsuite is a comprehensive ERP system for large corporations. It offers a full suite of business management tools. Xero is not an ERP but is an excellent accounting solution for small businesses.
  • Xero vs Puzzle IO: Puzzle IO is a finance platform designed for startups, focusing on real-time financial statements and automated data entry.
  • Xero vs Easy Month End: This software is a specialized tool for automating the month-end closing process, helping with reconciliation and audit trails. It is designed to work with Xero, not replace it.
  • Xero vs Docyt: Docyt uses AI to automate back-office and bookkeeping tasks. It provides a way to view all your financial documents and data in one place.
  • Xero vs RefreshMe: RefreshMe is a simpler accounting software with basic features, often used for personal finance or very small businesses.
  • Xero vs AutoEntry: Similar to Dext and Hubdoc, AutoEntry is a tool that automates data extraction from receipts and invoices, designed to integrate with and enhance accounting software like Xero.

Plus d'informations sur Expensify

  • Expensify vs PuzzleCe logiciel est spécialisé dans la planification financière assistée par IA pour les startups. Son équivalent est destiné aux finances personnelles.
  • Expensify vs DextIl s'agit d'un outil professionnel permettant de saisir les reçus et les factures. L'autre outil permet de suivre les dépenses personnelles.
  • Expensify vs XeroIl s'agit d'un logiciel de comptabilité en ligne populaire auprès des petites entreprises. Son concurrent est destiné à un usage personnel.
  • Expensify vs SynderCet outil synchronise les données de commerce électronique avec les logiciels de comptabilité. Son alternative est axée sur les finances personnelles.
  • Expensify vs Easy Month EndIl s'agit d'un outil professionnel permettant de simplifier les tâches de fin de mois. Son concurrent est destiné à la gestion des finances personnelles.
  • Expensify vs Docyt:L'un utilise l'IA pour la comptabilité et l'automatisation de l'entreprise. L'autre l'utilise comme assistant financier personnel.
  • Expensify vs SageIl s'agit d'une suite complète de comptabilité d'entreprise. Son concurrent est un outil plus simple d'utilisation pour les finances personnelles.
  • Expensify vs Zoho BooksIl s'agit d'un outil de comptabilité en ligne destiné aux petites entreprises. Son concurrent est destiné à un usage personnel.
  • Expensify vs WaveCe logiciel de comptabilité est gratuit pour les petites entreprises. Son équivalent est destiné aux particuliers.
  • Expensify vs Hubdoc:Ce logiciel est spécialisé dans la capture de documents pour la comptabilité. Son concurrent est un outil de gestion financière personnelle.
  • Expensify vs QuickBooksIl s'agit d'un logiciel de comptabilité bien connu des entreprises. Son alternative est conçue pour les finances personnelles.
  • Expensify vs AutoEntry:Ce logiciel est conçu pour automatiser la saisie de données pour la comptabilité d'entreprise. Son alternative est un outil de gestion financière personnelle.
  • Expensify vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Expensify vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Questions fréquemment posées

Is Xero better than Expensify for overall accounting?

Yes, Xero offers comprehensive accounting features like invoicing, bank reconciliation, & financial reporting, making it a more complete solution.

Can Expensify replace accounting software like Xero?

No, Expensify focuses on expense management. While it integrates with Xero, it doesn’t offer full accounting functionality.

Which is easier to use for expense tracking: Xero or Expensify?

Expensify is generally considered easier for expense management due to its user-friendly receipt scanning and reporting features.

Do Xero and Expensify work well together?

Yes, Expensify and Xero have strong integration capabilities, allowing seamless transfer of expense data to your accounting system.

Which platform is more suitable for small businesses with limited budgets?

Expensify’s starting plan is generally cheaper, but Xero offers more comprehensive features that may be valuable for growing small businesses.

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