Wave vs Expensify: Which Accounting Tool is Better in 2025?

Gagnant

4.5

• Rapprochement des comptes
• Plans comptables
• Factures
• Produits et services
• Financial Reporting
• Plan gratuit disponible
• Forfaits payants à partir de 19 $/mois

ESSAYEZ MAINTENANT

Finaliste

3.0

• Suivi des dépenses
• Rapports de dépenses
• Offres de voyage
• Carte Expensify
• Chats faciles
• Essai gratuit disponible
• Forfaits payants à partir de 5 $/mois

ESSAYEZ MAINTENANT

Êtes-vous un petite entreprise owner or a freelancer tired of wrestling with receipts and financial spreadsheets?

Tu n'es pas seul.

That’s where logiciel de comptabilité comes in, two popular choices are Wave and Expensify.

But with so many options, how do you pick the right one for ton needs? 

This article will break down Wave vs Expensify.

Aperçu

We tested both Wave and Expensify.

We used them like a real entreprise owner would.

This helped us see what each one does well.

Now, let’s compare them side-by-side.

4.5sur 5

Over 4 million petites entreprises trust Wave to manage their finances. Explore Wave’s plans and find the right fit.

Tarifs : Free plan available. Paid plan starts at $19/month.

Caractéristiques principales :

• Facturation
• Banking
• Payroll add-on.

Essayez Wave GRATUITEMENT Lire la critique complète

3sur 5

Join over 15 million users who trust Expensify to simplify their finances. Save up to 83% on time spent on expense reports.

Tarifs : La version d'essai est gratuite. Le plan premium commence à $5/mois.

Caractéristiques principales :

• Capture des reçus par SmartScan
• Rapprochement des cartes d'entreprise
• Flux d'approbation avancés.

Try Expensify now Lire la critique complète

Qu'est-ce que la vague ?

D'accord, parlons de Wave.

Considérez-le comme un ami utile pour l'argent de votre entreprise.

Il vous permet notamment d'envoyer des factures et de suivre les entrées et sorties d'argent.

Il peut vous aider à avoir une vue d'ensemble des finances de votre entreprise.

Découvrez également nos favoris Wave alternatives…

Notre avis

Don’t settle for less! Join the over 2 million small businesses that rely on Wave’s powerful, free core accounting features to streamline their finances today.

Try wave now Lire la critique complète alternatives aux vagues

Principaux avantages

Wave’s strengths include:

• A 100% free core accounting plan.
• Serving over 2 million small businesses.
• Easy invoice creation and payment processing.
• No long-term contracts or warranties.

Tarifs

• Plan de démarrage : $0mois.
• Plan Pro : $19month.

Try wave now

Avantages

• Les fonctionnalités de base sont disponibles gratuitement.
• Le logiciel est généralement facile à utiliser.
• Il offre un accès basé sur le cloud à tout moment.
• Les fonctions de facturation sont bien intégrées.
• La connexion des comptes bancaires permet de gagner du temps.

Inconvénients

• Free plan has limited automation.
• L'assistance à la clientèle est limitée dans le cadre de la formule gratuite.
• La paie est un coût supplémentaire.
• Les fonctions avancées nécessitent des plans payants.

Try wave now

Qu'est-ce qu'Expensify ?

D'accord, parlons donc d'Expensify.

It’s a tool that helps you keep track of all your business spending. Think of it like a helper that remembers where your money goes.

Il peut extraire des informations de vos reçus et de vos données bancaires. Plutôt pratique !

Découvrez également nos favoris Expensify alternatives…

Notre avis

Based on typical Expensify user reports, automate your expense process today and save your team up to 2 hours per week on expense reports and accelerate reimbursement cycles by over 50%.

Try expensify now Lire la critique complète alternatives à l'expensif

Principaux avantages

• SmartScan technology scans receipt details and extracts them with over 95% accuracy.
• Employees get reimbursed quickly, often in as little as one business day via ACH.
• The Expensify Card can save you up to 50% on your subscription with its cash back program.
• No warranty is offered; their terms state that liabilities are limited.

Try Expensify now

Tarifs

• Collecter : 5$/mois.
• Contrôle : Tarification personnalisée.

Try Expensify now

Avantages

• AI-Powered Efficiency.
• Plateforme tout-en-un.
• WordPress Integration.
• High Performance.
• Ecommerce Capabilities.

Inconvénients

• Courbe d'apprentissage.
• Reliance on Elementor.
• Potential AI Limitations.
• Surcharge de fonctionnalités.

Try Expensify now

Comparaison des fonctionnalités

Choosing the right financial solution is essential for petite entreprise propriétaires.

This Wave review and Expensify reviews comparison will detail the differences between a full-featured comptabilité platform and a specialized expense management solution.

Helping you find the tool that best fits your business operations.

1. Core Purpose and Platform

Wave Financial is a dedicated small business accounting software and a complete system built on a free platform. It’s designed to help you manage all aspects of your finances, including a general ledger.

Expensify is a specialized tool to streamline the expense management process for a small number of employees or the entire company.

2. Pricing and Subscription

Wave Financial offers a free version for core accounting features, including unlimited invoices. Its two plans (free starter plan and paid pro plan) are flexible, and you can get a discounted rate on certain add-ons.

Expensify pricing is based on the number of active users per month, but it offers some free accounting features like receipt scanning and basic reimbursement.

3. Expense and Receipt Capture

Wave makes it easy to track expenses by connecting to your bank accounts to auto import bank transactions. Digital receipt capture and receipt scanning are available as a paid add-on.

Expensify makes this its core functionality. You can take a photo of a receipt with the Expensify mobile app, and the données is extracted in a few seconds, ready for approval.

4. Payments and Invoicing

Wave Financial has a robust invoicing software that supports recurring invoices and allows you to accept online payments via credit card payments and bank payments. You can also set up several automated payment reminders.

Expensify’s invoicing is more basic, as its focus is on reimbursements and managing a business credit card. It’s not a full-fledged invoicing solution.

5. Payroll and Time Tracking

Wave Payroll is an integrated add-on that handles payroll processing and tax filing for an active employee and an independent contractor paid via direct deposit.

Expensify does not offer payroll. It does have mileage tracking, but a Wave review will note that Wave does not offer suivi du temps for billable hours.

6. User and Approval Process

Wave’s free platform allows for unlimited users to access the account.

Expensify is centered around a workflow where employees and contractors submit expenses, and a manager or manager can quickly approve them. The entire process is designed to reimburse quickly and provides a clear audit trail for all requests.

7. Integrations and Data Flow

Wave integrates with its own suite of products (Wave Payroll and payment processing) but has limited third-party integrations.

Expensify offers seamless integration with core accounting platforms like QuickBooks. This makes it a great add-on for businesses that need to export expense data for a separate system.

8. Mobile Functionality

The Wave mobile app offers a lot of functionality, from creating invoices to checking financial reports.

The Expensify app is highly specialized, allowing employees to snap a photo of a receipt on their mobile phone, log mileage, and submit expenses from their pocket immediately.

9. Security and Support

Wave uses multi factor authentication and strong encryption to protect bank accounts and credit card transaction data, giving peace of mind.

Expensify is a payments superapp, so its sécurité is a core feature. Both platforms have strong security.

Que rechercher dans un logiciel de comptabilité ?

Here are some extra things to think about when choosing your financial software, focusing on capabilities highlighted in someExpensify and Wave Accounting review:

• Évolutivité: Can the software grow with any of your business? Scalability is determined by the ability of the software to handle increasing complexity. Look for a vendor that offers different tiers (free plan, paid plan, subscription level) to suit your size, and check if it supports multiple users and multiple companies. Wave Accounting’s core features offer a strong starting point, and its scalability hinges on whether its advanced features can integrate with your growth or if additional costs for add-ons become a problem.
• Soutien: What kind of help is available if you have questions?Reliable support is a key feature that provides peace of mind. The vendor should have a clear commitment to respond to inquiries promptly, ideally within a couple of business days. Before you setup, check the help center to see what resources are available. Many community members recommend Wave for its straightforward system, but be sure the support model meets your expectations for quickly resolving complex issues.
• Facilité d'utilisation: Is it something you and your team can learn quickly? The simplicity of the advanced user interface is crucial for saving time spent. Wave Accounting is celebrated as free accounting software for its ease of use. It should be easy to manage expenses and track transactions automatically. Look for tools that simplify complex tasks, like having the ability to auto merge bank transactions or allowing one-click viewing of reports for a specific date range.
• Besoins spécifiques: Does it handle the unique things your business does? Ensure the software has the specific functionality you need. For instance, if you handle corporate funds, the Expensify Card provides a real time connection. For service businesses, check its ability to track costs against projects and manage recurring billing. The platform should also allow you to log transactions with specific categories or codes for better organization and easier tax filing. The invoicing features should support diverse credit card payments, including Apple Pay.
• Sécurité: How safe is your financial data with this software?Protecting your comptabilité records and cash flow is non-negotiable. Look for security protocols that protect your web and desktop connection. Be aware that some security services will trigger a block if unusual activity is expected. This can result in a message where you are temporarily blocked from the page. Ensure the vendor has processes to help resolve these issues, providing you with a secure place to store your personal finance and money management features. Also, check how the system handles access, especially if employers need to manage employee expense tracking and reimbursement.

Verdict final

So, which one wins? It truly depends on what you need. 

If you’re a petite entreprise or freelancer, Wave is often best.

It’s free for basic comptabilité. It handles invoicing and banking well.

But if tracking expenses and reimbursements is your biggest headache, Expensify is stronger.

Its SmartScan is great for receipts. We’ve used both of these tools a lot. 

So, you can trust our advice to pick the right one for you.

Essayez Wave GRATUITEMENT Lire la critique complète alternatives aux vagues

Essayez Expensify gratuitement Lire la critique complète Expensify alternatives

Plus d'informations sur la vague

• Wave vs Puzzle IOCe logiciel est spécialisé dans la planification financière assistée par IA pour les startups. Son équivalent est destiné aux finances personnelles.
• Wave vs DextIl s'agit d'un outil professionnel permettant de saisir les reçus et les factures. L'autre outil permet de suivre les dépenses personnelles.
• Wave vs XeroIl s'agit d'un logiciel de comptabilité en ligne populaire auprès des petites entreprises. Son concurrent est destiné à un usage personnel.
• Wave vs SynderCet outil synchronise les données de commerce électronique avec les logiciels de comptabilité. Son alternative est axée sur les finances personnelles.
• Wave vs Easy Month EndIl s'agit d'un outil professionnel permettant de simplifier les tâches de fin de mois. Son concurrent est destiné à la gestion des finances personnelles.
• Wave vs Docyt:L'un utilise l'IA pour la comptabilité et l'automatisation de l'entreprise. L'autre l'utilise comme assistant financier personnel.
• Vague vs SageIl s'agit d'une suite complète de comptabilité d'entreprise. Son concurrent est un outil plus simple d'utilisation pour les finances personnelles.
• Wave vs Zoho BooksIl s'agit d'un outil de comptabilité en ligne destiné aux petites entreprises. Son concurrent est destiné à un usage personnel.
• Wave vs Quicken:Ce sont deux outils de finances personnelles, mais celui-ci offre un suivi des investissements plus approfondi. L'autre est plus simple.
• Wave vs Hubdoc:Ce logiciel est spécialisé dans la capture de documents pour la comptabilité. Son concurrent est un outil de gestion financière personnelle.
• Wave vs ExpensifyIl s'agit d'un outil de gestion des dépenses professionnelles. L'autre permet de suivre les dépenses personnelles et de budgétiser.
• Wave vs QuickBooksIl s'agit d'un logiciel de comptabilité bien connu des entreprises. Son alternative est conçue pour les finances personnelles.
• Wave vs AutoEntry:Ce logiciel est conçu pour automatiser la saisie de données pour la comptabilité d'entreprise. Son alternative est un outil de gestion financière personnelle.
• Wave vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
• Wave vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Plus d'informations sur Expensify

• Expensify vs PuzzleCe logiciel est spécialisé dans la planification financière assistée par IA pour les startups. Son équivalent est destiné aux finances personnelles.
• Expensify vs DextIl s'agit d'un outil professionnel permettant de saisir les reçus et les factures. L'autre outil permet de suivre les dépenses personnelles.
• Expensify vs XeroIl s'agit d'un logiciel de comptabilité en ligne populaire auprès des petites entreprises. Son concurrent est destiné à un usage personnel.
• Expensify vs SynderCet outil synchronise les données de commerce électronique avec les logiciels de comptabilité. Son alternative est axée sur les finances personnelles.
• Expensify vs Easy Month EndIl s'agit d'un outil professionnel permettant de simplifier les tâches de fin de mois. Son concurrent est destiné à la gestion des finances personnelles.
• Expensify vs Docyt:L'un utilise l'IA pour la comptabilité et l'automatisation de l'entreprise. L'autre l'utilise comme assistant financier personnel.
• Expensify vs SageIl s'agit d'une suite complète de comptabilité d'entreprise. Son concurrent est un outil plus simple d'utilisation pour les finances personnelles.
• Expensify vs Zoho BooksIl s'agit d'un outil de comptabilité en ligne destiné aux petites entreprises. Son concurrent est destiné à un usage personnel.
• Expensify vs WaveCe logiciel de comptabilité est gratuit pour les petites entreprises. Son équivalent est destiné aux particuliers.
• Expensify vs Hubdoc:Ce logiciel est spécialisé dans la capture de documents pour la comptabilité. Son concurrent est un outil de gestion financière personnelle.
• Expensify vs QuickBooksIl s'agit d'un logiciel de comptabilité bien connu des entreprises. Son alternative est conçue pour les finances personnelles.
• Expensify vs AutoEntry:Ce logiciel est conçu pour automatiser la saisie de données pour la comptabilité d'entreprise. Son alternative est un outil de gestion financière personnelle.
• Expensify vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
• Expensify vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Questions fréquemment posées