Quicken Review: Personal Finance Software in 2025

Feeling overwhelmed by your finances?

Are you searching for a way to get organized and take control of your money in 2025?

Many people struggle with budgeting, tracking expenses, and planning for the future.

That’s where personal money management software comes in.

In this Quicken review, we’ll examine its features, pricing, & user experience to help you decide if it’s the right tool to simplify your financial life this year.

Ready to find out? Let’s get started!

What is Quicken?

Quicken is an app to manage your money. See all your account balances and transactions easily.

Track your income and spending. Create budgets to save.

It helps with investment and retirement planning. Get real-time updates.

Quicken Simplifi is for your household. Quicken Business is a subscription for a small business.

The developer keeps the app updated. Your privacy and data are important.

You can even make an invoice. Manage your money and see your payments easily.

Who Created Quicken?

Intuit, Inc. created Quicken. Scott Cook and Tom Proulx had the idea to make money management easy.

They started Intuit with this vision. Quicken was launched in 1984.

It aimed to help people control their finances. In 2016, Intuit sold Quicken.

The goal to simplify personal finance continues.

The company was acquired by Aquiline Capital Partners in March 2016.

This was done to help the software grow and continue its focus on personal finance.

Today, Quicken remains a popular tool for budgeting and financial planning.

Top Benefits of Quicken

Here are some key advantages of using Quicken to manage your money:

• See All Your Finances in One Place: Quicken connects to your bank accounts, credit cards, & investment accounts, giving you a complete view of your financial situation without having to log into multiple websites.
• Easy Budgeting: You can create budgets and track your spending against your goals, helping you understand where your money is going & identify areas where you can save.
• Track Income and Expenses: Quicken automatically categorizes your transactions, making it simple to see your income and where you’re spending your money.
• Investment Tracking: Monitor your investment performance and see how your portfolio is doing over time, helping you make informed financial decisions.
• Plan for Retirement: Quicken offers tools to help you plan for your retirement by projecting your future savings and allowing you to set retirement goals.
• Real-Time Financial Snapshot: View your account balances and net worth in real time, so you always know where you stand financially.
• Helpful Reporting: Quicken offers various reports that provide insights into your spending habits, income, and overall financial health.
• Securely Manage Your Financial Data: Quicken prioritizes your privacy and uses security measures to protect your sensitive financial information.
• Mobile App Access: Manage your money on the go with Quicken’s mobile app. The app allows you to check your finances and enter transactions from anywhere.

Best Features

Quicken is a long-standing accounting and money management tool.

Unlike software made for small businesses, Quicken is built for personal finances.

It helps you keep track of your money, pay bills, and manage investments.

Quicken offers a clear view of your financial life so you can make smarter decisions about your money.

The company was acquired by Aquiline Capital Partners, and they continue to improve the product.

1. All Recurring

This feature helps you manage all your regular bills and payments.

You can see all your subscriptions and recurring bills in one place.

Quicken sends you alerts for upcoming due dates.

You can manage everything related to your personal finances and bills in one spot.

2. Flagship Checking

Quicken’s Flagship Checking is a feature within their Simplifi product that helps you manage your main checking account.

It gives you a simple way to track spending.

It also shows you how much you have left to spend each month after your bills are paid.

It’s an easy way to see your finances at a glance.

3. Spending Plan

This is like a flexible budget. Instead of a strict budget, the Spending Plan shows you how much money you have left to spend.

It first subtracts your bills and savings goals from your income.

This way, you know what’s safe to spend without going over.

This personal tool helps you stick to your goals.

4. Link Transaction

Quicken makes it easy and fast to connect your bank accounts and credit cards.

It automatically pulls in all of your transactions.

This saves you from having to type in every purchase by hand.

The software helps you to manage your money effortlessly.

5. Spending Watchlist

This tool lets you keep a close eye on certain types of spending.

You can create a watchlist for things like food delivery or gas.

It helps you monitor specific spending areas. This makes it easy to spot where you might be spending too much.

It’s a key part of the Quicken home experience.

6. Investment Tracking

Quicken offers strong tools to manage your investments.

You can track stocks, bonds, and other assets in one place.

The software shows you how your portfolio is performing over time. It helps you make smart choices for your financial future.

This is a great tool for anyone to track their personal wealth.

7. Debt Management

The software helps you create a plan to pay off your debts.

You can see how much you owe and what your interest rates are.

Quicken shows you different ways to pay off your loans faster.

This helps you get out of debt and save money on interest. You can truly manage your finances with this tool.

8. Financial Reporting

Quicken can create detailed reports about your money.

You can see where your money is going and how your income compares to your spending.

These reports give you a clear picture of your financial health.

They help you make better plans for saving and spending. The software helps you to see the big picture of your money.

9. Bill Pay & Key Features

This feature lets you pay your bills directly from Quicken.

You can schedule payments and set up reminders for upcoming bills.

You don’t have to visit a bunch of different websites to pay.

This makes manageing your bills easy and organized. This part of the software is a core Quicken home feature.

Pricing

Quicken offers different plans with various features.

The cost is usually a yearly subscription.

Here’s a look at some of the options and their approximate prices. Keep in mind that these prices might update.

Plan Name	Pricing (Billed Annually)	Key Features
Quicken Simplifi	$2.99/month	Always know what you have left to spend or save.
Quicken Business & Personal	$3.99/month	Manage business & personal finances in one app.

Pros and Cons

Choosing the right money management tool is important.

Looking at the pros & cons can help you decide if Quicken fits your needs.

Here’s a quick overview to consider.

Alternatives of Quicken

Quicken Compared

• Quicken vs Puzzle: This software focuses on AI-powered financial planning for startups. Its counterpart is for personal finance.
• Quicken vs Dext: This is a business tool for capturing receipts and invoices. The other tool tracks personal expenses.
• Quicken vs Xero: This is popular online accounting software for small businesses. Its competitor is for personal use.
• Quicken vs Synder: This tool syncs e-commerce data with accounting software. Its alternative focuses on personal finance.
• Quicken vs Easy Month End: This is a business tool to streamline month-end tasks. Its competitor is for managing personal finances.
• Quicken vs Docyt: This uses AI for business bookkeeping and automation. The other uses AI as a personal finance assistant.
• Quicken vs Sage: This is a comprehensive business accounting suite. Its competitor is an easier-to-use tool for personal finance.
• Quicken vs Zoho Books: This is an online accounting tool for small businesses. Its competitor is for personal use.
• Quicken vs Wave: This provides free accounting software for small businesses. Its counterpart is designed for individuals.
• Quicken vs Hubdoc: This specializes in document capture for bookkeeping. Its competitor is a personal finance tool.
• Quicken vs Expensify: This is a business expense management tool. The other is for personal expense tracking and budgeting.
• Quicken vs QuickBooks: This is well-known accounting software for businesses. Its alternative is built for personal finance.
• Quicken vs AutoEntry: This is designed to automate data entry for business accounting. Its alternative is a personal finance tool.
• Quicken vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
• Quicken vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Personal Experience with Quicken

Our team found that Quicken is an excellent personal finance software for managing more than just household budgets.

We used the quicken deluxe and quicken premier versions to manage our rental properties.

The tool has a suitable user interface and it was easy to get started.

The functionality has been a reliable part of the quicken brand for decades.

We especially liked that we could use both the desktop windows and mac versions.

• Quicken Software: The program offers detailed analysis of spending and income. It helped us to evaluate our progress from the beginning.
• Bill Tracking: We used the bill tracking feature to pay all our property bills. It helped us stay on top of due dates.
• Rental Properties: The software has special tools for landlords. It helped us track income and expenses for each of our rental properties.
• QuickBooks: While it’s not QuickBooks, we used Quicken for our smaller business needs. It works well and is more focused on personal finance.
• Market Value: We could track the market value of our properties and sales. It was helpful to see how our investments were performing.
• Process: The process of managing finances was very easy with this software. We could download transactions from our bank accounts.
• Deluxe: The deluxe version has great budgeting and debt management tools. We used them to set financial goals.
• Versions: We found the different versions of the software useful. Each one offers different tools to fit your needs.

This made it a great platform for our needs.

We were able to separate business finances from our personal spending.

This helped us see a complete financial picture.

Final Thoughts

Quicken is a strong tool to help you manage your money.

It lets you see all your accounts, track spending, and even plan for the future.

If you want a complete picture of your finances, Quicken can help.

It has different plans, including Quicken Simplifi for everyday use and Quicken Business for small business owners.

However, it costs money through a subscription, and some people might find it a bit tricky to use at first.

Think about what you need to manage your money.

If you want many features in one place, Quicken is worth considering.

Ready to take control of your finances?

Explore the different Quicken plans and see if one fits your life!

Frequently Asked Questions