Xero vs Sage: Which Accounting Software Wins in 2025?

에 의해서 | 마지막 업데이트 Sep 21, 2025

우승자
제로 베스트
4.8
  • 계정 대시보드
  • 송장 템플릿
  • 고급 회계
  • 비즈니스 스냅샷
  • 청구서 입력 자동화
  • 무료 체험 가능
  • 월 $29부터 시작하는 유료 플랜
준우승
세이지
3.5
  • 재무 보고서
  • 은행 대조표
  • 세이지 코파일럿
  • 디지털 레코드
  • 프로젝트 관리
  • 무료 체험 가능
  • 월 $66.08부터 시작하는 유료 플랜
Xero vs Sage

Are you trying to figure out which 회계 소프트웨어 is best for your business?

It can be tough trying to pick between Xero and Sage.

Both help you manage your money, but they have different strengths.

In this article, we’ll break down Xero vs Sage in a simple way.

We’ll look at what each one does best to help you decide which one could be the winner for your needs.

개요

We’ve spent time exploring both Xero and Sage.

Getting a feel for how they work day-to-day.

Our hands-on experience has allowed us to see where each software shines and where it might fall short.

Leading to this detailed comparison to help you choose.

제로 CTA
4.85점 만점에

Join 2 million+ businesses using Xero cloud-based accounting software. Explore its powerful invoicing features now!

가격: It has a free trial. paid plan starts at $29/month.

주요 특징:

  • 은행 대조표
  • Invoicing
  • 보고
세이지 CTA
35점 만점에

Over 6 million customers trust Sage. With a customer satisfaction rating of 56 out of 100, its robust features are a proven solution.

가격: Free Trial Available. The premium plan at $66.08/month.

주요 특징:

  • Invoicing
  • Payroll Integration
  • Inventory Management

What is Xero?

So, you’re looking at Xero, huh?

It’s a popular choice for lots of 중소기업.

Think of it as your online hub for all things money.

또한 우리가 가장 좋아하는 것을 탐색하세요 Xero 대안

제목 없는 디자인 1 4

우리의 견해

제로 CTA

200만 개 이상의 기업에 가입하세요 Xero를 사용하여 회계 소프트웨어. 강력한 송장 발행 기능을 지금 바로 경험해 보세요!

주요 이점

  • 자동 은행 대조표
  • 온라인 청구 및 결제
  • 청구서 관리
  • 급여 통합
  • 보고 및 분석

가격

  • 기동기: 월 29달러.
  • 기준: 월 46달러.
  • 프리미엄: 월 69달러.
제로 가격 책정

장점

  • 온라인으로 송장을 관리하는 데 적합합니다.
  • 은행 대조표는 매우 효율적입니다.
  • 다양한 통합이 가능합니다.
  • 사용자 인터페이스가 매우 친절합니다.

단점

  • AI의 기능은 다른 기능에 비해 다소 제한적입니다.
  • 하위 계층의 요금제에는 거래 한도가 있습니다.
  • 고객 지원이 느릴 때가 있습니다.

What is Sage?

Now, let’s chat about Sage. It’s been around for quite a while.

Many businesses trust it for their 회계.

It handles things like invoices and payments. Plus, it can help with managing inventory.

또한 우리가 가장 좋아하는 것을 탐색하세요 Sage alternatives

세이지 홈페이지

우리의 견해

세이지 CTA

재정을 더욱 효율적으로 운영할 준비가 되셨나요? Sage 사용자들은 생산성이 평균 73% 향상되고 프로세스 주기가 75% 단축되었다고 보고했습니다.

주요 이점

  • 자동 청구 및 결제
  • 실시간 재무 보고서
  • 데이터를 보호하는 강력한 보안
  • 다른 비즈니스 도구와의 통합
  • 급여 및 HR 솔루션

가격

  • 전문 회계: 월 66.08달러.
  • 프리미엄 회계: 월 114.33달러.
  • 양자 회계: 월 198.42달러.
  • HR 및 급여 번들: 고객의 요구 사항에 따른 맞춤형 가격 책정.
세이지 가격

장점

  • SiIt은 사업주들의 귀중한 시간을 절약해줍니다.
  • 돈 관리가 훨씬 더 명확해집니다.
  • 모든 데이터가 잘 정리되어 있습니다.
  • 직원들에게 급여를 지급하는 것이 훨씬 쉬워집니다.
  • 이제 보고서 생성이 빠르고 간편해졌습니다.

단점

  • 기능이 많아질수록 비용이 증가할 수 있습니다.
  • 새로운 사용자는 배우는 데 시간이 걸릴 수 있습니다.
  • 고객 지원이 느릴 때가 있습니다.
  • 일부 고급 기능을 사용하려면 추가 비용이 듭니다.

기능 비교

We need to dive deeper into the specific functions of each tool.

This comparison will clarify which 회계 platform aligns best with your existing workflow management and whether xero accounting software or sage business cloud accounting is the better fit for your financial position.

1. Cloud-Based Access and Design

  • 제로: This is a truly cloud-based solution. The Xero dashboard is clean and intuitive, making it a favorite for 중소기업 owners and reducing the need for extensive training. Xero excels in providing a modern, easy-to-use experience, even for those new to financial tasks.
  • 세이지: While Sage Business Cloud Accounting offers a cloud option, Sage also has desktop software (like Sage 50) that may have limited 원격 접속 without extra setup. Its design often suits users who prefer a more traditional, detailed approach.

2. Banking and Reconciliation

  • 제로: Xero lets you connect your bank accounts using automatic bank feeds. The quick and highly automated bank reconciliation process for daily bank transactions is one of Xero’s strongest points, significantly cutting down on manual 데이터 기입.
  • 세이지: Sage Business Cloud also supports linking bank accounts and importing bank transactions. However, users often find Xero’s 오토메이션 and rule-setting capabilities to be more efficient for reducing unreconciled differences.

3. Accounts Payable

  • 제로: The xero accounting software includes strong accounts payable functionality. The early and growing plans allow you to track up to five bills and then unlimited invoices (bills). You can also capture bills and receipts easily.
  • 세이지: Sage business cloud accounting includes bill tracking and accounts payable functionality. It allows businesses manage their invoices and schedule payments, though Xero often offers slightly smoother automation for this process.

4. Inventory Management

  • 제로: Xero accounting software includes basic inventory management on its higher-tier plans, which is suitable for simple product tracking. However, it is not considered a complete enterprise resource planning (ERP) tool.
  • 세이지: Sage provides robust inventory management on its more advanced plans, allowing you to create product variations, track inventory data, issue low stock alerts, and manage multiple locations. This makes Sage a better option for product-based and expanding businesses.
xero Automatic invoicing

5. Invoicing and Accounts Receivable

  • 제로: Xero makes it easy to send online invoicing and track invoices owed (accounts receivable). Xero lets you send unlimited invoices on the Growing and Established plans, which is perfect for professional services and independent contractors.
  • 세이지: Sage business cloud is excellent for creating and sending professional sales invoices. The system can help you manage your financial details and chase down outstanding payments, ensuring better control over accounts receivable.

6. Expense and Bill Capture

  • 제로: Xero excels at expense tracking and managing costs. You can use their mobile app to easily capture bills and receipts, helping small business owners maintain accurate financial records without needing to do much manual data entry.
  • 세이지: Sage Business Cloud offers expense management tools, and features like AutoEntry (often available as an add-on or via the Sage Marketplace) can help automate the capture of bills and receipts for simpler record-keeping.

7. Financial Reporting

  • Xero: Xero’s 보고 features are strong, providing real-time data on business performance and helping assess your financial position. The reports are highly visual and user-friendly, catering well to non-accounting users.
  • Sage: Sage provides extensive options to generate reports, often offering deeper, more traditional financial reporting favored by seasoned accounting teams. This depth is vital for established businesses requiring complex analysis.
sage Multi-currency accounting

8. Mobile App Experience

  • Xero: The mobile app for 아이폰 OS and Android devices is excellent. Xero lets you manage invoicing, expenses, and banking on the go. This accessibility is a huge benefit for busy small business owners.
  • Sage: Sage business cloud offers a dedicated mobile app, but some users report mobile access limitations in functionality compared to the full desktop solution or Xero’s more streamlined app.

9. Multi-Currency and ERP

  • Xero: The established plan of xero accounting software includes multiple currencies support, which is ideal for expanding businesses. Xero works well as a core accounting tool but needs integrations to function as a complete enterprise resource planning (ERP) solution.
  • Sage: Higher-tier Sage products offer deep multi-currency support. Sage’s more robust products (like Sage 200 or Intacct) move closer to offering enterprise resource planning features needed by established businesses with complex sales and inventory management requirements.

What to look for when choosing Accounting software?

Picking the right tool for your financial management and business growth means looking past the basics. Consider these important insights to avoid potential drawbacks and ensure the solution is the best fit:

  • Xero’s Cost and Plans: While Xero offers unlimited users, the Xero pricing and Xero cost should be checked carefully. The early plan and other pricing plans limit key features like the number of bills you can process.
  • Sage’s Learning Curve: Sage can be great for medium-sized businesses needing advanced features like job costing with cost codes, but its interface is not as easy as Xero’s. The learning required can be a potential drawback.
  • Inventory Automation: If you sell products, check if the software can sync inventory automatically. Sage often has stronger built-in inventory management features than Xero accounting software ERP add-ons.
  • Real-Time Data and Reports: Always demand real-time reporting. Xero offers highly customizable reporting to check your business’s financial health and cash flow.
  • Support and Learning: Sage provides Sage University for in-depth training and a community hub to answer questions and resolve issues. This is a plus if you need further assistance.
  • Connectivity and Backups: Both are cloud-based accounting software and need a stable internet connection. Ensure the system includes online backups and strong 보안 for your financial data.
  • Payroll Solution: Does it include payroll software? You must compare Sage Payroll vs Xero’s add-on to see which system simplifies your payroll and tax filing better.
  • Data Migration: Do you have existing accounting data? Ask the vendor how easy it is to switch and safely move your unique records to save time.
  • Project and Purchase Tracking: If you manage projects, confirm the project tracking features and if you can easily create and manage purchase orders right in the platform.

최종 판결

After this deep dive, we confidently recommend xero for most growing businesses. Why?

The xero accounting software review consistently praises its ease of cash flow management and user experience.

It’s built for cloud connectivity, letting you manage finances effectively without complex manual tasks.

While Sage offers pro accounting features and better handles complex scenarios, use Xero if your goal is simplicity and seamless operation.

Don’t worry about support; the Xero Central and other online resources are excellent.

While some advanced plans have higher prices, the value is clear.

You can test Xero yourself with a trial.

It’s the smarter choice over alternatives like 퀵북스 Online for modern, agile teams focused on scaling up, not getting lost in menus.

More of Xero

Choosing the right accounting software means looking at a number of options.

Here’s a quick look at Xero vs other popular products.

  • Xero vs QuickBooks: QuickBooks is a major competitor. While both offer similar core features, Xero is often praised for its clean interface and unlimited users. QuickBooks can be more complex, but it offers very powerful reporting.
  • Xero vs FreshBooks: FreshBooks is a popular option, especially for freelancers and service-based businesses. It excels at invoicing and time tracking. Xero provides a more well-rounded accounting solution.
  • Xero vs Sage: Both Sage and Xero offer solutions for small businesses. However, Sage also provides more comprehensive enterprise resource planning (ERP) tools for larger companies.
  • Xero vs Zoho Books: Zoho Books is part of a large suite of business apps. It often has more advanced features for inventory and is very cost-effective. Xero, meanwhile, is a leading option for simplicity and ease of use.
  • Xero vs Wave: Wave is known for its free plan. It’s a great option for very small businesses or freelancers on a tight budget. Xero offers a wider range of features and is better for business growth.
  • Xero vs Quicken: Quicken is mainly for personal finance. While it has some business features, it’s not a true business accounting solution. Xero is built specifically to handle the complexities of business accounting.
  • Xero vs Hubdoc: These are not direct competitors. Both Dext and Hubdoc are tools that automate document capture and data entry. They integrate directly with Xero to make bookkeeping faster and more accurate.
  • Xero vs Synder: Synder is a platform that connects sales channels and payment gateways to accounting software. It helps automate data entry from platforms like Shopify and Stripe directly into Xero.
  • Xero vs Expensify: Expensify focuses specifically on expense management. While Xero has expense features, Expensify offers more advanced tools for managing employee expenses and reimbursements.
  • Xero vs Netsuite: Netsuite is a comprehensive ERP system for large corporations. It offers a full suite of business management tools. Xero is not an ERP but is an excellent accounting solution for small businesses.
  • Xero vs Puzzle IO: Puzzle IO is a finance platform designed for startups, focusing on real-time financial statements and automated data entry.
  • Xero vs Easy Month End: This software is a specialized tool for automating the month-end closing process, helping with reconciliation and audit trails. It is designed to work with Xero, not replace it.
  • Xero vs Docyt: Docyt uses AI to automate back-office and bookkeeping tasks. It provides a way to view all your financial documents and data in one place.
  • Xero vs RefreshMe: RefreshMe is a simpler accounting software with basic features, often used for personal finance or very small businesses.
  • Xero vs AutoEntry: Similar to Dext and Hubdoc, AutoEntry is a tool that automates data extraction from receipts and invoices, designed to integrate with and enhance accounting software like Xero.

More of Sage

It’s helpful to see how Sage stacks up against other popular software.

Here is a brief comparison with some of its competitors.

  • Sage vs Puzzle IO: While both handle accounting, Puzzle IO is designed specifically for startups, focusing on real-time cash flow and metrics like burn rate.
  • Sage vs Dext: Dext is primarily a tool for automating data capture from receipts and invoices. It often works alongside Sage to make bookkeeping faster.
  • Sage vs Xero: Xero is a cloud-based option known for being user-friendly, especially for small businesses. Sage can offer more robust features as a business grows.
  • Sage vs Synder: Synder focuses on syncing e-commerce platforms and payment systems with accounting software like Sage.
  • Sage vs Easy Month End: This software is a task manager that helps you keep track of all the steps needed to close your books at the end of the month.
  • Sage vs Docyt: Docyt uses AI to automate bookkeeping and eliminate manual data entry, providing a highly automated alternative to traditional systems.
  • Sage vs RefreshMe: RefreshMe is not a direct accounting competitor. It focuses more on employee recognition and engagement.
  • Sage vs Zoho Books: Zoho Books is part of a large suite of business apps. It’s often praised for its clean design and strong connections to other Zoho products.
  • Sage vs Wave: Wave is known for its free plan, which offers basic accounting and invoicing, making it a popular choice for freelancers and very small businesses.
  • Sage vs Quicken: Quicken is more for personal or very small business finances. 세이지 offers more robust features for a growing business, like payroll and advanced inventory.
  • Sage vs Hubdoc: Hubdoc is a document management tool that automatically collects and organizes financial documents, similar to Dext, and can integrate with accounting platforms.
  • Sage vs Expensify: Expensify is an expert at managing expenses. It’s great for receipt scanning and automating expense reports for employees.
  • Sage vs QuickBooks: QuickBooks is a major player in the small business accounting world. It’s known for its user-friendly interface and a wide range of features.
  • Sage vs AutoEntry: This is another tool that automates data entry from receipts and invoices. It works well as an add-on to accounting software like 세이지.
  • Sage vs FreshBooks: FreshBooks is especially good for freelancers and service-based businesses, with a focus on simple invoicing and time tracking.
  • Sage vs NetSuite: NetSuite is a full-scale ERP system for larger businesses. 세이지 has a range of products, with some competing at this level, but NetSuite is a bigger, more complex solution.

자주 묻는 질문

Is Xero better than Sage for small businesses?

Xero is often favored for its user-friendly interface and scalability for smaller businesses. Sage can be more suitable for larger firms with complex needs.

Can my accountant work with both Xero and Sage?

Yes, most accountants are familiar with both Xero and Sage. The best option varry on your business’s specific requirements and your accountant’s preference.

Which accounting software offers better customer support?

User reviews on customer support vary for both. It’s wise to check recent feedback and consider the level of support each offers in your region.

Is it difficult to switch from one accounting software to another?

Switching can take time and planning. Both Xero and Sage offer data migration tools, but it’s advisable to involve your accountant in the process.

Which accounting software has more integrations with other business apps?

Xero generally boasts a larger marketplace of integrations with various third-party business applications compared to Sage.

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