Puzzle IO vs Refreshme: Best Accounting Software in 2025?

에 의해서 | 마지막 업데이트 Sep 22, 2025

우승자
퍼즐 IO 베스트
4.8
  • 재무 통찰력
  • 세무 준수
  • 회계 서비스
  • 파트너 생태계
  • 적립 자동화
  • 무료 플랜 이용 가능
  • 월 $42.50부터 시작하는 유료 플랜
준우승
refreshme
3.0
  • AI Assistant
  • Identity Theft Protection
  • Privacy Management
  • Dark Web Monitoring
  • Visual Analysis
  • 무료 체험 가능
  • Paid Plans from $24.99/month
퍼즐 IO 대 Refreshme

Are you trying to figure out which 회계 소프트웨어 is best for your needs? 

It can feel like a tough puzzle to solve, right?

많은 중소기업 and individuals are looking for easy-to-use and effective ways to manage their money.

Two names you might have come across are Puzzle IO vs Refreshme.

Let’s take a closer look and see which of these could be the right fit for you this year.

개요

We’ve spent time exploring and using both Puzzle IO and Refreshme to see how they stack up.

Our hands-on testing focused on ease of use, key features, and overall value to bring you a clear comparison.

퍼즐 I CTA
4.810점 만점에

Ready to simplify your finances? See how Puzzle IO can save you up to 20 hours a month. Experience the difference.

가격: Free Plan available. Paid plan starts at $42.50/month.

주요 특징:

  • Financial Planning
  • Forecasting
  • Real-time Analytics
나를 새로 고침해줘
310점 만점에

더욱 깊이 있는 금융 통찰력을 얻으세요! Refresh Me가 지출을 분석하고 더 현명하게 저축할 수 있도록 도와드립니다.
Try it now!

가격: It has a free trial. The premium plan at $24.99/month.

주요 특징:

  • Automated Reconciliation
  • Streamlined Workflows
  • 사용자 친화적인 인터페이스

What is Puzzle IO?

So, what’s the deal with Puzzle IO?

It’s 회계 software designed to make things easier for you.

Think of it as a helpful tool to keep your 사업 finances organized without a lot of fuss.

또한 우리가 가장 좋아하는 것을 탐색하세요 퍼즐 IO 대안

퍼즐 io 홈페이지

우리의 견해

퍼즐 I CTA

재정을 간소화할 준비가 되셨나요? Puzzle io가 어떻게 한 달에 최대 20시간을 절약해 주는지 확인해 보세요. 지금 바로 그 차이를 경험해 보세요!

주요 이점

Puzzle IO는 기업의 미래 방향을 이해하는 데 큰 도움을 줍니다.

  • 92%의 사용자들은 재무 예측의 정확도가 향상되었다고 보고합니다.
  • 현금 흐름에 대한 실시간 통찰력을 얻으세요.
  • 다양한 재정 시나리오를 쉽게 만들어 계획할 수 있습니다.
  • 재정 목표에 관해 팀과 원활하게 협업하세요.
  • 한 곳에서 핵심 성과 지표(KPI)를 추적하세요.

가격

  • 회계 기본 사항: 월 0달러.
  • 회계 플러스 통찰력: 월 42.50달러.
  • 회계 및 고급 자동화: 월 85달러.
  • 회계 플러스 스케일: 월 255달러.
퍼즐 io 가격

장점

  • 계획에 대한 강력한 집중을 좋아합니다.
  • 예측 도구는 인상적이다.
  • 실시간 데이터는 정말 도움이 됩니다.
  • 협업 기능이 아주 잘 작동합니다.
  • 인터페이스가 매우 직관적입니다.

단점

  • 매우 작은 규모의 설정에는 과도할 수 있습니다.
  • 통합 옵션이 더 광범위할 수 있습니다.
  • 고객 지원 응답 시간은 다양합니다.

What is Refreshme?

Okay, let’s chat about Refreshme.

It’s another 회계 software option out there.

This one aims to give you a clear view of your financial health.

It focuses on keeping things simple and manageable.

또한 우리가 가장 좋아하는 것을 탐색하세요 Refreshme alternatives

Refresh me란 무엇입니까?

우리의 견해

나를 새로 고침해줘

RefreshMe의 강점은 실시간으로 실행 가능한 인사이트를 제공한다는 점입니다. 하지만 공개된 가격 정책의 부재와 핵심 회계 기능의 부족은 일부 사용자에게는 고려 사항일 수 있습니다.

주요 이점

  • 실시간 재무 대시보드
  • AI 기반 이상 감지
  • 사용자 정의 가능한 보고서
  • 현금 흐름 예측
  • 성능 벤치마킹
유튜브 영상

가격

  • 개인(3B): 월 24.99달러.
  • 커플(3B): 월 44.99달러.
RefreshME 가격

장점

  • 즉각적인 재정 통찰력을 얻는 데 매우 좋습니다.
  • 이상 감지를 통해 잠재적인 문제를 신속하게 식별하는 데 도움이 됩니다.
  • 사용자 정의가 가능하고 통찰력 있는 보고서를 제공합니다.
  • 신속한 의사결정을 지원하는 데 중점을 둡니다.

단점

  • 투명한 공개 가격 책정의 부족.
  • 다른 곳과 동일한 수준의 핵심 회계 기능이 없을 수도 있습니다.
  • 모든 작업을 완전히 자동화하기보다는 분석에 더 집중할 수 있습니다.

기능 비교

Let’s get down to the details.

Here we compare the key features of Puzzle IO and Refreshme, giving you a clear sense of how each platform handles important 회계 작업.

1. Manual Data Entry & Automation

  • Puzzle IO: This software is a game-changer for 오토메이션. It drastically reduces manual 데이터 entry by automatically pulling transactions from your bank accounts and categorizing them. This helps you save time and avoid tedious tasks.
  • Refreshme: While it also automates some processes, its focus is more on providing tools to manage finances. You’ll still find yourself needing to do some manual data entry, though it does help with managing and organizing your financial information.

2. Financial Insights

  • Puzzle IO: Offers real-time insights into your finances. It provides startup founders with an accurate picture of their current state and important key metrics like burn rate and cash runway. This helps them 만들다 better decisions for the future.
  • Refreshme: Provides a good overview of your financial management but may not offer the same level of granular, real-time insights as Puzzle IO, especially for startup-specific metrics.
puzzle io Real Time Insights

3. Revenue Recognition

  • Puzzle IO: This software excels at revenue recognition. It automatically handles complex calculations for things like deferred revenue, helping to provide a more accurate financial picture for your investors.
  • Refreshme: Revenue recognition is a more manual process within Refreshme. You may have to rely on spreadsheets to handle this tedious task.

4. Fixed Assets & Depreciation

  • Puzzle IO: It has specific features to manage fixed assets. It can automatically track and depreciate assets like computers or machinery, saving you from complex calculations and ensuring tax compliance.
  • Refreshme: Handling fixed assets is typically a manual process in Refreshme. You might need a finance expert or separate other tools to manage this.

5. Prepaid Expenses

  • Puzzle IO: It automates the tracking and amortization of prepaid expenses, ensuring a more accurate view of your books without you having to manually adjust for these items.
  • Refreshme: You will likely have to manually track and adjust for prepaid expenses, which can lead to errors and take up valuable time.
puzzle io Smarter accounting

6. Transaction Categorization

  • Puzzle IO: Its AI-powered engine is a game-changer for transaction categorization. It learns from your habits to automatically categorize transactions, becoming more accurate over time.
  • Refreshme: Provides some automated transaction categorization, but it might require more manual review to ensure accuracy.

7. General Ledger

  • Puzzle IO: It is built on a smart general ledger that provides an up-to-date and accurate picture of your finances.12 This is a core part of its design.
  • Refreshme: While it has a general ledger, it may not offer the same real-time functionality or level of detail without additional manual input.
RefreshME Budget Manager

8. Ease of Use for Non-Accountants

  • Puzzle IO: It’s designed for startup founders and non-accountants to use. The easy setup and intuitive interface let you get started and see financial insights quickly.
  • Refreshme: It is also user-friendly for non-accountants, but its focus is more on personal finance, which may not provide the deeper financial management tools an early-stage business needs.

9. Tax Compliance

  • Puzzle IO: It helps with tax compliance by ensuring your books are always up to date and in order. This helps you prepare for tax time without stress.
  • Refreshme: It has tools that can help, but it may require more input from you or your accountant to ensure full tax compliance.
RefreshME Spending Tracker

10. Cash Runway

  • Puzzle IO: Provides clear insights into your cash runway and burn rate, which are critical key metrics for startup founders to share with investors.
  • Refreshme: You would likely need to manually calculate your cash runway using its 보고 features, as this is not a built-in metric.

What to Look for When Choosing Accounting Software?

  • Check out reviews from other co founder and clients to see what they found.
  • Analyze what you need to manage your finances, so you don’t wait to get the right treatment for your business.
  • The software should make a difference in how much time you less time on 부기.
  • Your accountant should be able to get access easily to your financial records and reports.
  • Make sure you understand the pricing plan and any potential upgrades before you start.
  • Consider your business’s age and whether the software will grow with your company quickly.
  • Think about how the art of your financial management will change and plan for that.
  • See how well it helps you collect payments and manage your expenses.

최종 판결

Okay, so which one should you choose?

It’s a close call, but we lean towards Puzzle IO. Why?

It really shines, especially if you’re in e-commerce.

It enables easy 회계 for e-commerce businesses with strong automation. 

Refreshme is good, but Puzzle IO’s focus on automation and e-commerce makes it a bit more helpful for many.

You might want to start your free trial today to see for yourself!

We’ve done the digging so that you can make a smart choice.

More of Puzzle IO

We’ve looked at how Puzzle IO compares to other accounting tools. Here’s a quick peek at their standout features:

More of Refreshme

  • Refresh me vs Puzzle IO: This software focuses on AI-powered financial planning for startups. Its counterpart is for personal finance.
  • Refresh me vs Dext: This is a business tool for capturing receipts and invoices. The other tool tracks personal expenses.
  • Refresh me vs Xero: This is popular online accounting software for small businesses. Its competitor is for personal use.
  • Refresh me vs Synder: This tool syncs e-commerce data with accounting software. Its alternative focuses on personal finance.
  • Refresh me vs Easy Month End: This is a business tool to streamline month-end tasks. Its competitor is for managing personal finances.
  • Refresh me vs Docyt: This uses AI for business bookkeeping and automation. The other uses AI as a personal finance assistant.
  • Refresh me vs Sage: This is a comprehensive business accounting suite. Its competitor is an easier-to-use tool for personal finance.
  • Refresh me vs Zoho Books: This is an online accounting tool for small businesses. Its competitor is for personal use.
  • Refresh me vs Wave: This provides free accounting software for small businesses. Its counterpart is designed for individuals.
  • Refresh me vs Quicken: Both are personal finance tools, but this one offers more in-depth investment tracking. The other is simpler.
  • Refresh me vs Hubdoc: This specializes in document capture for bookkeeping. Its competitor is a personal finance tool.
  • Refresh me vs Expensify: This is a business expense management tool. The other is for personal expense tracking and budgeting.
  • Refresh me vs QuickBooks: This is well-known accounting software for businesses. Its alternative is built for personal finance.
  • Refresh me vs AutoEntry: This is designed to automate data entry for business accounting. Its alternative is a personal finance tool.
  • Refresh me vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Refresh me vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

자주 묻는 질문

What kind of businesses is Puzzle IO particularly beneficial for?

Puzzle IO is particularly beneficial for e-commerce businesses needing to automate the reconciliation of sales and improve cash flow.

Can this software help integrate with other business systems, with accounting for always accurate data?

Yes, both aim for integration. Puzzle IO works with Synder, powerful automation software, and both offer solutions that include connections to various platforms.

Do Puzzle IO or Refreshme help if I work with an accountant?

Yes, both allow for collaboration with your accountant, providing them access to necessary financial data and reports.

Which software helps with managing expenses and receipt organization, similar to Shoeboxed?

Puzzle IO has strong expense management with AI-powered receipt scanning, offering features similar to Shoeboxed.

Do either of these software that help companies and their employees book travel and manage card payments like a one-stop shop for business?

While primarily accounting software, Puzzle IO integrates with Navan to be the one-stop shop for business 여행하다 and expense management.

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