


Masz problemy z kontrolowaniem wydatków swojej firmy?
To może być prawdziwy ból głowy.
Choosing the right accounting software feels like a big decision.
Two popular names you’ve probably heard are Xero vs Zoho Books.
W tym artykule znajdziesz proste porównanie, które pomoże Ci podjąć decyzję.
Przegląd
We’ve taken a close look at both Xero and Zoho Books.
Putting them through their paces with typical small business tasks.
Our hands-on testing explored everything from invoicing and expense tracking to financial reporting.

Dołącz do ponad 2 milionów firm korzystających z oprogramowania księgowego Xero w chmurze. Odkryj jego zaawansowane funkcje fakturowania już teraz!
Pricing: It has a free trial. paid plan starts at $29/month.
Główne cechy:
- Uzgodnienie bankowe
- Fakturowanie
- Raportowanie

Dzięki bezpłatnemu planowi dla firm o rocznych przychodach poniżej 50 000 USD Zoho Books jest doskonałym i przystępnym punktem wejścia.
Pricing: It has a free trial. The premium plan starts at $10/month.
Główne cechy:
- Portal klienta
- Rozliczanie projektu
- Zarządzanie zapasami
Czym jest Xero?
So, Xero, huh? It’s a big name in the accounting world.
Wiele osób korzysta z niego w celu zarządzania finansami swojej firmy online.
Można go traktować jako swojego cyfrowego księgowego.
It helps you keep track of invoices, bills, and bank transactions all in one place. It’s pretty handy!
Also, explore our favorite Alternatywy dla Xero…

La nostra opinione

Join 2 million+ businesses using Xero accounting software. Explore its powerful invoicing features now!
Vantaggi principali
- Automatyczne uzgadnianie sald bankowych
- Fakturowanie i płatności online
- Zarządzanie rachunkami
- Integracja płac
- Raportowanie i analityka
Prezzi
- Starter: $29/month.
- Standard: $46/month.
- Premium: $69/month.

Professionisti
Contro
Czym jest Zoho Books?
Okay, let’s talk about Zoho Books.
It’s another popular choice for business owners.
To oprogramowanie jest częścią większej rodziny aplikacji Zoho. Jeśli korzystasz już z innych produktów Zoho,
Also, explore our favorite Alternatywy dla Zoho Books…

Vantaggi principali
- Oferuje bezpłatny plan dla firm o przychodach poniżej 50 000 USD.
- Integruje się z ponad 40 aplikacjami Zoho.
- Zawiera ponad 50 gotowych raportów finansowych.
- Posiada portal klienta, który zwiększa ściągalność płatności o 30%.
- Brak # gwarancji.
Prezzi
- Free: $0/month.
- Standard: $10/month.
- Professional: $20/month.
- Premium: $30/month.

Professionisti
Contro
Porównanie funkcji
When evaluating the right accounting software for your business needs, a feature-by-feature breakdown is essential.
To porównanie Zoho Books i Xero podkreśli mocne strony każdej platformy w kontekście kluczowych zadań finansowych.
1. User Limits and Number of Users
- Xero Księgowość Software: Xero accounting software offers an impressive advantage: all pricing plans, including the established plan, come with an unlimited number of users. This makes Xero excel for growing teams and those who need to easily collaborate on accounting tasks.
- Zoho Books: Zoho Books places limits on the number of users allowed, even on its higher-tier plans. While it offers a free version for very small needs, scaling up requires paying for additional users, which impacts the total Xero cost comparison.
2. Inventory Management
- Xero Accounting Software: Xero includes inventory management features, but they are often described as basic. For more complex needs like tracking multiple locations or using advanced costing methods, Xero lacks the depth and you may recommend Xero only with a third-party add-on.
- Zoho Books: Zoho Books provides richer, more integrated inventory management tools. Features like inventory tracking, serial number tracking, and managing inventory data are built into its paid plans, making it better for product-based businesses.
3. Online Invoicing and Receivables
- Xero Accounting Software: Xero lets users create unlimited invoices (on most plans) and send professional-looking documents. Xero makes tracking accounts receivable simple, allowing businesses to see invoices owed easily on the Xero dashboard.
- Zoho Books: Zoho Books offers extensive customization for its online invoicing and includes a client portal. This feature, alongside automated invoice reminders and integration with Zoho Payments, helps bill clients and improve cash flow management.
4. Accounts Payable and Bill Management
- Xero Accounting Software: Xero’s accounts payable functionality allows users to capture and process vendor invoices. On the starter plan, there’s a limit of up to five bills per month, but the higher tiers allow for managing unlimited bills and scheduling payments.
- Zoho Books: Zoho Books provides a vendor portal and robust tools to track expenses and manage accounts payable. Its system helps businesses manage their financial details and schedule payments effectively, reducing manual data entry.

5. Automation and Manual Data Entry
- Xero Accounting Software: Xero is famous for its automatic bank feeds, which pull real-time data and use machine learning to suggest matches, significantly reducing manual data entry for reconciliation. Xero excels at keeping financial records current.
- Zoho Books: Zoho Books is strong on automation features, including setting up custom workflows to handle repetitive tasks. Zoho Books provides excellent automation tools to process vendor invoices and simplify transaction matching.
6. ERP Capabilities and Scalability
- Xero Accounting Software: Xero accounting software ERP is not a native offering, but its massive app ecosystem enables it to function like a complete enterprise resource planning (ERP) solution when integrated with best-in-class third-party apps. It suits expanding businesses.
- Zoho Books: Zoho Books offers a seamless fit into the broader Zoho One suite, providing a pre-integrated, lighter form of enterprise resource planning. This is great for small business owners who want one platform for all business operations.
7. Multi-Currency Support
- Xero Accounting Software: Xero’s reporting features on the higher-tier pricing plans include support for multiple currencies. This is crucial for established businesses dealing with international clients or vendors.
- Zoho Books: Zoho Books provides multi-currency features on its professional and higher plans. This helps businesses manage global transactions, including calculating exchange rate gains and losses, which is vital for accurate financial position reporting.

8. Customer Support and Resources
- Xero Accounting Software: Customer support is mainly provided through email and its extensive online resources via Xero Central. While support is 24/7, some users note the lack of direct phone access.
- Zoho Books: Zoho Books stands out for its accessible customer support, offering phone, chat, and email options. It also provides many helpful resources like the Zoho Books FAQs, supporting small business owners more directly.
9. Mobile App Experience
- Xero Accounting Software: Xero has a functional mobile app for both iOS and Android devices, allowing users to send invoices, capture bills, and check their financial position while on the go.
- Zoho Books: The mobile app for Zoho Books is highly rated for its ease of use and ability to manage core accounting tasks. It extends the program’s core features to your mobile device, supporting remote professional services.
Na co zwrócić uwagę przy wyborze oprogramowania księgowego?
Oto najważniejsze kwestie, na które należy zwrócić uwagę, wybierając najlepsze oprogramowanie księgowe:
- Ease of Use Interface: Look for an intuitive interface that minimizes manual intervention and makes it simple to create invoices and track financial transactions.
- Affordable Pricing: Check the xero pricing, standard plan, professional plan, premium plan, and even the elite plan to ensure competitive pricing and overall affordable pricing.
- Automation & Efficiency: Does the accounting program have strong automation features like automated revenue recognition, recurring invoices, and handling recurring expenses?
- Key Features for Your Business: Ensure it offers essential key features like time tracking, purchase orders, sales tax calculation, and project tracking.
- Ecosystem & Integrations: How well does the cloud based accounting software integrate? Check for third-party integrations, especially with platforms like zoho crm and QuickBooks Online, and if they support the necessary payment gateways and other business applications.
- Reporting and Analytics: Look for robust financial reporting with advanced analytics and customizable reporting to get a clear view of your business performance and the business’s financial health.
- Client and Payment Tools: Can you send professional invoices? Does it offer online payments and payment reminders? Does it provide a secure way to manage client data?
- Scalability & Users: Does the software support your anticipated business growth? Check the limits on multiple users and whether it facilitates collaboration tools.
- Security & Reliability: The cloud-based accounting solution must offer strong data security for your financial health and provide clear tax compliance features.
- Vendor Trust: Do your research using an Xero accounting software review and Zoho Books compare articles. See if the software vendors offer a way to test xero or assist with data migration.
Ostateczny werdykt
Wybór między Zoho Books a Xero?
Zarówno Zoho Books, jak i Xero oferują świetne funkcje księgowe dla małych zespołów lub startupów.
Xero mogłoby być lepsze. Ma więcej integracji.
We’ve tested both accounting software options carefully.
Many small businesses want solid, basic accounting that can grow.
Zoho Books provides a cost-effective solution. It’s an easy way to start using accounting software.


Więcej o Xero
Wybór odpowiedniego oprogramowania księgowego wiąże się z koniecznością rozważenia wielu opcji.
Here’s a quick look at Xero vs other popular products.
- Xero kontra QuickBooks: QuickBooks is a major competitor. While both offer similar core features, Xero is often praised for its clean interface and unlimited users. QuickBooks can be more complex, but it offers very powerful reporting.
- Xero kontra FreshBooks: FreshBooks is a popular option, especially for freelancers and service-based businesses. It excels at invoicing and time tracking. Xero provides a more well-rounded accounting solution.
- Xero kontra Sage: Both Sage and Xero offer solutions for small businesses. However, Sage also provides more comprehensive enterprise resource planning (ERP) tools for larger companies.
- Xero kontra Zoho Books: Zoho Books is part of a large suite of business apps. It often has more advanced features for inventory and is very cost-effective. Xero, meanwhile, is a leading option for simplicity and ease of use.
- Xero kontra Wave: Wave is known for its free plan. It’s a great option for very small businesses or freelancers on a tight budget. Xero offers a wider range of features and is better for business growth.
- Xero kontra Quicken: Quicken is mainly for personal finance. While it has some business features, it’s not a true business accounting solution. Xero is built specifically to handle the complexities of business accounting.
- Xero kontra Hubdoc: These are not direct competitors. Both Dext and Hubdoc are tools that automate document capture and data entry. They integrate directly with Xero to make bookkeeping faster and more accurate.
- Xero kontra Sinder: Synder is a platform that connects sales channels and payment gateways to accounting software. It helps automate data entry from platforms like Shopify and Stripe directly into Xero.
- Xero kontra Expensify: Expensify focuses specifically on expense management. While Xero has expense features, Expensify offers more advanced tools for managing employee expenses and reimbursements.
- Xero vs Netsuite: Netsuite is a comprehensive ERP system for large corporations. It offers a full suite of business management tools. Xero is not an ERP but is an excellent accounting solution for small businesses.
- Xero vs Puzzle IO: Puzzle IO is a finance platform designed for startups, focusing on real-time financial statements and automated data entry.
- Xero kontra łatwy koniec miesiąca: This software is a specialized tool for automating the month-end closing process, helping with reconciliation and audit trails. It is designed to work with Xero, not replace it.
- Xero kontra Docyt: Docyt uses AI to automate back-office and bookkeeping tasks. It provides a way to view all your financial documents and data in one place.
- Xero kontra RefreshMe: RefreshMe is a simpler accounting software with basic features, often used for personal finance or very small businesses.
- Xero kontra AutoEntry: Similar to Dext and Hubdoc, AutoEntry is a tool that automates data extraction from receipts and invoices, designed to integrate with and enhance accounting software like Xero.
Więcej książek Zoho
When choosing an accounting solution, it’s wise to compare the top options.
Przeprowadziliśmy badania, które pomogą Ci porównać Zoho Books z głównymi konkurentami.
- Zoho Books vs QuickBooks: QuickBooks is a market leader, known for its extensive features and integrations. Zoho Books, however, is often praised for its clean interface and more affordable, scalable pricing, particularly for small to medium businesses.
- Zoho Books vs Xero: Xero is a popular cloud accounting platform with a focus on ease of use. While both offer strong core features, Zoho Books provides more robust inventory management in its higher-tier plans.
- Zoho Books vs FreshBooks: FreshBooks is a great choice for freelancers and service-based businesses, with a focus on invoicing. Zoho Books offers a more comprehensive accounting program with a wider range of features beyond just billing.
- Zoho Books vs Sage: Sage generally targets larger, more complex businesses. Zoho Books is a better fit for small to medium-sized businesses and is known for its user-friendly interface and competitive pricing.
- Zoho Books vs NetSuite: NetSuite is a powerful ERP solution for large enterprises. Zoho Books is an excellent alternative for small businesses that need a robust, affordable, and flexible platform that can grow with them.
- Zoho Books vs Wave: Wave is a popular option for its free version. While Wave is great for very small businesses and freelancers, Zoho Books offers a more comprehensive feature set and is a more scalable option for growing businesses.
- Zoho Books vs Dext: Dext is primarily a data extraction tool, focused on automating receipt and invoice processing. Zoho Books, on the other hand, is a full-fledged accounting software that includes expense management as one of its many features.
- Zoho Books vs Synder: Synder specializes in syncing financial transactions from various sources to accounting software. Zoho Books includes this functionality as part of its complete platform, alongside invoicing, reporting, and other core accounting features.
- Zoho Books vs Expensify: Expensify is a strong expense reporting and management tool. Zoho Books has built-in expense management, but Expensify is a more specialized option for businesses with complex expense policies.
- Zoho Books vs Docyt: Docyt uses AI to automate data entry from receipts and bank statements. Zoho Books also has automation features, but Docyt’s core focus is on this specific automation.
- Zoho Books vs Hubdoc: Hubdoc is a document management tool that automates data extraction from bills and receipts. Zoho Books offers a similar function, but Hubdoc’s main purpose is to feed data into other systems like QuickBooks or Xero.
- Zoho Books vs AutoEntry: AutoEntry is another tool for automated data entry from documents. Zoho Books is a complete accounting program, while AutoEntry is a specialized tool that can be used to support it.
- Zoho Books vs Puzzle io: Puzzle.io is an AI-driven accounting solution for startups that offers real-time financial insights.
- Zoho Books vs Easy Month End: Easy Month End is not a direct alternative, as it is a feature within Zoho Books that simplifies the closing process.
- Zoho Books vs Quicken: Quicken is mainly for personal finance and very small businesses, while Zoho Books is a full-featured solution designed for business accounting tasks.
- Zoho Books vs RefreshMe: This is not a direct comparison; RefreshMe is a resource or feature that may be associated with Zoho Books.
Domande frequenti
Czy Zoho Books oferuje darmowy plan?
Tak, Zoho Books oferuje darmowy plan dla firm o rocznych przychodach poniżej 50 000 USD. Plan obsługuje jednego użytkownika i zapewnia podstawowe funkcje księgowe.
Ilu użytkowników mogę mieć w ramach podstawowego planu Xero?
Xero’s entry-level “Early” plan allows one user. Upgrading to higher-tier plans provides for the addition of more users.
Które oprogramowanie oferuje więcej integracji z oprogramowaniem do księgowości firmowej?
W porównaniu do Zoho Books, Xero może pochwalić się większym rynkiem i większą liczbą integracji.
Czy narzędzia księgowe w Zoho Books są odpowiednie dla małej firmy?
Tak, Zoho Books oferuje kompleksowy zestaw narzędzi księgowych, obejmujący m.in. fakturowanie i śledzenie wydatków, idealne dla małych firm.
Która platforma jest uważana za łatwiejszą w obsłudze dla początkujących użytkowników oprogramowania księgowego?
Zoho Books jest często chwalony za przyjazny dla użytkownika interfejs, dzięki czemu jest dobrym wyborem dla osób, które dopiero zaczynają przygodę z oprogramowaniem księgowym.













