Puzzle IO vs Refreshme: Best Accounting Software in 2025?

oleh | Last updated Sep 22, 2025

Pemenang
Puzzle IO Terbaik
4.8
  • Wawasan Keuangan
  • Kepatuhan Pajak
  • Layanan Pembukuan
  • Ekosistem Mitra
  • Otomatisasi Akrual
  • Paket Gratis Tersedia
  • Paket berbayar mulai dari $42,50/bulan
Runner Up
refreshme
3.0
  • Asisten AI
  • Perlindungan Pencurian Identitas
  • Privacy Management
  • Dark Web Monitoring
  • Visual Analysis
  • Uji coba gratis tersedia.
  • Paid Plans from $24.99/month
Puzzle IO vs Refreshme

Are you trying to figure out which perangkat lunak akuntansi is best for your needs? 

It can feel like a tough puzzle to solve, right?

Banyak bisnis kecil and individuals are looking for easy-to-use and effective ways to manage their money.

Two names you might have come across are Puzzle IO vs Refreshme.

Let’s take a closer look and see which of these could be the right fit for you this year.

Tinjau

We’ve spent time exploring and using both Puzzle IO and Refreshme to see how they stack up.

Our hands-on testing focused on ease of use, key features, and overall value to bring you a clear comparison.

teka-teki io ​​CTA
4.8dari 10

Ready to simplify your finances? See how Puzzle IO can save you up to 20 hours a month. Experience the difference.

Harga: Free Plan available. Paid plan starts at $42.50/month.

Fitur Kunci:

  • Financial Planning
  • Forecasting
  • Real-time Analytics
Segarkan saya
3dari 10

Dapatkan wawasan keuangan yang lebih mendalam! Refresh Me menganalisis pengeluaran Anda dan membantu Anda menabung dengan lebih cerdas.
Try it now!

Harga: It has a free trial. The premium plan at $24.99/month.

Fitur Kunci:

  • Automated Reconciliation
  • Streamlined Workflows
  • Antarmuka Ramah Pengguna

What is Puzzle IO?

So, what’s the deal with Puzzle IO?

Ini akuntansi software designed to make things easier for you.

Think of it as a helpful tool to keep your bisnis finances organized without a lot of fuss.

Juga, mengeksplorasi favorit kita Puzzle IO alternatives…

halaman beranda puzzle io

Our Take

teka-teki io ​​CTA

Siap menyederhanakan keuangan Anda? Lihat bagaimana Puzzle.io dapat menghemat waktu Anda hingga 20 jam per bulan. Rasakan perbedaannya hari ini!

Manfaat Kunci

Puzzle IO benar-benar unggul dalam membantu Anda memahami ke mana arah bisnis Anda.

  • 92% dari Pengguna melaporkan akurasi perkiraan keuangan yang lebih baik.
  • Dapatkan wawasan waktu nyata tentang arus kas Anda.
  • Buat berbagai skenario keuangan dengan mudah untuk perencanaan.
  • Berkolaborasi secara lancar dengan tim Anda untuk mencapai tujuan keuangan.
  • Pantau indikator kinerja utama (KPI) di satu tempat.

Harga

  • Dasar-dasar akuntansi: $0/bulan.
  • Wawasan Akuntansi Plus: $42,50/bulan.
  • Akuntansi Plus Otomatisasi Tingkat Lanjut: $85/bulan.
  • Skala Akuntansi Plus: $255/bulan.
harga puzzle io

Pro

  • Saya suka fokus yang kuat pada perencanaan.
  • Alat peramalan ini sangat mengesankan.
  • Data waktu nyata sangat membantu.
  • Fitur kolaborasi berfungsi dengan cukup baik.
  • Antarmuka terasa cukup intuitif.

Kons

  • Ini mungkin berlebihan untuk pengaturan yang sangat kecil.
  • Opsi integrasi bisa lebih luas.
  • Waktu respons dukungan pelanggan bervariasi.

What is Refreshme?

Okay, let’s chat about Refreshme.

It’s another akuntansi software option out there.

This one aims to give you a clear view of your financial health.

It focuses on keeping things simple and manageable.

Juga, mengeksplorasi favorit kita Refreshme alternatives…

Apa itu Refresh me?

Our Take

Segarkan saya

Kekuatan RefreshMe terletak pada penyediaan wawasan yang dapat ditindaklanjuti secara real-time. Namun, kurangnya informasi harga publik dan potensi fitur akuntansi inti yang kurang komprehensif mungkin menjadi pertimbangan bagi sebagian pengguna.

Manfaat Kunci

  • Dasbor keuangan waktu nyata
  • Deteksi anomali berbasis AI
  • Pelaporan yang dapat disesuaikan
  • Peramalan arus kas
  • Pengukuran kinerja
Video YouTube

Harga

  • Individu (3B): $24,99/bulan.
  • Pasangan (3B): $44,99/bulan.
Harga RefreshME

Pro

  • Sangat bagus untuk mendapatkan wawasan keuangan secara langsung.
  • Membantu mengidentifikasi potensi masalah dengan cepat melalui deteksi anomali.
  • Menawarkan laporan yang dapat disesuaikan dan informatif.
  • Berfokus pada pemberdayaan pengambilan keputusan yang cepat.

Kons

  • Kurangnya transparansi harga publik.
  • Mungkin tidak memiliki fitur akuntansi inti yang sama dengan yang lain.
  • Bisa lebih fokus pada analisis daripada otomatisasi penuh semua tugas.

Perbandingan Fitur

Let’s get down to the details.

Here we compare the key features of Puzzle IO and Refreshme, giving you a clear sense of how each platform handles important akuntansi tugas.

1. Manual Data Entry & Automation

  • Puzzle IO: This software is a game-changer for otomasi. It drastically reduces manual data entry by automatically pulling transactions from your bank accounts and categorizing them. This helps you save time and avoid tedious tasks.
  • Refreshme: While it also automates some processes, its focus is more on providing tools to manage finances. You’ll still find yourself needing to do some manual data entry, though it does help with managing and organizing your financial information.

2. Financial Insights

  • Puzzle IO: Offers real-time insights into your finances. It provides startup founders with an accurate picture of their current state and important key metrics like burn rate and cash runway. This helps them buat better decisions for the future.
  • Refreshme: Provides a good overview of your financial management but may not offer the same level of granular, real-time insights as Puzzle IO, especially for startup-specific metrics.
puzzle io Real Time Insights

3. Revenue Recognition

  • Puzzle IO: This software excels at revenue recognition. It automatically handles complex calculations for things like deferred revenue, helping to provide a more accurate financial picture for your investors.
  • Refreshme: Revenue recognition is a more manual process within Refreshme. You may have to rely on spreadsheets to handle this tedious task.

4. Fixed Assets & Depreciation

  • Puzzle IO: It has specific features to manage fixed assets. It can automatically track and depreciate assets like computers or machinery, saving you from complex calculations and ensuring tax compliance.
  • Refreshme: Handling fixed assets is typically a manual process in Refreshme. You might need a finance expert or separate other tools to manage this.

5. Prepaid Expenses

  • Puzzle IO: It automates the tracking and amortization of prepaid expenses, ensuring a more accurate view of your books without you having to manually adjust for these items.
  • Refreshme: You will likely have to manually track and adjust for prepaid expenses, which can lead to errors and take up valuable time.
puzzle io Smarter accounting

6. Transaction Categorization

  • Puzzle IO: Its AI-powered engine is a game-changer for transaction categorization. It learns from your habits to automatically categorize transactions, becoming more accurate over time.
  • Refreshme: Provides some automated transaction categorization, but it might require more manual review to ensure accuracy.

7. General Ledger

  • Puzzle IO: It is built on a smart general ledger that provides an up-to-date and accurate picture of your finances.12 This is a core part of its design.
  • Refreshme: While it has a general ledger, it may not offer the same real-time functionality or level of detail without additional manual input.
RefreshME Budget Manager

8. Ease of Use for Non-Accountants

  • Puzzle IO: It’s designed for startup founders and non-accountants to use. The easy setup and intuitive interface let you get started and see financial insights quickly.
  • Refreshme: It is also user-friendly for non-accountants, but its focus is more on personal finance, which may not provide the deeper financial management tools an early-stage business needs.

9. Tax Compliance

  • Puzzle IO: It helps with tax compliance by ensuring your books are always up to date and in order. This helps you prepare for tax time without stress.
  • Refreshme: It has tools that can help, but it may require more input from you or your accountant to ensure full tax compliance.
RefreshME Spending Tracker

10. Cash Runway

  • Puzzle IO: Provides clear insights into your cash runway and burn rate, which are critical key metrics for startup founders to share with investors.
  • Refreshme: You would likely need to manually calculate your cash runway using its pelaporan features, as this is not a built-in metric.

What to Look for When Choosing Accounting Software?

  • Check out reviews from other co founder and clients to see what they found.
  • Analyze what you need to manage your finances, so you don’t wait to get the right treatment for your business.
  • The software should make a difference in how much time you less time on pembukuan.
  • Your accountant should be able to get access easily to your financial records and reports.
  • Make sure you understand the pricing plan and any potential upgrades before you start.
  • Consider your business’s age and whether the software will grow with your company quickly.
  • Think about how the art of your financial management will change and plan for that.
  • See how well it helps you collect payments and manage your expenses.

Keputusan Akhir

Okay, so which one should you choose?

It’s a close call, but we lean towards Puzzle IO. Why?

It really shines, especially if you’re in e-commerce.

It enables easy akuntansi for e-commerce businesses with strong automation. 

Refreshme is good, but Puzzle IO’s focus on automation and e-commerce makes it a bit more helpful for many.

You might want to start your free trial today to see for yourself!

We’ve done the digging so that you can make a smart choice.

More of Puzzle IO

We’ve looked at how Puzzle IO compares to other accounting tools. Here’s a quick peek at their standout features:

More of Refreshme

  • Refresh me vs Puzzle IO: This software focuses on AI-powered financial planning for startups. Its counterpart is for personal finance.
  • Refresh me vs Dext: This is a business tool for capturing receipts and invoices. The other tool tracks personal expenses.
  • Refresh me vs Xero: This is popular online accounting software for small businesses. Its competitor is for personal use.
  • Refresh me vs Synder: This tool syncs e-commerce data with accounting software. Its alternative focuses on personal finance.
  • Refresh me vs Easy Month End: This is a business tool to streamline month-end tasks. Its competitor is for managing personal finances.
  • Refresh me vs Docyt: This uses AI for business bookkeeping and automation. The other uses AI as a personal finance assistant.
  • Refresh me vs Sage: This is a comprehensive business accounting suite. Its competitor is an easier-to-use tool for personal finance.
  • Refresh me vs Zoho Books: This is an online accounting tool for small businesses. Its competitor is for personal use.
  • Refresh me vs Wave: This provides free accounting software for small businesses. Its counterpart is designed for individuals.
  • Refresh me vs Quicken: Both are personal finance tools, but this one offers more in-depth investment tracking. The other is simpler.
  • Refresh me vs Hubdoc: This specializes in document capture for bookkeeping. Its competitor is a personal finance tool.
  • Refresh me vs Expensify: This is a business expense management tool. The other is for personal expense tracking and budgeting.
  • Refresh me vs QuickBooks: This is well-known accounting software for businesses. Its alternative is built for personal finance.
  • Refresh me vs AutoEntry: This is designed to automate data entry for business accounting. Its alternative is a personal finance tool.
  • Refresh me vs FreshBooks: This is accounting software for freelancers and small businesses. Its alternative is for personal finance.
  • Refresh me vs NetSuite: This is a powerful business management suite for large companies. Its competitor is a simple personal finance app.

Pertanyaan Yang Sering Muncul

What kind of businesses is Puzzle IO particularly beneficial for?

Puzzle IO is particularly beneficial for e-commerce businesses needing to automate the reconciliation of sales and improve cash flow.

Can this software help integrate with other business systems, with accounting for always accurate data?

Yes, both aim for integration. Puzzle IO works with Synder, powerful automation software, and both offer solutions that include connections to various platforms.

Do Puzzle IO or Refreshme help if I work with an accountant?

Yes, both allow for collaboration with your accountant, providing them access to necessary financial data and reports.

Which software helps with managing expenses and receipt organization, similar to Shoeboxed?

Puzzle IO has strong expense management with AI-powered receipt scanning, offering features similar to Shoeboxed.

Do either of these software that help companies and their employees book travel and manage card payments like a one-stop shop for business?

While primarily accounting software, Puzzle IO integrates with Navan to be the one-stop shop for business bepergian and expense management.

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