Puzzle IO vs Expensify: Best Accounting Software in 2025?

oleh | Last updated Sep 17, 2025

Pemenang
Puzzle IO Terbaik
4.8
  • Wawasan Keuangan
  • Kepatuhan Pajak
  • Layanan Pembukuan
  • Ekosistem Mitra
  • Otomatisasi Akrual
  • Paket Gratis Tersedia
  • Paket berbayar mulai dari $42,50/bulan
Runner Up
Expensify Terbaik
3.0
  • Pelacakan Pengeluaran
  • Laporan Pengeluaran
  • Penawaran Perjalanan
  • Kartu Expensify
  • Obrolan Mudah
  • Uji coba gratis tersedia.
  • Paket Berbayar mulai dari $5/bulan
Puzzle IO vs Expensify

Memilih kanan perangkat lunak akuntansi feels like a huge task. 

Bagaimana jika kamu buat the wrong choice?

A bad fit can cause real headaches.

You might waste precious time, miss tracking important expenses, or mess up your books. 

That’s where we come in. We’re looking at two popular names: Puzzle IO vs Expensify. 

Tinjau

Through rigorous feature-by-feature analysis and hands-on testing of core functionalities like receipt scanning and report generation.

teka-teki io ​​CTA
4.8dari 10

Ready to simplify your finances? See how Puzzle IO can save you up to 20 hours a month. Experience the difference.

Harga: Free Plan available. Paid plan starts at $42.50/month.

Fitur Kunci:

  • Financial Planning
  • Forecasting
  • Real-time Analytics
membebankan biaya
3dari 10

Bergabunglah dengan lebih dari 15 juta pengguna yang mempercayai Expensify untuk menyederhanakan keuangan mereka. Hemat hingga 83% waktu yang dihabiskan untuk laporan pengeluaran.

Harga: Tersedia uji coba gratis. Paket premium dimulai dari $5/bulan.

Fitur Kunci:

  • Pemindaian Tanda Terima Cerdas
  • Rekonsiliasi Kartu Korporat
  • Alur Kerja Persetujuan Tingkat Lanjut.

What is Puzzle IO?

Hey, so Puzzle IO, right? It’s an expense management tool.

It seems pretty focused on project costs. Good for keeping tabs on budgets.

Juga, mengeksplorasi favorit kita Puzzle IO alternatives…

halaman beranda puzzle io

Our Take

teka-teki io ​​CTA

Siap menyederhanakan keuangan Anda? Lihat bagaimana Puzzle.io dapat menghemat waktu Anda hingga 20 jam per bulan. Rasakan perbedaannya hari ini!

Manfaat Kunci

Puzzle IO benar-benar unggul dalam membantu Anda memahami ke mana arah bisnis Anda.

  • 92% dari Pengguna melaporkan akurasi perkiraan keuangan yang lebih baik.
  • Dapatkan wawasan waktu nyata tentang arus kas Anda.
  • Buat berbagai skenario keuangan dengan mudah untuk perencanaan.
  • Berkolaborasi secara lancar dengan tim Anda untuk mencapai tujuan keuangan.
  • Pantau indikator kinerja utama (KPI) di satu tempat.

Harga

  • Dasar-dasar akuntansi: $0/bulan.
  • Wawasan Akuntansi Plus: $42,50/bulan.
  • Akuntansi Plus Otomatisasi Tingkat Lanjut: $85/bulan.
  • Skala Akuntansi Plus: $255/bulan.
harga puzzle io

Pro

  • Saya suka fokus yang kuat pada perencanaan.
  • Alat peramalan ini sangat mengesankan.
  • Data waktu nyata sangat membantu.
  • Fitur kolaborasi berfungsi dengan cukup baik.
  • Antarmuka terasa cukup intuitif.

Kons

  • Ini mungkin berlebihan untuk pengaturan yang sangat kecil.
  • Opsi integrasi bisa lebih luas.
  • Waktu respons dukungan pelanggan bervariasi.

Apa itu Expensify?

Okay, so Expensify is another option.

It feels really strong on receipt handling. Their SmartScan seems pretty slick.

Good if you deal with lots of individual expenses.

Juga, mengeksplorasi favorit kita Alternatif untuk meningkatkan biaya…

Pengantar Expensify

Our Take

membebankan biaya

Berdasarkan laporan pengguna Expensify pada umumnya, otomatiskan proses pengeluaran Anda hari ini dan hemat waktu tim Anda hingga 2 jam per minggu untuk laporan pengeluaran serta percepat siklus penggantian biaya hingga lebih dari 50%.

Manfaat Kunci

  • Teknologi SmartScan memindai detail struk dan mengekstraknya dengan akurasi lebih dari 95%.
  • Karyawan mendapatkan penggantian biaya dengan cepat, seringkali hanya dalam satu hari kerja melalui ACH.
  • Kartu Expensify dapat menghemat biaya langganan Anda hingga 50% dengan program cashback-nya.
  • Tidak ada garansi yang ditawarkan; syarat dan ketentuan mereka menyatakan bahwa tanggung jawab terbatas.

Harga

  • Mengumpulkan: $5/bulan.
  • Kontrol: Penetapan Harga Khusus.
Harga Expensify

Pro

  • Efisiensi yang Didukung AI.
  • Platform Terpadu.
  • Integrasi WordPress.
  • Kinerja Tinggi.
  • Kemampuan E-commerce.

Kons

  • Kurva Pembelajaran.
  • Ketergantungan pada Elementor.
  • Potensi Keterbatasan AI.
  • Fitur yang Terlalu Banyak.

Perbandingan Fitur

Navigating usaha kecil finances can be challenging.

This comparison highlights key features of Puzzle IO and Expensify.

Examining how each platform addresses pembukuan, expense reports, and automation to help you simplify financial management.

1. Core Audience & Focus

  • Teka-teki IO is a game-changer built for early-stage startups and co-founder teams, focusing on up-to-date financial statements and key metrics right out of the box.
  • Expensify focuses on an efficient expense management process for employees and contractors, making it easy for them to file and for employers to reimburse.

2. Automated Bookkeeping

  • Teka-teki IO is designed for autonomous bookkeeping, using AI to automate tedious tasks and provide an accurate picture of the current state of the company quickly.
  • Expensify otomasi is concentrated on receipts and expense report creation, aiming to simplify the process for the user and their manager’s approval.
puzzle io Self guided onboarding

3. Startup Financial Health Metrics

  • Teka-teki IO provides startup founders with instant access to key metrics like cash runway, burn rate, and MRR, offering clear insights into their financial health.
  • Expensify focuses on spending, helping companies control spending and reconcile the Expensify Card, but does not natively provide comprehensive startup metrics.

4. Complex Accrual Accounting

  • Teka-teki IO includes built-in accrual automation to handle complex items like revenue recognition and prepaid expenses automatically, which is vital for providing a true and accurate picture of revenue.
  • Expensify does not focus on the underlying accrual akuntansi logic for things like fixed assets and deferred revenue; its strength is expense capture.
puzzle io Real Time Insights

5. Expense Reporting Experience

  • Teka-teki IO allows for transaction categorization and expense tracking, but does not specialize in complex, multi-level expense management processes and reimbursement workflows.
  • Expensify makes it easy for the team to log mileage, snap a photo of a receipt in a few seconds, and get reimbursed quickly, which is a game-changer for employees.

6. AI-Powered Functionality

  • Teka-teki IO uses AI for smart transaction categorization, continuous accuracy checks, and streamlining the setup for non-accountants.
  • Expensify uses its SmartScan technology for receipt data extraction and AI-powered automation to match transactions, making the process less time-consuming.
Pembayaran Tagihan dan Pembuatan Faktur Expensify

7. Focus on Financial Statements

  • Teka-teki IO’s primary goal is to generate real-time, audit-ready financial statements, helping startup founders stay up to date and prepare for investors or tax time.
  • Expensify is a pre-accounting tool that passes expense data to other tools like QuickBooks or Xero for final statement generation by a finance expert.

8. Corporate Card Management

  • Teka-teki IO integrates with various cards, focusing on getting data into the books quickly.
  • Expensify offers the Expensify Card, which links seamlessly to its system, automates reconciliation, and allows employers to set smart spending limits.
Penggantian Biaya Global Expensify

9. Ease of Setup

  • Teka-teki IO offers an easy setup and a modern interface, minimizing errors and making it simple for the co founder who may be a non accountants.
  • Expensify also offers a quick and easy setup for the expense management process, which helps employees and contractors submit expenses and reports in less time.

What to Look for When Choosing Accounting Software?

  • Look beyond basic Expensify reviews to see how the software handles the complete general ledger and organization.
  • The software needs a reliable connection to your bank accounts to avoid manual data entry and reduce errors.
  • Ensure the platform gives you a clear cash runway and not just a summary of past data—don’t wait for insights.
  • The ability to manage expenses must be flexible, supporting phone, desktop, and web access.
  • Check the speed of completing reports and the ease of exporting data to your clients or accountant.
  • It should allow users to create and submit requests immediately, and managers to approve them quickly.
  • The system must reliably respond to inputs and not be blocked by simple issues.
  • All financial details should be securely stored in a digital pocket for easy review.
  • The software should offer automated code assignment and customizable categories and tags.
  • Your final thoughts should confirm that the system can scale with your future organization, moving you away from spreadsheets.
  • A key insight is whether the platform is structured for a small number of users or a growing organization.
  • An efficient system should trigger notifications when action is expected, simplifying the single-view page workflow.
  • Consider why others chose Puzzle or a similar full-stack tool over a pure expense manager.

Keputusan Akhir

Picking between Puzzle IO and Expensify depends on your main needs.

Expensify is tops for expense reports and receipts.

But Puzzle IO does more for overall money tracking, invoices, and connecting with payroll (even like QuickBooks). 

Both are cloud-based.

If you want a wider view of your bisnis, money, and something that can grow.

Puzzle IO wins. We checked them out carefully.

So our advice should help you choose the right software to save time.

Neither doesn’t really offer free akuntansi for most businesses.

More of Puzzle IO

We’ve looked at how Puzzle IO compares to other accounting tools. Here’s a quick peek at their standout features:

Lebih lanjut tentang Expensify

  • Expensify vs PuzzlePerangkat lunak ini berfokus pada perencanaan keuangan berbasis AI untuk perusahaan rintisan. Versi pasangannya ditujukan untuk keuangan pribadi.
  • Expensify vs DextIni adalah alat bisnis untuk mencatat tanda terima dan faktur. Alat lainnya melacak pengeluaran pribadi.
  • Expensify vs XeroIni adalah perangkat lunak akuntansi online populer untuk usaha kecil. Pesaingnya ditujukan untuk penggunaan pribadi.
  • Expensify vs SynderAlat ini menyinkronkan data e-commerce dengan perangkat lunak akuntansi. Alternatifnya berfokus pada keuangan pribadi.
  • Expensify vs Easy Month EndIni adalah alat bisnis untuk menyederhanakan tugas akhir bulan. Pesaingnya adalah untuk mengelola keuangan pribadi.
  • Expensify vs DocytYang satu menggunakan AI untuk pembukuan dan otomatisasi bisnis. Yang lainnya menggunakan AI sebagai asisten keuangan pribadi.
  • Expensify vs SageIni adalah paket perangkat lunak akuntansi bisnis yang komprehensif. Pesaingnya adalah alat yang lebih mudah digunakan untuk keuangan pribadi.
  • Expensify vs Zoho BooksIni adalah alat akuntansi online untuk usaha kecil. Pesaingnya ditujukan untuk penggunaan pribadi.
  • Expensify vs WaveIni menyediakan perangkat lunak akuntansi gratis untuk usaha kecil. Versi lainnya dirancang untuk individu.
  • Expensify vs HubdocIni khusus untuk pengambilan data dokumen untuk pembukuan. Pesaingnya adalah alat keuangan pribadi.
  • Expensify vs QuickBooksIni adalah perangkat lunak akuntansi yang terkenal untuk bisnis. Alternatifnya dirancang untuk keuangan pribadi.
  • Expensify vs AutoEntryIni dirancang untuk mengotomatiskan entri data untuk akuntansi bisnis. Alternatifnya adalah alat keuangan pribadi.
  • Expensify vs FreshBooksIni adalah perangkat lunak akuntansi untuk pekerja lepas dan usaha kecil. Alternatifnya adalah untuk keuangan pribadi.
  • Expensify vs NetSuiteIni adalah rangkaian perangkat lunak manajemen bisnis yang andal untuk perusahaan besar. Pesaingnya adalah aplikasi keuangan pribadi yang sederhana.

Pertanyaan Yang Sering Muncul

What key features should software for small businesses include?

Essential features are invoicing, expense tracking, bank reconciliation, and pelaporan to manage business finances effectively.

Can accounting software help with automation?

Yes, many platforms offer automation for tasks like data entry, bank feeds, and payment reminders, saving time.

Is there free accounting software suitable for small businesses?

Some free options exist with basic features, but they may lack advanced capabilities or scalability for growing businesses.

How can AI-powered features benefit small business accounting?

AI can automate categorization, detect anomalies, and provide insights, improving accuracy and efficiency in financial management.

Which type of accounting software is best for my small business?

The best software depends on your specific business needs, size, and complexity. Consider features, integrations, and scalability.

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