{"id":113524,"date":"2025-05-20T15:15:04","date_gmt":"2025-05-20T15:15:04","guid":{"rendered":"https:\/\/fahimai.com\/?p=113524"},"modified":"2026-05-31T10:02:55","modified_gmt":"2026-05-31T07:02:55","slug":"refreshme-vs-wave","status":"publish","type":"post","link":"https:\/\/www.fahimai.com\/ar\/refreshme-vs-wave","title":{"rendered":"Refreshme vs Wave: Best Accounting Software in 2026?"},"content":{"rendered":"<style>.kb-row-layout-id113524_3552e0-2d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id113524_3552e0-2d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id113524_3552e0-2d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:80px;max-width:1080px;padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:0rem;padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:0rem;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id113524_3552e0-2d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id113524_3552e0-2d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id113524_3552e0-2d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id113524_3552e0-2d alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);}.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col{box-shadow:0px 14px 25px -10px rgba(0, 0, 0, 0.5);border-top:3px solid var(--global-palette3, #1A202C);border-right:3px solid var(--global-palette3, #1A202C);border-bottom:3px solid var(--global-palette3, #1A202C);border-left:3px solid var(--global-palette3, #1A202C);}.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col,.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column113524_54bd0d-f8{position:relative;}@media all and (max-width: 1024px){.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col{border-top:3px solid var(--global-palette3, #1A202C);border-right:3px solid var(--global-palette3, #1A202C);border-bottom:3px solid var(--global-palette3, #1A202C);border-left:3px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column113524_54bd0d-f8 > .kt-inside-inner-col{border-top:3px solid var(--global-palette3, #1A202C);border-right:3px solid var(--global-palette3, #1A202C);border-bottom:3px solid var(--global-palette3, #1A202C);border-left:3px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column113524_54bd0d-f8 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-icon.kt-svg-icons113524_b99e47-0a{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons113524_b99e47-0a alignnone\"><style>.kt-svg-item-113524_6fd5b6-87 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_6fd5b6-87 .kb-svg-icon-wrap{color:#ffffff;font-size:50px;margin-top:-75px;background:#ff6900;border-color:var(--global-palette3, #1A202C);border-width:3px;border-radius:50%;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-113524_6fd5b6-87\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading83417_7b2a34-ae, .wp-block-kadence-advancedheading.kt-adv-heading83417_7b2a34-ae[data-kb-block=\"kb-adv-heading83417_7b2a34-ae\"]{display:block;margin-top:var(--global-kb-spacing-xs, 1rem);margin-right:0rem;margin-bottom:0rem;margin-left:0rem;text-align:center;font-size:0.9em;line-height:1;font-weight:700;font-style:normal;color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading83417_7b2a34-ae mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading83417_7b2a34-ae[data-kb-block=\"kb-adv-heading83417_7b2a34-ae\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading83417_7b2a34-ae img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading83417_7b2a34-ae[data-kb-block=\"kb-adv-heading83417_7b2a34-ae\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<span class=\"kt-adv-heading83417_7b2a34-ae wp-block-kadence-advancedheading has-theme-palette-1-color has-text-color\">Winner<\/span>\n\n\n<style>.kb-image100636_283cd5-53:not(.kb-image-is-ratio-size) .kb-img, .kb-image100636_283cd5-53.kb-image-is-ratio-size{padding-top:var(--global-kb-spacing-xxs, 0.5rem);}.kb-image100636_283cd5-53 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image100636_283cd5-53 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"200\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/05\/Best-section-img-1-1.png\" alt=\"wave\" class=\"kb-img wp-image-100229\" title=\"\" srcset=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/05\/Best-section-img-1-1.png 800w, https:\/\/fahimai.com\/wp-content\/uploads\/2025\/05\/Best-section-img-1-1-480x120.png 480w\" sizes=\"auto, (min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" \/><\/figure>\n\n\n<style>.kadence-column113524_270532-4e > .kt-inside-inner-col{display:flex;}.kadence-column113524_270532-4e > .kt-inside-inner-col{padding-top:0px;padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);}.kadence-column113524_270532-4e > .kt-inside-inner-col,.kadence-column113524_270532-4e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column113524_270532-4e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column113524_270532-4e > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:center;justify-content:center;}.kadence-column113524_270532-4e > .kt-inside-inner-col > *, .kadence-column113524_270532-4e > .kt-inside-inner-col > figure.wp-block-image, .kadence-column113524_270532-4e > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column113524_270532-4e > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kadence-column113524_270532-4e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column113524_270532-4e{position:relative;}@media all and (max-width: 1024px){.kadence-column113524_270532-4e > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:center;justify-content:center;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column113524_270532-4e > .kt-inside-inner-col > *, .kadence-column113524_270532-4e > .kt-inside-inner-col > figure.wp-block-image, .kadence-column113524_270532-4e > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column113524_270532-4e > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.kadence-column113524_270532-4e > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;justify-content:flex-start;justify-content:center;}.kadence-column113524_270532-4e > .kt-inside-inner-col > *, .kadence-column113524_270532-4e > .kt-inside-inner-col > figure.wp-block-image, .kadence-column113524_270532-4e > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column113524_270532-4e > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column113524_270532-4e kb-section-dir-horizontal inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-icon.kt-svg-icons113524_5b598d-c5{justify-content:flex-start;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons113524_5b598d-c5 alignnone\"><style>.kt-svg-item-113524_bfe7d2-80 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_bfe7d2-80 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_bfe7d2-80\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_374fce-90 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_374fce-90 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_374fce-90\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_07b2e3-e8 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_07b2e3-e8 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_07b2e3-e8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_fdf20e-bb .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_fdf20e-bb .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_fdf20e-bb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_cd3a0b-9b .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_cd3a0b-9b .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_cd3a0b-9b\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_star\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polygon points=\"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2\"\/><\/svg><\/span><\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading83417_6605d0-be, .wp-block-kadence-advancedheading.kt-adv-heading83417_6605d0-be[data-kb-block=\"kb-adv-heading83417_6605d0-be\"]{display:block;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading83417_6605d0-be mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading83417_6605d0-be[data-kb-block=\"kb-adv-heading83417_6605d0-be\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading83417_6605d0-be img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading83417_6605d0-be[data-kb-block=\"kb-adv-heading83417_6605d0-be\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<span class=\"kt-adv-heading83417_6605d0-be wp-block-kadence-advancedheading has-black-color has-text-color\">4.0<\/span>\n<\/div><\/div>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5f2a3c-d0:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5f2a3c-d0 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5f2a3c-d0 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5f2a3c-d0 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-left:10px;}.kt-svg-icon-list-items113524_5f2a3c-d0 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items113524_5f2a3c-d0 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-113524_d1ebcc-34 .kt-svg-icon-list-single{color:#10b981 !important;}.kt-svg-icon-list-item-113524_d1ebcc-34 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_d1ebcc-34\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_gift kt-svg-icon-list-single\"><svg viewBox=\"0 0 512 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M32 448c0 17.7 14.3 32 32 32h160V320H32v128zm448-288h-42.1c6.2-12.1 10.1-25.5 10.1-40 0-48.5-39.5-88-88-88-41.6 0-68.5 21.3-103 68.3-34.5-47-61.4-68.3-103-68.3-48.5 0-88 39.5-88 88 0 14.5 3.8 27.9 10.1 40H32c-17.7 0-32 14.3-32 32v80c0 8.8 7.2 16 16 16h480c8.8 0 16-7.2 16-16v-80c0-17.7-14.3-32-32-32zm-326.1 0c-22.1 0-40-17.9-40-40s17.9-40 40-40c19.9 0 34.6 3.3 86.1 80h-86.1zm206.1 0h-86.1c51.4-76.5 65.7-80 86.1-80 22.1 0 40 17.9 40 40s-17.9 40-40 40zm-72 320h160c17.7 0 32-14.3 32-32V320H288v160z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Free Starter Plan<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_4dc1cb-1d .kt-svg-icon-list-single{color:#ef4444 !important;}.kt-svg-icon-list-item-113524_4dc1cb-1d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_4dc1cb-1d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_file-pdf kt-svg-icon-list-single\"><svg viewBox=\"0 0 384 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Unlimited Invoices<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_7e9d31-28 .kt-svg-icon-list-single{color:#6366f1 !important;}.kt-svg-icon-list-item-113524_7e9d31-28 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_7e9d31-28\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_users kt-svg-icon-list-single\"><svg viewBox=\"0 0 640 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M96 224c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm448 0c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm32 32h-64c-17.6 0-33.5 7.1-45.1 18.6 40.3 22.1 68.9 62 75.1 109.4h66c17.7 0 32-14.3 32-32v-32c0-35.3-28.7-64-64-64zm-256 0c61.9 0 112-50.1 112-112S381.9 32 320 32 208 82.1 208 144s50.1 112 112 112zm76.8 32h-8.3c-20.8 10-43.9 16-68.5 16s-47.6-6-68.5-16h-8.3C179.6 288 128 339.6 128 403.2V432c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48v-28.8c0-63.6-51.6-115.2-115.2-115.2zm-223.7-13.4C161.5 263.1 145.6 256 128 256H64c-35.3 0-64 28.7-64 64v32c0 17.7 14.3 32 32 32h65.9c6.3-47.4 34.9-87.3 75.2-109.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Unlimited Users Free<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_666012-b2 .kt-svg-icon-list-single{color:#f59e0b !important;}.kt-svg-icon-list-item-113524_666012-b2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_666012-b2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_magic kt-svg-icon-list-single\"><svg viewBox=\"0 0 512 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M224 96l16-32 32-16-32-16-16-32-16 32-32 16 32 16 16 32zM80 160l26.66-53.33L160 80l-53.34-26.67L80 0 53.34 53.33 0 80l53.34 26.67L80 160zm352 128l-26.66 53.33L352 368l53.34 26.67L432 448l26.66-53.33L512 368l-53.34-26.67L432 288zm70.62-193.77L417.77 9.38C411.53 3.12 403.34 0 395.15 0c-8.19 0-16.38 3.12-22.63 9.38L9.38 372.52c-12.5 12.5-12.5 32.76 0 45.25l84.85 84.85c6.25 6.25 14.44 9.37 22.62 9.37 8.19 0 16.38-3.12 22.63-9.37l363.14-363.15c12.5-12.48 12.5-32.75 0-45.24zM359.45 203.46l-50.91-50.91 86.6-86.6 50.91 50.91-86.6 86.6z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Auto Import Bank Transactions<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_2dc866-c2 .kt-svg-icon-list-single{color:#0ea5e9 !important;}.kt-svg-icon-list-item-113524_2dc866-c2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_2dc866-c2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_mobile-alt kt-svg-icon-list-single\"><svg viewBox=\"0 0 320 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M272 0H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h224c26.5 0 48-21.5 48-48V48c0-26.5-21.5-48-48-48zM160 480c-17.7 0-32-14.3-32-32s14.3-32 32-32 32 14.3 32 32-14.3 32-32 32zm112-108c0 6.6-5.4 12-12 12H60c-6.6 0-12-5.4-12-12V60c0-6.6 5.4-12 12-12h200c6.6 0 12 5.4 12 12v312z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Mobile App Receipt Scanning<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_abfdd9-af .kt-svg-icon-list-single{color:#00d084 !important;}.kt-svg-icon-list-item-113524_abfdd9-af .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_abfdd9-af\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_calculator kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M0 464V48C0 21.49 21.49 0 48 0h352c26.51 0 48 21.49 48 48v416c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48zm384-284V76c0-6.627-5.373-12-12-12H76c-6.627 0-12 5.373-12 12v104c0 6.627 5.373 12 12 12h296c6.627 0 12-5.373 12-12zM128 308v-40c0-6.627-5.373-12-12-12H76c-6.627 0-12 5.373-12 12v40c0 6.627 5.373 12 12 12h40c6.627 0 12-5.373 12-12zm256 128V268c0-6.627-5.373-12-12-12h-40c-6.627 0-12 5.373-12 12v168c0 6.627 5.373 12 12 12h40c6.627 0 12-5.373 12-12zm-256 0v-40c0-6.627-5.373-12-12-12H76c-6.627 0-12 5.373-12 12v40c0 6.627 5.373 12 12 12h40c6.627 0 12-5.373 12-12zm128-128v-40c0-6.627-5.373-12-12-12h-40c-6.627 0-12 5.373-12 12v40c0 6.627 5.373 12 12 12h40c6.627 0 12-5.373 12-12zm0 128v-40c0-6.627-5.373-12-12-12h-40c-6.627 0-12 5.373-12 12v40c0 6.627 5.373 12 12 12h40c6.627 0 12-5.373 12-12z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Payroll &amp; Tax Filing Add-Ons<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_f6a2d5-64 .kt-svg-icon-list-single{color:#00d084 !important;}.kt-svg-icon-list-item-113524_f6a2d5-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_f6a2d5-64\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_dollar-sign kt-svg-icon-list-single\"><svg viewBox=\"0 0 288 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M209.2 233.4l-108-31.6C88.7 198.2 80 186.5 80 173.5c0-16.3 13.2-29.5 29.5-29.5h66.3c12.2 0 24.2 3.7 34.2 10.5 6.1 4.1 14.3 3.1 19.5-2l34.8-34c7.1-6.9 6.1-18.4-1.8-24.5C238 74.8 207.4 64.1 176 64V16c0-8.8-7.2-16-16-16h-32c-8.8 0-16 7.2-16 16v48h-2.5C45.8 64-5.4 118.7.5 183.6c4.2 46.1 39.4 83.6 83.8 96.6l102.5 30c12.5 3.7 21.2 15.3 21.2 28.3 0 16.3-13.2 29.5-29.5 29.5h-66.3C100 368 88 364.3 78 357.5c-6.1-4.1-14.3-3.1-19.5 2l-34.8 34c-7.1 6.9-6.1 18.4 1.8 24.5 24.5 19.2 55.1 29.9 86.5 30v48c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16v-48.2c46.6-.9 90.3-28.6 105.7-72.7 21.5-61.6-14.6-124.8-72.5-141.7z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pro Plan from $19\/month<\/strong><\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns83417_winner_btn{gap:var(--global-kb-gap-none, 0rem );flex-direction:column;align-items:center;justify-content:center;}.kt-btns83417_winner_btn .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns83417_winner_btn\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button{color:var(--global-palette9, #ffffff);background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);margin-top:var(--global-kb-spacing-xs, 1rem);box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn83417_winner_btn_inner.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn83417_winner_btn_inner kt-btn-size-standard kt-btn-width-type-full kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">TRY NOW<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column113524_f898e7-2e > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);}.kadence-column113524_f898e7-2e > .kt-inside-inner-col{box-shadow:0px 14px 25px -10px rgba(0, 0, 0, 0.5);border-top:3px solid var(--global-palette3, #1A202C);border-right:3px solid var(--global-palette3, #1A202C);border-bottom:3px solid var(--global-palette3, #1A202C);border-left:3px solid var(--global-palette3, #1A202C);}.kadence-column113524_f898e7-2e > .kt-inside-inner-col,.kadence-column113524_f898e7-2e > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column113524_f898e7-2e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column113524_f898e7-2e > .kt-inside-inner-col{flex-direction:column;}.kadence-column113524_f898e7-2e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column113524_f898e7-2e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column113524_f898e7-2e{position:relative;}@media all and (max-width: 1024px){.kadence-column113524_f898e7-2e > .kt-inside-inner-col{border-top:3px solid var(--global-palette3, #1A202C);border-right:3px solid var(--global-palette3, #1A202C);border-bottom:3px solid var(--global-palette3, #1A202C);border-left:3px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column113524_f898e7-2e > .kt-inside-inner-col{border-top:3px solid var(--global-palette3, #1A202C);border-right:3px solid var(--global-palette3, #1A202C);border-bottom:3px solid var(--global-palette3, #1A202C);border-left:3px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column113524_f898e7-2e inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-icon.kt-svg-icons113524_0e9a1b-8c{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons113524_0e9a1b-8c alignnone\"><style>.kt-svg-item-113524_c0b7b7-66 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_c0b7b7-66 .kb-svg-icon-wrap{color:#ffffff;font-size:50px;margin-top:-75px;background:#00d084;border-color:var(--global-palette3, #1A202C);border-width:3px;border-radius:50%;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-113524_c0b7b7-66\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading83417_48d1b6-a7, .wp-block-kadence-advancedheading.kt-adv-heading83417_48d1b6-a7[data-kb-block=\"kb-adv-heading83417_48d1b6-a7\"]{display:block;margin-top:var(--global-kb-spacing-xs, 1rem);margin-right:0rem;margin-bottom:0rem;margin-left:0rem;text-align:center;font-size:0.9em;line-height:1;font-weight:700;font-style:normal;color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading83417_48d1b6-a7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading83417_48d1b6-a7[data-kb-block=\"kb-adv-heading83417_48d1b6-a7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading83417_48d1b6-a7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading83417_48d1b6-a7[data-kb-block=\"kb-adv-heading83417_48d1b6-a7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<span class=\"kt-adv-heading83417_48d1b6-a7 wp-block-kadence-advancedheading has-theme-palette-1-color has-text-color\">Runner Up<\/span>\n\n\n<style>.kb-image100515_cb004c-a6:not(.kb-image-is-ratio-size) .kb-img, .kb-image100515_cb004c-a6.kb-image-is-ratio-size{padding-top:var(--global-kb-spacing-xxs, 0.5rem);}.kb-image100515_cb004c-a6 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image100515_cb004c-a6 size-full\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/05\/Best-section-img-2-1.png\" alt=\"refreshme\" class=\"kb-img wp-image-162567\" title=\"\"><\/figure>\n\n\n<style>.kadence-column113524_365469-b5 > .kt-inside-inner-col{display:flex;}.kadence-column113524_365469-b5 > .kt-inside-inner-col{padding-top:0px;padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);}.kadence-column113524_365469-b5 > .kt-inside-inner-col,.kadence-column113524_365469-b5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column113524_365469-b5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column113524_365469-b5 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:center;justify-content:center;}.kadence-column113524_365469-b5 > .kt-inside-inner-col > *, .kadence-column113524_365469-b5 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column113524_365469-b5 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column113524_365469-b5 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kadence-column113524_365469-b5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column113524_365469-b5{position:relative;}@media all and (max-width: 1024px){.kadence-column113524_365469-b5 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:center;justify-content:center;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column113524_365469-b5 > .kt-inside-inner-col > *, .kadence-column113524_365469-b5 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column113524_365469-b5 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column113524_365469-b5 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.kadence-column113524_365469-b5 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;justify-content:flex-start;justify-content:center;}.kadence-column113524_365469-b5 > .kt-inside-inner-col > *, .kadence-column113524_365469-b5 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column113524_365469-b5 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column113524_365469-b5 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column113524_365469-b5 kb-section-dir-horizontal inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-icon.kt-svg-icons113524_3094b3-f5{justify-content:flex-start;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons113524_3094b3-f5 alignnone\"><style>.kt-svg-item-113524_771efd-27 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_771efd-27 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_771efd-27\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_c49652-9d .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_c49652-9d .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_c49652-9d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_ac06a3-f9 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_ac06a3-f9 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_ac06a3-f9\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_star\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_f7732b-81 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_f7732b-81 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_f7732b-81\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_star\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polygon points=\"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-113524_5b74d3-55 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-113524_5b74d3-55 .kb-svg-icon-wrap{color:#f6c60c;font-size:30px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-113524_5b74d3-55\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_star\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polygon points=\"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2\"\/><\/svg><\/span><\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading83417_1cf79b-14, .wp-block-kadence-advancedheading.kt-adv-heading83417_1cf79b-14[data-kb-block=\"kb-adv-heading83417_1cf79b-14\"]{display:block;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading83417_1cf79b-14 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading83417_1cf79b-14[data-kb-block=\"kb-adv-heading83417_1cf79b-14\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading83417_1cf79b-14 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading83417_1cf79b-14[data-kb-block=\"kb-adv-heading83417_1cf79b-14\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<span class=\"kt-adv-heading83417_1cf79b-14 wp-block-kadence-advancedheading has-black-color has-text-color\">3.2<\/span>\n<\/div><\/div>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5b869c-a0:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5b869c-a0 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5b869c-a0 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items113524_5b869c-a0 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-left:10px;}.kt-svg-icon-list-items113524_5b869c-a0 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items113524_5b869c-a0 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-113524_74fabb-98 .kt-svg-icon-list-single{color:#6366f1 !important;}.kt-svg-icon-list-item-113524_74fabb-98 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_74fabb-98\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_wallet kt-svg-icon-list-single\"><svg viewBox=\"0 0 512 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M461.2 128H80c-8.84 0-16-7.16-16-16s7.16-16 16-16h384c8.84 0 16-7.16 16-16 0-26.51-21.49-48-48-48H64C28.65 32 0 60.65 0 96v320c0 35.35 28.65 64 64 64h397.2c28.02 0 50.8-21.53 50.8-48V176c0-26.47-22.78-48-50.8-48zM416 336c-17.67 0-32-14.33-32-32s14.33-32 32-32 32 14.33 32 32-14.33 32-32 32z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Personal Finance Manager<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_46ecf9-32 .kt-svg-icon-list-single{color:#00d084 !important;}.kt-svg-icon-list-item-113524_46ecf9-32 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_46ecf9-32\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_shield-alt kt-svg-icon-list-single\"><svg viewBox=\"0 0 512 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M496 128c0 221.282-135.934 344.645-221.539 380.308a48 48 0 0 1-36.923 0C130.495 463.713 16 326.487 16 128a48 48 0 0 1 29.539-44.308l192-80a48 48 0 0 1 36.923 0l192 80A48 48 0 0 1 496 128zM256 446.313l.066.034c93.735-46.689 172.497-156.308 175.817-307.729L256 65.333v380.98z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Identity Theft Protection<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_8d96a6-48 .kt-svg-icon-list-single{color:#f59e0b !important;}.kt-svg-icon-list-item-113524_8d96a6-48 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_8d96a6-48\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_robot kt-svg-icon-list-single\"><svg viewBox=\"0 0 640 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M0 256v128c0 17.7 14.3 32 32 32h32V224H32c-17.7 0-32 14.3-32 32zM464 96H352V32c0-17.7-14.3-32-32-32s-32 14.3-32 32v64H176c-44.2 0-80 35.8-80 80v272c0 35.3 28.7 64 64 64h320c35.3 0 64-28.7 64-64V176c0-44.2-35.8-80-80-80zM256 416h-64v-32h64v32zm-32-120c-22.1 0-40-17.9-40-40s17.9-40 40-40 40 17.9 40 40-17.9 40-40 40zm128 120h-64v-32h64v32zm96 0h-64v-32h64v32zm-32-120c-22.1 0-40-17.9-40-40s17.9-40 40-40 40 17.9 40 40-17.9 40-40 40zm192-72h-32v192h32c17.7 0 32-14.3 32-32V256c0-17.7-14.3-32-32-32z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Built-in <a class=\"wpil_keyword_link\" href=\"https:\/\/www.fahimai.com\/ai-assistant-tools\" title=\"AI Assistant\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120083\">AI Assistant<\/a><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_dff962-b3 .kt-svg-icon-list-single{color:#ef4444 !important;}.kt-svg-icon-list-item-113524_dff962-b3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_dff962-b3\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_user-secret kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M383.9 308.3l23.9-62.6c4-10.5-3.7-21.7-15-21.7h-58.5c11-18.9 17.8-40.6 17.8-64v-.3c39.2-7.8 64-19.1 64-31.7 0-13.3-27.3-25.1-70.1-33-9.2-32.8-27-65.8-40.6-82.8-9.5-11.9-25.9-15.6-39.5-8.8l-27.6 13.8c-9 4.5-19.6 4.5-28.6 0L182.1 3.4c-13.6-6.8-30-3.1-39.5 8.8-13.5 17-31.4 50-40.6 82.8-42.7 7.9-70 19.7-70 33 0 12.6 24.8 23.9 64 31.7v.3c0 23.4 6.8 45.1 17.8 64H56.3c-11.5 0-19.2 11.7-14.7 22.3l25.8 60.2C27.3 329.8 0 372.7 0 422.4v44.8C0 491.9 20.1 512 44.8 512h358.4c24.7 0 44.8-20.1 44.8-44.8v-44.8c0-48.4-25.8-90.4-64.1-114.1zM176 480l-41.6-192 49.6 32 24 40-32 120zm96 0l-32-120 24-40 49.6-32L272 480zm41.7-298.5c-3.9 11.9-7 24.6-16.5 33.4-10.1 9.3-48 22.4-64-25-2.8-8.4-15.4-8.4-18.3 0-17 50.2-56 32.4-64 25-9.5-8.8-12.7-21.5-16.5-33.4-.8-2.5-6.3-5.7-6.3-5.8v-10.8c28.3 3.6 61 5.8 96 5.8s67.7-2.1 96-5.8v10.8c-.1.1-5.6 3.2-6.4 5.8z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dark Web Monitoring<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_8e29c7-c6 .kt-svg-icon-list-single{color:#0ea5e9 !important;}.kt-svg-icon-list-item-113524_8e29c7-c6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_8e29c7-c6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_chart-line kt-svg-icon-list-single\"><svg viewBox=\"0 0 512 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M500 384c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12H12c-6.6 0-12-5.4-12-12V76c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v308h436zM456 96H344c-21.4 0-32.1 25.9-17 41l32.9 32.9-72 72.9-55.6-55.6c-4.7-4.7-12.2-4.7-16.9 0L96.4 305c-4.7 4.6-4.8 12.2-.2 16.9l28.5 29.4c4.7 4.8 12.4 4.9 17.1.1l82.1-82.1 55.5 55.5c4.7 4.7 12.3 4.7 17 0l109.2-109.2L439 249c15.1 15.1 41 4.4 41-17V120c0-13.3-10.7-24-24-24z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Spending &amp; Budget Tracker<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_925cb7-b9 .kt-svg-icon-list-single{color:#10b981 !important;}.kt-svg-icon-list-item-113524_925cb7-b9 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_925cb7-b9\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_university kt-svg-icon-list-single\"><svg viewBox=\"0 0 512 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M496 128v16a8 8 0 0 1-8 8h-24v12c0 6.627-5.373 12-12 12H60c-6.627 0-12-5.373-12-12v-12H24a8 8 0 0 1-8-8v-16a8 8 0 0 1 4.941-7.392l232-88a7.996 7.996 0 0 1 6.118 0l232 88A8 8 0 0 1 496 128zm-24 304H40c-13.255 0-24 10.745-24 24v16a8 8 0 0 0 8 8h464a8 8 0 0 0 8-8v-16c0-13.255-10.745-24-24-24zM96 192v192H60c-6.627 0-12 5.373-12 12v20h416v-20c0-6.627-5.373-12-12-12h-36V192h-64v192h-64V192h-64v192h-64V192H96z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Syncs Many Bank Accounts<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-113524_0e5bef-f5 .kt-svg-icon-list-single{color:#00d084 !important;}.kt-svg-icon-list-item-113524_0e5bef-f5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-113524_0e5bef-f5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_dollar-sign kt-svg-icon-list-single\"><svg viewBox=\"0 0 288 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M209.2 233.4l-108-31.6C88.7 198.2 80 186.5 80 173.5c0-16.3 13.2-29.5 29.5-29.5h66.3c12.2 0 24.2 3.7 34.2 10.5 6.1 4.1 14.3 3.1 19.5-2l34.8-34c7.1-6.9 6.1-18.4-1.8-24.5C238 74.8 207.4 64.1 176 64V16c0-8.8-7.2-16-16-16h-32c-8.8 0-16 7.2-16 16v48h-2.5C45.8 64-5.4 118.7.5 183.6c4.2 46.1 39.4 83.6 83.8 96.6l102.5 30c12.5 3.7 21.2 15.3 21.2 28.3 0 16.3-13.2 29.5-29.5 29.5h-66.3C100 368 88 364.3 78 357.5c-6.1-4.1-14.3-3.1-19.5 2l-34.8 34c-7.1 6.9-6.1 18.4 1.8 24.5 24.5 19.2 55.1 29.9 86.5 30v48c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16v-48.2c46.6-.9 90.3-28.6 105.7-72.7 21.5-61.6-14.6-124.8-72.5-141.7z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Plans from $24.99\/month<\/strong><\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns83417_runner_btn{gap:var(--global-kb-gap-none, 0rem );flex-direction:column;align-items:center;justify-content:center;}.kt-btns83417_runner_btn .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns83417_runner_btn\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button{color:var(--global-palette9, #ffffff);background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);margin-top:var(--global-kb-spacing-xs, 1rem);box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn83417_runner_btn_inner.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn83417_runner_btn_inner kt-btn-size-standard kt-btn-width-type-full kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/refresh-me\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">TRY NOW<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group blue-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u26a1 Quick Verdict:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pricing:<\/strong> Wave starts free at $0 (Pro at $19\/month) vs Refreshme at $24.99\/month for the Individual plan.<\/li>\n\n\n\n<li><strong>Best for:<\/strong> Wave for small business <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/accounting-software-for-law-firms\" title=\"accounting\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120064\" target=\"_blank\" rel=\"noopener\">accounting<\/a> and invoicing. Refreshme for personal finance and identity protection.<\/li>\n\n\n\n<li><strong>Key difference:<\/strong> Wave is small business <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/best-ai-accounting-software\" title=\"accounting\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120074\" target=\"_blank\" rel=\"noopener\">accounting<\/a> software. Refreshme is a personal money management app.<\/li>\n\n\n\n<li><strong>Our pick:<\/strong> Wave for most users. It offers free accounting software with unlimited invoices and bank syncing.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/05\/Fahim-AI-6-3-16.png\" alt=\"Refreshme vs Wave Comparison\" style=\"width:800px;height:auto\" title=\"\"><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme and Wave both help you manage money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But they are built for two very different jobs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave is free accounting software for small business owners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme is a personal finance app with privacy tools.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This review breaks down the real difference between them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By the end, you will know which one fits your needs.<\/p>\n\n\n\n<h2 id='overview'  id=\"boomdevs_1\" class=\"wp-block-heading\">Overview<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This Refreshme vs Wave comparison covers pricing, features, and ease of use.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We also explain who each tool works best for.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our sources include published specs, documentation, and user reviews.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our writers also spent hands-on time with each one.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Those notes appear in the &#8220;What Our Team Noticed&#8221; sections below.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns157516_6dde49-d4 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns157516_6dde49-d4\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{color:#ffffff;background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn157516_6d6005-1b kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try wave now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h3 id='what-is-wave'  id=\"boomdevs_2\" class=\"wp-block-heading\">What is Wave?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wave is free accounting software for small business owners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It supports over 2 million <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/bookkeeping-software-for-small-businesses\" title=\"small businesses\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120065\" target=\"_blank\" rel=\"noopener\">small businesses<\/a> with money management features.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The platform handles invoicing, expense tracking, and basic financial reports.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave is cloud-based, so you can access your <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/alaya-ai\" title=\"data\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120079\" target=\"_blank\" rel=\"noopener\">data<\/a> anywhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It was built for solopreneurs who lack an accounting background.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many owners found this free platform perfect for simple books.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H&amp;R Block bought Wave Financial back in 2019.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Wave Accounting Review | Is This Right For Your Small Business?\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/r3achE2mJ-o?feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<div class=\"wp-block-group cta-box-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns cta-box-inner is-layout-flex wp-container-core-columns-is-layout-c446116b wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column cta-box-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group cta-box-logo is-layout-flow wp-block-group-is-layout-flow\"><style>.kb-image93387_f3e41c-f1.kb-image-is-ratio-size, .kb-image93387_f3e41c-f1 .kb-image-is-ratio-size{max-width:350px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image93387_f3e41c-f1.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image93387_f3e41c-f1 .kb-image-is-ratio-size{align-self:unset;}.kb-image93387_f3e41c-f1 figure{max-width:350px;}.kb-image93387_f3e41c-f1 .image-is-svg, .kb-image93387_f3e41c-f1 .image-is-svg img{width:100%;}.kb-image93387_f3e41c-f1 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image93387_f3e41c-f1\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-cta.png\" alt=\"Wave cta\" class=\"kb-img wp-image-93503\" title=\"\" srcset=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-cta.png 800w, https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-cta-480x480.png 480w\" sizes=\"auto, (min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column cta-box-right is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"cta-box-title wp-block-paragraph\">\ud83c\udfc6 Winner: Wave<\/p>\n\n\n\n<p class=\"cta-box-rating wp-block-paragraph\">\u2b50 4.0\/5 | \ud83d\udcb0 Free plan, Pro from $19\/month<\/p>\n\n\n\n<p class=\"cta-box-description wp-block-paragraph\">Wave makes accounting simple for <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/accounting-software-for-freelancers\" title=\"freelancers\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120086\" target=\"_blank\" rel=\"noopener\">freelancers<\/a>. Send unlimited invoices and track expenses for free. Add payroll when you grow.<\/p>\n\n\n\n<div class=\"wp-block-group cta-box-buttons is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><a class=\"cta-btn cta-btn-primary\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\">TRY WAVE NOW \u2192<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"cta-btn cta-btn-secondary\" href=\"https:\/\/www.fahimai.com\/wave\">READ FULL REVIEW \u2192<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"cta-btn cta-btn-secondary\" href=\"https:\/\/www.fahimai.com\/how-to-use-wave\">WAVE TUTORIAL \u2192<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h4 id='wave-pricing'  id=\"boomdevs_3\" class=\"wp-block-heading\">Wave Pricing<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Here is what Wave costs in 2026. This Wave review and wider Wave accounting review break the plans down clearly.<\/p>\n\n\n\n<figure class=\"wp-block-table fahimai-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Plan<\/th><th>Price<\/th><th>Best For<\/th><\/tr><\/thead><tbody><tr><td>Starter Plan<\/td><td>$0<\/td><td>Freelancers needing basic invoicing<\/td><\/tr><tr><td>Pro Plan<\/td><td>$19\/month<\/td><td>Owners wanting <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/best-ai-automation-tools\" title=\"automation\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120078\" target=\"_blank\" rel=\"noopener\">automation<\/a> and bank imports<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pricing verified May 2026. Wave runs two plans: a free tier and one paid plan.<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-Pricing-1.png\" alt=\"Wave Pricing\" title=\"\"><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free trial:<\/strong> The free Starter plan acts as a permanent free version. No credit card is needed to begin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Money-back guarantee:<\/strong> No formal refund window is published. You can cancel the paid pro plan anytime.<\/p>\n\n\n\n<div class=\"wp-block-group pro-item is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Note:<\/strong> Wave charges a 2.9% + $0.60 credit card transaction fee. Bank payments cost 1%. Wave payroll runs $40\/month plus $6 per active employee.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group tip-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>Warning:<\/strong> Auto import bank transactions and digital receipt capture now sit inside the paid Pro plan. The free plan needs manual CSV uploads.<\/p>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns157516_6dde49-d4 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns157516_6dde49-d4\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{color:#ffffff;background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn157516_6d6005-1b kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try wave now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h4 id='key-benefits-of-wave'  id=\"boomdevs_4\" class=\"wp-block-heading\">Key Benefits of Wave<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Here is what makes Wave worth considering:<\/p>\n\n\n\n<div class=\"wp-block-group blue-box is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li><strong>Free Accounting Core:<\/strong> Wave eliminates monthly fees for core accounting. You get unlimited invoices, expense management, and basic <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/it-reporting-tools\" title=\"reporting\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120067\" target=\"_blank\" rel=\"noopener\">reporting<\/a> at no cost.<\/li>\n\n\n\n<li><strong>Unlimited Users:<\/strong> Wave allows unlimited users for free. <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/quickbooks\" title=\"QuickBooks\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120087\" target=\"_blank\" rel=\"noopener\">QuickBooks<\/a> restricts the number of users based on your plan, so multiple users cost more there.<\/li>\n\n\n\n<li><strong>Strong Invoicing Software:<\/strong> You can create recurring invoices, schedule recurring billing, and send automated payment reminders to clients.<\/li>\n\n\n\n<li><strong>Online Payments:<\/strong> Accept online payments by credit card or bank payments. Customers can even pay with Apple Pay, and independent contractors get paid by direct deposit.<\/li>\n\n\n\n<li><strong>Accounting and Payroll:<\/strong> Wave payroll handles tax filing, W2 and 1099 forms, and payroll processing in one place. The core accounting features stay free.<\/li>\n\n\n\n<li><strong>Mobile App:<\/strong> The Wave mobile app lets you send invoices, do receipt scanning, and track expenses on the go.<\/li>\n\n\n\n<li><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/best-password-manager\" title=\"Security\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120076\" target=\"_blank\" rel=\"noopener\">Security<\/a>:<\/strong> Wave uses up to 256-bit TLS encryption and PCI Level 1 compliance to protect your data.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-Homepage-980x482.png\" alt=\"What is Wave\" title=\"\"><\/figure>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns157516_6dde49-d4 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns157516_6dde49-d4\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{color:#ffffff;background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn157516_6d6005-1b kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try wave now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h4 id='what-our-team-noticed'  id=\"boomdevs_5\" class=\"wp-block-heading\">What Our Team Noticed<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Our writer signed up for Wave and used it for everyday <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/accounting-software-for-mac\" title=\"bookkeeping\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120075\" target=\"_blank\" rel=\"noopener\">bookkeeping<\/a> records. Here is what stood out from that hands-on time:<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Wave Accounting Review \u2014 Why I Switched (and Why I Switched Back)\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/rCIFmrNEU-w?feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h4 id='wave-pros-cons'  id=\"boomdevs_6\" class=\"wp-block-heading\">Wave Pros &amp; Cons<\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group pro-item is-layout-flow wp-block-group-is-layout-flow\">\n<h5 id='\u2705-pros'  id=\"boomdevs_7\" class=\"wp-block-heading\">\u2705 Pros<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free plan with unlimited invoices and expense tracking<\/li>\n\n\n\n<li>Clean, intuitive dashboard showing cash flow, income, and expenses<\/li>\n\n\n\n<li>Unlimited users for free, unlike QuickBooks<\/li>\n\n\n\n<li>Manage multiple companies under one account<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group con-item is-layout-flow wp-block-group-is-layout-flow\">\n<h5 id='\u274c-cons'  id=\"boomdevs_8\" class=\"wp-block-heading\">\u274c Cons<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Limited support for free version users<\/li>\n\n\n\n<li>Some users report slow support and bank syncing glitches<\/li>\n\n\n\n<li>No built-in <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/best-time-management-app\" title=\"time tracking\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120085\" target=\"_blank\" rel=\"noopener\">time tracking<\/a> or inventory management<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns157516_6dde49-d4 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns157516_6dde49-d4\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{color:#ffffff;background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn157516_6d6005-1b kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try wave now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h3 id='what-is-refreshme'  id=\"boomdevs_9\" class=\"wp-block-heading\">What is Refreshme?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme is an all-in-one personal finance management platform.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It helps users manage their financial activities in one app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme integrates with over 12,000 banks and financial institutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can sync your bank accounts for a full view of your finances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The platform tracks spending, monitors investments, and watches credit scores.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It also offers identity theft protection and privacy management.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Refresh.me Review: 7 Things You Need To Know Before Buying (Best All-in-One Personal Financial App)\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/AUnt_ekmEDk?feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<div class=\"wp-block-group cta-box-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns cta-box-inner is-layout-flex wp-container-core-columns-is-layout-c446116b wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column cta-box-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group cta-box-logo is-layout-flow wp-block-group-is-layout-flow\"><style>.kb-image157076_84d4bd-b3.kb-image-is-ratio-size, .kb-image157076_84d4bd-b3 .kb-image-is-ratio-size{max-width:350px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image157076_84d4bd-b3.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image157076_84d4bd-b3 .kb-image-is-ratio-size{align-self:unset;}.kb-image157076_84d4bd-b3 figure{max-width:350px;}.kb-image157076_84d4bd-b3 .image-is-svg, .kb-image157076_84d4bd-b3 .image-is-svg img{width:100%;}.kb-image157076_84d4bd-b3 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image157076_84d4bd-b3\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/CTA-65.png\" alt=\"Refresh me\" class=\"kb-img wp-image-12250\" title=\"\" srcset=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/CTA-65.png 800w, https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/CTA-65-480x480.png 480w\" sizes=\"auto, (min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column cta-box-right is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"cta-box-title wp-block-paragraph\">Refreshme<\/p>\n\n\n\n<p class=\"cta-box-rating wp-block-paragraph\">\u2b50 3.2\/5 | \ud83d\udcb0 From $24.99\/month<\/p>\n\n\n\n<p class=\"cta-box-description wp-block-paragraph\">Refreshme bundles money tracking with privacy tools. It syncs your bank accounts and guards your identity. Built for personal use, not business books.<\/p>\n\n\n\n<div class=\"wp-block-group cta-box-buttons is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><a class=\"cta-btn cta-btn-primary\" href=\"https:\/\/fahimai.com\/get\/refresh-me\" target=\"_blank\" rel=\"noopener\">TRY REFRESHME NOW \u2192<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"cta-btn cta-btn-secondary\" href=\"https:\/\/www.fahimai.com\/refresh-me\">READ FULL REVIEW \u2192<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"cta-btn cta-btn-secondary\" href=\"https:\/\/www.fahimai.com\/how-to-use-refreshme\">REFRESHME TUTORIAL \u2192<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h4 id='refreshme-pricing'  id=\"boomdevs_10\" class=\"wp-block-heading\">Refreshme Pricing<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Here is what Refreshme costs in 2026. Let&#8217;s break it down.<\/p>\n\n\n\n<figure class=\"wp-block-table fahimai-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Plan<\/th><th>Price<\/th><th>Best For<\/th><\/tr><\/thead><tbody><tr><td>Individual<\/td><td>$24.99\/month<\/td><td>One person tracking personal finance<\/td><\/tr><tr><td>Couple<\/td><td>$44.99\/month<\/td><td>Two people sharing money goals<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pricing verified May 2026.<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/RefreshME-Pricing.png\" alt=\"Refresh Me Pricing\" title=\"\"><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free trial:<\/strong> Refreshme does not publish a free version. Check the site before you enter payment details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Money-back guarantee:<\/strong> No clear refund policy is listed. Review the terms during sign-up.<\/p>\n\n\n\n<div class=\"wp-block-group pro-item is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>Note:<\/strong> Refreshme plans cover money management plus identity protection. The Couple plan adds a second person at a discounted rate versus two single plans.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group tip-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>Warning:<\/strong> The app may collect personal information and messages. Data privacy practices can change based on user region and age, so read the policy and cookies notice.<\/p>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns148443_e4cca8-fd .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns148443_e4cca8-fd\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{color:var(--global-palette9, #ffffff);background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn148443_1fbb6f-d3 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/refresh-me\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try RefreshMe Now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h4 id='key-benefits-of-refreshme'  id=\"boomdevs_11\" class=\"wp-block-heading\">Key Benefits of Refreshme<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Here is what makes Refreshme worth considering:<\/p>\n\n\n\n<div class=\"wp-block-group blue-box is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li><strong>Wide Bank Coverage:<\/strong> Refreshme connects with over 12,000 banks. You sync your bank accounts for one clear money picture.<\/li>\n\n\n\n<li><strong>Identity Theft Protection:<\/strong> The platform offers identity protection with <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/best-crm-for-insurance-agents\" title=\"insurance\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120082\" target=\"_blank\" rel=\"noopener\">insurance<\/a> coverage. It removes personal information from data brokers.<\/li>\n\n\n\n<li><strong>Spending Insights:<\/strong> You get detailed insights into your financial habits. Set alerts for unusual spending in seconds.<\/li>\n\n\n\n<li><strong>Credit Monitoring:<\/strong> Refreshme tracks spending, monitors investments, and watches your credit score over time.<\/li>\n\n\n\n<li><strong>Dark Web Monitoring:<\/strong> The app scans the dark web for leaked data tied to your identity and accounts.<\/li>\n\n\n\n<li><strong>AI Assistant:<\/strong> A built-in AI assistant answers money questions and gives superpowered insights about your budget.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/Untitled-design-60.png\" alt=\"What is Refresh Me\" title=\"\"><\/figure>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns148443_e4cca8-fd .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns148443_e4cca8-fd\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{color:var(--global-palette9, #ffffff);background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, 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#ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn148443_1fbb6f-d3 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/refresh-me\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try RefreshMe Now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h4 id='what-our-team-noticed-1'  id=\"boomdevs_12\" class=\"wp-block-heading\">What Our Team Noticed<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Our writer signed up for Refreshme and explored the dashboard for several days. Here is what stood out from that hands-on time:<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Refresh.me Review: Best Credit Score &amp; Finance Tracking App [2025]\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/Y1M5YJO63yQ?feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h4 id='refreshme-pros-cons'  id=\"boomdevs_13\" class=\"wp-block-heading\">Refreshme Pros &amp; Cons<\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group pro-item is-layout-flow wp-block-group-is-layout-flow\">\n<h5 id='\u2705-pros-1'  id=\"boomdevs_14\" class=\"wp-block-heading\">\u2705 Pros<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Syncs with over 12,000 banks for one money view<\/li>\n\n\n\n<li>Identity theft protection with insurance coverage<\/li>\n\n\n\n<li>Removes personal data from data brokers<\/li>\n\n\n\n<li>Built-in AI assistant for money insights<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group con-item is-layout-flow wp-block-group-is-layout-flow\">\n<h5 id='\u274c-cons-1'  id=\"boomdevs_15\" class=\"wp-block-heading\">\u274c Cons<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No free version, starts at $24.99\/month<\/li>\n\n\n\n<li>Built for personal finance, not business bookkeeping<\/li>\n\n\n\n<li>May collect personal information and messages<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns148443_e4cca8-fd .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns148443_e4cca8-fd\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{color:var(--global-palette9, #ffffff);background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn148443_1fbb6f-d3 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/refresh-me\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try RefreshMe Now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h2 id='feature-comparison'  id=\"boomdevs_16\" class=\"wp-block-heading\">Feature Comparison<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ready to dive into a detailed comparison of Refreshme vs Wave?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We will explore nine key features to help you analyze which platform suits your needs. Each tool offers different services, so the right fit depends on what you want to improve.<\/p>\n\n\n\n<figure class=\"wp-block-table fahimai-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Feature<\/th><th>Wave<\/th><th>Refreshme<\/th><\/tr><\/thead><tbody><tr><td>Starting Price<\/td><td>$0 (Pro $19\/month)<\/td><td>$24.99\/month<\/td><\/tr><tr><td>Free Plan<\/td><td>\u2705<\/td><td>\u274c<\/td><\/tr><tr><td>Small Business Accounting<\/td><td>\u2705<\/td><td>\u274c<\/td><\/tr><tr><td>Personal Finance<\/td><td>\u274c<\/td><td>\u2705<\/td><\/tr><tr><td>Unlimited Invoices<\/td><td>\u2705<\/td><td>\u274c<\/td><\/tr><tr><td>Auto Import Bank Transactions<\/td><td>\u2705 (Pro)<\/td><td>\u2705<\/td><\/tr><tr><td>Identity Theft Protection<\/td><td>\u274c<\/td><td>\u2705<\/td><\/tr><tr><td>Payroll Processing<\/td><td>\u2705 (add-on)<\/td><td>\u274c<\/td><\/tr><tr><td>Mobile App<\/td><td>\u2705<\/td><td>\u2705<\/td><\/tr><tr><td>Best For<\/td><td>Small business owners<\/td><td>Personal money management<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 id='1-core-purpose'  id=\"boomdevs_17\" class=\"wp-block-heading\">1. Core Purpose<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave is small business accounting software. It manages cash flow, tracks expenses and income, and generates financial reports. Wave makes double-entry accounting easy for owners without training.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme focuses on personal finance, not business books. It tracks your spending, watches your credit, and protects your identity. The two tools target different clients.<\/p>\n<\/div>\n\n\n\n<h3 id='2-invoicing'  id=\"boomdevs_18\" class=\"wp-block-heading\">2. Invoicing<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave invoicing is a standout. You create unlimited invoices, set up recurring invoices, and schedule recurring billing. Automated payment reminders chase late payers for you. Users report the invoicing features are straightforward and efficient.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-invoices-980x601.png\" alt=\"Wave Invoices\" title=\"\"><\/figure>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme does not offer invoicing software. It is built for personal money management. If you need to bill clients, this is not the right tool.<\/p>\n<\/div>\n\n\n\n<h3 id='3-bank-connections'  id=\"boomdevs_19\" class=\"wp-block-heading\">3. Bank Connections<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave lets you connect bank accounts to sync transactions automatically. This auto merge cuts manual entry. The feature sits in the paid Pro plan, so free users upload bank transactions by CSV.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-account-reconciliation-980x279.png\" alt=\"Wave Account Reconciliation\" title=\"\"><\/figure>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme integrates with over 12,000 banks and financial institutions. It syncs transactions automatically for a full view of your money across every account.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/RefreshME-Budget-Manager.png\" alt=\"Refresh Me Budget Manager\" title=\"\"><\/figure>\n\n\n\n<h3 id='4-expense-tracking'  id=\"boomdevs_20\" class=\"wp-block-heading\">4. Expense Tracking<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave expense tracking is built into the free plan. You can scan receipts with the mobile app and sync the data. Digital receipt capture moved into the paid pro plan in 2026.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-Expense-Tracking-1024x510.png\" alt=\"Wave Expense Tracking\" title=\"\"><\/figure>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme tracks spending across your linked bank accounts. It groups purchases into clear categories. You can set alerts when spending looks unusual.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/RefreshME-Spending-Tracker-1024x419.png\" alt=\"Refresh Me Spending Tracker\" title=\"\"><\/figure>\n\n\n\n<h3 id='5-payments'  id=\"boomdevs_21\" class=\"wp-block-heading\">5. Payments<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave lets you accept online payments. A credit card transaction costs 2.9% + $0.60. Bank payments cost 1%. An independent contractor paid through Wave gets direct deposit within a few business days. Watch for these additional costs on top of the base plan.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme is not a payment processor. It does not accept online payments or process credit card payments for a business. It tracks your own credit card spending instead.<\/p>\n<\/div>\n\n\n\n<h3 id='6-payroll-and-tax-filing'  id=\"boomdevs_22\" class=\"wp-block-heading\">6. Payroll and Tax Filing<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave payroll handles accounting and payroll together. It files taxes, pays an active employee or contractor by direct deposit, and creates W2 and 1099 forms. Tax filing covers a set list of states.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-tax-filling-980x560.png\" alt=\"Wave Tax Filing\" title=\"\"><\/figure>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme has no payroll processing or tax filing. It is a personal finance app. Business owners who need payroll should look at Wave.<\/p>\n<\/div>\n\n\n\n<h3 id='7-identity-and-privacy-protection'  id=\"boomdevs_23\" class=\"wp-block-heading\">7. Identity and Privacy Protection<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave protects financial data with 256-bit TLS encryption and PCI Level 1 compliance. It does not offer personal identity theft protection or dark web monitoring.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> This is where Refreshme shines. It offers identity theft protection with insurance, dark web monitoring, and privacy management that removes your information from data brokers. This treatment of your data aims at giving peace of mind, even if a breach has already failed to keep your details private.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/Untitled-design-3-34.png\" alt=\"Refresh Me Identity Theft Protection\" title=\"\"><\/figure>\n\n\n\n<h3 id='8-financial-reports'  id=\"boomdevs_24\" class=\"wp-block-heading\">8. Financial Reports<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave generates financial reports like balance sheets and income statements. It keeps a general ledger for your bookkeeping records. Reports lack deep customization, which limits complex cases.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-Financial-Reporting.png\" alt=\"Wave Financial Reporting\" title=\"\"><\/figure>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme shows a personal financial dashboard. It reports your net worth, spending trends, and credit changes over a date range. These are personal reports, not business statements.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2024\/09\/RefreshME-Financial-Dashboard-1024x419.png\" alt=\"Refresh Me Financial Dashboard\" title=\"\"><\/figure>\n\n\n\n<h3 id='9-mobile-app'  id=\"boomdevs_25\" class=\"wp-block-heading\">9. Mobile App<\/h3>\n\n\n\n<div class=\"wp-block-group software-compare-card software-a is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> The Wave mobile app keeps the same ease of use as the desktop version. You send invoices, track expenses, and do receipt scanning from your phone.<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/fahimai.com\/wp-content\/uploads\/2025\/04\/Wave-Mobile-App-1024x509.png\" alt=\"Wave Mobile App\" title=\"\"><\/figure>\n\n\n\n<div class=\"wp-block-group software-compare-card software-b is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> The Refreshme mobile app puts your full money picture in your pocket. You check spending, view alerts, and read AI insights on the move.<\/p>\n<\/div>\n\n\n\n<h3 id='10-pricing-cost'  id=\"boomdevs_26\" class=\"wp-block-heading\">10. Pricing &amp; Cost<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Let&#8217;s compare the pricing plans side by side.<\/p>\n\n\n\n<figure class=\"wp-block-table fahimai-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Plan<\/th><th>Wave<\/th><th>Refreshme<\/th><\/tr><\/thead><tbody><tr><td>Free \/ Entry<\/td><td>Starter Plan: $0<\/td><td>\u274c No free version<\/td><\/tr><tr><td>Base Paid<\/td><td>Pro Plan: $19\/month<\/td><td>Individual: $24.99\/month<\/td><\/tr><tr><td>Higher Tier<\/td><td>Payroll add-on from $40\/month<\/td><td>Couple: $44.99\/month<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Wave:<\/strong> Wave wins on upfront cost. The free starter plan gives you unlimited invoices and expense tracking with no subscription level fee. You only pay for payment processing or the paid pro plan when you want automation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Refreshme:<\/strong> Refreshme has no free plan. The Individual plan at $24.99\/month bundles money management and identity protection. That price makes sense only if you value the privacy tools.<\/p>\n\n\n\n<div class=\"wp-block-group tip-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>Test Result:<\/strong> Wave&#8217;s free version covers core accounting at $0. Refreshme starts at $24.99\/month with no free tier. For pure cost, Wave gives small business owners far more for less.<\/p>\n<\/div>\n\n\n\n<h2 id='different-scenarios'  id=\"boomdevs_27\" class=\"wp-block-heading\">Different Scenarios<\/h2>\n\n\n\n<figure class=\"wp-block-table fahimai-table\"><table class=\"has-fixed-layout\"><thead><tr><th>If You Need&#8230;<\/th><th>Choose<\/th><th>Why<\/th><\/tr><\/thead><tbody><tr><td>Free accounting software<\/td><td>Wave<\/td><td>Free starter plan, no fee<\/td><\/tr><tr><td>Personal finance tracking<\/td><td>Refreshme<\/td><td>Built for personal money<\/td><\/tr><tr><td>Unlimited invoices<\/td><td>Wave<\/td><td>Invoicing included free<\/td><\/tr><tr><td>Identity theft protection<\/td><td>Refreshme<\/td><td>Insurance and dark web scans<\/td><\/tr><tr><td>Payroll and tax filing<\/td><td>Wave<\/td><td>Wave payroll add-on<\/td><\/tr><tr><td>Beginner-friendly books<\/td><td>Wave<\/td><td>Easy for non-accountants<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcb0 Your Budget<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave costs $0 to start, so a tight budget points to Wave. Refreshme charges $24.99\/month from day one.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd0c Your Tech Stack<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave integrates with payment and payroll add-ons for business. Refreshme integrates with over 12,000 banks for personal accounts.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcdd Your Workflow<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pick Wave if your work means billing clients and tracking expenses. Pick Refreshme if you just want to manage your own money.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udf93 Your Experience Level<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave is designed for owners with no accounting background. Refreshme needs no finance skills either, since it reads your data for you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udd93 Free Trials and Demos<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Test the Wave free plan on a real project before you upgrade. Refreshme has no free tier, so review the terms first.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udedf Support Options<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave support is limited for free users, with a help center and <a class=\"wpil_keyword_link\" href=\"https:\/\/www.fahimai.com\/ai-chatbots\" title=\"chatbot\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120080\">chatbot<\/a>. The paid pro plan adds priority support for faster replies.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group scenario-box is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd10 Data Privacy and Security<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave uses strong encryption and offers multi factor authentication. Refreshme adds identity protection but may collect more personal information.<\/p>\n<\/div>\n\n\n\n<h2 id='switching-guide'  id=\"boomdevs_28\" class=\"wp-block-heading\">Switching Guide<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Already using one of these tools? Here is what to expect if you switch.<\/p>\n\n\n\n<div class=\"wp-block-group migration-card from-a is-layout-flow wp-block-group-is-layout-flow\">\n<h5 id='\ud83d\udd04-switching-from-wave-to-refreshme'  id=\"boomdevs_29\" class=\"wp-block-heading\">\ud83d\udd04 Switching from Wave to Refreshme?<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 What you&#8217;ll gain:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identity theft protection with insurance coverage<\/li>\n\n\n\n<li>Dark web monitoring and privacy management<\/li>\n\n\n\n<li>A personal finance view across all your bank accounts<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u274c What you&#8217;ll lose:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free accounting and unlimited invoices<\/li>\n\n\n\n<li>Payroll processing and tax filing<\/li>\n\n\n\n<li>Business financial reports and general ledger<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udccb How to switch:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Export your reports and bookkeeping records from Wave<\/li>\n\n\n\n<li>Create a Refreshme account and pick a plan<\/li>\n\n\n\n<li>Connect your bank accounts to start tracking<\/li>\n<\/ol>\n<\/div>\n\n\n\n<div class=\"wp-block-group migration-card from-b is-layout-flow wp-block-group-is-layout-flow\">\n<h5 id='\ud83d\udd04-switching-from-refreshme-to-wave'  id=\"boomdevs_30\" class=\"wp-block-heading\">\ud83d\udd04 Switching from Refreshme to Wave?<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 What you&#8217;ll gain:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A free plan with unlimited invoices and expense tracking<\/li>\n\n\n\n<li>Accounting and payroll for your small business<\/li>\n\n\n\n<li>The ability to accept online payments from clients<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u274c What you&#8217;ll lose:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identity theft protection and dark web monitoring<\/li>\n\n\n\n<li>Credit score tracking and data broker removal<\/li>\n\n\n\n<li>The personal finance dashboard and AI assistant<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udccb How to switch:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Note your linked bank accounts in Refreshme<\/li>\n\n\n\n<li>Sign up for the free Wave starter plan<\/li>\n\n\n\n<li>Connect your bank and set up your first invoice<\/li>\n<\/ol>\n<\/div>\n\n\n\n<h2 id='what-our-review-didn-t-cover'  id=\"boomdevs_31\" class=\"wp-block-heading\">What Our Review Didn&#8217;t Cover<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This comparison focused on core money management features. We did not test every edge case or measure how each tool handles billable hours for large teams. Enterprise needs and custom pricing were not part of this review. Our notes reflect the May 2026 versions, so features may have changed since then. If you run a complex business, your priorities may differ from what we covered.<\/p>\n\n\n\n<h2 id='final-verdict'  id=\"boomdevs_32\" class=\"wp-block-heading\">Final Verdict<\/h2>\n\n\n\n<figure class=\"wp-block-table fahimai-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Category<\/th><th>Winner<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udcb0 Pricing<\/td><td>Wave<\/td><\/tr><tr><td>\ud83e\uddfe Invoicing &amp; Accounting<\/td><td>Wave<\/td><\/tr><tr><td>\ud83c\udfe6 Bank Connections<\/td><td>Refreshme<\/td><\/tr><tr><td>\ud83d\udee1\ufe0f Identity Protection<\/td><td>Refreshme<\/td><\/tr><tr><td>\ud83d\udc76 Ease of Use<\/td><td>Wave<\/td><\/tr><tr><td>\ud83d\udcca Business Reports<\/td><td>Wave<\/td><\/tr><tr><td><strong>\ud83c\udfc6 Overall Winner<\/strong><\/td><td><strong>Wave<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group winner-box is-layout-flow wp-block-group-is-layout-flow\">\n<h4 id='\ud83c\udfc6-winner-wave'  id=\"boomdevs_33\" class=\"wp-block-heading\">\ud83c\udfc6 WINNER: WAVE<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Wave wins 4 out of 6 categories.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for:<\/strong> Small business owners, freelancers, independent contractors<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme and Wave are two very different products.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave is free accounting software for small business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme is a personal finance app with identity protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Refreshme is excellent for guarding your privacy and credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if you run a business, Wave is the better choice. We recommend Wave for most owners who need real bookkeeping tools.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns157516_6dde49-d4 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns157516_6dde49-d4\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{color:#ffffff;background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn157516_6d6005-1b kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try wave now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h2 id='more-of-wave-compared'  id=\"boomdevs_34\" class=\"wp-block-heading\">More of Wave Compared<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here is how Wave stacks up against other competitors:<\/p>\n\n\n\n<div class=\"wp-block-group competitor-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/wave-vs-quickbooks\" title=\"Wave vs QuickBooks\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120089\" target=\"_blank\" rel=\"noopener\">Wave vs QuickBooks<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Wave wins on:<\/em> Free core accounting, unlimited users at no cost, simpler setup for beginners<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>QuickBooks wins on:<\/em> Advanced features, inventory tracking, deeper reporting and integrations<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group competitor-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/xero-vs-wave\" title=\"Wave vs Xero\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120068\" target=\"_blank\" rel=\"noopener\">Wave vs Xero<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Wave wins on:<\/em> Zero starting price, free invoicing software, easier for solopreneurs<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Xero wins on:<\/em> <a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/best-seo-audit-tools\" title=\"Audit\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120084\" target=\"_blank\" rel=\"noopener\">Audit<\/a> trail, broader integrations, stronger tools for growing teams<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group competitor-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/wave-vs-freshbooks\" title=\"Wave vs FreshBooks\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120069\" target=\"_blank\" rel=\"noopener\">Wave vs FreshBooks<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Wave wins on:<\/em> A truly free plan, lower payroll costs, multiple companies under one login<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/freshbooks\" title=\"FreshBooks\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120081\" target=\"_blank\" rel=\"noopener\">FreshBooks<\/a> wins on:<\/em> Built-in time tracking for billable hours, richer project tools, faster support<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group competitor-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/zoho-books-vs-wave\" title=\"Wave vs Zoho Books\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120070\" target=\"_blank\" rel=\"noopener\">Wave vs Zoho Books<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Wave wins on:<\/em> No subscription for core books, simpler interface, free expense tracking<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/zoho-books\" title=\"Zoho Books\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120073\" target=\"_blank\" rel=\"noopener\">Zoho Books<\/a> wins on:<\/em> Workflow automation, tighter app integrations, more report customization<\/p>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns157516_6dde49-d4, .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns157516_6dde49-d4{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns157516_6dde49-d4 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns157516_6dde49-d4\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{color:#ffffff;background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn157516_6d6005-1b.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn157516_6d6005-1b kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/wave\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try wave now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h2 id='more-of-refreshme-compared'  id=\"boomdevs_35\" class=\"wp-block-heading\">More of Refreshme Compared<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here is how Refreshme stacks up against other competitors:<\/p>\n\n\n\n<div class=\"wp-block-group competitor-card software-b-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/refreshme-vs-quicken\" title=\"Refreshme vs Quicken\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120071\" target=\"_blank\" rel=\"noopener\">Refreshme vs Quicken<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Refreshme wins on:<\/em> Identity theft protection, dark web monitoring, data broker removal<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/quicken\" title=\"Quicken\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120077\" target=\"_blank\" rel=\"noopener\">Quicken<\/a> wins on:<\/em> Mature desktop tools, detailed investment tracking, long track record with reports<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group competitor-card software-b-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/refreshme-vs-expensify\" title=\"Refreshme vs Expensify\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120072\" target=\"_blank\" rel=\"noopener\">Refreshme vs Expensify<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Refreshme wins on:<\/em> Full personal finance view, credit monitoring, privacy management<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/expensify\" title=\"Expensify\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120088\" target=\"_blank\" rel=\"noopener\">Expensify<\/a> wins on:<\/em> Receipt scanning for work, expense reports, reimbursement workflows for teams<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group competitor-card software-b-card is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/refreshme-vs-sage\" title=\"Refreshme vs Sage\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120066\" target=\"_blank\" rel=\"noopener\">Refreshme vs Sage<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Refreshme wins on:<\/em> Personal money focus, identity insurance, simple AI insights<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a class=\"wpil_keyword_link\" href=\"https:\/\/fahimai.com\/sage\" title=\"Sage\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"120090\" target=\"_blank\" rel=\"noopener\">Sage<\/a> wins on:<\/em> Business accounting depth, scalability for larger firms, advanced compliance tools<\/p>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns148443_e4cca8-fd, .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns148443_e4cca8-fd{padding-top:var(--global-kb-spacing-xs, 1rem);gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns148443_e4cca8-fd .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns148443_e4cca8-fd\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{color:var(--global-palette9, #ffffff);background:#ff7700;font-weight:bold;text-transform:uppercase;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;box-shadow:0px 2px 4px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{color:#ffffff;background:#ff7700;border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;box-shadow:0px 2px 10px 0px rgba(0, 0, 0, 0.4);}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button{border-top-color:var(--global-palette9, #ffffff);border-top-style:solid;border-right-color:var(--global-palette9, #ffffff);border-right-style:solid;border-bottom-color:var(--global-palette9, #ffffff);border-bottom-style:solid;border-left-color:var(--global-palette9, #ffffff);border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn148443_1fbb6f-d3.kb-button:focus{border-top-color:var(--global-palette1, #3182CE);border-top-style:solid;border-right-color:var(--global-palette1, #3182CE);border-right-style:solid;border-bottom-color:var(--global-palette1, #3182CE);border-bottom-style:solid;border-left-color:var(--global-palette1, #3182CE);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn148443_1fbb6f-d3 kt-btn-size-xlarge kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/fahimai.com\/get\/refresh-me\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Try RefreshMe Now<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"\/><\/svg><\/span><\/a><\/div>\n\n\n\n<h2 id='frequently-asked-questions'  id=\"boomdevs_36\" class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What is the Refresh Me app?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Refresh Me app is a personal finance platform. It syncs your bank accounts, tracks spending, and adds identity theft protection in one place.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Is Wave Accounting really free?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, the Starter plan is free with unlimited invoices and expense tracking. The paid pro plan and payment processing add costs, but core accounting stays free.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Who bought Wave Accounting?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H&amp;R Block bought Wave Financial in 2019. Wave still runs as its own free accounting software brand for small business owners today.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Does the Wave app report to the IRS?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wave itself does not file your taxes for you. Wave payroll can generate W2 and 1099 forms and handle tax filing in supported states.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Is Wave cheaper than QuickBooks?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Wave wins on upfront cost with a free starter plan, while QuickBooks needs a paid subscription. Wave also allows unlimited users at no extra fee.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": \"WebPage\",\n      \"name\": \"Refreshme vs Wave: One Clear Winner (My Honest Take)\",\n      \"description\": \"Refreshme vs Wave compared. Wave wins on free accounting software for small business, Refreshme on personal finance. 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It syncs your bank accounts, tracks spending, and adds identity theft protection in one place.\"}},\n        {\"@type\": \"Question\", \"name\": \"What does it mean to refresh yourself?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"To refresh yourself means to rest and recover energy. In finance apps, it means getting a fresh, updated view of your money.\"}},\n        {\"@type\": \"Question\", \"name\": \"What does Refreshen mean?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Refreshen is an informal way to say refresh, meaning to renew or update something so it feels new again.\"}},\n        {\"@type\": \"Question\", \"name\": \"What is refresh good for?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Refresh is good for loading the newest data. In a finance app, it pulls your latest bank transactions and account balances.\"}},\n        {\"@type\": \"Question\", \"name\": \"What does refresh mean on Android?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"On Android, refresh reloads a page or app to show updated content, such as new messages or fresh account information.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave finances legit?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, Wave is legit. It supports over 2 million small businesses and is owned by H&R Block since 2019.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave as good as QuickBooks?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For simple needs, yes. Wave covers core accounting free, while QuickBooks offers more advanced features for complex businesses.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave really free?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The Starter plan is free with unlimited invoices and expense tracking. You pay for payment processing, payroll, or the paid pro plan.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave or QuickBooks better?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave is better for free, simple books. QuickBooks is better for advanced features, inventory, and growing teams that need depth.\"}},\n        {\"@type\": \"Question\", \"name\": \"Does Wave App report to IRS?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave does not file your taxes directly. Wave payroll can create W2 and 1099 forms and handle tax filing in supported states.\"}},\n        {\"@type\": \"Question\", \"name\": \"How much does Wave cost?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave has a free Starter plan and a Pro plan at $19\/month. Payroll starts at $40\/month plus $6 per active employee.\"}},\n        {\"@type\": \"Question\", \"name\": \"What are the disadvantages of wave accounting?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave lacks time tracking and inventory management. Support is limited for free users, and some report bank syncing glitches.\"}},\n        {\"@type\": \"Question\", \"name\": \"Who bought Wave Accounting?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"H&R Block bought Wave Financial in 2019. Wave still runs as its own free accounting software brand for small business owners.\"}},\n        {\"@type\": \"Question\", \"name\": \"Can I use Wave for bookkeeping?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Wave offers double-entry accounting, expense tracking, and financial reports, making it a solid free bookkeeping tool for solopreneurs.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is the Wave app free?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, the Wave mobile app is free to use. It lets you send invoices, scan receipts, and track expenses on the go.\"}},\n        {\"@type\": \"Question\", \"name\": \"Which is better, QuickBooks or Wave?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It depends on needs. Wave fits free, simple accounting. QuickBooks fits businesses needing advanced features and broader integrations.\"}},\n        {\"@type\": \"Question\", \"name\": \"What is a wave accounting software?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave is cloud-based accounting software for small business. It handles invoicing, expense tracking, and reports without a monthly fee for core tools.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is there a Wave accounting app?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Wave has a mobile app for invoicing and receipt scanning, with the same ease of use as the desktop version.\"}},\n        {\"@type\": \"Question\", \"name\": \"What is Wave used for in accounting?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave is used for invoicing, expense tracking, bank reconciliation, and financial reports. It suits freelancers and small business owners.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave Accounting still free?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The Starter plan is still free in 2026. Some features like auto bank imports now sit inside the paid Pro plan.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave no longer free?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Core accounting stays free on the Starter plan. Wave moved automation features like bank imports into the paid Pro plan.\"}},\n        {\"@type\": \"Question\", \"name\": \"Is Wave cheaper than QuickBooks?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Wave wins on upfront cost with a free starter plan, while QuickBooks needs a paid subscription. Wave also allows unlimited users.\"}},\n        {\"@type\": \"Question\", \"name\": \"How much is the Wave fee?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Wave charges 2.9% + $0.60 per credit card transaction and 1% for bank payments. The Pro plan costs $19 per month.\"}},\n        {\"@type\": \"Question\", \"name\": \"How does a Wave account work?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"You sign up free, connect your bank accounts, and send invoices. Wave syncs transactions automatically and builds your financial reports.\"}},\n        {\"@type\": \"Question\", \"name\": \"How to create a Wave account?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Visit the Wave site, enter your email, and start the free Starter plan. Then connect a bank account and create your first invoice.\"}}\n      ]\n    },\n    {\n      \"@type\": \"Review\",\n      \"name\": \"Refreshme vs Wave: Wave is the better pick for small business\",\n      \"author\": {\"@type\": \"Person\", \"name\": \"Fahim Joharder\"},\n      \"datePublished\": \"2026-05-25\",\n      \"reviewBody\": \"Wave is free accounting software for small business, while Refreshme is a personal finance app. For business books, Wave wins.\",\n      \"itemReviewed\": {\n        \"@id\": \"https:\/\/fahimai.com\/get\/wave#software\"\n      },\n      \"reviewRating\": {\n        \"@type\": \"Rating\",\n        \"ratingValue\": \"4.0\",\n        \"bestRating\": \"5\",\n        \"worstRating\": \"1\"\n      },\n      \"positiveNotes\": {\n        \"@type\": \"ItemList\",\n        \"itemListElement\": [\n          {\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Free plan with unlimited invoices and expense tracking\"},\n          {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Clean, intuitive dashboard showing cash flow, income, and expenses\"},\n          {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Unlimited users for free, unlike QuickBooks\"},\n          {\"@type\": \"ListItem\", \"position\": 4, \"name\": \"Manage multiple companies under one account\"}\n        ]\n      },\n      \"negativeNotes\": {\n        \"@type\": \"ItemList\",\n        \"itemListElement\": [\n          {\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Limited support for free version users\"},\n          {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Some users report slow support and bank syncing glitches\"},\n          {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"No built-in time tracking or inventory management\"}\n        ]\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Winner 4.0 Runner Up 3.2 \u26a1 Quick Verdict: Refreshme and Wave both help you manage money. But they are built for two very different jobs. Wave is free accounting software for small business owners. Refreshme is a personal finance app with privacy tools. This review breaks down the real difference between them. By the end, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":113525,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[370,922],"tags":[932,1180],"class_list":["post-113524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-refresh-me","category-wave","tag-autolink","tag-vs"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/posts\/113524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/comments?post=113524"}],"version-history":[{"count":0,"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/posts\/113524\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/media\/113525"}],"wp:attachment":[{"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/media?parent=113524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/categories?post=113524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fahimai.com\/ar\/wp-json\/wp\/v2\/tags?post=113524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}